证券代码：601997 证券简称：贵阳银行 公告编号：2024-034 优先股代码:360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关于上海证券交易所对公司 2023 年年度报 告信息披露监管工作函的回复公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 | | | | 单位：千元 | | --- | --- | --- | --- | | 项目 | | 2023 年与 2022 年对比 | | | | 规模因素 | 利率因素 | 净增/(减） | | 资产 | | | | | 发放贷款及垫款 | 2,081,681 | -196,760 | 1,884,921 | | 长期应收款 | 70,037 | -247,188 | -177,151 | | 存放中央银行款项 | 12,792 | -16,021 | -3,229 | | 存放同业 | -23,624 | 13,776 | -9,848 | | 债券投资 | 192,818 | -328,744 | -135,926 | | 资产管理计划及信托计划 | ...

贵阳银行股份有限公司独立董事 关于聘任公司高级管理人员的独立意见 根据《中华人民共和国公司法》（以下简称《公司法》）、《中 华人民共和国证券法》《上市公司独立董事管理办法》等法律、行政 法规、部门规章及规范性文件以及《贵阳银行股份有限公司章程》（以 下简称《公司章程》）的相关规定，作为贵阳银行股份有限公司（以 下简称公司）的独立董事，在审阅公司第六届董事会2024年度第一次 会议相关事项后，基于独立客观的立场，本着审慎负责的态度，发表 如下独立意见： 一、本次高级管理人员的提名、审议、表决程序合法有效，符合 有关法律法规的要求。 二、经审核，盛军先生、李松芸先生、晏红武先生、李宁波先生、 何开强先生、杨轩先生、邓勇先生、李云先生、何欣先生、李虹檠先 生具备担任公司高级管理人员的资格和条件，未发现《公司法》《上 海证券交易所上市公司自律监管指引第 1 号——规范运作》等法律法 规和《公司章程》规定的不得担任高级管理人员的情形以及被中国证 监会确定为市场禁入者并且禁入尚未解除的情形。 三、同意聘任盛军先生为公司行长、李松芸先生为公司副行长、 晏红武先生为公司总稽核、李宁波先生为公司副行长、何开强先生为 公司副行长 ...

[Company Profile and Key Financial Indicators](index=7&type=section&id=Section%202%20Company%20Profile%20and%20Key%20Financial%20Indicators) The report details the bank's basic corporate information and key financial performance indicators for the past three years [Corporate Information](index=7&type=section&id=Corporate%20Information) Bank of Guiyang Co, Ltd (stock code: 601997) is a commercial bank headquartered in Guiyang, Guizhou Province - The company's legal representative is Zhang Zhenghai, with its A-shares and preferred stocks listed on the Shanghai Stock Exchange[9](index=9&type=chunk)[14](index=14&type=chunk) - The company's 2023 annual financial report was audited by Ernst & Young Hua Ming LLP, which issued a **standard unqualified opinion**[2](index=2&type=chunk)[15](index=15&type=chunk) [Key Financial Data and Indicators](index=8&type=section&id=Key%20Accounting%20Data%20and%20Financial%20Indicators%20for%20the%20Last%20Three%20Years) In 2023, the bank's revenue and net profit declined, while its asset scale grew steadily amidst rising NPLs Key Performance Indicators | Key Performance Indicators (RMB in thousands) | 2023 | 2022 | Y-o-Y Change | 2021 | | :--- | :--- | :--- | :--- | :--- | | **Operating Income** | 15,096,125 | 15,642,966 | -3.50% | 15,004,111 | | **Net Profit Attributable to Shareholders of the Parent Company** | 5,561,921 | 6,106,642 | -8.92% | 6,044,831 | | **Basic Earnings Per Share (RMB/share)** | 1.45 | 1.60 | -9.38% | 1.65 | Key Scale and Asset Quality Indicators | Key Scale and Asset Quality Indicators | End of 2023 | End of 2022 | Change from Beginning of Period | End of 2021 | | :--- | :--- | :--- | :--- | :--- | | **Total Assets (RMB in thousands)** | 688,068,214 | 645,998,467 | +6.51% | 608,686,846 | | **Total Gross Loans and Advances (RMB in thousands)** | 324,040,615 | 285,289,048 | +13.58% | 254,989,245 | | **Total Gross Deposits (RMB in thousands)** | 400,219,873 | 383,637,967 | +4.32% | 359,743,868 | | **Non-Performing Loan (NPL) Ratio (%)** | 1.59 | 1.45 | Up 0.14 pp | 1.45 | | **Provision Coverage Ratio (%)** | 244.50 | 260.86 | Down 16.36 pp | 271.03 | Capital Adequacy Ratios | Capital Adequacy Ratios (%) | End of 2023 | End of 2022 | Change from Beginning of Period | | :--- | :--- | :--- | :--- | | **Capital Adequacy Ratio** | 15.03 | 14.16 | Up 0.87 pp | | **Tier 1 Capital Adequacy Ratio** | 12.90 | 12.02 | Up 0.88 pp | | **Core Tier 1 Capital Adequacy Ratio** | 11.84 | 10.95 | Up 0.89 pp | - The Board of Directors proposes a 2023 profit distribution plan: a cash dividend of **RMB 2.90 (tax inclusive) per 10 shares** based on a total share capital of approximately 3.656 billion shares, totaling approximately RMB 1.06 billion[2](index=2&type=chunk) [Chairman's Statement](index=14&type=section&id=Section%203%20Chairman's%20Statement) The Chairman highlights the bank's steady development in 2023 by focusing on governance, core business, and risk management [Chairman's Statement](index=14&type=section&id=Chairman's%20Statement) The Chairman discusses navigating industry pressures in 2023 through strategic focus on governance, local economy, and risk control - Strategically focused on serving the local economy, with credit growth to the