运营商财经网 张运迪/文 近期，青岛农商行新任董事长人选敲定，梁衍波将接棒王锡峰，在履行必要的程序后，正式履职该行董 事长，而行长于丰星代为履职挺长时间，依旧还是行长！ 公开信息显示，梁衍波出生于1978年8月，今年47岁。 梁衍波早前长期在山东农信系统任职，他曾任菏泽市牡丹区农信社主任，并参与菏泽农商银行改制工 作。其后，他还曾担任淄博博山农商行董事长、山东省农村信用社联合社菏泽审计中心副主任、枣庄农 商行董事长等职务。 到了2024年5月，梁衍波卸任枣庄农商行董事长，随后出任济南农商银行党委书记、董事长，执掌省城 农商行。 去年11月，青岛农商行原董事长王锡峰到龄退休，由行长于丰星代行董事长职责。相比梁衍波，于丰星 早年从业经历更为丰富，曾在中行、华夏等大行历练。 值得一提的是，根据2024年财报，青岛农商行2024年董事和高级管理人员合计领取报酬1067.84万元， 平均薪酬112.17万元，年薪中位数为113.84万元。其中，原董事长王锡峰薪酬最高为195.84万元。 可以说，195万元的董事长薪酬在整个A股上市农商行董事长薪酬中，都处于前列。 运营商财经网总编辑康钊认为，原董事长王锡峰在任时，青岛农 ...

Core Insights - The rising gold prices have sparked a surge in demand for bank safe deposit boxes, leading to a situation where they are in high demand but low supply [1][4][12] - Many banks in Beijing report that all safe deposit boxes are currently rented out, with waiting lists exceeding 100 customers at some locations [2][10] - The demand for safe deposit boxes is driven by increased interest in gold investments, as geopolitical risks continue to elevate the appeal of gold as a safe-haven asset [4][12] Demand and Supply Dynamics - The demand for safe deposit boxes has significantly increased, with banks reporting a notable rise in inquiries since last year [4][12] - Banks are struggling to keep up with the demand, as the supply of safe deposit boxes has not increased in tandem, leading to a shortage [6][15] - Some banks have ceased offering safe deposit box services altogether due to high maintenance costs and low profitability [15][16] Pricing and Features - Different banks offer various sizes and pricing structures for safe deposit boxes, with significant variations in rental fees [3][11] - For example, at China Merchants Bank, the smallest box has a monthly rental fee of 50 yuan, while larger boxes can cost up to 42,000 yuan annually [11] - Postal Savings Bank offers a fully automated safe deposit box with advanced security features, including 24-hour monitoring and multiple verification methods for access [5][13] Market Trends - The ongoing geopolitical tensions and expectations of continued low interest rates are expected to sustain the demand for gold and, consequently, safe deposit boxes [4][12] - Investors are increasingly looking for secure storage options for their gold investments, as concerns about home security grow [4][12] - Some banks are innovating their services, such as offering promotional deals for customers purchasing gold products, to attract more clients [16]

Core Viewpoint - The rural commercial bank sector experienced a decline of 1.28% on January 14, with Ruifeng Bank leading the drop, while the Shanghai Composite Index fell by 0.31% and the Shenzhen Component Index rose by 0.56% [1] Group 1: Market Performance - The closing price of Qingnong Commercial Bank was 3.13, unchanged from the previous day, with a trading volume of 645,900 shares and a transaction value of 202 million yuan [1] - Zijin Bank closed at 2.79, down 0.71%, with a trading volume of 498,600 shares and a transaction value of 140 million yuan [1] - Changshu Bank's closing price was 6.96, also down 0.71%, with a trading volume of 569,400 shares and a transaction value of 398 million yuan [1] - Wuxi Bank closed at 5.87, down 0.84%, with a trading volume of 183,700 shares and a transaction value of 108 million yuan [1] - The overall rural commercial bank sector saw a net inflow of 114 million yuan from main funds, while retail investors experienced a net outflow of 1.41 billion yuan [1] Group 2: Fund Flow Analysis - Changshu Bank had a main fund net inflow of 22.95 million yuan, accounting for 5.77% of its total, while retail investors had a net outflow of 5.30 million yuan [2] - Yunnan Agricultural Commercial Bank saw a main fund net inflow of 20.12 million yuan, representing 4.30%, but a retail net outflow of 34.64 million yuan [2] - Zhangjiagang Bank recorded a main fund net inflow of 15.78 million yuan, with a retail net outflow of 29.95 million yuan [2] - Wuxi Bank had a main fund net inflow of 12.01 million yuan, which is 11.10% of its total, while retail investors faced a net outflow of 9.00 million yuan [2] - Ruifeng Bank experienced a main fund net inflow of 3.60 million yuan, with a retail net outflow of 9.82 million yuan [2]

