12月10日金融一线消息，青农商行发布公告，经中国人民银行批准，该行近日在全国银行间债券市场发 行"青岛农村商业银行股份有限公司2025年金融债券"（以下简称"本期债券"）。 本期债券簿记建档日为2025年12月8日，缴款日为2025年12月10日，发行规模为人民币5亿元，品种为3 年期固定利率债券，票面利率1.85%。 本期债券募集资金将依据适用法律和主管部门的批准，专项用于投放养老产业贷款。 责任编辑：秦艺 12月10日金融一线消息，青农商行发布公告，经中国人民银行批准，该行近日在全国银行间债券市场发 行"青岛农村商业银行股份有限公司2025年金融债券"（以下简称"本期债券"）。 本期债券簿记建档日为2025年12月8日，缴款日为2025年12月10日，发行规模为人民币5亿元，品种为3 年期固定利率债券，票面利率1.85%。 本期债券募集资金将依据适用法律和主管部门的批准，专项用于投放养老产业贷款。 责任编辑：秦艺 ...

北京商报讯（记者 孟凡霞 周义力）12月10日，青岛农商行发布公告，经中国人民银行批准，该行近日 在全国银行间债券市场发行"青岛农村商业银行股份有限公司2025年金融债券"（以下简称"本期债 券"）。本期债券簿记建档日为2025年12月8日，缴款日为2025年12月10日，发行规模为人民币5亿元， 品种为3年期固定利率债券，票面利率1.85%。本期债券募集资金将依据适用法律和主管部门的批准， 专项用于投放养老产业贷款。 ...

证券代码：002958 证券简称：青农商行 公告编号：2025-059 转债代码：128129 转债简称：青农转债 青岛农村商业银行股份有限公司 关于 2025 年金融债券发行完毕的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导 性陈述或者重大遗漏。 经中国人民银行批准，青岛农村商业银行股份有限公司近日在全国银行间债券市 场发行"青岛农村商业银行股份有限公司 2025 年金融债券"（以下简称本期债券）。 本期债券簿记建档日为 2025 年 12 月 8 日，缴款日为 2025 年 12 月 10 日，发行规 模为人民币 5 亿元，品种为 3 年期固定利率债券，票面利率 1.85%。 本期债券募集资金将依据适用法律和主管部门的批准，专项用于投放养老产业贷 款。 特此公告。 青岛农村商业银行股份有限公司董事会 2025 年 12 月 10 日 1 ...

Core Insights - The awards for financial bond underwriting and market-making have been announced, recognizing various banks and securities firms for their outstanding performance in the industry [1][2][3][4][5][6][7] Group 1: Outstanding Underwriters - The title of "Outstanding Underwriter" was awarded to several banks, including CITIC Bank, Shanghai Pudong Development Bank, and Industrial and Commercial Bank of China [1][2] - A total of 10 banks were recognized as "Excellent Underwriters," highlighting their contributions to the financial bond market [1] Group 2: Excellent Market Makers - The "Excellent Market Maker" category included firms such as Huatai Securities and CITIC Securities, showcasing their role in enhancing market liquidity [2][4] - A diverse range of banks, including Ping An Bank and Industrial Bank, were acknowledged for their market-making capabilities [2][4] Group 3: Special Awards - Special awards were given for various categories, including "Debt Sea Rising Award" and "Green Low Carbon Award," recognizing banks like Agricultural Bank of China and Postal Savings Bank of China for their innovative approaches [3] - The "Technology Innovation Award" was awarded to banks that demonstrated significant advancements in financial technology [3] Group 4: Individual Recognitions - Individual awards were presented to key personnel from various banks, such as CITIC Bank's Sun Wei and China Everbright Bank's Liu Yan, acknowledging their leadership in driving financial bond initiatives [4][5] - The "Outstanding Underwriting Supervisor" category highlighted individuals from major banks, emphasizing the importance of leadership in underwriting processes [5]

近日，国家外汇管理局青岛市分局公布2025年度外汇业务合规与审慎经营评估结果，青岛农商银行凭借 扎实的合规管理、专业的跨境服务能力，再次斩获"A类银行"称号。这也是青岛农商银行在国家外汇管 理局青岛市分局的指导与支持下，连续第12年获此殊荣。 深耕本土市场多年，青岛农商银行以产品创新回应企业跨境金融需求。针对中小微外贸企业"融资难、 融资贵"问题，围绕企业海关、国际结算等数据推出"外贸易贷"，累计发放融资款项4.36亿元；围绕原 产地证业务数据推出"贸信e贷"，累计发放融资款项1148万元；引入转贷款专项资金支持，推出"外贸提 振贷"，累计发放融资款项7亿元。聚焦"一带一路"合作机遇，创新推出"中巴清算直通车"，累计为76家 企业办理业务金额超千万美元，为企业开拓南亚市场搭建高效结算桥梁。在普惠金融领域持续突破，落 地全省首笔"单一窗口"线上三方赔转协议"银信融"业务，创新实现保单融资三方协议"线上秒签"，大幅 提升小微企业融资效率，让金融服务更具温度与速度。 合规根基筑牢：为业务发展保驾护航 合规是金融业务的生命线。青岛农商银行严格落实"了解客户、了解业务、尽职审查"展业三原则，深刻 把握"实质真实"核心要 ...

