一年之计在于晨的谚语算是被银行们参"透"了。 节后第一周，各家商业银行的工作已经紧锣密鼓地展开。正所谓"春来开会不嫌早"。2026年2月27日， 青岛农村商业银行（青农商行）与浙商银行同日公告召开董事会，不仅双双任命了"首席合规官"，还审 议通过了多项重要议案，释放出新的一年银行业将合规与风险管理置于首要位置的强烈信号。青农商 行：行长于丰星兼任首席合规官 一年之计在于春。青农商行与浙商银行在初春时节纷纷召开董事会，且不约而同地聚焦于"首席合规 官"的任命与合规制度的完善，这绝非偶然。 在当前复杂多变的金融环境下，防范化解金融风险、坚持合规稳健经营已成为银行业高质量发展的生命 线。两家银行的"早春会议"，不仅是对监管要求的积极响应，更是为全年的稳健发展定下了"合规优 先"的主基调。 春来开会不嫌早，筑牢防线正当时，银行业的这股"合规春风"，或是金融行业和市场健康运行的一股先 声。风险提示及免责条款市场有风险，投资需谨慎。本文不构成个人投资建议，也未考虑到个别用户特 殊的投资目标、财务状况或需要。用户应考虑本文中的任何意见、观点或结论是否符合其特定状况。据 此投资，责任自负。 同日，浙商银行也以现场结合通讯方式 ...

北京商报讯（记者 宋亦桐）2月27日，青岛农商行发布公告指出，该行第五届董事会第十八次临时会议 审议并通过《关于聘任首席合规官的议案》，同意聘任行长于丰星兼任首席合规官。 ...

每经头条（nbdtoutiao）——2月井喷！中国AI调用量首超美国，四款大模型霸榜全球前五，国产算力需 求正经历指数级增长 每经AI快讯，青农商行2月27日晚间发布公告称，公司第五届第十八次董事会临时会议于2026年2月27 日在本行总行召开。会议审议了《关于聘任首席合规官的议案》等文件。 （记者 曾健辉） ...

| 证券代码：002958 | 证券简称：青农商行 | 公告编号：2026-007 | | --- | --- | --- | | 转债代码：128129 | 转债简称：青农转债 | | 青岛农村商业银行股份有限公司 第五届董事会第十八次临时会议决议公告 审议并通过《关于聘任首席合规官的议案》。 表决结果为：同意 11 票，反对 0 票，弃权 0 票。 同意聘任于丰星行长兼任首席合规官。于丰星先生简历详见青岛农村商业银行股 份有限公司第五届董事会第一次会议决议公告。 本议案已经董事会提名与薪酬委员会审议通过。 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导 性陈述或者重大遗漏。 青岛农村商业银行股份有限公司（以下简称本行）第五届董事会第十八次临时会 议于 2026 年 2 月 27 日在本行总行召开。会议通知已于 2026 年 2 月 10 日以电子邮件 及书面方式发出。应出席本次会议的董事 11 人，实际出席本次会议（含网络方式） 的董事 11 人。张坤、唐静、薛健、鲁玉瑞、王少飞、潘爱玲、李维安、王绍宏、王 庆金董事以网络方式参加会议。会议由执行董事、行长于丰星（代为履行董事长职责 ...

银行股马年首个交易日跌多涨少 2月24日，A股市场实现开门红，截至收盘，沪指涨0.87%报4117.41点，深证成指涨1.36%，创业板指涨 0.99%。当天，沪深两市合计成交约2.2万亿元，较上一个交易日放量近2200亿元。 调研热情不及往年。 马年第一个交易日A股迎来开门红，银行股在市场火热情绪中继续被"冷落"，成为当天为数不多的飘绿 板块之一。 从消息面来看，当天最新LPR（贷款市场报价利率）出炉，1年期及5年期两个期限品种均连续9个月"按 兵不动"。央行节前披露的金融数据显示，尽管社融实现"开门红"，但信贷投放在1月罕见出现同比少 增。在此背景下，市场一方面更多关注信贷质量，另一方面也更加关注春节后开工节奏。 从机构对银行的调研情况来看，相较于往年同期，今年以来调研热情也有所回落，分化依然明显。第一 财经梳理发现，机构调研过程中的关注点主要集中在信贷投放尤其对公信贷景气度、息差压力下的负债 量价趋势和中收拓展能力，以及盈利压力下的资本补充计划等。 从板块表现来看，市场热点快速轮动，全市场超4000只个股上涨、百余只个股涨停。截至收盘，31个申 万一级行业中，仅传媒、计算机、商贸零售等7个板块飘绿。其中 ...