province's "Four Modernizations" exceeding **20%** and lending to the "Strong Provincial Capital" initiative accounting for over **50%** of total corporate loans[32](index=32&type=chunk) - Promoted three major transformations: enhancing corporate finance, optimizing retail finance through four key channels and products, and driving digital transformation with technology and data[32](index=32&type=chunk)[33](index=33&type=chunk) - Emphasized risk management by establishing a comprehensive risk framework covering all levels and conducting special governance to ensure overall risk control[33](index=33&type=chunk) [President's Statement](index=18&type=section&id=Section%204%20President's%20Statement) The President reviews the bank's 2023 performance, emphasizing growth in assets and its commitment to the real economy [President's Statement](index=18&type=section&id=President's%20Statement) The President reviews the bank's steady progress in 2023, highlighting growth in assets and deep integration with the real economy Core Operating Indicators | Core Operating Indicators | End of 2023 / 2023 | Change from Beginning of Year / Prior Year | | :--- | :--- | :--- | | **Total Assets** | RMB 688.07 billion | +6.51% | | **Total Loans** | RMB 324.04 billion | +13.58% | | **Total Deposits** | RMB 400.22 billion | +4.32% | | **Operating Income** | RMB 15.10 billion | - | | **Net Profit Attributable to Parent** | RMB 5.56 billion | - | | **Provision Coverage Ratio** | 244.50% | - | | **Capital Adequacy Ratio** | 15.03% | - | - Deeply served the real economy with rapid loan growth in multiple sectors: - Loans for "Four Modernizations" and "Strong Provincial Capital" reached **RMB 156.14 billion** and **RMB 126.54 billion**, respectively[37](index=37&type=chunk)[38](index=38&type=chunk) - Manufacturing loans grew by over **24%**[37](index=37&type=chunk)[38](index=38&type=chunk) - Agriculture-related loans reached **RMB 153.72 billion**, up 14.41%[37](index=37&type=chunk)[38](index=38&type=chunk) - Green loans amounted to **RMB 31.34 billion**, an increase of 11.08%[37](index=37&type=chunk)[38](index=38&type=chunk) - Inclusive loans to small and micro enterprises reached **RMB 36.57 billion**, up 14.21%[37](index=37&type=chunk)[38](index=38&type=chunk) - Risk management proved effective, with forward-looking asset quality indicators improving, achieving a **decrease in overdue amount, overdue ratio, and overdue loan migration**[38](index=38&type=chunk) - Digital transformation advanced steadily, launching online retail inclusive products and growing the personal customer base to **12.54 million** with AUM of **RMB 246.62 billion**[39](index=39&type=chunk) [Management Discussion and Analysis](index=22&type=section&id=Section%205%20Management%20Discussion%20and%20Analysis) This section provides a detailed analysis of the bank's operating performance, business segments, core competencies, and risk management [Overview of Operating Conditions](index=22&type=section&id=I.%20Discussion%20and%20Analysis%20of%20Operating%20Conditions) In 2023, the bank's business scale grew steadily, though net profit declined due to narrower net interest margins and increased credit impairment losses Key Indicators | Indicator | End of 2023 / 2023 | Change from Beginning of Year / Prior Year | | :--- | :--- | :--- | | **Total Assets** | RMB 688.07 billion | +6.51% | | **Total Loans** | RMB 324.04 billion | +13.58% | | **Total Deposits** | RMB 400.22 billion | +4.32% | | **Savings Deposit Balance** | RMB 189.63 billion | +11.52% | | **Operating Income** | RMB 15.10 billion | -3.50% | | **Net Profit Attributable to Parent** | RMB 5.56 billion | -8.92% | | **NPL Ratio** | 1.59% | Up 0.14 pp | | **Provision Coverage Ratio** | 244.50% | - | | **Capital Adequacy Ratio** | 15.03% | Up 0.87 pp | - The decline in net profit was mainly due to two factors: **narrower net interest margins** from supporting the real economy and falling market interest rates, and **increased credit impairment losses** from accelerated NPL disposal[42](index=42&type=chunk)[43](index=43&type=chunk) [Industry and Business Operations](index=24&type=section&id=III.