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 2025年12月8日，公司、中建联合与青岛农村商业银行股份有限公司崂山支行签订了《最高额保证合 同》，公司、中建联合作为保证人向德才高科在青岛农村商业银行股份有限公司崂山支行的上述担保事 项提供最高债务本金金额不超过人民币1,500万元的连带责任担保。 （二）内部决策程序 公司分别于2025年4月29日、2025年5月29日召开的第四届董事会第二十五次会议、2024年年度股东大 会，审议通过了《关于预计2025年度对外担保额度的议案》，同意公司2025年度对外担保额度不超过人 民币60亿元，其中，对资产负债率在70%以上的子公司担保金额不超过人民币40亿元，对资产负债率在 70%以下的子公司担保金额不超过人民币20亿元。担保额度授权有效期自2024年年度股东大会审议通过 之日起不超过12个月。 本次新增担保金额在2024年年度股东大会批准的担保额度范围内，无须再次履行董事会或股东大会审议 程序。 二、被担保人基本情况 （一）基本情况 ● 担保对象及基本情况 ■ ● ...

Core Insights - The agricultural commercial bank sector experienced a slight increase of 0.21% on December 8, with Shanghai Agricultural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 3924.08, up by 0.54%, while the Shenzhen Component Index closed at 13329.99, up by 1.39% [1] Stock Performance - Shanghai Agricultural Commercial Bank (601825) closed at 9.52, with a rise of 1.17% and a trading volume of 214,500 shares, amounting to a transaction value of 204 million yuan [1] - Changshu Bank (601128) closed at 7.13, up by 0.28%, with a trading volume of 369,800 shares [1] - Other banks such as Jiangyin Bank (002807) and Zijin Bank (601860) saw declines of 0.63% and 0.71% respectively [1] Capital Flow - The agricultural commercial bank sector saw a net outflow of 5.0441 million yuan from main funds, while retail funds experienced a net outflow of 7.61304 million yuan [1] - Speculative funds, however, recorded a net inflow of 81.1746 million yuan [1] Individual Stock Capital Flow - Wuxi Bank (600908) had a main fund net inflow of 19.0391 million yuan, while retail funds saw a net outflow of 21.8041 million yuan [2] - Qingnong Bank (002958) experienced a main fund net inflow of 15.7202 million yuan, but retail funds had a net outflow of 1.13021 million yuan [2] - Zhangjiagang Bank (002839) had a main fund net inflow of 7.6575 million yuan, with retail funds seeing a net outflow of 1.24512 million yuan [2]

12月5日金融一线消息，国家金融监督管理总局青岛监管局发布关于青岛即墨惠民村镇银行股权变更的 批复，同意青岛农村商业银行股份有限公司受让吉林九台农村商业银行股份有限公司持有的该行11800 万股股份。受让后，上述股东不再持有该行股份，青岛农村商业银行股份有限公司持有该行11800万股 股份，持股比例由0%变更为59%。 12月5日金融一线消息，国家金融监督管理总局青岛监管局发布关于青岛即墨惠民村镇银行股权变更的 批复，同意青岛农村商业银行股份有限公司受让吉林九台农村商业银行股份有限公司持有的该行11800 万股股份。受让后，上述股东不再持有该行股份，青岛农村商业银行股份有限公司持有该行11800万股 股份，持股比例由0%变更为59%。 责任编辑：秦艺 责任编辑：秦艺 ...

Core Viewpoint - The Hang Seng Stock Connect Financial R (HKD) Index (483026) closed at 10,527.47 points, up 1.15%, with a trading volume of 51.949 billion HKD and a turnover rate of 0.43% on December 5 [1] Group 1: Index Performance - The index saw 65 constituent stocks rise, with Ruida Futures leading at a 10.01% increase, while 22 stocks declined, with Electric Power Investment and Financing leading at a 3.86% decrease [1] - The top ten constituent stocks by weight include HSBC Holdings (15.53%), China Construction Bank (11.08%), and AIA Group (8.37%) [1] Group 2: Market Capitalization - The total market capitalization of the top ten stocks includes HSBC Holdings at 1,733.079 billion HKD, China Construction Bank at 1,897.727 billion HKD, and Industrial and Commercial Bank of China at 2,050.886 billion HKD [1] Group 3: Capital Flow - The net inflow of main funds into the index's constituent stocks totaled 1.556 billion HKD, while speculative funds saw a net outflow of 488 million HKD, and retail investors experienced a net outflow of 1.068 billion HKD [3] - Notable net inflows include Dongfang Wealth at 532 million HKD and Guotai Junan Securities at 132 million HKD, while significant outflows were observed in Guangfa Securities and Changjiang Securities [3]

Core Viewpoint - The recent increase in institutional research on local listed banks, particularly city and rural commercial banks, is driven by improving fundamental indicators, investment value, and market performance, with a generally optimistic outlook on net interest margins and dividend prospects [1][3]. Group 1: Institutional Research Activity - As of December 3, 12 listed banks have received 195 research visits from 81 institutions since November, a significant increase from October's 58 visits [1][2]. - The banks involved in this round of research are all regional institutions, including Ningbo Bank, Hangzhou Bank, and others [2]. - Year-to-date, 25 banks have been researched, with Ningbo Bank and Hangzhou Bank leading in the number of visits, receiving 323 and 285 visits respectively [3]. Group 2: Outlook on Net Interest Margins - Institutions are focusing on dividend plans, net interest margin outlooks, and response measures during their research [4]. - Despite a historical low net interest margin of 1.42% as of Q3, many banks express optimism about future trends, citing potential stabilization [4][5]. - Banks are adjusting their asset-liability structures and reducing deposit rates to manage the pressure on net interest margins [5]. Group 3: Dividend Stability and Plans - The upcoming mid-term dividends for A-share listed banks in 2025 have become a focal point for institutions, with banks like Ningbo Bank and Zhangjiagang Bank implementing mid-term dividends for the first time [6]. - Several banks, including Suzhou Bank, maintain a stable cash dividend ratio of over 30%, indicating a commitment to providing consistent returns to shareholders [6]. - Banks are advised to balance their operational performance with dividend frequency, ensuring that dividend policies are aligned with profitability and capital adequacy [7].