Core Insights - The agricultural commercial bank sector experienced a slight increase of 0.09% on January 5, with Shanghai Agricultural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 4023.42, up by 1.38%, while the Shenzhen Component Index closed at 13828.63, up by 2.24% [1] Stock Performance - Shanghai Agricultural Commercial Bank (601825) closed at 9.36, with a rise of 0.75% and a trading volume of 363,400 shares, totaling a transaction value of 337 million yuan [1] - Other notable banks include: - Zijin Bank (601860) at 2.77, up 0.36% with a transaction value of 72.96 million yuan [1] - Zhangjiagang Bank (002839) at 4.58, up 0.22% with a transaction value of 135 million yuan [1] - Changshu Bank (601128) at 7.05, up 0.14% with a transaction value of 257 million yuan [1] - Wuxi Bank (600908) remained unchanged at 5.93 with a transaction value of 88.9 million yuan [1] Capital Flow - The agricultural commercial bank sector saw a net inflow of 76.99 million yuan from institutional investors and 84.57 million yuan from retail investors, while individual investors had a net outflow of 162 million yuan [1] - Specific capital flows for key banks include: - Shanghai Agricultural Commercial Bank had a net inflow of 47.24 million yuan from institutional investors, but a net outflow of 54.86 million yuan from individual investors [2] - Changshu Bank saw a net inflow of 32.72 million yuan from institutional investors, with a net outflow of 33.53 million yuan from individual investors [2] - Suzhou Agricultural Bank had a net inflow of 13.51 million yuan from institutional investors, with a net outflow of 12.27 million yuan from individual investors [2]

| 证券代码：601860 | 证券简称：紫金银行 | 公告编号：2026-001 | | --- | --- | --- | | 转债代码：113037 | 转债简称：紫银转债 | | 江苏紫金农村商业银行股份有限公司 可转债转股结果暨股份变动公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、紫银转债发行上市概况 根据中国证券监督管理委员会《关于核准江苏紫金农村商业银行股份有限公 司公开发行可转换公司债券的批复》（证监许可[2020]1068 号），江苏紫金农村商 业银行股份有限公司（以下简称"紫金银行"或者"公司"）于 2020 年 7 月 23 日向社会公开发行面值总额 45 亿元的可转换公司债券（以下简称"可转债"、"紫 银转债"），每张面值 100 元，按面值发行，期限 6 年。经上海证券交易所自律监 管决定书[2020]254 号文同意，公司 45 亿元可转换公司债券于 2020 年 8 月 17 日 起在上海证券交易所挂牌交易，债券简称"紫银转债"，债券代码"113037"。 根据《上海证 ...

Group 1 - The agricultural commercial bank sector increased by 0.94% on December 31, with Chongqing Rural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] - The trading volume and turnover for Chongqing Rural Commercial Bank were 791,700 shares and 509 million yuan, respectively, with a price increase of 2.38% [1] Group 2 - The net inflow of main funds into the agricultural commercial bank sector was 12.64 million yuan, while retail investors experienced a net outflow of 39.35 million yuan [1] - The main net inflow for Changshu Bank was 22.32 million yuan, accounting for 13.28% of its trading volume [2] - Zhangjiagang Bank saw a main net inflow of 15.00 million yuan, representing 11.93% of its trading volume [2]

Core Viewpoint - Zijin Bank (601860.SH) has successfully issued a secondary capital bond of RMB 2 billion, approved by relevant regulatory authorities, to enhance its secondary capital [1] Group 1: Bond Issuance Details - The bond issuance scale is RMB 2 billion [1] - The bond has a fixed interest rate of 2.7% and a maturity period of 10 years [1] - The bond includes a conditional issuer redemption right at the end of the fifth year [1] Group 2: Purpose of Fundraising - The funds raised from this bond issuance will be used to supplement the company's secondary capital in accordance with applicable laws and regulatory approvals [1]

本期债券发行规模为人民币 20 亿元，品种为 10 年期固定利率债券，在第 5 年末附有条件的发行人赎回权，票面利率为 2.7%。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 经相关监管机构批准，江苏紫金农村商业银行股份有限公司（以下简称"公 司"）2025 年二级资本债券（以下简称"本期债券"）已于近日在全国银行间 债券市场发行完毕。 证券代码： 601860 证券简称： 紫金银行 公告编号：2025-042 可转债代码：113037 可转债简称：紫银转债 江苏紫金农村商业银行股份有限公司关于 2025 年二级资本债券发行完毕的公告 江苏紫金农村商业银行股份有限公司董事会 2025 年 12 月 30 日 本期债券募集的资金将依据适用法律和监管批准，补充公司的二级资本。 特此公告。 ...