%20Business%20Operations%20During%20the%20Reporting%20Period) The bank steadily advanced its corporate, retail, and financial market businesses while successfully launching a new core banking system [Corporate Business](index=24&type=section&id=Corporate%20Business) The corporate business focused on serving the real economy, achieving a 16.10% growth in corporate loans Corporate Lending in Key Areas | Corporate Lending in Key Areas | Balance at End of 2023 (RMB billion) | Growth/Growth Rate from Beginning of Year | | :--- | :--- | :--- | | **Corporate Loans (incl. discounts)** | 275.21 | 16.10% | | **"Four Modernizations" Loans** | 156.14 | 10.45% | | **"Strong Provincial Capital" Corporate Loans** | 126.54 | 15.06% | | **Manufacturing Enterprise Loans** | 21.49 | 24.28% | | **Technology-based Enterprise Loans** | 13.90 | 20.03% | | **Green Loans** | 31.34 | 11.08% | | **"Shuang Rong Lian" Financing Balance** | 1.59 | 81.97% | - The investment banking business achieved a breakthrough by obtaining the **independent lead underwriter qualification** for non-financial enterprise debt financing instruments, becoming the only local bank in the province with this qualification[52](index=52&type=chunk) [Retail Business](index=29&type=section&id=Retail%20Business) The retail business enhanced its core competitiveness through integrated management and digital empowerment, leading to steady growth in customers and assets Key Retail Business Indicators | Key Retail Business Indicators | End of 2023 | Growth/Growth Rate from Beginning of Year | | :--- | :--- | :--- | | **Savings Deposit Balance** | RMB 189.63 billion | 11.52% | | **Retail Customer AUM** | RMB 246.62 billion | 7.27% | | **Total Personal Customers (Parent Co)** | 12.54 million | +309,600 | | **Personal Comprehensive Consumption Loan Balance** | RMB 2.47 billion | 57.39% | | **Inclusive SME Loan Balance** | RMB 36.57 billion | 14.21% | | **Wealth Management Customers** | 358,800 | 5.19% | | **Wealth Management Customer AUM** | RMB 191.29 billion | 8.23% | - The credit card business completed an upgrade of its **end-to-end digital risk control system**, achieving automated risk identification, limit management, and risk monitoring, with a total of 1.66 million cards issued[66](index=66&type=chunk)[67](index=67&type=chunk) [Financial Markets and Interbank Business](index=35&type=section&id=Financial%20Markets%20and%20Interbank%20Business) The financial markets business achieved stable development, enhancing its market influence and effectively managing funding costs - The bank was again selected for the **central bank's 2023 list of primary dealers in the open market** and won the "Annual Market Influence Institution" award from the China Foreign Exchange Trade System, expanding its market influence[68](index=68&type=chunk) [Asset Management Business](index=35&type=section&id=Asset%20Management%20Business) The asset management business optimized its product system, with total outstanding wealth management products reaching RMB 64.42 billion Outstanding Wealth Management Products (End of 2023) | Outstanding Wealth Management Products (End of 2023) | Scale (RMB billion) | Proportion | | :--- | :--- | :--- | | **Total Outstanding Balance** | 64.42 | 100.00% | | Fixed Income | 61.48 | 95.43% | | Hybrid | 1.51 | 2.33% | | Equity | 1.44 | 2.24% | [Information Technology and Digital Empowerment](index=36&type=section&id=Information%20Technology%20Construction) The bank advanced its digital transformation by launching a new core banking system and increasing technology investment to 2.08% of operating income - The **new-generation core banking system** was successfully launched during the reporting period, enhancing overall operational efficiency and market competitiveness[72](index=72&type=chunk) Information Technology Investment (2023) | Information Technology Investment (2023) | Amount | Proportion | | :--- | :--- | :--- | | **Direct IT Expenses** | RMB 314 million | 2.08% of Operating Income | | **Innovative R&D Investment** | RMB 30 million | 9.54% of Total IT Investment | | **IT Staff** | 269 | 4.5% of Total Employees | [Core Competency Analysis](index=38&type=section&id=IV.