制造业是立国之本、强国之基。近年来，中国银行主动服务国家战略，聚焦关键核心技术攻关、传统产 业转型升级等重点领域，充分发挥金融主力军作用，持续加大资源投入，优化金融供给。截至2025年4 月末，中国银行境内制造业贷款余额突破3.2万亿元，"十四五"以来累计增速达120%，为制造业高质量 发展注入强劲动能。 助推产业转型升级 中国银行积极顺应制造业高端化、数字化、绿色化发展趋势，创新金融服务模式，助力制造业提升发展 质效，培育壮大新质生产力。 精准滴灌 助力核心技术自主可控 中国银行紧盯国家重大战略需求，锚定科技创新关键领域和薄弱环节，持续加大信贷支持力度，全力支 持集成电路、数控机床、生物医药等战略性新兴产业发展，助力实现核心技术自主可控。 在中原大地河南，中国银行紧密围绕当地先进制造业集群和重点产业链布局，量身定制差异化金融服务 方案。目前，中国银行在豫制造业贷款余额已突破千亿元，有力支持河南在国家算力枢纽节点、人工智 能、信创等新兴产业领域的战略布局。以算力产业为例，中国银行河南省分行深度参与省内重点算力供 应商建设，为企业提供涵盖日常运营、项目建设等全周期、全维度的金融服务，为行业发展持续赋能。 在荆楚 ...

Group 1 - The core concept of bancassurance includes the integration of banking and insurance services, providing a comprehensive financial service to customers [1][4] - The development of bancassurance is influenced by macroeconomic factors such as social environment changes, government policies, and financial market conditions [1][3] - The international bancassurance market is characterized by regional differences, with emerging markets becoming significant players in the global landscape [2][4] Group 2 - The European bancassurance market has experienced rapid growth due to a favorable policy environment and unique product strategies [2][4] - In the United States, bancassurance operates under a distinct model, with specific success factors contributing to its development [2][4] - The Chinese bancassurance market is expanding, with foreign banks actively entering the market and local banks adapting to new regulations [4][8] Group 3 - The economic environment in China shows a stable GDP growth, which correlates positively with the insurance industry [3][4] - The regulatory framework for bancassurance in China has evolved, moving towards comprehensive supervision to address existing issues [3][4] - The competitive landscape of the banking sector presents both opportunities and challenges for the development of bancassurance [3][4] Group 4 - The SWOT analysis of the Chinese bancassurance industry highlights strengths such as cost reduction and comprehensive service offerings, while weaknesses include product homogeneity and cultural differences [4][5] - Opportunities for growth in the bancassurance sector include a stable insurance market and relaxed regulatory policies, whereas threats involve competition from foreign financial groups [4][5] Group 5 - Key banks in China, such as ICBC and CCB, are actively developing their bancassurance business, focusing on product innovation and strategic partnerships [8][9] - Major insurance companies like China Life and Ping An are also enhancing their bancassurance offerings, adapting to market demands and competitive pressures [10][11] Group 6 - The profitability of bancassurance is influenced by cost structures and profit margins, with a focus on optimizing operational efficiency [12][13] - The investment environment for bancassurance is improving, driven by stable macroeconomic conditions and new regulatory frameworks [12][13]

Core Insights - The "2025 Renminbi Internationalization Forum" was held by the Bank of China in Hong Kong, where the "Renminbi Internationalization White Paper" was released, indicating the continued enhancement of the Renminbi's international monetary functions [1][3] - The white paper highlights the effectiveness of Renminbi internationalization in serving small and micro enterprises as well as foreign trade enterprises, with a more robust regionalization and improved depth and breadth in offshore markets [1][3] Summary by Categories Renminbi Internationalization - 94.1% of domestic enterprises and 78.4% of foreign enterprises plan to maintain or increase their Renminbi settlement ratio, showing a significant increase compared to the initial survey in 2022 [3] - 78.4% of enterprises indicated they would consider using Renminbi as a financing currency when liquidity of major international currencies like the US dollar and Euro is tight, an increase of 3.3% from the previous year [3] - 76.9% of foreign enterprises reported easy access to Renminbi products and services locally [3] Contributions from Hong Kong - The Financial Secretary of the Hong Kong Special Administrative Region stated that Hong Kong is the largest offshore Renminbi funding pool globally, with the most active Renminbi foreign exchange and bond markets [3] - The Hong Kong government is enhancing offshore Renminbi liquidity, optimizing financial infrastructure, and enriching investment and risk management products to support Renminbi internationalization [3] Global Perspective - The Deputy Governor of the Hungarian Central Bank noted that the Renminbi has become an important option for global economies in trade settlement, payments, investments, and risk hedging [4] - The scale of Renminbi settlements between related countries and China continues to rise, driven by the Belt and Road Initiative, highlighting the Renminbi's key role in the global payment system [4]

