智通财经记者 | 安震 1月20日，智通财经获悉，北京银行召开干部大会，任命关文杰为北京银行党委书记，按照惯例，在履 行人事任命流程后，他将出任北京银行董事长。北京银行原党委书记，董事长霍学文到龄卸任。 公开信息显示，霍学文出生于1965年9月，早年曾在南开大学任教，1997年5月起先后担任国务院证券委 员会办公室干事、助理调研员，1998年12月进入证监会。2001年11月，霍学文担任北京市委金融工委副 书记，随后任北京市国资委副主任、北京市发展改革委副主任、北京市地方金融监督管理局（北京市金 融工作局）局长等职。 2022年2月，霍学文调任北京银行党委书记，并当选董事长。 北京银行2025年第三季度财报显示，截至报告期末，北京银行资产总额达到48922.27亿元，较年初增长 15.95%，实现营业收入515.88亿元，同比下降1.08%，归属于母公司股东的净利润210.64亿元，同比增 幅0.26%。2025年三季度末不良贷款率为1.29%，较上年末下降0.02个百分点，拨备覆盖率为195.79%。 公开简历信息显示，关文杰1970年出生，早年曾在建设银行青岛市分行任职。关文杰加入华夏银行后， 担任华夏银 ...

Core Insights - Beijing Huaxintai Technology Co., Ltd. has developed a high-precision, low-power, practical chip-level atomic clock after 10 years of research, supported by customized financing solutions from Beijing Bank [1] - Beijing Bank has been a strategic partner for numerous technology enterprises, providing financial support that has enabled them to grow from inception to maturity [1] - As of September 2025, Beijing Bank has served over 29,000 specialized and innovative enterprises, with a loan balance exceeding 120 billion yuan; the balance of technology finance loans reached 437.7 billion yuan, providing over 1.4 trillion yuan in credit to more than 58,000 technology SMEs [1] Group 1: Financial Support for Technology Enterprises - Beijing Bank has introduced products like "Kechuang e-loan" and "Jinli e-loan" to address the financing challenges faced by asset-light, collateral-deficient tech companies, successfully providing first-time loans to over 20,000 enterprises since 2020 [2] - The bank's support has been crucial for companies like Beijing Yimiao Shenzhou Pharmaceutical Technology Co., Ltd., which received a 10 million yuan credit loan during a critical funding shortage, allowing it to continue its clinical trials and drug development [3] Group 2: Comprehensive Financial Services - Beijing Bank aims to create a comprehensive financial service system that covers the entire lifecycle of technology enterprises, adapting to their varying financial needs at different growth stages [3] - The bank is transitioning from merely providing financial support to becoming a resource integrator, linking government, parks, and capital markets to facilitate enterprise growth [4] - Future plans include expanding the bank's industrial layout into ten key sectors and fostering a new ecosystem of technology finance that integrates government, banking, enterprise, and research [4]

北京银行即将迎来新任"掌舵人"，由万亿级农商行董事长调任！ 1月20日，券商中国记者从权威渠道获悉，现任北京农商行董事长 关文杰 将调任北京银行，担任该行党委书 记，待完成相关程序后，或出任北京银行董事长。现年已满60岁的北京银行党委书记、董事长霍学文或将到龄 退休。 作为一名"70后"，关文杰工作履历横跨国有大行、股份行和农商行，具有在北京国资参股的多家银行核心管理 层任职经验，在华夏银行任职时间最长，工作超过20年，早年间他还曾在建设银行工作。2024年1月，关文杰 从华夏银行行长职位上调任北京农商行担任党委书记，同年6月出任董事长至今。 事实上，关文杰掌舵北京农商行时间并不算长，至今刚满2年。2024年1月10日，北京农商行官网发布公告称， 该行召开干部大会宣布北京市委、市政府决定，关文杰任北京农商行党委书记，董事长人选；同年6月其董事 长任职资格获得金融监管部门核准。 而在加入北京农商行之前，关文杰长期供职于华夏银行，工作时间超过20年。2023年4月至2024年1月期间，担 任华夏银行行长近9个月，在此之前担任华夏银行副行长职务超5年。 公开简历显示，关文杰出生于1970年10月，拥有硕士学位，系高 ...

