8月26日，重庆农商行发布2025年半年度报告。数据显示，2025年上半年，该行实现营业收入147.41亿 元，同比增加0.68亿元，增幅0.46%；净利润78.47亿元，同比增加2.86亿元，增幅3.79%；归属于本行股 东的净利润76.99亿元，同比增加3.41亿元，增幅4.63%。 资产规模方面，截至报告期末，重庆农商行资产总额16301.31亿元，较上年末增长1151.89亿元；存款余 额10251.95亿元，较上年末增长832.49亿元；贷款余额7652.45亿元，较上年末增长509.72亿元。 （文章来源：北京商报） 资产质量方面，截至报告期末，重庆农商行不良贷款率1.17%，较上年末下降0.01个百分点；资本充足 率15.11%，拨备覆盖率355.58%，具备较强的风险抵补能力；成本收入比26.58%，存款付息率1.52%， 同比下降27个基点。 ...

每经头条（nbdtoutiao）——能给主人"打电话"的宠物智能手机也来了！宠物产业3000亿元市场大爆 发，行业上市公司"涨"声一片 每经AI快讯，渝农商行（SH 601077，收盘价：6.44元）8月26日晚间发布公告称，公司第五届第六十次 董事会会议于2025年8月26日在本行总行401会议室以现场结合通讯方式召开。会议审议了《关于审议重 庆农村商业银行股份有限公司2025年半年度报告及其摘要、业绩公告的议案》等文件。 2025年1至6月份，渝农商行的营业收入构成为：利息收入占比105.29%，债务工具投资占比51.72%，非 利息收入占比6.43%。 截至发稿，渝农商行市值为731亿元。 （记者 王晓波） ...

资产质量方面，截至报告期末，重庆农商行不良贷款率1.17%，较上年末下降0.01个百分点；资本充足 率15.11%，拨备覆盖率355.58%，具备较强的风险抵补能力；成本收入比26.58%，存款付息率1.52%， 同比下降27个基点。 北京商报讯（记者 孟凡霞 实习记者 周义力）8月26日，重庆农商行发布2025年半年度报告。数据显 示，2025年上半年，该行实现营业收入147.41亿元，同比增加0.68亿元，增幅0.46%；净利润78.47亿 元，同比增加2.86亿元，增幅3.79%；归属于本行股东的净利润76.99亿元，同比增加3.41亿元，增幅 4.63%。 资产规模方面，截至报告期末，重庆农商行资产总额16301.31亿元，较上年末增长1151.89亿元；存款余 额10251.95亿元，较上年末增长832.49亿元；贷款余额7652.45亿元，较上年末增长509.72亿元。 ...

格隆汇8月26日丨重庆农村商业银行(03618.HK)发布公告，2025年上半年，集团深入构建数字驱动 、产 业链动 、场景圈动"三种新动能"，积极服务地方经济，夯实业务发展基础，规模效益持续增长。本期 实现营业收入147.36亿元(人民币，下同)，同比增加0.94亿元，增幅0.64%；净利润78.47亿元，同比增加 2.86亿元，增幅3.79%；归属于本行股东的净利润76.99亿元，同比增加3.41亿元，增幅4.63%。 ...