Group 1 - The core announcement is that Zijin Bank has successfully issued its 2025 subordinated capital bonds in the interbank bond market, with regulatory approval [1][3] - The total issuance size of the bonds is RMB 2 billion, which is a 10-year fixed-rate bond [1][3] - The bonds include a conditional issuer call option at the end of the fifth year, with a coupon rate set at 2.7% [1][3] - The funds raised from this bond issuance will be used to supplement the bank's subordinated capital in accordance with applicable laws and regulatory approvals [1][3]

在当前支付市场日新月异、实体经济加速数字化转型的背景下，商业银行的收单业务正从单纯的基础支 付服务，演变为连接银行与商户、赋能企业成长的核心纽带。为把握这一历史性机遇，昆山农商银行近 期启动"商户赋能行动"，旨在通过体系化的商机挖掘、精准化的服务方案与数字化的运营手段，全面提 升收单业务商机转化效率，与广大商户携手共创价值，共赢数字未来。 一、充分利用名单数据，做到"不抛弃、不放弃" 二、分解精细，团队协同 支行内部依据计划目标，迅速展开了科学且精细的分解工作，明确责任到人，并着重强调团队协作。每 日夕会使得成功经验得以迅速传播，各责任人深入分析所辖管户。这种"人人有目标，背后有团队"的良 好氛围，有效避免了单打独斗的局面，凝聚了强大的合力，从而确保了执行环节的高效性与精准度。 三、督导员精准施策，全程赋能 本次工作中，总行钱经理、管经理的专项督导发挥了至关重要的作用。她们不仅是任务的传达者，更是 我们的"教练"和"后勤部长"。督导员不仅每日跟进进度，更会与我们一同分析目标客户、复盘营销话 术，当我们在面对疑难客户时，她们总是能及时提供专业的指导和支持，帮助我们破解难题。这种"并 肩作战"的督导方式，极大地提 ...

Core Viewpoint - Kunshan Rural Commercial Bank has established a strong connection with the local community, demonstrating significant growth and commitment to serving agriculture, small businesses, and the general public, with a projected asset scale exceeding 196 billion yuan by November 2025 [1]. Group 1: Financial Services to Agriculture and Small Enterprises - The bank has provided nearly 1,000 billion yuan in agricultural and small micro-loans, accounting for over 80% of its total loans, effectively supporting local economic growth [3][4]. - Specific loan products include 19 billion yuan for "Urban and Rural Residents' Entrepreneurship Loans," benefiting approximately 12,000 rural talents, and 13 billion yuan for "Housing Loans," aiding 5,000 families [3][4]. - The bank has invested nearly 7.4 million yuan in a "Rural Three Capital" smart supervision platform, ensuring efficient management of 12.6 billion yuan in collective funds across 214 villages [4]. Group 2: Support for Manufacturing and Technology - The bank has issued 389 billion yuan in loans to the manufacturing sector, 185 billion yuan in technology finance loans, and 33 billion yuan in green credit, supporting the transformation and upgrading of local industries [6][8]. - It has established long-term relationships with 29 out of 33 listed companies in Kunshan, with 11 partnerships exceeding ten years, showcasing its commitment to supporting local enterprises [7]. Group 3: Community and Public Services - The bank has issued 1.8 million social security cards and established 75 "Silver Social Service" stations, providing nearly 50 social security and medical services, significantly easing the burden on residents [10][11]. - It has developed various community initiatives, including the "Smart Funeral" platform and educational funds for outstanding students, reflecting its role as a partner in community development [11]. Group 4: Technological Integration and Future Outlook - The bank is integrating technology into its services, collaborating with platforms for seamless payment solutions and developing an integrated medical service platform to enhance convenience for citizens [11]. - As it transitions from a rural credit cooperative to a commercial bank, Kunshan Rural Commercial Bank remains committed to its foundational mission of serving the community with warmth and depth [12].

Core Viewpoint - The rural commercial bank sector experienced a decline of 0.72% on December 26, with Yunnan Rural Commercial Bank leading the drop [1] Market Performance - The Shanghai Composite Index closed at 3963.68, up 0.1% - The Shenzhen Component Index closed at 13603.89, up 0.54% [1] Individual Stock Performance - 瑞丰银行 (Rui Feng Bank) closed at 5.69, up 1.25% with a trading volume of 191,600 shares and a transaction value of 1.09 billion - 常熟银行 (Changshu Bank) closed at 7.06, down 0.28% with a trading volume of 257,400 shares and a transaction value of 182 million - 青农商行 (Qingnong Bank) closed at 3.13, down 0.32% with a trading volume of 308,500 shares and a transaction value of 96.6 million - 紫金银行 (Zijin Bank) closed at 2.76, down 0.36% with a trading volume of 234,900 shares and a transaction value of 64.99 million - 张家港行 (Zhangjiagang Bank) closed at 4.59, down 0.43% with a trading volume of 195,400 shares and a transaction value of 89.74 million - 苏农银行 (Sunong Bank) closed at 5.10, down 0.58% with a trading volume of 155,300 shares and a transaction value of 79.41 million - 元锡银行 (Yuanxi Bank) closed at 5.93, down 0.67% with a trading volume of 110,400 shares and a transaction value of 65.56 million - 江阴银行 (Jiangyin Bank) closed at 4.65, down 0.85% with a trading volume of 263,100 shares and a transaction value of 123 million - 沪农商行 (Hu Nong Bank) closed at 9.05, down 0.88% with a trading volume of 189,500 shares and a transaction value of 173 million - 渝农商行 (Yun Nong Bank) closed at 6.34, down 1.25% with a trading volume of 368,900 shares and a transaction value of 235 million [1] Capital Flow - The rural commercial bank sector saw a net outflow of 63.53 million from main funds, while retail funds had a net inflow of 15.54 million [1] - The detailed capital flow for individual stocks shows varying trends, with some banks experiencing significant net outflows from main funds [2]

