又有多名国有大行干部落马消息传来！ 9月19日晚间，据中央纪委国家监委网站消息，中国银行大连市分行原党委委员、副行长曲恒善因涉嫌严重违纪违法被 查，公开资料显示，曲恒善已从中行退休多年。 就在近日，交通银行山西省分行党委委员、副行长赵秀军涉嫌严重违纪违法被查。 还有多名大行原干部在被查数月后，具体处分近日落地。其中工商银行河南省分行原党委书记、行长许杰被开除党籍， 取消其享受的待遇；通报显示其"追求低级趣味、私欲膨胀、以权敛财"。中国银行集中采购中心原副总经理关小虎被开 除党籍和公职，通报称其"在职工录用方面为他人谋取利益"和"有巨额财产不能说明来源"。 曲恒善、赵秀军被查 9月19日，中央纪委国家监委驻中国银行纪检监察组、辽宁省纪委监委消息：中国银行大连市分行原党委委员、副行长曲 恒善涉嫌严重违纪违法，目前正接受纪律审查和监察调查。 券商中国记者注意到，曲恒善卸任中行大连分行副行长多年，退休后到大连银行担任独立董事。大连原银保监局公开批 复信息显示，2019年11月，大连原银保监局核准了曲恒善大连银行独立董事任职资格。另据大连银行2024年年报，截至 去年末，曲恒善担任该行独立董事，董事津贴为24万元。 大 ...

9月19日，江西省委书记尹弘在南昌会见了交通银行党委书记、董事长任德奇一行。 尹弘指出，希望交 通银行继续发挥国有大行的优势，在以往双方良好合作的基础上，加大金融资源投放力度，更好支持江 西产业发展；综合运用大数据和区块链技术，深入推动金融创新与科技赋能，为各类企业和项目提供高 效金融服务，以务实合作的新成果实现更高水平的互利共赢。 ...

Core Insights - The role of bank return equity investment is becoming increasingly awkward due to regulatory changes and the emergence of new investment channels [2][3] - The shift from bank return equity investment to financial asset investment companies (AIC) is reshaping the landscape of equity investment in China [3][8] Historical Context - Bank return equity investment was once thriving, with major banks establishing investment funds in Hong Kong and investing in various sectors such as healthcare and technology [4][5] - The peak of bank return equity investment occurred between 2012 and 2015, driven by the rise of RMB funds and collaboration with local governments [5][6] Regulatory Environment - Financial regulatory authorities have discouraged bank return equity investment due to compliance issues and the high-risk nature of equity investments [6][7] - Recent policies have opened up avenues for banks to engage in equity investment through AICs, effectively closing the door on return equity investment [3][8] Market Trends - Since 2018, the number of bank return equity investment funds has decreased, and their market activity has significantly cooled down [7][9] - The emergence of AICs has led to a competitive disadvantage for bank return equity investment platforms, as many technology companies prefer AIC funding due to perceived policy risks [9][10] Future Directions - Bank return equity investment platforms are exploring business transformation into asset management and financial advisory services, but these areas are seen as less profitable compared to equity investment [10][11] - The potential closure of these platforms raises concerns about the future of employees and the need for new business models [10][11]

Core Points - The event "Party Building Leads to Empowerment" was successfully held by the Shenzhen Branch of Bank of Communications on September 18, under the guidance of the Municipal Social Work Department and the "Two New" Work Committee of the Municipal Party Committee [1] - The event aimed to strengthen ideological co-construction, promote resource sharing, and achieve collaborative progress through party building [1] - Jiang Zhou, the Party Secretary and President of the Shenzhen Branch, emphasized the bank's commitment to political and public service responsibilities, and the importance of innovative party building methods to deepen cooperation between government, banks, and enterprises [1] - Lin Qianjie, the First Secretary of the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, highlighted the event as a platform for exchange and a significant ideological feast [1] - The event featured a lecture by Jia Xingdong, Director of the Economic Committee of the Shenzhen Municipal Political Consultative Conference, focusing on the development status and future trends of the "20+8" key industrial clusters in Shenzhen [1] - The lecture provided valuable insights into the "20+8" industrial policy, aiding party members and cadres in understanding its rich connotations and practical requirements for promoting high-quality development of enterprises in Shenzhen [1] Participation - A total of 220 participants attended the event, including representatives from the Shenzhen Municipal Social Work Department, the "Two New" Work Committee, the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, associations, chambers of commerce, enterprises, and party representatives from the Bank of Communications Shenzhen Branch [2]

Group 1 - The private placement market has seen significant growth this year, with 99 listed companies completing placements, raising a total of 757.34 billion yuan, a year-on-year increase of 534.49% [1] - The industries with the highest number of companies conducting private placements include chemicals, machinery, hardware equipment, electrical equipment, and semiconductors, with 15, 10, 10, 9, and 7 companies respectively [1] - Eight companies raised over 10 billion yuan through private placements, with four major banks raising a combined total of 520 billion yuan [1] Group 2 - A total of 270 listed companies have disclosed private placement plans this year, representing a year-on-year increase of 126.89% [2] - Private placement funding is crucial for the development of companies, particularly in the semiconductor and electrical equipment sectors, enabling them to attract talent and enhance R&D [2] - The active participation of institutional investors in private placements is driven by improved market conditions and positive future expectations [2]

在今日下午的2025年上海辖区上市公司集体接待日暨中报业绩说明会上，交通银行执行董事、副行长周 万阜针对有关"公司下半年信贷投放储备情况如何？是否有利于提高息差？"提问表示，交行一直以来高 度重视信贷项目储备，认真落实金融服务实体经济高质量发展相关要求，全力推动项目储备扩容提 质。"目前看，我们三、四季度项目储备和需求总体保持平稳，项目储备重点聚焦'两重''两新'、制造 业、普惠金融、绿色发展、科技创新、乡村振兴等重点领域，进一步强化推动力度。同时，交行也结合 各地方产业经济结构和产业特色，储备了一批重点优质项目。"中报显示，今年上半年，交通银行的客 户贷款利息收入1,383.25亿元，同比减少123.96亿元，降幅8.22%，主要由于客户贷款年化平均收益率同 比下降57个基点。 ...