1月13日金融一线消息，青农商行今日发布第五届董事会第十六次临时会议决议公告，会议审议并通过 《关于提名梁衍波先生为第五届董事会执行董事候选人的议案》，梁衍波的任职资格尚需报国家金融监 督管理总局青岛监管局核准。本董事会中兼任本行高级管理人员以及由职工代表担任的董事人数总计未 超过本行董事总数的二分之一。 简历显示，梁衍波，1978 年 8 月生，研究生学历，工商管理硕士学位。曾任博山农商银行党委书记、 董事长，山东省农村信用社联合社菏泽审计中心党委委员、副主任，枣庄农商银行党委书记、董事长， 济南农商银行党委书记、董事长。2025 年 12 月至今，任青岛农商银行党委书记。 责任编辑：曹睿潼 简历显示，梁衍波，1978 年 8 月生，研究生学历，工商管理硕士学位。曾任博山农商银行党委书记、 董事长，山东省农村信用社联合社菏泽审计中心党委委员、副主任，枣庄农商银行党委书记、董事长， 济南农商银行党委书记、董事长。2025 年 12 月至今，任青岛农商银行党委书记。 责任编辑：曹睿潼 1月13日金融一线消息，青农商行今日发布第五届董事会第十六次临时会议决议公告，会议审议并通过 《关于提名梁衍波先生为第五届董事会 ...

青岛农村商业银行股份有限公司 2026 年第一次临时股东会会议材料 （股票代码：002958） 2026 年第一次临时股东会会议材料 根据《中华人民共和国公司法》等法律法规、监管规定及《青 岛农村商业银行股份有限公司章程》相关规定，拟选举梁衍波先生 为青岛农村商业银行股份有限公司第五届董事会执行董事。 目 录 股东会审议通过后，梁衍波先生需经国家金融监督管理总局青 岛监管局核准任职资格。 1.关于选举梁衍波先生为第五届董事会执行董事的议案·········1 各位股东： 请审议。 2026 年第一次临时股东会会议材料 关于选举梁衍波先生为第五届董事会执行董事的议案 附件：梁衍波先生简历 - 1 - 2026 年第一次临时股东会会议材料 梁衍波先生简历 梁衍波先生，1978 年 8 月生，研究生学历，工商管理硕士学位。 曾任博山农商银行党委书记、董事长，山东省农村信用社联合社菏 泽审计中心党委委员、副主任，枣庄农商银行党委书记、董事长， 济南农商银行党委书记、董事长。2025 年 12 月至今，任青岛农商银 行党委书记。 梁衍波先生未持有本行股份，不存在《公司法》《深圳证券交易 所上市公司自律监管指引第 1 号 ...

证券代码：002958 证券简称：青农商行 公告编号：2026-003 转债代码：128129 转债简称：青农转债 青岛农村商业银行股份有限公司 关于召开 2026 年第一次临时股东会的通知 本行及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、 误导性陈述或重大遗漏。 青岛农村商业银行股份有限公司（以下简称本行）2026 年第一次临时股东会定于 2026 年 2 月 3 日召开，会议有关事项通知如下： 一、召开会议的基本情况 （一）股东会届次：2026 年第一次临时股东会。 （二）股东会的召集人：本行董事会。本行第五届董事会第十六次临时会议审议 通过了《关于召开青岛农村商业银行股份有限公司 2026 年第一次临时股东会的议案》。 （三）会议召开的合法、合规性：本次股东会的召开符合有关法律、行政法规、 部门规章、规范性文件、深圳证券交易所业务规则和公司章程的规定。 （四）会议召开的日期、时间： 1.现场会议召开时间：2026 年 2 月 3 日（星期二）下午 15:00。 2.网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为 2026 年 2 月 3 日上午 9:15-9:25，9 ...