Core Viewpoint - Chongqing Rural Commercial Bank reported a stable financial performance for the first half of 2025, with a slight increase in net profit and a focus on enhancing digital and ecological financial services to support local economic development [8][10]. Financial Performance Summary - Net interest income reached RMB 11,744 million, a 5.98% increase from RMB 11,081 million in the same period last year [8][12]. - Non-interest income decreased by 16.56% to RMB 2,996.7 million from RMB 3,591.5 million [8][12]. - Total operating income was RMB 14,740.7 million, a marginal increase of 0.46% compared to RMB 14,672.5 million [8][12]. - Net profit for the period was RMB 7,846.9 million, up 3.79% from RMB 7,560.7 million [8][12]. Asset and Liability Overview - Total assets amounted to RMB 1,630,130.9 million, reflecting a 7.60% increase from RMB 1,514,941.7 million at the end of the previous year [9][12]. - Customer loans and advances reached RMB 765,245 million, a 7.14% increase from RMB 714,273 million [9][12]. - Total liabilities were RMB 1,491,275.4 million, up 7.96% from RMB 1,381,332.9 million [9][12]. Capital Adequacy and Risk Management - The capital adequacy ratio stood at 15.11%, with a core Tier 1 capital ratio of 13.30% [9][12]. - The non-performing loan ratio improved slightly to 1.17% from 1.18% [9][12]. - The bank has implemented comprehensive risk management strategies to enhance operational resilience and compliance with regulatory requirements [11][12]. Strategic Focus and Development - The bank aims to strengthen its role in supporting rural revitalization and small to medium-sized enterprises, leveraging digital transformation and innovative financial products [11][12]. - Emphasis on developing a digital financial ecosystem to enhance customer experience and operational efficiency [11][12]. - The bank is actively involved in green finance initiatives, with green loan balances reaching RMB 802.19 million, an increase of RMB 124.66 million from the previous year [11][12].

Core Viewpoint - Chongqing Rural Commercial Bank reported a stable performance with a slight increase in net profit and total assets, while facing challenges in non-interest income and maintaining a strong capital adequacy ratio [9][10]. Financial Performance - Net interest income reached RMB 11,744 million, a year-on-year increase of 5.98% [9] - Non-interest income was RMB 2,996.7 million, down 16.56% compared to the previous year [9] - Total operating income was RMB 14,740.7 million, showing a slight increase of 0.46% [9] - Net profit amounted to RMB 7,846.9 million, reflecting a growth of 3.79% year-on-year [9] Asset and Liability Management - Total assets reached RMB 1,630,130.9 million, an increase of 7.60% from the previous year [2] - Customer loans and advances stood at RMB 765,245 million, up 7.14% [2] - Total liabilities were RMB 1,491,275.4 million, reflecting a growth of 7.96% [2] Capital Adequacy and Risk Management - Capital adequacy ratio was reported at 15.11%, indicating a strong capital position [9] - Provision coverage ratio was 355.58%, demonstrating robust risk mitigation capabilities [3] - Non-performing loan ratio was 1.17%, slightly improved from the previous year [2] Market Position and Strategic Initiatives - The bank's market image improved, being included in the CSI 300 Index and MSCI Index, ranking 112th globally according to The Banker [9] - The bank aims to enhance its digital financial services and support rural revitalization, with nearly 70% of its workforce dedicated to this initiative [10] - Focus on developing green finance and supporting small and micro enterprises, with a loan balance of RMB 1,478.46 million for small enterprises [10] Shareholder Information - The total number of shareholders reached 125,825 as of July 31, 2025, with a majority being A-shareholders [4] - Major shareholders include state-owned enterprises and investment groups, indicating a stable ownership structure [6][7]

Core Viewpoint - The board of directors of Chongqing Rural Commercial Bank convened a meeting to approve various proposals, including the 2025 semi-annual report and several reform action plans for the next three years [1][2][3]. Group 1: Meeting Details - The meeting was held on August 26, 2025, with 8 directors present, including 2 in person and 6 via communication [1]. - The meeting complied with legal and regulatory requirements, and the voting results showed unanimous support for all proposals [1]. Group 2: Approved Proposals - The board approved the 2025 semi-annual report and its summary, with 7 votes in favor [2]. - A donation of 4.8 million yuan for rural revitalization in Youyang County was approved, also receiving 7 votes in favor [2]. - The board approved three reform action plans for inclusive finance, technology finance, and pension finance for the years 2025-2027, each with unanimous support [2][3]. - Amendments to the management measures for agency business and personal client agency financial management procedures were also approved, with 7 votes in favor for each [2][3]. - The board reviewed and approved the risk management evaluation report for the first half of the year, receiving unanimous support [2]. - The board approved the third pillar disclosure report and the fees for internet loan collection services, both with 7 votes in favor [3]. - Several related party transactions were approved, including those involving Zhejiang Wangshang Bank and Chongqing Xinyu Financial Leasing, with 6 votes in favor for each, as some directors recused themselves due to conflicts of interest [4][5].

