截至发稿，紫金银行市值为107亿元。 每经头条（nbdtoutiao）——申请超2万份，已开出41家，加盟海底捞，你要准备多少钱？1000万元不算 多，真实"账单"公布 每经AI快讯，紫金银行（SH 601860，收盘价：2.93元）8月28日晚间发布公告称，公司第五届第二次董 事会会议于2025年8月27日在公司总部以现场方式召开。会议审议了《关于2025年半年度报告及摘要的 议案》等文件。 2025年1至6月份，紫金银行的营业收入构成为：利息收入占比83.09%，非利息收入占比3.17%。 （记者 张喜威） ...

Group 1 - The core point of the article is that Zijin Bank announced the approval of several proposals, including the "2025 Semi-Annual Report and Summary" during the second meeting of its fifth board of directors [2] Group 2 - The announcement was made on the evening of August 28 [2] - The meeting involved the review and approval of multiple proposals [2]

Group 1 - The core point of the article is that Zijin Bank announced the approval of several proposals, including the review opinions on the 2025 semi-annual report and summary by its supervisory board meeting [2] Group 2 - The announcement was made on the evening of August 28 [2] - The proposals approved by the supervisory board include the review of the semi-annual report for 2025 [2] - The meeting reflects the company's ongoing commitment to transparency and governance [2]

Group 1 - The core viewpoint of the article highlights that Zijin Bank (601860.SH) reported its 2025 semi-annual results, showing modest growth in revenue and net profit [1] - The bank achieved an operating income of 2.393 billion yuan and a net profit attributable to shareholders of 912 million yuan, reflecting year-on-year increases of 0.49% and 0.12% respectively [1] - As of the end of June, the total assets of the bank reached 272.09 billion yuan, marking a year-on-year growth of 0.79% [1] Group 2 - The non-performing loan ratio stood at 1.24%, remaining stable compared to the end of the previous year [1]

Group 1 - The core viewpoint of the news is that Zijin Rural Commercial Bank reported its financial performance for the first half of 2025, showing modest growth in revenue and net profit [1] - For the first half of 2025, the bank achieved an operating income of 2.393 billion yuan, a year-on-year increase of 0.49% [1] - The net profit attributable to shareholders reached 912 million yuan, reflecting a year-on-year growth of 0.12% [1] Group 2 - As of the reporting period, the total assets of Zijin Rural Commercial Bank amounted to 272.09 billion yuan, an increase of 0.79% compared to the beginning of the year [1] - The bank's total deposits and loans were 214.81 billion yuan and 191.79 billion yuan, respectively, with increases of 2.31% and 1.56% from the start of the year [1] - Loans to agricultural and small micro enterprises reached 128.38 billion yuan, accounting for 66.9% of the total loan balance [1] Group 3 - The bank's net interest margin stood at 1.18%, which is a decrease of 24 basis points compared to the end of the previous year [1] - The non-performing loan ratio was reported at 1.24%, with a provision coverage ratio of 200.48% [2]

来源：上海证券报·中国证券网 上证报中国证券网讯（记者 黄冰玉）8月28日晚间，紫金银行发布的2025年半年报显示，该行上半年实 现营业收入23.93亿元，同比增长0.49%；归母净利润9.12亿元，同比增长0.12%。 规模增长方面，截至报告期末，紫金银行资产总额2720.90亿元，较年初增长0.79%。各项存款、贷款余 额分别为2148.15亿元、1917.93亿元，较年初分别增长2.31%、1.56%。涉农及小微企业贷款余额1283.80 亿元，占比 66.9%。 资产质量方面，截至报告期末，紫金银行不良贷款率1.24%，拨备覆盖率200.48%；核心一级资本充足 率10.99%，一级资本充足率10.99%，资本充足率13.20%。 ...