%20Analysis%20of%20Core%20Competencies%20During%20the%20Reporting%20Period) The bank's core competencies lie in its regional advantages, solid customer base, efficient management, sound governance, and prudent risk management - **Regional Advantage**: As the largest local financial institution in Guizhou, the bank benefits from policy support for the province's development and deeply serves local economic strategies[75](index=75&type=chunk)[76](index=76&type=chunk) - **Customer and Channel Advantage**: With 27 years of local presence, the bank has a stable customer base and a network covering all cities and 88 counties in Guizhou[77](index=77&type=chunk) - **Governance and Risk Management**: The bank has established a modern corporate governance structure and a comprehensive risk management system covering all processes and institutions[80](index=80&type=chunk)[81](index=81&type=chunk) [Financial Analysis of Key Operations](index=41&type=section&id=V.%20Key%20Operating%20Conditions%20During%20the%20Reporting%20Period) This chapter analyzes the bank's financial performance, highlighting a decline in revenue due to lower interest and non-interest income, alongside growth in loans and deposits [Analysis of Income Statement and Cash Flow Statement](index=41&type=section&id=(I)%20Analysis%20of%20Main%20Business) Operating income decreased by 3.50% while operating expenses rose, leading to a 12.53% decline in operating profit Key Items | Key Items (RMB in thousands) | 2023 | 2022 | Y-o-Y Change (%) | | :--- | :--- | :--- | :--- | | **Operating Income** | 15,096,125 | 15,642,966 | -3.50 | | **Operating Expenses** | -9,140,050 | -8,833,900 | 3.47 | | **Operating Profit** | 5,956,075 | 6,809,066 | -12.53 | | **Net Cash Flow from Operating Activities** | -570,535 | -4,534,783 | 87.42 | [Analysis of Asset Position](index=43&type=section&id=(II)%20Asset%20Position) Total gross loans and advances grew by 13.58% to RMB 324.04 billion, increasing their share of total assets to 47.09% Loan Structure | Loan Structure (RMB billion) | End of 2023 | End of 2022 | Proportion (2023) | | :--- | :--- | :--- | :--- | | **Corporate Loans and Advances** | 271.69 | 233.95 | 83.84% | | **Personal Loans and Advances** | 48.83 | 48.25 | 15.07% | | **Discounts** | 3.52 | 3.09 | 1.09% | | **Total Loans and Advances** | 324.04 | 285.29 | 100.00% | - Among corporate loans, the real estate sector loan balance was **RMB 37.09 billion**, accounting for **11.45%** of total loans, an increase of 2.54 percentage points year-on-year, mainly due to increased support for housing rentals and urban renewal[92](index=92&type=chunk)[93](index=93&type=chunk) [Analysis of Liability Position](index=46&type=section&id=(III)%20Liability%20Position) Total gross deposits grew by 4.32% to RMB 400.22 billion, with an optimized structure as savings deposits rose to 47.38% of the total Deposit Structure | Deposit Structure (RMB billion) | End of 2023 | End of 2022 | Proportion (2023) | | :--- | :--- | :--- | :--- | | **Corporate Customer Deposits** | 198.50 | 200.02 | 49.60% | | **Retail Customer Deposits (Savings)** | 189.63 | 170.05 | 47.38% | | **Other Deposits** | 12.09 | 13.57 | 3.02% | | **Total Gross Deposits** | 400.22 | 383.64 | 100.00% | [Analysis of Income Statement Items](index=47&type=section&id=(IV)%20Income%20Statement%20Analysis) Operating income fell 3.50% due to declines in both net interest income and non-interest income, while credit impairment losses increased - **Net interest income decreased by 1.85%**, primarily due to the impact of supporting the real economy and an overall decline in market interest rates, which further narrowed the net interest margin[104](index=104&type=chunk)[106](index=106&type=chunk) - **Non-interest income fell by 16.07%**, with net fee and commission income down 32.06% due to reduced wealth management scale, and investment income down 12.75% from deleveraging non-standard assets[108](index=108&type=chunk) - **Credit impairment losses were RMB 4.90 billion**, a year-on-year increase of 14.30%, of which impairment losses on loans and advances were RMB 4.17 billion, up 35.58%[106](index=106&type=chunk)[115](index=115&type=chunk) [Analysis of Credit Asset Quality](index=55&type=section&id=(X)%20Credit%20Asset%20Quality%20During%20the%20Reporting%20Period) The NPL ratio rose to 1.59%, but forward-looking indicators improved as the overdue loan balance decreased significantly Five-Category Loan Classification | Five-Category