重大影响。 一、关联交易基本情况 （一）审议程序 证券代码：601077 证券简称：渝农商行 公告编号：2025-033 重庆农村商业银行股份有限公司 关于关联交易事项的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 六十次会议审议，同意对浙江网商银行股份有限公司（以下简称"浙江网商银行"） 给予同业综合授信额度 12 亿元，授信期限 1 年；同意向浙江网商银行支付贷款 服务费，关联交易金额不超过 3000 万元。以上关联交易金额合计不超过 12.3 亿元。 （二）关联关系及关联交易情况 本次关联交易定价依据市场原则，相关条件不优于本行对非关联方同类业务， 按照商业原则和一般商业条款或更佳条款进行，并符合本行定价政策。 四、关联交易的影响 本次关联交易为本行的正常业务，定价合理，符合监管要求及本行关联交易 管理相关规定，对本行正常经营活动及财务状况无重大影响。 本行第五届董事会第六十次会议审议通过了《关于审议浙江网商银行股份有 限公司授信类关联交易的议案》《关于审议浙江网商银行股份有限公司非授信类 关联交易 ...

Core Insights - Chongqing Rural Commercial Bank reported a mid-term performance for the six months ending June 30, 2025, with operating income of 14.736 billion RMB, a year-on-year increase of 0.64% [1] - The net profit attributable to shareholders reached 7.699 billion RMB, reflecting a year-on-year growth of 4.63% [1] - Basic earnings per share stood at 0.67 RMB [1] Business Development - The bank's total assets amounted to 1.630571 trillion RMB, an increase of 115.189 billion RMB compared to the end of the previous year [1] - Total deposits reached 1.025195 trillion RMB, up by 83.249 billion RMB from the end of last year [1] - Loan balance was 765.245 billion RMB, increasing by 50.972 billion RMB compared to the end of the previous year [1] Loan Quality and Cost Control - The non-performing loan ratio was 1.17%, a decrease of 0.01 percentage points from the end of the previous year [1] - Capital adequacy ratio stood at 15.11%, with a provision coverage ratio of 355.58%, indicating strong risk absorption capacity [1] - The cost-to-income ratio was 26.59%, while the deposit interest rate was 1.52%, down by 27 basis points year-on-year [1] Market Positioning - The bank's market image has improved, being included in the CSI 300 Index for A-shares and the MSCI Index for H-shares [1] - It ranked 112th in the British magazine "The Banker" global bank ranking, an increase of 7 places from the end of the previous year, marking a historical high and leading among rural commercial banks and banks in the western region of China [1]

贷款质量、成本管控持续优化，不良贷款率1.17%、较上年末下降0.01个百分点;资本充足率15.11%、拨 备覆盖率355.58%，具备较强的风险抵补能力;成本收入比26.59%，存款付息率1.52%、同比下降27个基 点。市场形象稳步提升，A股纳入沪深300指数、H股纳入MSCI指数，排名英国《银行家》全球银行第 112位、较上年末提升7位，创历史新高，居全国农商行和西部银行首位。 主营业务发展有增有优。规模、效益持续增长，资产总额16305.71亿元、较上年末增长1151.89亿元，存 款余额10251.95亿元、较上年末增长832.49亿元，贷款余额7652.45亿元、较上年末增长509.72亿元。 重庆农村商业银行(03618)发布截至2025年6月30日止六个月中期业绩，营业收入147.36亿元(人民币，下 同)，同比增加0.64%;归母净利润76.99亿元，同比增加4.63%;基本每股收益0.67元。 ...