Group 1: Management Changes - The board of Qingnong Commercial Bank has nominated Liang Yanbo as the fifth chairman candidate to replace the retiring Wang Xifeng, pending shareholder approval and regulatory qualification [1] Group 2: Institutional Research - In January 2026, Qingnong Commercial Bank received multiple institutional research visits, focusing on loan allocations for "supporting agriculture and small enterprises," green finance, and strategic emerging industries, while emphasizing the stability of its core Tier 1 capital adequacy ratio through internal replenishment [2] Group 3: Performance and Operations - The financial report for the first three quarters of 2025 shows revenue of 8.028 billion yuan, a year-on-year decrease of 4.92%, and a net profit attributable to shareholders of 3.318 billion yuan, a year-on-year increase of 3.57%. However, the revenue decline in a single quarter has widened to 11.91%. The non-performing loan ratio stands at 1.73%, the highest among A-share rural commercial banks, indicating a need for ongoing monitoring of asset quality improvement [3] Group 4: Company Status - At the beginning of 2026, the company attracted attention due to a dispute over the dividend ratio, as the board did not submit a temporary proposal for shareholder meeting review. The dividend ratio for 2024 was set at 23.34%, lower than some peers, suggesting potential adjustments in future dividend policies [4]

Core Viewpoint - The A-share market for banks experienced a collective decline, with several banks showing significant drops in their stock prices on February 12 [1] Group 1: Stock Performance - Chongqing Bank saw a decline of 2.27%, with a total market value of 36 billion [2] - Agricultural Bank dropped by 1.62%, with a market capitalization of 2,337.9 billion [2] - CITIC Bank decreased by 1.57%, with a market value of 417.9 billion [2] - Xiamen Bank fell by 1.57%, with a market capitalization of 19.9 billion [2] - Qingnong Commercial Bank declined by 1.55%, with a market value of 17.6 billion [2] - Qingdao Bank decreased by 1.41%, with a market capitalization of 32.6 billion [2] - Qilu Bank fell by 1.18%, with a market value of 36.2 billion [2] - Xi'an Bank dropped by 1.30%, with a market capitalization of 16.9 billion [2] - China Construction Bank decreased by 1.23%, with a market value of 23,152 billion [2] - Everbright Bank fell by 1.19%, with a market capitalization of 195.6 billion [2] - Pudong Development Bank decreased by 1.18%, with a market value of 334.7 billion [2] - Industrial and Commercial Bank dropped by 1.10%, with a market capitalization of 25,697 billion [2] - Jiangyin Bank fell by 1.06%, with a market value of 11.5 billion [2] - Zijin Bank decreased by 1.05%, with a market capitalization of 10.3 billion [2] - Zhangjiagang Bank fell by 1.05%, with a market value of 11.5 billion [2] - China Merchants Bank decreased by 1.04%, with a market capitalization of 983.3 billion [2] Group 2: Year-to-Date Performance - Chongqing Bank has a year-to-date decline of 2.91% [2] - Agricultural Bank has seen a year-to-date drop of 13.02% [2] - CITIC Bank's year-to-date decline is 2.47% [2] - Xiamen Bank has a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's year-to-date increase is 2.26% [2] - Qingdao Bank has a significant year-to-date increase of 25.00% [2] - Qilu Bank has a year-to-date increase of 4.53% [2] - Xi'an Bank's year-to-date increase is 2.70% [2] - China Construction Bank has a year-to-date decline of 4.63% [2] - Everbright Bank's year-to-date decline is 2.26% [2] - Pudong Development Bank has a significant year-to-date decline of 19.21% [2] - Industrial and Commercial Bank has a year-to-date decline of 9.08% [2] - Jiangyin Bank has a year-to-date increase of 2.19% [2] - Zijin Bank's year-to-date increase is 4.03% [2] - Zhangjiagang Bank has a year-to-date increase of 3.06% [2] - China Merchants Bank has a year-to-date decline of 4.99% [2]