Loan Classification (RMB billion) | Balance at End of 2023 | Proportion (%) | | :--- | :--- | :--- | | Normal | 309.61 | 95.55 | | Special Mention | 9.27 | 2.86 | | **Non-Performing Loans (Substandard/Doubtful/Loss)** | **5.17** | **1.59** | | Total Loans | 324.04 | 100.00 | - The **overdue loan balance was RMB 8.16 billion**, a significant decrease from RMB 11.81 billion at the beginning of the year, indicating an improvement in forward-looking asset quality indicators[128](index=128&type=chunk) - The three industries with the highest NPL ratios were: **wholesale and retail (4.07%)**, **construction (2.25%)**, and **real estate (2.21%)**[127](index=127&type=chunk) [Risk Management](index=60&type=section&id=(XVIII)%20Risk%20Management%20During%20the%20Reporting%20Period) The bank has established a comprehensive risk management system with three lines of defense, effectively managing credit, liquidity, and market risks - **Credit Risk**: Ensured stable asset quality and steady growth of credit assets by refining credit policies, reforming systems, optimizing processes, and strengthening risk monitoring[149](index=149&type=chunk) - **Liquidity Risk**: Maintained all liquidity regulatory indicators above requirements through a full-process management mechanism, daily monitoring, and regular stress testing, with no liquidity risk events occurring during the year[150](index=150&type=chunk)[151](index=151&type=chunk) - **Operational and Compliance Risk**: Enhanced employee behavior management and embedded a culture of compliance through an "annual case prevention enhancement" campaign and training for new employees[155](index=155&type=chunk)[156](index=156&type=chunk) [Capital Adequacy](index=70&type=section&id=(XIX)%20Capital%20Adequacy%20Related%20Information) As of the end of 2023, the bank's capital levels remained sufficient, with all capital adequacy ratios showing significant improvement and meeting regulatory requirements Capital Adequacy Ratios | Capital Adequacy Ratios (%) (Consolidated) | End of 2023 | End of 2022 | Change | | :--- | :--- | :--- | :--- | | **Core Tier 1 Capital Adequacy Ratio** | 11.84 | 10.95 | +0.89pp | | **Tier 1 Capital Adequacy Ratio** | 12.90 | 12.02 | +0.88pp | | **Capital Adequacy Ratio** | 15.03 | 14.16 | +0.87pp | Risk-Weighted Assets Composition | Risk-Weighted Assets Composition (Consolidated, RMB billion) | End of 2023 | End of 2022 | | :--- | :--- | :--- | | **Credit Risk-Weighted Assets** | 433.75 | 430.23 | | **Market Risk-Weighted Assets** | 20.64 | 19.98 | | **Operational Risk-Weighted Assets** | 28.59 | 29.00 | | **Total** | 482.98 | 479.21 | [Corporate Governance](index=86&type=section&id=Section%206%20Corporate%20Governance) This section outlines the bank's governance structure, key personnel, and profit distribution policies [Overview of Corporate Governance](index=86&type=section&id=I.%20Explanation%20of%20Corporate%20Governance) The company has established an effective governance mechanism that integrates Party leadership with corporate strategy, decision-making, and supervision - The corporate governance structure is clearly defined, forming an effective mechanism of **Party Committee leadership, Board strategic decision-making, Supervisory Board oversight, and Senior Management operational authority**[202](index=202&type=chunk)[203](index=203&type=chunk) [Directors, Supervisors, and Senior Management](index=91&type=section&id=IV.%20Information%20on%20Directors,%20Supervisors,%20and%20Senior%20Management) This chapter details the composition, remuneration, and changes of the board, supervisory committee, and senior management team during the year - The senior management team underwent changes during the reporting period, with Board Secretary Dong Jing and Vice President Liang Zongmin retiring due to age, and new appointments made for Vice President and Chief Financial Officer[217](index=217&type=chunk) - The remuneration of directors, supervisors, and senior management is determined by company policies and shareholder resolutions, with total compensation for 2023 amounting to **RMB 10.53 million**[233](index=233&type=chunk) [Profit Distribution Policy](index=117&type=section&id=XI.