Core Viewpoint - Zijin Bank announced the implementation of a mid-term equity distribution plan for 2025, affecting the trading status of its convertible bonds during the distribution period [2] Group 1 - The company will suspend the conversion of "Ziyin Convertible Bonds" from January 28, 2026, until the equity distribution registration date [2] - The conversion of "Ziyin Convertible Bonds" will resume on the first trading day after the equity registration date [2] - An announcement regarding the implementation of the equity distribution and the adjustment of the convertible bond conversion price will be disclosed on January 29, 2026, on the Shanghai Stock Exchange website and designated information disclosure media [2]

1月22日金融一线消息，紫金银行公告称，因该行实施 2025 年中期权益分派，该行的相关证券停复牌情 况如下：自2026年１月 28 日至权益分派股权登记日期间，"紫银转债"停止转股，股权登记目后的第一 个交易目起"紫银转债"恢复转股。 公告编号:2026-002 证券代码:601860 证券简称:紫金银行 可转债简称:蒙假转债 可转债代码:113037 江苏紫金农村商业银行股份有限公司 关于实施 2025 年中期权益分派时"紫银转债" 停止转股的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 公司 2025年5月20日召开的2024年年度股东大会审议通过《关于 2025年 中期分红安排的议案》,授权董事会在符合监管要求和利润分配的条件下制定具体 的中期分红方案,公司2025年12月25日召开的第五届董事会第四次会议审议通 过了《关于 2025年度中期利润分配方案的议案》,同意本次利润分配方案。 本次利润分配方案实施后,将根据《江苏紫金农村商业银行股份有限公司公 重要内容提示: | 证券代码 证券简称 | 停复牌类 ...

证券代码：601860 证券简称：紫金银行 公告编号：2026-002 可转债代码：113037 可转债简称：紫银转债 江苏紫金农村商业银行股份有限公司 关于实施 2025 年中期权益分派时"紫银转债" 停止转股的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： （一）公司将于 2026 年 1 月 29 日在上海证券交易所网站（www.sse.com.cn） 及指定信息披露媒体披露权益分派实施公告和可转债转股价格调整公告。 （二）自 2026 年 1 月 28 日至权益分派股权登记日期间，"紫银转债"停止 转股，股权登记日后的第一个交易日起"紫银转债"恢复转股，欲享受权益分派 的可转债持有人可在 2026 年 1 月 27 日（含 2026 年 1 月 27 日）之前进行转股， 具体转股要求请参阅公司于 2020 年 7 月 21 日披露的《江苏紫金农村商业银行股 份有限公司公开发行 A 股可转换公司债券募集说明书》。 | 证券代码 | 证券简称 | 停复牌类型 | 停牌起始日 | 停牌期间 | 停 ...

Core Viewpoint - The rural commercial bank sector experienced a rise of 0.58% on January 22, with Changshu Bank leading the gains, while the Shanghai Composite Index and Shenzhen Component Index also saw slight increases [1] Group 1: Market Performance - The Shanghai Composite Index closed at 4122.58, up 0.14% [1] - The Shenzhen Component Index closed at 14327.05, up 0.5% [1] - Changshu Bank's stock price increased by 1.96% to 7.29, with a trading volume of 631,600 shares and a transaction value of 457 million yuan [1] Group 2: Individual Stock Performance - Yunnan Rural Commercial Bank's stock rose by 1.29% to 6.27, with a trading volume of 698,700 shares and a transaction value of 437 million yuan [1] - Jiangyin Bank's stock price increased by 0.67% to 4.52, with a trading volume of 258,400 shares and a transaction value of 117 million yuan [1] - Wuxi Bank's stock price rose by 0.34% to 5.82, with a trading volume of 123,800 shares and a transaction value of 72 million yuan [1] Group 3: Fund Flow Analysis - The rural commercial bank sector saw a net inflow of 93.8 million yuan from main funds, while retail investors experienced a net outflow of 80.29 million yuan [1] - Yunnan Rural Commercial Bank had a main fund net inflow of 37.2 million yuan, but retail investors had a net outflow of 26.99 million yuan [2] - Changshu Bank experienced a main fund net inflow of 15.36 million yuan, with retail investors seeing a net inflow of 33.52 million yuan [2]