证券之星消息，9月19日国有大型银行板块较上一交易日下跌1.09%，农业银行领跌。当日上证指数报收 于3820.09，下跌0.3%。深证成指报收于13070.86，下跌0.04%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 666109 | 建设银行 | 8.88 | 1.25% | 150.92万 | 13.25亿 | | 601328 | 交通银行 | 6.95 | 0.72% | 264.05万 | 18.18 Z | | 601988 | 中国银行 | 5.29 | -0.19% | 320.56万 | 16.84 Z | | 601658 | 邮储银行 | 6.04 | -0.49% | 118.33万 | 7.17亿 | | 601398 | 工商银行 | 7.20 | -1.23% | 480.71万 | 34.61亿 | | 601288 | 农业银行 | 6.65 | -1.77% | 500.93万 | 33.43 Z | 以上内容为证券 ...

Group 1 - The 2025 9th "Yinhua Fund Cup" Sina Financial Advisor Competition has officially announced the list of finalists, with 170 outstanding financial advisors and 45 excellent financial teams advancing to the semi-finals [1][2] - The competition aims to provide a platform for financial elites to showcase their skills, enhance their capabilities, and bridge communication between excellent financial advisors and the public, promoting the healthy development of financial management in China [1][2] - The event has expanded its participation scope to include various financial sectors such as banks, securities firms, and insurance companies, receiving widespread attention and support from numerous financial institutions and advisors [1][2] Group 2 - Since its launch on July 8, the competition attracted over 40,000 financial advisors from 107 financial institutions, marking a new record in participation scale, particularly in team competitions with over 600 teams registered [2] - The rules have been upgraded this year, allowing teams to consist of 3 members instead of 4, significantly lowering the entry barrier and providing more opportunities for individual members to showcase their professional skills [2] - Major state-owned banks like China Construction Bank and China Postal Savings Bank have shown strong performances, with 11 and 9 advisors advancing to the semi-finals, respectively [2][3] Group 3 - Joint-stock banks, city commercial banks, and rural commercial banks have also demonstrated their professional characteristics, with institutions like Huaxia Bank and China Merchants Bank achieving significant improvements in both participation and advancement results compared to previous years [3] - The semi-finals will assess participants' real-time market analysis capabilities, insights into client needs, and comprehensive skills in financial planning and communication [4] - The semi-finals for individual participants will take place online on October 19, while team competitions will occur in Beijing, Shanghai, and Shenzhen on October 25, November 1, and November 8, respectively [4] Group 4 - The finals will introduce a new lottery segment with prizes including tickets to high-profile events and opportunities for networking with top entrepreneurs and economists [5]

Core Viewpoint - The Bank of Communications has fully adopted digital electronic invoices in response to the national promotion of comprehensive digitalization, discontinuing paper invoices [1] Group 1: Implementation of Digital Invoices - As of now, the Bank of Communications has closed the application channel for paper invoices, allowing customers to apply for digital invoices through mobile banking, online banking, self-service machines, and bank counters [1] - Digital invoices labeled as "Value-Added Tax Special Invoice" and "Ordinary Invoice" hold the same legal validity and basic usage as existing paper invoices [1] Group 2: Access and Verification - Customers can download and query digital invoices issued by the Bank of Communications through their tax digital accounts or the comprehensive service platform for value-added tax invoices across provinces [1] - The authenticity of the digital invoices can be verified through the national value-added tax invoice verification platform [1]

Group 1 - The core theme of the financial education week event organized by the Bank of Communications Shanghai Branch is "AI + Party Building + Financial Education," focusing on enhancing financial literacy and protecting financial rights [1] - The event featured discussions on the integration of AI technology in financial security, with experts sharing insights on risk prevention and safety governance [1] - A financial education-themed song titled "Rational Light," created using music AI technology, was performed, showcasing the innovative blend of technology and art in financial education [1] Group 2 - The Bank of Communications Shanghai Branch is exploring new modes of financial education through "Financial +" cross-industry integration, creating immersive experiences in health and tourism sectors [2] - Collaborations with JD Pharmacy have introduced financial knowledge into healthcare settings, utilizing engaging formats like "quiz capsules" and "prescription diagnosis" to raise awareness about financial scams [2] - The bank has implemented interactive financial education activities at popular tourist spots, enhancing engagement through games and outdoor advertising [2] Group 3 - The bank is addressing the financial education needs of elderly populations by conducting community outreach programs that focus on common scams and preventive measures [3] - Financial literacy programs are being tailored for youth, with courses designed to instill sound financial principles in students at various educational institutions [3] - The bank has initiated a "Financial Education into Top 100 Branches" campaign to enhance the reach and effectiveness of financial education efforts, ensuring that financial knowledge is accessible to all [3]