%20Proposal%20for%20Ordinary%20Share%20Profit%20Distribution%20or%20Capitalization%20of%20Capital%20Reserve) The proposed 2023 dividend payout ratio is 20.02% of net profit, balancing shareholder returns with the need to strengthen capital for future growth 2023 Profit Distribution Proposal | 2023 Profit Distribution Proposal | | | :--- | :--- | | **Dividend per 10 shares (RMB) (tax incl)** | 2.90 | | **Total Cash Dividend (tax incl)** | RMB 1,060,297 thousand | | **Dividend Payout Ratio** | 20.02% | [Environment and Social Responsibility](index=125&type=section&id=Section%207%20Environment%20and%20Social%20Responsibility) This section details the bank's commitment to green finance, rural revitalization, and consumer protection [Environmental Information (ESG)](index=125&type=section&id=I.%20Environmental%20Information) The bank actively develops green finance, issuing RMB 3 billion in green financial bonds and growing its green loan balance to RMB 31.34 billion - As of the end of 2023, the bank's **green loan balance was RMB 31.34 billion**, an increase of RMB 3.13 billion from the beginning of the year[289](index=289&type=chunk) - The subsidiary, Guiyang Financial Leasing Co, Ltd, had a green leasing principal balance of **RMB 14.65 billion**, accounting for **51.09%** of its total leasing principal[291](index=291&type=chunk) [Rural Revitalization](index=127&type=section&id=III.%20Specific%20Work%20on%20Consolidating%20and%20Expanding%20Poverty%20Alleviation%20Achievements%20and%20Rural%20Revitalization) The bank strategically supports rural revitalization through targeted financial services, achieving significant growth in agriculture-related loans Rural Revitalization Related Loans (End of 2023) | Rural Revitalization Related Loans (End of 2023) | Balance (RMB billion) | Growth/Growth Rate from Beginning of Year | | :--- | :--- | :--- | | **Agriculture-related Loans** | 153.72 | +14.41% | | **Inclusive Agriculture-related Loans** | 15.75 | +27.44% | - The bank continues to optimize rural financial services, operating **2,247 rural service points**, issuing over 620,000 rural revitalization cards, and launching exclusive products for rural areas[301](index=301&type=chunk) [Consumer Rights Protection](index=130&type=section&id=IV.%20Consumer%20Rights%20Protection) The bank integrates consumer rights protection into its corporate governance, handling 4,797 customer complaints in 2023, primarily related to bank card services - In 2023, a total of **4,797 customer complaints** were handled, with bank card business being the main focus, and the Guiyang area accounting for 78.32% of complaints[307](index=307&type=chunk)[308](index=308&type=chunk) [Important Matters](index=133&type=section&id=Section%208%20Important%20Matters) This section covers significant events during the reporting period, including related-party transactions [Related-Party Transactions](index=137&type=section&id=XI.%20Related-Party%20Transactions) The bank conducted credit and non-credit related-party transactions, with all major transactions approved and fairly priced - As of the end of the reporting period, the credit exposure to the largest shareholder, Guiyang State-owned Assets Investment Management Co, Ltd, and its affiliates was **RMB 9.15 billion**, representing 13.90% of the net capital[320](index=320&type=chunk) - Four major related-party transactions were reviewed by the Board of Directors during the period, involving Guizhou Wujiang Energy Investment, Guiyang Public Housing Investment, Guiyang Meiyue Real Estate, and Guiyang Financial Leasing[325](index=325&type=chunk) [Share Capital Changes and Shareholder Information](index=144&type=section&id=Section%209%20Changes%20in%20Ordinary%20Shares%20and%20Shareholders) This section provides details on the company's share structure and top ten shareholders [Shareholder Information](index=145&type=section&id=(II)%20Shareholding%20of%20Top%20Ten%20Shareholders%20and%20Top%20Ten%20Tradable%20Shareholders%20(or%20Shareholders%20without%20Selling%20Restrictions)%20as%20of%20the%20End%20of%20the%20Reporting%20Period) As of year-end 2023, the company's largest shareholder was Guiyang State-owned Assets Investment Management Co, Ltd, holding 12.82% of total shares Top Ten Shareholders | Top Ten Shareholder Name | Number of Shares | Shareholding Ratio (%) | Share Status | | :--- | :--- | :--- | :--- | | Guiyang State-owned Assets Investment Management Co, Ltd | 468,599,066 | 12.82 | Pledged | | Guizhou Wujiang Energy Investment Co, Ltd | 200,832,586 | 5.49 | - | | Guiyang Industrial Investment Co, Ltd | 153,853,380 | 4.21 | Pledged | | Hong Kong Securities Clearing Company Ltd | 119,096,841 | 3.26 | - | | Guizhou Shenqi Holding (Group) Co, Ltd | 100,118,819 | 2.74 | Pledged | | Guiyang Investment Holding Group Co, Ltd | 92,707,293 | 2.54 | Pledged | | Zhongrong Life Insurance Co, Ltd - Participating Products | 88,574,427 | 2.42 | - | | China Kweichow Moutai Distillery (Group) Co, Ltd | 52,975,597 | 1.45 | - | | Beijing Ren'ai Education Technology Co, Ltd | 47,468,600 | 1.30 | Pledged | | Zhongtian Financial Group Co, Ltd | 40,950,000 | 1.12 | Pledged | [Information on Preferred Shares](index=156&type=section&id=Section%2010%20Information%20on%20Preferred%20Shares) This section provides details on the bank's outstanding preferred shares, including dividend payments and rate adjustments [Information on Preferred Shares](index=156&type=section&id=Information%20on%20Preferred%20Shares) The bank's "Gui Yin You 1" preferred shares paid a dividend of RMB 265 million in 2023, with the dividend rate adjusted to 4.56% for the next cycle - The dividend rate for "Gui Yin You 1" was **5.30%** for the first dividend period (2018.11.22-2023.11.21) and was adjusted to **4.56%** for the second period starting November 22, 2023[355](index=355&type=chunk)[361](index=361&type=chunk) - On November 22, 2023, the company distributed the annual preferred stock dividend at a rate of 5.30%, totaling **RMB 265 million (tax inclusive)**[365](index=365&type=chunk) [Financial Report](index=161&type=section&id=Section%2011%20Financial%20Report) This section contains the audited financial statements and the independent auditor's report [Audit Opinion](index=165&type=section&id=Auditor's%20Report) Ernst & Young Hua Ming LLP issued a standard unqualified audit opinion on the bank's 2023 financial statements - The audit opinion was a **standard unqualified opinion**, indicating that the financial statements fairly present the company's financial position and operating results[372](index=372&type=chunk) - **Key Audit Matter 1**: Impairment allowance for loans and advances, long-term receivables, and debt investments, due to the complexity of the Expected Credit Loss (ECL) model and significant management judgment[375](index=375&type=chunk) - **Key Audit Matter 2**: Assessment of consolidation of structured entities, which involved evaluating the bank's control over these entities and the appropriateness of related disclosures[377](index=377&type=chunk)

证券代码：601997 证券简称：贵阳银行 公告编号：2024-033 优先股代码:360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届监事会 2024 年度第一次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 员会，各专门委员会委员组成如下： 1.提名委员会 委员：彭文宗、孟海滨、张文婷 主任委员：彭文宗 2.监督委员会 委员：吕凡、孟海滨、何坚 贵阳银行股份有限公司(以下简称公司)第六届监事会 2024 年度 第一次会议于 2024 年 7 月 4 日在公司总行 4604 会议室以现场方式召 开。本次监事会应出席监事 5 名，亲自出席监事 4 名。因工作原因， 张文婷监事委托孟海滨监事表决。经全体与会监事一致推举，会议由 孟海滨监事主持。会议的召开符合《中华人民共和国公司法》《中华 人民共和国证券法》等法律、行政法规、部门规章、规范性文件及《公 司章程》的有关规定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于选举孟海滨先生为贵阳银行股份有限公司 第六届监事 ...

Ernst & Young Hua Ming LLP Level 16, Ernst & Young Tower Oriental Plaza, 1 East Chang An Avenue Dongcheng District Beijing, China 100738 安永华明会计师事务所（特殊普通合伙） 中国北京巿东城区东长安街 1 号 东方广场安永大楼 16 层 邮政编码: 100738 Tel 电话: +86 10 5815 3000 Fax 传真: +86 10 8518 8298 ey.com 按照企业会计准则的规定编制财务报表是公司管理层的责任。我们对贵阳银行 2023 年度的 财务报表执行审计程序的目的，是对贵阳银行的财务报表是否在所有重大方面按照企业会计准 则的规定编制，是否公允反映了贵阳银行 2023 年 12 月 31 日的合并及公司财务状况以及 2023 年度的合并及公司经营成果和现金流量表发表审计意见，不是对上述财务报表中的个别项目的 金额或个别附注单独发表意见。 根据上海证券交易所上市公司管理一部（以下简称："贵部"）出具的《关于贵阳银行股份有 限公司 2023 年年度报告的信息 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2024-031 优先股代码：360031 优先股简称：贵银优 1 一、会议召开和出席情况 (一)股东大会召开的时间：2024 年 7 月 4 日 (二)股东大会召开的地点：贵阳银行总行 401 会议室 (三)出席会议的普通股股东和恢复表决权的优先股股东及其持有股 份情况： 贵阳银行股份有限公司 2024 年第一次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次会议是否有否决议案：无 | 1、出席会议的股东和代理人人数 | 110 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 1,239,259,977 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | 33.8947 | | 份总数的比例（%） | | (四)表决方式是否符合《公司法》及《公司章程》的规定，大会主持 情况等。 本次股东大会由公司董事会召集，张正海董事长主持会议。本次 股东大会采取现场和网络投票相结合的方式， ...

