Core Viewpoint - The appointment of Chief Compliance Officers (CCOs) in listed banks is increasing, following the implementation of the Compliance Management Measures by the Financial Regulatory Bureau, which mandates the establishment of CCO positions at the headquarters of financial institutions starting from March this year [1][10]. Group 1: Appointments and Recruitment - Recently, Zijin Bank and Jiangsu Bank announced the appointment of their respective CCOs, with Jiangsu Bank appointing Yuan Jun, who is also the bank's president [3]. - Zijin Bank appointed Que Zhenghe as both the president and CCO, pending approval from financial regulatory authorities [4]. - Several banks, including Jiangxi Bank, are publicly recruiting for the CCO position, with specific requirements for candidates [5][6]. Group 2: Compliance Management Measures - The Compliance Management Measures, effective from March 2025, represent the first unified regulatory framework for compliance management across various financial sectors in China [9][10]. - The measures stipulate that financial institutions must establish CCO roles at their headquarters and may also appoint compliance officers at provincial or primary branch levels [10]. - The measures allow for the bank president or other senior management to concurrently hold the CCO position, exempting them from the qualification requirements [10]. Group 3: Historical Context and Trends - The role of CCO is not entirely new, as several banks have had CCOs since 2014, with various institutions already having their CCO qualifications approved [8][9]. - The trend indicates that many banks are promoting internal candidates or having existing executives take on the CCO role, while smaller banks are actively seeking to fill these positions with younger candidates [5][6].

（文章来源：每日经济新闻） 每经AI快讯，有投资者在投资者互动平台提问：公司报表显示交易性金融资产10亿是买股票了吗？货 币资金13亿都还在公司账户上吧，没有挪用吧？ 金陵药业（000919.SZ）8月26日在投资者互动平台表示，公司报表显示的交易性金融资产主要是持有的 银行结构性存款，目前公司持有的股票只有紫金银行一支。货币资金余额为公司及公司子公司合计持有 数，相关情况请查看公司定期报告。 ...

第1笔成交价格为2.70元，成交50.00万股，成交金额135.00万元，溢价率为-10.30%，买方营业部为中信 建投证券股份有限公司南京王府大街证券营业部，卖方营业部为中信建投证券股份有限公司南京龙园西 路证券营业部。 进一步统计，近3个月内该股累计发生1笔大宗交易，合计成交金额为135万元。该股近5个交易日累计上 涨1.01%，主力资金合计净流入3065.45万元。 责任编辑：小浪快报 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 8月25日，紫金银行收涨1.01%，收盘价为3.01元，发生1笔大宗交易，合计成交量50万股，成交金额135 万元。 ...

8月25日，紫金银行大宗交易成交50万股，成交额135万元，占当日总成交额的0.59%，成交价2.7元，较市场收盘价3.01元折价10.3%。 | 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | | 卖出营业部 | | --- | --- | --- | --- | --- | --- | --- | | 2025-08-25 | 紫金银行 | 601860 | 2.7 | 135 50 | 中信建投证券股份 | 中信建投证券股份 | | | | | | | 有限公司南京王府 | 有限公司南京龙园 | | | | | | | 大街证去营业部 | 两路证券营业部 | ...

证券之星消息，8月25日农商行板块较上一交易日上涨0.67%，瑞丰银行领涨。当日上证指数报收于 3883.56，上涨1.51%。深证成指报收于12441.07，上涨2.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601528 | 瑞丰银行 | 5.85 | 1.92% | 25.55万 | 1.48亿 | | 601128 | 常熟银行 | 7.68 | 1.05% | 48.12万 | 3.68亿 | | 601860 | 紫金银行 | 3.01 | 1.01% | 75.52万 | 2.27亿 | | 002807 | 江阴银行 | 5.00 | 0.81% | 42.64万 | 2.12亿 | | 601825 | 沪农商行 | 8.86 | 0.68% | 27.57万 | 2.43亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 46.59万 | 2.12亿 | | 002958 | 青农商行 | 3.54 | 0.57% ...

Core Viewpoint - Kunshan Rural Commercial Bank is committed to serving the local economy and supporting the high-quality development of regional manufacturing, particularly focusing on small and micro manufacturing enterprises [1] Group 1: Service Network Development - The bank has established a service system that closely aligns with the needs of manufacturing enterprises, ensuring effective communication and understanding of their financing requirements [2] - Customer managers have conducted regular visits to 2,569 micro and small enterprises, resulting in the issuance of 454 million yuan in new inclusive small loans [2] Group 2: Innovative Product System - To address the financing challenges faced by small and micro manufacturing enterprises, the bank has developed a range of specialized financial products, including "Specialized, Refined, Characteristic, and Innovative" loans and "Order Loans" [3] - The bank has issued 170 million yuan through its "Credit-Backed Loan" product, benefiting 161 small enterprises [3] Group 3: Service Quality Improvement - The bank has enhanced its online banking services, allowing for loan applications and approvals to be processed quickly, with funds potentially available within 24 hours [4] - A comprehensive suite of financial services is offered, including payment settlement, payroll services, and policy consultation, aimed at reducing costs and improving efficiency for manufacturing enterprises [4] Group 4: Commitment to Local Development - The bank remains dedicated to its mission of supporting local manufacturing and will continue to innovate its products and services to foster growth in the sector [5]

