Group 1 - The core viewpoint of the article emphasizes the importance of cross-border trade and the challenges faced by enterprises, such as exchange rate fluctuations and settlement efficiency, which Suzhou Bank addresses through innovative measures and professional services [2][3][4]. Group 2 - Exchange rate management is crucial for enterprises engaged in cross-border trade, and Suzhou Bank provides tailored hedging services to mitigate risks associated with currency fluctuations [3][4]. - The bank has established a comprehensive exchange rate risk management system, offering products like forward and swap contracts, and conducts in-depth market analysis to support clients [3][4]. - A specific case is highlighted where Suzhou Bank assisted a client in locking in exchange rates for a large commodity order, effectively managing their currency risk [3]. Group 3 - Settlement efficiency is vital for businesses, and Suzhou Bank leverages technology to enhance cross-border payment processes, ensuring rapid and secure transactions [4][5]. - The bank's automated systems streamline the remittance process, reducing costs and improving transaction speed, which is essential for maintaining cash flow in international trade [4][5]. - Innovations such as "lightning letter of credit" services and real-time document tracking significantly reduce processing times for trade finance [4][5]. Group 4 - Suzhou Bank has expanded its international network, establishing relationships with over 230 financial institutions across more than 30 countries, enhancing its global service capabilities [6]. - The bank offers a comprehensive "14+5" service model for enterprises looking to expand internationally, providing financial services and support throughout the overseas business lifecycle [6]. - Collaborations with institutions in Belt and Road Initiative countries strengthen the bank's position in facilitating international market entry for local businesses [6]. Group 5 - The bank's cross-border financial services have shown significant growth, with international settlement volumes exceeding $13.6 billion, a 30% increase year-on-year, and cross-border RMB settlement volumes surpassing 14.5 billion yuan, a 53% increase [5][7]. - Suzhou Bank's performance in the cross-border financial sector has garnered recognition from enterprises and the market, reflecting its professional strength and innovative capabilities [7].

Group 1 - The core point of the article is that Suzhou Bank announced the appointment of an assistant to the president during its board meeting on September 5 [2] Group 2 - The fifth session of the board of directors held its twenty-eighth meeting to review and approve the proposal regarding the appointment [2]

（文章来源：北京商报） 9月5日，苏州银行发布公告，该行9月5日召开的第五届董事会第二十八次会议审议通过了《关于聘任苏 州银行股份有限公司行长助理的议案》，同意聘任马天舒为该行行长助理，其任职资格待国家金融监督 管理总局江苏监管局核准，任期自任职资格核准之日起至该行第五届董事会届满之日止。 公开资料显示，马天舒1970年9月出生，本科学历，现任苏州金融租赁股份有限公司总裁、董事。历任 中国建设银行常熟市支行信用卡部办事员、常熟吴市办事处副主任、东张办事处副主任、东张分理处主 任、电厂分理处主任、常熟支行行长助理、太仓支行副行长、常熟支行副行长、常熟分行副行长，苏州 银行常熟支行行长、公司银行总部房地产事业部总裁、公司银行总部风险授信部风险总监、公司银行总 部风险总监兼风险合规部总经理、公司银行南京区域总裁、南京分行行长、南京分行党委书记，苏州金 融租赁股份有限公司党委书记、总裁、董事。 ...

Group 1 - Suzhou Bank held its 28th meeting of the 5th Board of Directors on September 5, 2025, to discuss the appointment of an assistant president [1] - For the first half of 2025, Suzhou Bank's revenue composition was 82.01% from interest income and 6.1% from non-interest income [1] - As of the report date, Suzhou Bank's market capitalization was 35.9 billion yuan [1] Group 2 - Haidilao is diversifying into various businesses, including hair washing in barbecue restaurants and opening a bakery by West Lake, but its sub-brands have a survival rate of less than 50% [1]

证券代码：002966 证券简称：苏州银行 公告编号：2025-073 苏州银行股份有限公司 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）于 2025 年 9 月 2 日以电子邮 件和书面方式向全体董事发出关于召开第五届董事会第二十八次会议的通知，会 议于 2025 年 9 月 5 日在苏州工业园区钟园路 728 号苏州银行大厦现场召开。本 行应出席董事 12 人，实际出席董事 12 人。崔庆军董事长、李伟董事、赵刚董事、 张统董事、钱晓红董事、张姝董事、刘晓春董事、范从来董事、兰奇董事、陈汉 文董事、李志青董事以视频方式参加会议。会议由崔庆军董事长主持，部分高级 管理人员及相关部门负责人等列席会议。本次会议符合《公司法》《深圳证券交 易所股票上市规则》和本行章程的规定，合法有效。会议审议通过了以下议案： 一、审议通过了关于聘任苏州银行股份有限公司行长助理的议案 同意聘任马天舒先生为本行行长助理，其任职资格待国家金融监督管理总 局江苏监管局核准，任期自任职资格核准之日起至本行第五届董事会届满之日止。 马天舒简历： 马天 ...