人民财讯8月28日电，紫金银行（601860）发布2025年半年报显示，今年上半年该行实现营业收入23.93 亿元，实现归属于上市公司股东的净利润9.12亿，分别同比增长0.49%、0.12%。截至6月末，该行资产 总额2720.90亿元，较上年末增长0.79%；不良贷款率1.24%，与上年末持平。 ...

| 证券代码： 601860 | 证券简称： 紫金银行 | 公告编号：2025-033 | | --- | --- | --- | | 可转债代码：113037 | 可转债简称：紫银转债 | | 江苏紫金农村商业银行股份有限公司 表决结果：赞成 9 票；反对 0 票；弃权 0 票。 2.关于 2025 年上半年董事会合规职责履行评价报告 表决结果：赞成 9 票；反对 0 票；弃权 0 票。 3.关于 2025 年上半年高级管理层合规职责履行评价报告 表决结果：赞成 9 票；反对 0 票；弃权 0 票。 监事会会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 江苏紫金农村商业银行股份有限公司（以下简称 "本行"）于 2025 年 8 月 27 日在本行总部以现场方式召开监事会会议，会议通知及会议文件已于 2025 年 8 月 17 日以电子邮件方式发出。会议应出席监事 9 人，实际出席监事 9 人。 本次会议的召集、召开符合《公司法》等法律法规和公司章程的有关规定。 会议以现场记名投票表决方式审议通过了以下议案： 1 ...

| 证券代码： | 601860 | 证券简称： 紫金银行 | 公告编号：2025-032 | | --- | --- | --- | --- | | 可转债代码：113037 | | 可转债简称：紫银转债 | | 江苏紫金农村商业银行股份有限公司 董事会会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 江苏紫金农村商业银行股份有限公司（以下简称"本行"或"公司"）第五 届董事会第二次会议于 2025 年 8 月 27 日在公司总部以现场方式召开。会议通知 及会议文件已于 2025 年 8 月 15 日以电子邮件方式发出。会议应出席董事 11 名， 实际出席董事 11 名，因部分董事任职资格尚需报金融监管机构核准，本次会议 有表决权董事 9 人。部分监事及高级管理人员列席会议。会议由董事长邵辉先生 主持，会议的召集、召开符合《公司法》等法律法规和公司章程的有关规定。 会议以现场记名投票表决方式审议通过了以下议案： 表决情况：9 票赞成，0 票反对，0 票弃权。 五、关于 2024 年度行领导薪酬分配的议案 一、关于 ...

Core Viewpoint - In the first half of 2025, Zijin Bank focuses on high-quality development amidst a challenging economic and financial environment, achieving steady progress in various operations [1] Group 1: Financial Performance - As of the reporting period, total assets reached 272.09 billion, an increase of 0.79% from the beginning of the year [1] - Total deposits and loans amounted to 214.81 billion and 191.79 billion respectively, growing by 2.31% and 1.56% year-to-date [1] - Agricultural and small micro-enterprise loans totaled 128.38 billion, accounting for 66.9% of the loan portfolio [1] - Operating income was 2.393 billion, reflecting a year-on-year growth of 0.49% [1] - Net profit stood at 912 million, with a year-on-year increase of 0.12% [1] - The non-performing loan ratio was 1.24%, with a provision coverage ratio of 200.48% [1] Group 2: Strategic Transformation - The organization structure was optimized, upgrading the small micro-finance department to a primary department, enhancing support in personnel, policies, and resources [1] - Strategic cooperation agreements were signed with the Liuhe District Government and Nanjing Cultural Tourism Group to deepen collaboration with strategic clients [1] - The bank actively expanded domestic letter of credit and interbank factoring businesses [1] - Asset portfolio management was strengthened to improve the contribution of funding operations [1] Group 3: Management Capability - Senior executives signed compliance commitment letters and conducted compliance culture presentations to foster a "lead by example" atmosphere [2] - Typical cases were selected for public hearings, and non-performing loan hearing briefs were issued to reinforce the effectiveness of these hearings [2] - A data risk control team was established to proactively develop risk mitigation measures [2] - Annual reviews for credit personnel were conducted to enhance risk prevention awareness among staff [2] - Focus was placed on key large clients, with responsibilities assigned and tailored strategies implemented to mitigate risk loans [2]