北京银行或迎来新掌门。 1月20日下午，北京银行召开会议，宣布关文杰任北京银行党委书记；待履行完相关程序，他或出任该行董事长。 作为国内第一梯队的城商行，北京银行的掌舵人变动往往具有风向标意义。 关文杰是标准的"老银行人"，财务科班出身，他的职业生涯起步于建设银行青岛分行，成名于华夏银行； 在华夏银行，他曾历任青岛分行行长、总行会计部总经理、财务负责人、副行长，直至升任行长； 后续于2024年出任北京农商行董事长。 在当前的宏观环境下，银行业普遍面临息差收窄、资产质量承压以及内生增长动力不足的共性难题，而此前，北京银行的资产规模已被江苏银行超越； 如何在保持规模优势的同时，挖掘新的利润增长点，是摆在新任掌门人面前的首要课题。 破局的关键，或许在于数字金融。 梳理关文杰近年的公开表态，"数字化"是他高频提及的关键词。 早在2022年，他就指出传统金融的渐进式改善已不足以应对实体经济需求，银行必须同步推进数字化转型，弥合与产业端的"数字鸿沟"； 此次履新，再次印证了北京市属金融机构高管"轮岗"的常态化机制。 从华夏银行行长，到北京农商行董事长，再到如今执掌北京银行，关文杰的履历完美串联起了北京金融国资体系下的三家 ...

证券日报网讯 1月20日，北京银行在互动平台回答投资者提问时表示，近期本行股价走势与银行板块整 体走势基本一致，主要受行业周期性调整以及市场情绪波动等多重因素影响。本行严格按照《证券法》 《上市公司信息披露管理办法》等法律法规及监管要求，真实、准确、完整、及时、公平地履行信息披 露义务，不存在应披露而未披露的重大信息。本行目前经营情况正常，各项业务稳健开展。本行高度重 视市值管理工作，将持续坚持稳健经营，以良好的经营业绩回报广大投资者。 （文章来源：证券日报） ...

即将卸任的霍学文出生于1965年9月，已年满60周岁。霍学文熟悉经济金融工作，在学界、政界和业界 均有任职经验。霍学文早期曾在南开大学经济学院任教，后进入中国证监会工作。2001年11月，他出任 中共北京市委金融工委副书记，并先后担任北京市国资委副主任、北京市发展改革委副主任、北京市地 方金融监督管理局（北京市金融工作局）局长等职。2022年2月，霍学文调任北京银行党委书记，2022 年3月被选举为北京银行董事长。 公开简历显示，关文杰出生于1970年10月，硕士学位，高级会计师。到任北京银行之前，关文杰任北京 农商银行党委书记、董事长，并曾担任华夏银行副行长、行长。 近几年，北京银行资产规模从2022年的3万亿元左右增长至2025年三季度末的约4.9万亿元，居国内城市 商业银行前列。同时，北京银行持续深化科技金融、绿色金融、普惠金融等特色业务，并积极推进数字 化转型。目前，北京银行正式进入到以价值创造为根本导向的数字化转型2.0阶段，即全面数字化经营 阶段，加快实现全数据驱动、全客群细分、全渠道整合、全产品适配、全策略闭环，着力建设国际一流 的数字银行。 关文杰拥有30余年的银行从业经验，其职业生涯起步于建 ...

Core Viewpoint - The recent upgrades to multiple loan interest subsidy policies signal a shift in government strategy from relying solely on large-scale infrastructure investment to a more balanced approach that encourages consumer spending and reduces financing costs for micro and small enterprises [1][4]. Group 1: Policy Upgrades - The Ministry of Finance has optimized existing interest subsidy policies for personal consumption loans, service industry loans, and equipment upgrade loans, extending their terms to the end of 2026 [1]. - The personal consumption loan subsidy now includes credit card installment payments, with an annual subsidy rate of 1% [3]. - The subsidy cap for new service industry loans has increased from 1 million to 10 million yuan per borrower [6]. Group 2: Support for Micro and Small Enterprises - A new interest subsidy policy for micro and small enterprises has been introduced, targeting key industry chains and their upstream and downstream sectors [11]. - The subsidy for eligible fixed asset loans for micro and small enterprises will be 1.5% annually, with a maximum loan amount of 50 million yuan per borrower [12]. Group 3: Expanded Coverage and Financial Institutions - The range of financial institutions eligible to provide these subsidies has been expanded to include city commercial banks, rural cooperative financial institutions, foreign banks, and consumer finance companies [4][7]. - The policy aims to enhance the accessibility of financial services in rural and grassroots markets, thereby stimulating consumption [4]. Group 4: Specific Sector Support - The updated policies now include support for digital, green, and retail sectors, alongside the previously established eight categories [6][7]. - The equipment upgrade loan subsidy has been raised to 1.5%, covering a wider range of sectors including high-end, intelligent, and green technologies [8].