证券代码：002966 证券简称：苏州银行 公告编号：2025-073 一、审议通过了关于聘任苏州银行股份有限公司行长助理的议案 同意聘任马天舒先生为本行行长助理，其任职资格待国家金融监督管理总 局江苏监管局核准，任期自任职资格核准之日起至本行第五届董事会届满之日止。 马天舒简历： 马天舒：1970 年 9 月出生，本科学历，现任苏州金融租赁股份有限公司总 裁、董事。历任中国建设银行常熟市支行信用卡部办事员、常熟吴市办事处副主 任、东张办事处副主任、东张分理处主任、电厂分理处主任、常熟支行行长助理、 太仓支行副行长、常熟支行副行长、常熟分行副行长，本行常熟支行行长、公司 银行总部房地产事业部总裁、公司银行总部风险授信部风险总监、公司银行总部 风险总监兼风险合规部总经理、公司银行南京区域总裁、南京分行行长、南京分 行党委书记，苏州金融租赁股份有限公司党委书记、总裁、董事。 苏州银行股份有限公司 第五届董事会第二十八次会议决议公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）于 2025 年 9 月 2 日以电子邮 件和书 ...

Investment Rating - The report maintains a positive outlook on the banking sector's allocation value, suggesting continued investment interest in the sector [4][10]. Core Viewpoints - The performance of listed banks in the first half of 2025 shows a marginal improvement in revenue and profit margins, with year-on-year growth of 1.0% in revenue and 0.8% in net profit attributable to shareholders [4][5]. - The recovery in the bond market during the second quarter has alleviated some of the pressures on bond investment returns, contributing to the overall performance improvement [4][5]. - The report anticipates that the banking sector's revenue and net profit growth will remain around 1% year-on-year for 2025, despite ongoing pressures on the banking fundamentals [4][10]. Summary by Sections Performance Overview - In the first half of 2025, listed banks experienced a year-on-year revenue growth of 1.0% and a net profit growth of 0.8%, with quarter-on-quarter improvements of 2.8 percentage points and 2 percentage points respectively [4][5]. - The growth in interest-earning assets was 9.7% year-on-year, with a stable credit growth of 8% and a significant increase in financial investments by 14.9% [4][11]. - The net interest margin for the first half of 2025 was 1.33%, showing a year-on-year decline of 13 basis points, which is less than the decline seen in the same period last year [4][5]. Non-Interest Income - Non-interest income showed a positive trend, with a year-on-year increase of 10.8% in other non-interest income and a 3.1% increase in fee income [4][5][10]. - The report highlights that the recovery in the capital market has contributed to the improvement in non-interest income [4][10]. Asset Quality - The report notes that while the non-performing loan ratio remains stable, there is an increase in the generation rate of overdue and non-performing loans, particularly in retail banking [4][10]. - The provision coverage ratio remained stable, with an increase in provisioning efforts during the first half of 2025 [4][10]. Future Outlook - The banking sector is expected to face continued pressure in 2025, but signs of a potential turning point are emerging, with improved net interest margins and non-interest income [4][10]. - The report suggests that the demand for bank stocks will increase from long-term funds, driven by favorable policies encouraging investment in the banking sector [4][10].

Group 1 - The city commercial bank sector experienced a decline of 0.37% on September 5, with Chongqing Bank leading the drop [1] - The Shanghai Composite Index closed at 3812.51, up 1.24%, while the Shenzhen Component Index closed at 12590.56, up 3.89% [1] - Key individual stock performances in the city commercial bank sector included Ningbo Bank rising by 1.74% and Chongqing Bank falling by 1.34% [1][2] Group 2 - The net outflow of main funds from the city commercial bank sector was 287 million yuan, while retail investors saw a net inflow of 141 million yuan [2] - The trading volume for Chongqing Bank was 107,400 shares, with a transaction amount of 103 million yuan [2] - The overall trading activity showed a mixed trend, with some banks experiencing slight declines while others saw minor gains [1][2]

Group 1 - The event "Suzhou Bank·Suzhou Super Night" is a themed market taking place at Suzhou Sports Center, featuring live broadcasts of football matches and various activities to enhance community engagement [1] - The market will run from September 6 to 7, with daily hours from 16:00 to 22:00, showcasing a mix of food, culture, and technology [1] - The event is sponsored by Suzhou Bank and organized by Suzhou Daily and Suzhou Cultural Investment Development Group, with support from Suzhou Sports Lottery Management Center [1] Group 2 - Attendees can access various benefits, including a 20 yuan discount voucher for Qingdao beer and exclusive meal packages through the "Suzhou Bank Su Xin Life" WeChat mini-program [2] - A digital RMB experience area will allow visitors to purchase lottery tickets at a minimal cost, with additional prizes available through participation [2] - The event will feature a range of activities, including a drone experience and a lottery for free tickets to the Suzhou Super League matches [2] Group 3 - The organizers believe that this event will enhance community involvement and enjoyment in sports, creating a new link between sports culture and daily life in Suzhou [3]

Group 1: Interest Margin Outlook - The net interest margin for the first half of the year is 1.33%, a decrease of 5 basis points compared to the end of 2024, which is better than the industry average [1] - The bank will continue to focus on customer-centric integrated management strategies to enhance interest margin management [1] Group 2: Loan Distribution in Different Regions - As of June 2025, the loan balance in other regions of Jiangsu Province accounts for over 44%, maintaining a good growth trend [2] - The bank plans to leverage its full coverage of provincial branches to deepen local market integration and enhance financial service levels [2] Group 3: Asset Quality Trends - The non-performing loan ratio is 0.83% as of June 2025, indicating a strong asset quality compared to the industry [2] - The bank aims to maintain stable asset quality throughout the year by improving risk management and monitoring processes [2] Group 4: Investor Communication - The company ensured thorough communication with investors during the meeting, adhering to regulations without disclosing any undisclosed significant information [2]