本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导 性陈述或者重大遗漏。 青岛农村商业银行股份有限公司（以下简称本行）第五届董事会第十六次临时会 议于 2026 年 1 月 13 日在本行总行召开。会议通知已于 2026 年 1 月 6 日以电子邮件 及书面方式发出，并于 1 月 7 日以电子邮件及书面方式发出补充通知。应出席本次会 议的董事 12 人，实际出席本次会议（含网络方式）的董事 12 人。张坤、唐静、薛健、 鲁玉瑞、王少飞、潘爱玲、李维安、王绍宏董事以网络方式参加会议。会议由于丰星 董事主持，部分高级管理人员列席了会议。会议的召开及表决程序符合《中华人民共 和国公司法》及《公司章程》的有关规定。 | 证券代码：002958 | 证券简称：青农商行 | 公告编号：2026-002 | | --- | --- | --- | | 转债代码：128129 | 转债简称：青农转债 | | 青岛农村商业银行股份有限公司 第五届董事会第十六次临时会议决议公告 会议审议通过了以下议案： 1.审议并通过《关于提名梁衍波先生为第五届董事会执行董事候选人的议案》。 表决结果为：同意 12 票，反对 ...

Core Viewpoint - The agricultural commercial bank sector experienced a rise of 0.62% on January 13, with Chongqing Rural Commercial Bank leading the gains, while the Shanghai Composite Index fell by 0.64% and the Shenzhen Component Index dropped by 1.37% [1] Group 1: Market Performance - Chongqing Rural Commercial Bank (601077) closed at 6.65, up by 2.15% with a trading volume of 813,100 shares and a transaction value of 540 million yuan [1] - Other notable banks included Zijin Bank (601860) with a closing price of 2.81, up by 0.72%, and Qingnong Bank (002958) at 3.13, up by 0.64% [1] - The overall trading volume for the agricultural commercial bank sector was significant, with total net inflow of main funds amounting to 56.49 million yuan [1] Group 2: Fund Flow Analysis - Main funds saw a net inflow of 17.50 million yuan into Chongqing Rural Commercial Bank, while retail investors experienced a net outflow of 47.08 million yuan [2] - Jiangyin Bank (002807) had a net inflow of 13.55 million yuan from main funds, but retail investors withdrew 8.41 million yuan [2] - The fund flow data indicates a mixed sentiment among retail and institutional investors, with main funds generally showing positive interest in several banks while retail investors were more cautious [2]

Market Overview - The agricultural commercial bank sector experienced a decline of 0.14% on January 12, with Yunnan Agricultural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 4165.29, up 1.09%, while the Shenzhen Component Index closed at 14366.91, up 1.75% [1] Individual Bank Performance - Zijin Bank closed at 2.79, with an increase of 0.72% and a trading volume of 386,600 shares, totaling a transaction value of 107 million yuan [1] - Su Nong Bank closed at 5.06, up 0.40%, with a trading volume of 204,900 shares, totaling 104 million yuan [1] - Ruifeng Bank closed at 5.51, up 0.36%, with a trading volume of 181,100 shares, totaling approximately 99.28 million yuan [1] - Qing Nong Bank closed at 3.11, up 0.32%, with a trading volume of 422,100 shares, totaling 131 million yuan [1] - Yunnan Agricultural Commercial Bank closed at 6.51, down 0.91%, with a trading volume of 690,100 shares [1] Capital Flow Analysis - The agricultural commercial bank sector saw a net outflow of 59.28 million yuan from institutional investors, while retail investors contributed a net inflow of 49.11 million yuan [1] - The table of capital flow indicates that Changshu Bank had a net inflow of 7.30 million yuan from institutional investors, while it faced a net outflow of 22.43 million yuan from speculative funds [2] - Yunnan Agricultural Commercial Bank experienced a net outflow of 21.20 million yuan from institutional investors, but a net inflow of 42.56 million yuan from speculative funds [2]

Group 1 - On January 12, Qingnong Commercial Bank executed a block trade of 800,000 shares, with a transaction amount of 2.232 million yuan, accounting for 1.68% of the total transaction amount for the day [1] - The transaction price was 2.79 yuan, representing a discount of 10.29% compared to the market closing price of 3.11 yuan [1]