Group 1 - The A-share market saw a collective decline in bank stocks, with Chongqing Bank dropping over 2% and several other banks, including Agricultural Bank, CITIC Bank, and Xiamen Bank, falling more than 1% [1] - Chongqing Bank's stock decreased by 2.27%, with a total market capitalization of 36 billion and a year-to-date decline of 2.91% [2] - Agricultural Bank's stock fell by 1.62%, with a market cap of 2,337.9 billion and a year-to-date decline of 13.02% [2] Group 2 - CITIC Bank's stock decreased by 1.57%, with a market capitalization of 417.9 billion and a year-to-date decline of 2.47% [2] - Xiamen Bank's stock also fell by 1.57%, with a market cap of 19.9 billion and a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's stock dropped by 1.55%, with a market cap of 17.6 billion and a year-to-date increase of 2.26% [2] Group 3 - Other banks such as Qilu Bank, Xi'an Bank, and China Construction Bank experienced declines of 1.18% to 1.30%, with respective market caps of 36.2 billion, 16.9 billion, and 23,152 billion [2] - The stock of Industrial and Commercial Bank fell by 1.10%, with a market cap of 25,697 billion and a year-to-date decline of 9.08% [2] - China Merchants Bank's stock decreased by 1.04%, with a market cap of 98.33 billion and a year-to-date decline of 4.99% [2]

Core Insights - Qingdao Rural Commercial Bank organized a "New Spring Fair" from February 4 to 6, 2026, to promote consumption and benefit the community, attracting over 2,000 participants and generating nearly 200,000 yuan in sales [1][11][20] Group 1: Event Overview - The event featured 22 carefully selected merchants providing a one-stop shopping experience with quality products at competitive prices, including local specialties like Qingdao beer and Jimo old wine [1][20] - The fair aimed to meet community needs by offering a diverse range of high-quality New Year goods, ensuring convenience for customers [1][20] Group 2: Special Services - The bank provided special services for elderly clients through the "Colorful Health Year" initiative, offering health-related products and free gift bags, along with financial education on social security cards and precious metals [6][11] Group 3: Community Engagement - The event included cultural activities to enhance the festive atmosphere, such as calligraphy demonstrations, a lucky draw, and traditional crafts, engaging the community and promoting cultural heritage [16][20] Group 4: Strategic Goals - The initiative serves as a platform for local merchants to expand their market reach, alleviate year-end marketing pressures, and foster a positive interaction between the bank, customers, and businesses [11][21] - The bank aims to convert its financial advantages into tangible benefits for employees, clients, and merchants, contributing to economic development and improving community welfare [21]

Group 1 - The successful implementation of the first foreign currency repurchase business for bonds under custody by Qingdao Rural Commercial Bank marks a significant breakthrough in foreign currency liquidity management and collateral application [1][3] - This achievement enhances the bank's ability to manage foreign currency funds and expands its financing channels, thereby increasing its trading activity and influence in the domestic foreign currency market [3] - Qingdao Rural Commercial Bank aims to continue innovating financial services for the real economy, aligning with national financial opening strategies, and deepening cooperation with financial infrastructure like the Shanghai Clearing House and the China Foreign Exchange Trading Center [3] Group 2 - The foreign currency repurchase business, as an important product in the foreign currency interest rate market, effectively reduces credit risk and improves the efficiency of foreign currency fund utilization compared to traditional foreign currency borrowing models [3] - The bank's collaboration with the Shanghai Clearing House has facilitated the optimization of clearing processes and the establishment of cross-custodian foreign currency repurchase business channels [1][3] - Qingdao Rural Commercial Bank is committed to enhancing cross-border financial service quality and contributing to the high-level opening up of Qingdao City and the high-quality development of the real economy [3]