□ 冯 旭 近年来，为有效满足"银发"客群全方位、多层次的金融服务需求，紫金农商银行秉持金融服务的政治 性、人民性，以网点适老化改造、产品适老化倾斜、服务适老化延伸为抓手，统筹推进养老金融综合服 务，用情用力书写养老金融大文章。 网点适老化升级，护航银龄"有所享"。厅堂外设置无障碍通道，增添无障碍扶手，张贴醒目的适老化指 引标识和紧急联络电话；厅堂内配备老花镜等便民服务设施；开通老年客户"绿色服务"通道，开设"爱 心窗口"，敬老服务专员全程提供"陪伴式"服务；打造银发金融服务专区、爱心驿站…… 截至7月末，该行135家营业网点全部完成适老化硬件改造，建成"农商·苏服办"营业网点135家，占比 100%，让老年客户办理金融、政务业务"就近办"；建成提供适老化服务的农村普惠金融服务点384家， 让老年群体"足不出村"享受综合金融服务；累计创建省级适老网点9家，打造适老服务的"紫金样本"。 产品适老化倾斜，安享晚年"有所依"。该行以"产品+服务"相结合的模式将养老资金管理与老年风险管 理相结合，逐步融入长寿风险管理、养老社区服务、医疗看护服务等，将养老服务模式从金融产品向专 属养老服务转型升级。 同时，结合实际优化 ...

Core Viewpoint - Zijin Bank is undergoing significant leadership changes and institutional reforms to address compliance issues and improve its performance amid regulatory pressures and declining profits [1][6][9]. Leadership Changes - Zijin Bank appointed Que Zhenghe as the new president and chief compliance officer, and Xu Guoyu as the vice president and board secretary, pending regulatory approval [1][3]. - The current chairman, Shao Hui, has been re-elected for another term, having led the bank for a year [5][6]. Compliance Issues - The bank faced a fine of 2.4 million yuan for seven violations, including breaches of financial statistics and account management regulations [1][7]. - The addition of a chief compliance officer is a direct response to these compliance challenges [1][6]. Financial Performance - In 2024, Zijin Bank's net profit growth was only 0.3%, the lowest since its listing, with three consecutive quarters of negative revenue growth starting from Q3 2024 [1][9]. - For Q1 2025, the bank reported a revenue of 1.141 billion yuan, a decrease of 4.82% year-on-year, while net profit was 422 million yuan, up 4.04% [9]. - Total assets reached 280.25 billion yuan, with a loan total of 191.17 billion yuan and a deposit total of 221.10 billion yuan as of March 2025 [9]. Strategic Challenges - The new management team faces the dual challenge of balancing regulatory compliance with the need for revenue growth [1][9]. - The frequent turnover in leadership and ongoing compliance issues present significant hurdles for the bank's future performance [9].

Group 1 - The core viewpoint of the article is that Zijin Bank is undergoing significant management changes and compliance enhancements to address performance and regulatory challenges [2][6][8] - Zijin Bank appointed Que Zhenghe as the new president and chief compliance officer, and Xu Guoyu as the vice president and board secretary, pending regulatory approval [3][4] - The bank has faced regulatory penalties for multiple compliance violations, including a fine of 2.4 million yuan for seven infractions related to financial statistics and account management [7][8] Group 2 - The bank's net profit growth for 2024 is projected at only 0.3%, marking the lowest since its listing, with three consecutive quarters of negative revenue growth [2][6][8] - As of March 2025, Zijin Bank's total assets reached 280.25 billion yuan, with a loan total of 191.17 billion yuan and deposits of 221.10 billion yuan, reflecting modest growth rates [8] - The new management team faces the dual challenge of improving short-term performance while ensuring long-term compliance amidst frequent leadership changes and regulatory scrutiny [6][8]

8月21日，紫金银行（601860.SH）发布公告称，拟聘任阙正和为该行行长，兼任首席合规官。 智通财经注意到，这是江苏农商联合银行2025年4月成立后，首次向上市农商行"空降"行长。 当日，紫金银行召开了2025年第一次临时股东大会，通过《关于股东大会对董事会授权的议案》和《选举第五届董事会执行董事和非执行董事的议案》两份 议案，又于同日召开第五届董事会第一次会议（临时会议），审议通过了多项人事调整的议案，选举邵辉连任董事长，聘任阙正和为行长，兼任首席合规官 不过据智通财经查阅相关公告，截至发稿，紫金银行并未披露前任行长史文雄的离任公告。8月22日下午，智通财经就此多次致电紫金银行上市公司投资者 热线，均未接通。 据公告披露，第五届董事会成员由执行董事2 名——邵辉、阙正和，非执行董事4名——孙隽、申林、杨玉虹、侯军，独董5名——刘志友、周芬、程乃胜、 岑赫、张龙耀构成。 其中，阙正和、杨玉虹是首次被提名为紫金银行董事。阙正和现任职江苏农商联合银行业务管理部（普惠金融部）总经理、紫金银行党委副书记，此次担任 紫金银行执行董事；杨玉虹为紫金银行第三大股东苏豪投资集团董事长，此次是接替薛炳海担任董事。 根据紫金 ...