中国银行股份有限公司 2024年年度股东大会会议资料 股票代码：601988 北京·香港 二〇二五年六月二十七日 | | . | 2 | | --- | --- | --- | | œ | 1 | | | 1、中国银行 | 2024 | 年度董事会工作报告 1 | | --- | --- | --- | | 2、中国银行 | 2024 | 年度监事会工作报告 7 | | 3、中国银行 | 2024 | 年度财务决算方案 14 | | 4、中国银行 | 2025 | 年度固定资产投资预算 15 | | 5、聘请本行 | 2025 | 年度外部审计师 16 | | 6、选举高美懿女士担任本行独立非执行董事 17 | | | | 7、选举胡展云先生担任本行独立非执行董事 19 | | | | 特别决议案 | | | | 8、中国银行 2025-2026 | | 年度发行金融债券计划 21 | | 9、修订《中国银行股份有限公司章程》 22 | | | | 10、修订《中国银行股份有限公司股东大会议事规则》 | | 76 | | 11、修订《中国银行股份有限公司董事会议事规则》 92 | | | | 12、不再设立中 ...

Core Points - The annual general meeting of Bank of China is scheduled for June 27, 2025 [3] - The meeting will utilize the Shanghai Stock Exchange's online voting system for shareholder participation [3][8] - Various reports will be presented, including the 2024 annual related party transaction management report and the independent director's performance report [2][4] Meeting Details - The meeting will be held at the Bank of China headquarters in Beijing and at the Four Seasons Hotel in Hong Kong [3] - Voting will be conducted both on-site and via the online voting system [3] - The registration for the meeting will take place from 8:30 AM to 9:30 AM on the day of the meeting [9] Voting Procedures - Shareholders can vote through the Shanghai Stock Exchange's online voting platform or in person [8] - Multiple shareholder accounts can be used for voting, but the first vote will be considered valid [8] - Shareholders must complete voting for all proposals before submission [8] Shareholder Participation - Only shareholders registered by the close of business on June 19, 2025, are eligible to attend the meeting [6][5] - H-share shareholders are advised to refer to the announcements on the Hong Kong Stock Exchange website for participation details [5] Additional Information - The company will not require preferred shareholders to attend the meeting as their voting is not necessary for the proposed resolutions [5] - The company has provided contact information for inquiries related to the meeting [10]

证券代码：601988 证券简称：中国银行 公告编号：临 2025-041 中国银行股份有限公司 关于召开2024年年度股东大会的通知 中国银行股份有限公司（简称"中国银行"或"本行"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一) 股东大会类型和届次 2024年年度股东大会 至2025 年 6 月 27 日 1 股东大会召开日期：2025年6月27日 本次股东大会采用的网络投票系统：上海证券交易所股东大 会网络投票系统 | 序号 | | 议案名称 | 投票股东类型 | | | --- | --- | --- | --- | --- | | | | | 股股东 A | 股股东 H | | 非累积投票议案 | | | | | | 1 | 中国银行 2024 | 年度董事会工作报告 | √ | √ | | 2 | 中国银行 2024 | 年度监事会工作报告 | √ | √ | | 3 | 中国银行 2024 | 年度财务决算方案 | √ | √ | | 4 | 中国银行 2025 | ...

Core Points - Liu Jin has been elected as the executive director of Bank of China, effective from June 3, 2025, for a term of three years [2] - Liu Jin's appointment has been approved by the National Financial Supervision Administration [2] - Liu Jin has a strong background in banking, having previously served as the Vice President of the National Development Bank and held various positions within the organization [2] Summary by Sections Appointment Details - Liu Jin was elected as the executive director during the first extraordinary shareholders' meeting of 2025 [2] - His roles include being a member of the Board's Strategic Development Committee and the Corporate Culture and Consumer Rights Protection Committee [2] Professional Background - Liu Jin was born in 1976 and has held various significant positions in the banking sector, including Vice President of the National Development Bank from April 2024 to April 2025 [2] - He joined Bank of China in 2024 and has a solid educational background with a Bachelor's degree in Economics from Peking University and a Master's degree in Economics from Xiamen University [2] Compensation Structure - Liu Jin will not receive director remuneration from the Bank but will be compensated based on his management position, which includes basic salary, performance salary, and contributions to social insurance and housing funds [3] - The remuneration for executive directors is determined according to national policies and is reviewed by the Board's Human Resources and Compensation Committee [3]