北京市金杜律师事务所（以下简称本所）接受贵阳银行股份有限公司（以下 简称公司）的委托，根据《中华人民共和国证券法》（以下简称《证券法》）、 《中华人民共和国公司法》（以下简称《公司法》）、中国证券监督管理委员会 《上市公司股东大会规则（2022 年修订）》（以下简称《股东大会规则》）等 中华人民共和国境内（以下简称中国境内，为本法律意见书之目的，不包括中国 香港特别行政区、中国澳门特别行政区和中国台湾地区）现行有效的法律、行政 法规、部门规章、规范性文件和现行有效的《贵阳银行股份有限公司章程》（以 下简称《公司章程》）的有关规定，指派律师出席了公司于 2024 年 7 月 4 日召 开的 2024 年第一次临时股东大会（以下简称本次股东大会），并就本次股东大 会相关事项出具本法律意见书。 为出具本法律意见书，本所律师审阅了公司提供的以下文件，包括但不限于： 1． 经公司 2021 年年度股东大会审议通过的《公司章程》； 2． 公司 2024 年 6 月 19 日刊登于《中国证券报》《上海证券报》《证券 时报》《证券日报》及上海证券交易所网站（http://www.sse.com.cn/）的《贵 阳银行股份有限 ...

贵阳银行股份有限公司 2024年第一次临时股东大会会议材料 文件目录 | 会议议程 I | | | | --- | --- | --- | | 会议须知 | | II | | 议案 | | 1 关于贵阳银行股份有限公司董事会换届选举的议案 1 | | 议案 | 2 | 关于选举贵阳银行股份有限公司第六届董事会非独立董事的议案 3 | | 议案 | 3 | 关于贵阳银行股份有限公司监事会换届选举的议案 9 | | 议案 | 4 | 关于选举贵阳银行股份有限公司第六届监事会非职工监事的议案 11 | | 议案 | 5 | 关于选举贵阳银行股份有限公司第六届董事会独立董事的议案 14 | 贵阳银行股份有限公司 2024 年第一次临时股东大会 会议议程 会议时间：2024 年 7 月 4 日 上午 9:30 会议地点：贵州省贵阳市观山湖区长岭北路中天•会展城 B 区金融商务 区东区 1-6 栋贵阳银行总行 401 会议室 （股票代码：601997） 2024年7月4日 贵阳银行股份有限公司 2024 年第一次临时股东大会 召开方式：现场会议+网络投票 召 集 人：本行董事会 一、宣读股东大会会议须知 二、审议议案 I ...

贵阳银行股份有限公司 独立董事候选人声明与承诺 本人侯福宁，已充分了解并同意由提名人贵阳银行股份有限公司 第五届董事会提名委员会提名为贵阳银行股份有限公司（以下简称 "该公司"）第六届董事会独立董事候选人。本人公开声明，本人具 备独立董事任职资格，保证不存在任何影响本人担任该公司独立董事 独立性的关系，具体声明并承诺如下： 一、本人具备上市公司运作的基本知识，熟悉相关法律、行政法 规、部门规章及其他规范性文件，具有 5 年以上法律、经济、会计、 财务、管理或者其他履行独立董事职责所必需的工作经验。 本人已经参加培训并取得证券交易所认可的相关培训证明材料。 二、本人任职资格符合下列法律、行政法规和部门规章以及公司 规章的要求： （一）《中华人民共和国公司法》关于董事任职资格的规定； （二）《中华人民共和国公务员法》关于公务员兼任职务的规定； （三）中国证监会《上市公司独立董事管理办法》、上海证券交 易所自律监管规则以及《贵阳银行股份有限公司章程》有关独立董事 任职资格和条件的相关规定； （四）中共中央纪委、中共中央组织部《关于规范中管干部辞去 公职或者退（离）休后担任上市公司、基金管理公司独立董事、独立 监事的 ...

独立董事：柳永明、罗荣华、唐雪松、朱乾宇、沈朝晖 2024 年 6 月 18 日 1 二、第六届董事会董事候选人的提名、审议程序符合相关法律法 规和《公司章程》的相关规定。 三、第六届董事会董事候选人均具备法律法规规定的董事任职资 格及工作经验，不存在《中华人民共和国公司法》《上海证券交易所 上市公司自律监管指引第 1 号——规范运作》《上市公司独立董事管 理办法》及《公司章程》规定的不得担任公司董事、独立董事的情形， 也不存在被中国证监会确定为证券市场禁入者且禁入尚未解除的情 形。 四、同意提名张正海、盛军、李松芸、邓勇、梁诚、余瑞、周业 俊、张清芬、侯福宁、柳永明、罗荣华、唐雪松、朱乾宇、沈朝晖为 公司第六届董事会董事候选人；并同意提请公司股东大会审议。 贵阳银行股份有限公司独立董事 关于董事会换届选举的独立意见 根据《中华人民共和国公司法》《中华人民共和国证券法》、中 国证券监督管理委员会（以下简称"中国证监会"）《上市公司独立 董事管理办法》等法律、行政法规、部门规章及规范性文件（以下简 称"法律法规"）以及《贵阳银行股份有限公司章程》（以下简称"《公 司章程》"）的相关规定，作为贵阳银行股份有限公司 ...