Group 1 - 德方纳米 plans annual equipment maintenance to ensure efficient and stable operation, starting January 1, 2026, for one month, with no significant impact on 2026 performance [1] - 达意隆's subsidiary Tianjin Baolong faces a significant decline in OEM orders due to strategic adjustments from core customers, leading to plans to shut down production lines [2] - 天威视讯's subsidiary plans to transfer project assets for 604.3 million yuan to a related party, constituting a related transaction [3] Group 2 - 金龙羽 intends to sign a strategic cooperation framework agreement with an investment institution to establish an industrial merger fund with a planned scale of 1.5 billion yuan [4] - 紫光国微's subsidiary plans to establish a new company with multiple partners, including a subsidiary of CATL, with a registered capital of 300 million yuan [5] - 信隆健康's major shareholder plans to reduce its stake by up to 1% through trading [6] Group 3 - 龙建股份 wins a 612 million yuan EPC contract for a project, which represents approximately 3.27% of the company's audited revenue for 2024 [7] - 复旦张江 receives acceptance for a clinical trial application for a drug aimed at visualizing malignant lesions in lung cancer patients [9] - 博实股份's major shareholder plans to reduce its stake by up to 2.93% [10] Group 4 - 百纳千成 plans to acquire 100% of Zhonglian Century's shares to expand its marketing business and digital advertising solutions [11] - 天铁科技's major shareholder is under criminal detention, but the investigation is unrelated to the company's operations [12] - 海看股份's shareholder plans to reduce its stake by up to 3.6% [13] Group 5 - 智光电气's subsidiary signs a procurement contract worth 148 million yuan for a high-voltage energy storage system [14] - 西藏矿业's attempt to transfer 100% of a subsidiary's equity has not attracted qualified buyers, leading to automatic withdrawal from the trading platform [15] - 英诺激光's major shareholder plans to reduce its stake by up to 3% [16] Group 6 - 福鞍股份's major shareholder plans to reduce its stake by up to 3% [17] - 白云山 receives a drug registration certificate for a rabies vaccine [18] - 华电科工 signs a contract worth approximately 265 million yuan for a power plant project [19] Group 7 - 康弘药业 receives a drug registration certificate for a medication used to treat schizophrenia [20] - 西菱动力's actual controller plans to reduce their stake by 2% [21] - 海希通讯's actual controller plans to reduce their stake by 0.48% [22] Group 8 - 海南机场 plans to transfer 90% of a subsidiary's equity for approximately 500 million yuan, expecting a profit of about 200 million yuan from the transaction [23] - 森远股份 signs a contract for a computing cluster integration project worth 26.78 million yuan [24] - 丽珠集团's subsidiary receives acceptance for a drug registration application for a new treatment for psoriasis [25] Group 9 - 郑州银行 plans to acquire a village bank and convert it into a branch [26] - 方正证券 announces a cash dividend distribution plan for the third quarter of 2025 [27] - 金陵体育 announces a cash dividend distribution plan for the first three quarters of 2025 [29] Group 10 - 紫金银行 announces a mid-term profit distribution plan for 2025 [30] - *ST建艺's major shareholder waives 1.4 billion yuan in debt and donates 400 million yuan to support the company [31] - 万朗磁塑's major shareholder plans to reduce their stake by up to 3% [32] Group 11 - 艾力斯's core product is included in a list of potential breakthrough therapies for lung cancer [33] - 富创精密's shareholder plans to transfer 918.63 million shares [34] - 东阳光's subsidiary plans to increase capital and introduce investors [35] Group 12 - 侨银股份 plans to acquire a 16.67% partnership in a venture capital fund [36] - 尤夫股份 receives a government subsidy of 4.04 million yuan for a technical improvement project [37] - 倍轻松 and its actual controller are under investigation for information disclosure violations [38] Group 13 - 万润新能 plans to reduce production on some lines for maintenance, expecting a reduction of 5,000 to 20,000 tons in lithium iron phosphate output [39]