Core Viewpoint - The rural commercial bank sector experienced a decline of 1.32% on January 21, with the Shanghai Rural Commercial Bank leading the drop, while the overall Shanghai Composite Index rose by 0.08% [1] Group 1: Market Performance - The Shanghai Composite Index closed at 4116.94, up 0.08%, and the Shenzhen Component Index closed at 14255.12, up 0.7% [1] - The rural commercial bank sector saw various individual stock performances, with the following notable declines: - Shanghai Rural Commercial Bank: -1.83% - Changshu Bank: -1.38% - Chongqing Rural Commercial Bank: -1.28% [1] Group 2: Trading Volume and Capital Flow - The total trading volume for the rural commercial bank sector was significant, with the following notable figures: - Jiangyin Bank: 32.52 million shares traded - Yunnan Bank: 69.28 million shares traded [1] - The net capital flow for the rural commercial bank sector showed a net inflow of 107 million yuan from institutional investors and a net inflow of 109 million yuan from retail investors, while retail investors had a net outflow of 217 million yuan [1] Group 3: Individual Stock Capital Flow - The following stocks had notable capital flows: - Shanghai Rural Commercial Bank: 34.33 million yuan net inflow from institutional investors, but a net outflow of 62.48 million yuan from retail investors [2] - Chongqing Rural Commercial Bank: 29.51 million yuan net inflow from institutional investors, with a net outflow of 38.80 million yuan from retail investors [2] - Zhangjiagang Bank: 18.05 million yuan net inflow from institutional investors, but a net outflow of 24.22 million yuan from retail investors [2]

Group 1 - The agricultural commercial bank sector increased by 1.37% on January 20, with Changshu Bank leading the gains [1] - The Shanghai Composite Index closed at 4113.65, down 0.01%, while the Shenzhen Component Index closed at 14155.63, down 0.97% [1] - The trading volume and turnover for Changshu Bank were 1.0572 million shares and 760 million yuan, respectively, with a price increase of 2.40% [1] Group 2 - The net inflow of main funds in the agricultural commercial bank sector was 12.014 million yuan, while retail investors experienced a net outflow of 47.1263 million yuan [1] - The net inflow of speculative funds was 35.1124 million yuan [1] - Specific banks like Chongqing Rural Commercial Bank saw a main fund net inflow of 44.9272 million yuan, while Changshu Bank had a significant net outflow of 61.4796 million yuan [2]

截至2026年1月16日收盘，紫金银行（601860）报收于2.75元，较上周的2.77元下跌0.72%。本周，紫金 银行1月13日盘中最高价报2.84元。1月16日盘中最低价报2.74元。紫金银行当前最新总市值100.68亿 元，在农商行板块市值排名9/10，在两市A股市值排名2037/5183。 本周关注点 机构调研要点 问：贵行2026年信贷投向主要是哪些？ 答：我行坚持服务实体经济、坚持做小做散，围绕金融"五篇大文章"，积极稳妥加大信贷投放力度，持 续优化普惠金融产品与服务，为地方经济和社会发展提供优质的金融服务。 问：贵行在息差管理方面有什么举措？ 答：我行将继续通过调整资产负债结构、降本增效、提升综合收益等方式加强息差管理。资产端，坚持 做小做散，优先投放小微企业贷款，强化贷款利率管控，一户一策、因地制宜，用好综合服务方案，提 升贷款综合收益率；负债端，优化存款来源和期限结构，控制高息存款的规模，加快中长期存款向短期 存款转化。 问：贵行2026年发展思路，重点关注哪些业务？ 答：2026年，我行仍将坚守服务三农、服务中小、服务城乡的市场定位，以服务实体经济为根本宗旨， 以深化改革创新为强大动力， ...

Group 1 - The agricultural commercial bank sector experienced a decline of 0.64% on January 16, with Yunnan Agricultural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 4101.91, down 0.26%, while the Shenzhen Component Index closed at 14281.08, down 0.18% [1] - The trading volume and turnover for various agricultural commercial banks are detailed, with Changshu Bank closing at 6.97, up 0.29%, and Yunnan Agricultural Commercial Bank closing at 6.35, down 1.70% [1] Group 2 - The net outflow of main funds from the agricultural commercial bank sector was 6.1766 million yuan, while retail funds saw a net outflow of 12.6 million yuan [1] - The table shows the net inflow and outflow of funds for individual banks, with notable figures such as 14.69% net inflow for Shanghai Agricultural Commercial Bank from main funds [2] - Jiangyin Bank had a significant net outflow of 30.1445 million yuan from main funds, indicating a 20.35% decrease [2]

（编辑 姚尧） 证券日报网1月15日讯 ，紫金银行在接受调研者提问时表示，我行将继续通过调整资产负债结构、降本 增效、提升综合收益等方式加强息差管理。资产端，坚持做小做散，优先投放小微企业贷款，强化贷款 利率管控，一户一策、因地制宜，用好综合服务方案，提升贷款综合收益率；负债端，优化存款来源和 期限结构，控制高息存款的规模，加快中长期存款向短期存款转化。 ...

证券日报网1月15日讯 ，紫金银行在接受调研者提问时表示，2026年，我行仍将坚守服务三农、服务中 小、服务城乡的市场定位，以服务实体经济为根本宗旨，以深化改革创新为强大动力，聚焦主责主业， 持续深化做小做散机制，加强重点领域金融支持，提升风险防控能力，努力实现高质量发展。 （文章来源：证券日报） ...