董事名單與其角色和職能 中國銀行股份有限公司董事會（「董事會」）成員載列如下： 董事長 葛海蛟 副董事長、行長 張輝 執行董事 劉進 非執行董事 張勇 張建剛 黃秉華 劉輝 師永彥 樓小惠 李子民 獨立非執行董事 廖長江 崔世平 讓•路易•埃克拉 喬瓦尼•特里亞 劉曉蕾 張然 1 董事會設立6個委員會。下表提供各董事會成員在這些委員會中所擔任的職位： | | 委員會 | | 企業文化與 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 戰略發展 | 消費者權益 | | 風險政策 | 人事和薪酬 | 關聯交易 | | 董事 | | 委員會 | 保護委員會 | 審計委員會 | 委員會 | 委員會 | 控制委員會 | | 葛海蛟 | | C | | | | | | | 張輝 | | M | | | | | | | 劉進 | | M | M | | | | | | 張勇 | | M | | M | C | | | | 張建剛 | | M | | M | | | | | 黃秉華 | | | C | | M | M | | | 劉輝 | | ...

证券代码：601988 证券简称：中国银行 公告编号：临 2025-040 自 2025 年 6 月 3 日起，刘进先生就任本行执行董事，同时担任 本行董事会战略发展委员会委员、企业文化与消费者权益保护委员会 委员。刘进先生担任本行执行董事的任期为三年。本行董事会对刘进 先生的加入表示欢迎。 刘进先生的简历如下： 刘进先生生于 1976 年，自 2025 年 6 月起任本行执行董事，2025 年 3 月起任本行党委副书记，2024 年 4 月至 2025 年 4 月任本行副行 长。2024 年加入本行。2021 年 9 月至 2024 年 1 月任国家开发银行副 行长。此前曾在国家开发银行工作多年，2021 年 9 月至 2022 年 8 月 任国家开发银行北京分行行长。2019 年 11 月至 2021 年 5 月任国家 开发银行政策研究室主任。2018 年 1 月至 2019 年 11 月任国家开发 银行教育培训局局长兼开发性金融学院院长。此前曾任国家开发银行 政策研究室副主任等职务。1997 年毕业于北京大学，获经济学学士 学位，2000 年毕业于厦门大学，获经济学硕士学位。具有高级经济 师职称。 1 ...

Core Viewpoint - The Jilin Branch of Bank of China is actively supporting the technological innovation, green transformation, specialized and innovative enterprises, and the upgrade of characteristic agricultural industries in Jilin Province, aiming to inject strong financial momentum into the comprehensive revitalization of the region by providing over 50 billion yuan in financing by April 2025 [1][2][4]. Financial Support for Technology and Innovation - As of April 2025, the Jilin Branch has provided financial support to over 300 technology-based enterprises, with a loan balance exceeding 10 billion yuan [3]. - The bank has expedited loan approvals, exemplified by an 80 million yuan loan granted to a glass manufacturing company within three working days to facilitate equipment upgrades [2]. Green Finance Initiatives - The Jilin Branch has issued nearly 3 billion yuan in green credit for projects such as the Daan Wind and Solar Green Hydrogen Integrated Demonstration Project and the BaiCheng 1.4 million kW direct current project [4]. - The bank has also provided over 6 billion yuan in loans to support the electric vehicle industry's transformation, demonstrating a commitment to sustainable energy development [4]. Specialized and Innovative Enterprises - The Jilin Branch has delivered over 2.2 billion yuan in specialized financing to more than 190 "specialized, refined, distinctive, and innovative" enterprises, facilitating their transition to high-quality production capabilities [6]. - The bank has implemented tailored financial services, including intellectual property-based guarantees, to assist companies facing financing challenges due to insufficient collateral [5]. Agricultural Sector Support - The Jilin Branch has launched the "Ginseng Loan" financial service to empower the entire ginseng industry chain, providing 10 million yuan in low-interest loans to a ginseng planting alliance and nearly 30 million yuan in loans to over 100 ginseng farmers [6][7]. - The bank's support has enabled companies to enhance their competitiveness and accelerate digital transformation, as seen in the case of a company that received 8 million yuan to develop high-value products [6].