记者从知情人士处获悉，北京银行在1月20日下午召开会议，关文杰被任命为北京银行党委书记。按照 惯例，履行完相关程序后，他或将出任北京银行董事长。（上证报） ...

来源：金融人事Co 2026年开年伊始，头部城商行北京银行即传出换帅消息。 银行人事获悉，北京农商行董事长关文杰将调任北京银行，拟任党委书记；北京银行原党委书记、董事 长霍学文或将到龄退休。 1月20日，政协北京市第十四届委员会常务委员会第十八次会议召开，同意增补霍学文等47名同志为政 协北京市第十四届委员会委员。 霍学文，汉族，内蒙古赤峰人，1986年、1989年、1996年分别获南开大学经济学学士学位、硕士学位、 博士学位；2006年获中国人民大学法学博士学位，研究员、高级政工师、副教授。 霍学文于2022年2月任北京银行党委书记，2022年3月至今担任北京银行董事长。在进入北京银行之前， 其曾先后工作在南开大学经济学院、国务院证券委员会、证监会政策研究室国际调研处、国际合作部国 际合作处、中共北京市委金融工委、北京市国资委、北京市发展改革委、北京市地方金融监督管理局 （包括北京市金融工作局）。 关文杰，1970年10月出生，硕士学位，正高级会计师，现任北京农商银行党委书记、董事长。 他早年在中国建设银行青岛市分行从事财会工作，后历任华夏银行青岛分行计划财务部总经理、副行 长、行长，调任华夏银行总行会计部 ...

Group 1 - The core viewpoint of the news is the implementation of a financial subsidy policy for equipment renewal loans to support businesses in reducing financing costs and promoting effective investment [3][4][5] - The policy includes a 1.5% interest subsidy on fixed asset loans for equipment renewal projects, applicable for a maximum of two years, and is effective until December 31, 2026 [3][4] - The scope of support has been expanded to include various sectors such as construction, aviation, digital technology, and green energy, emphasizing high-end, intelligent, and digital equipment updates [4][6] Group 2 - A total of 26 banks are designated as eligible for processing the interest subsidy loans, including major national banks and several regional banks [4][5] - The subsidy process has been optimized to include a "pre-allocation + settlement" method, streamlining the application and approval process for banks and provincial financial departments [5][6] - The policy aims to enhance the experience of businesses by ensuring timely communication regarding subsidy payments through modern technology [6][7] Group 3 - The policy for small and micro enterprises includes a 1.5% interest subsidy on fixed asset loans, with a maximum loan amount of 50 million yuan, effective from January 1, 2026 [8][9] - The targeted sectors for this subsidy include new energy vehicles, medical equipment, and various service industries, aiming to stimulate investment and production [9][10] - The operational mechanism involves a "total-to-total" model for coordination between financial institutions and fiscal departments to ensure efficient processing of subsidy funds [11][12] Group 4 - The service industry loan subsidy policy has been extended until December 31, 2026, with an increased maximum loan amount of 10 million yuan and a 1% interest subsidy for one year [16][17] - New sectors such as digital, green, and retail have been added to the support scope, enhancing the policy's relevance to current economic trends [17][18] - The funding allocation process has been refined to improve efficiency and reduce redundancy in the approval process [18][19] Group 5 - A special guarantee plan for private investment has been introduced with a total quota of 500 billion yuan over two years, aimed at supporting small and micro enterprises [22][24] - The plan includes risk-sharing mechanisms where banks bear at least 20% of the loan risk, while the government guarantee fund covers up to 80% [24][25] - The initiative encourages innovative financing models and aims to enhance the capital strength of the government guarantee fund to support private investments effectively [26][27]