每经头条（nbdtoutiao）——秒光、售罄！银行大额存单成稀缺资源，2%以上产品很难抢，有的门槛高 达1000万元！专家：存款利率或长期下行 （记者 王晓波） 2025年1至6月份，苏州银行的营业收入构成为：利息收入占比82.01%，非利息收入占比6.1%。 截至发稿，苏州银行市值为366亿元。 每经AI快讯，苏州银行（SZ 002966，收盘价：8.19元）12月5日晚间发布公告称，公司第五届第三十次 董事会会议于2025年12月4日在苏州工业园区钟园路728号苏州银行大厦现场召开。会议审议了《苏州银 行股份有限公司消费者权益保护工作规划》等文件。 ...

苏州银行股份有限公司信息披露管理制度 第一章 总 则 第一条 为规范苏州银行股份有限公司（以下简称"本行"或"公 司"）信息披露工作，加强信息披露管理，保护投资者的合法权益，依 据《中华人民共和国公司法》《中华人民共和国证券法》《上市公司信 息披露管理办法》《商业银行信息披露办法》《上市公司信息披露暂缓 与豁免管理规定》《银行保险机构公司治理准则》《公开发行证券的公 司信息披露编报规则第 26 号——商业银行信息披露特别规定》和《深 圳证券交易所股票上市规则》《深圳证券交易所上市公司自律监管指引 第 5 号——信息披露事务管理》等相关规则以及《苏州银行股份有限 公司章程》的有关规定，特制定《苏州银行股份有限公司信息披露管 理制度》（以下简称"本制度"）。 第二条 本制度所称"信息"是指所有对本行证券及其衍生品种 交易价格可能产生重大影响的信息以及相关证券监管机构和证券交 易所要求披露的其他信息或本行主动披露的信息。 第三条 本制度所称"信息披露"是指将上述信息按照规定的时 限、在规定的媒体上、以规定的方式向股东、社会公众进行公布，并 按规定公平、及时报送相关监管机构及证券交易所审查或备案。 （一） 本行董事会 ...

本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）近日收到《江苏金融监管局关 于马天舒苏州银行行长助理任职资格的批复》（苏金复〔2025〕438 号），核准马 天舒先生本行行长助理任职资格。 马天舒先生的简历详见本行于 2025 年 9 月 6 日登载于巨潮资讯网 （www.cninfo.com.cn）的《苏州银行股份有限公司第五届董事会第二十八次会议 决议公告》（公告编号：2025-073）。 特此公告。 苏州银行股份有限公司董事会 2025 年 12 月 5 日 证券代码：002966 证券简称：苏州银行 公告编号：2025-093 苏州银行股份有限公司 关于高级管理人员任职资格获核准的公告 ...

一、审议通过了关于修订《苏州银行股份有限公司信息披露管理制度》的 议案 《苏州银行股份有限公司信息披露管理制度》同日在巨潮资讯网 （www.cninfo.com.cn）披露，供投资者查阅。 证券代码：002966 证券简称：苏州银行 公告编号：2025-092 苏州银行股份有限公司 第五届董事会第三十次会议决议公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）于 2025 年 11 月 21 日以电子 邮件和书面方式向全体董事发出关于召开第五届董事会第三十次会议的通知，会 议于 2025 年 12 月 4 日在苏州工业园区钟园路 728 号苏州银行大厦现场召开。本 行应出席董事 13 人，实际出席董事 13 人。王强董事、赵刚董事、钱晓红董事、 张姝董事、刘晓春董事、范从来董事、兰奇董事、陈汉文董事、李志青董事以视 频方式参加会议。会议由崔庆军董事长主持，部分高级管理人员及相关部门负责 人等列席会议。本次会议符合《公司法》《深圳证券交易所股票上市规则》和本 行章程的规定，合法有效。会议审议通过了以下议案： 本议案同意票 ...

资金流向方面，金融指数（399240）成份股当日主力资金净流入合计21.77亿元，游资资金净流出合计 6.15亿元，散户资金净流出合计15.63亿元。成份股资金流向详情见下表： 证券之星消息，12月5日，金融指数（399240）报收于1590.59点，涨2.22%，成交385.56亿元，换手率 1.29%。当日该指数成份股中，上涨的有27家，瑞达期货以10.01%的涨幅领涨，下跌的有6家，青岛银行 以2.06%的跌幅领跌。 金融指数（399240）十大成份股详情如下： | 证券代码 | 股票简称 | 权重 | 最新价 | 涨跌幅 | 总市值(亿元) | 所属行业 | | --- | --- | --- | --- | --- | --- | --- | | sz300059 | 东方财富 | 27.33% | 23.31 | 4.11% | 3683.92 | ■ 非银金融 | | sz002142 | 宁波银行 | 8.30% | 28.23 | -0.84% | 1864.19 | → 银行 | | sz000001 | 平安银行 | 8.21% | 11.53 | 0.35% | 2237.50 | 银 ...

苏州银行股份有限公司投资者关系活动记录表 1 | | 3、如何展望全年拨备覆盖率水平？ | | --- | --- | | | 答：截至 年 月末，集团拨备覆盖率 2025 9 420.59%， | | | 持续保持较厚的风险抵补能力。本行将继续按照审慎性原 | | | 则，计提好充足的拨备，预计全年拨备覆盖率将保持相对 | | | 稳定水平。 | | 关于本次活动是否 | 接待过程中，公司接待人员与投资者进行了充分的交流与 | | 涉及应披露重大信 | 沟通，严格按照有关制度规定，没有出现未公开重大信息 | | 息的说明 | 泄露等情况。 | | 活动过程中所使用 | | | 的演示文稿、提供的 | | | 文档等附件（如有， | | | 可作为附件） | | 2 | 编号：2025-18 | | | --- | --- | | 特定对象调研 | □分析师会议 | | 投资者关系活动类 | □媒体采访 □业绩说明会 | | 别 | □新闻发布会 □路演活动 | | □现场参观 | | | □其他（请文字说明其他活动内容） | | | 调研人员：中信建投马鲲鹏、李晨，富国基金徐健荣，长 | 信基金吴廷华，H ...

Core Viewpoint - The recent increase in institutional research on local listed banks, particularly city and rural commercial banks, is driven by improving fundamental indicators, investment value, and market performance, with a generally optimistic outlook on net interest margins and dividend prospects [1][3]. Group 1: Institutional Research Activity - As of December 3, 12 listed banks have received 195 research visits from 81 institutions since November, a significant increase from October's 58 visits [1][2]. - The banks involved in this round of research are all regional institutions, including Ningbo Bank, Hangzhou Bank, and others [2]. - Year-to-date, 25 banks have been researched, with Ningbo Bank and Hangzhou Bank leading in the number of visits, receiving 323 and 285 visits respectively [3]. Group 2: Outlook on Net Interest Margins - Institutions are focusing on dividend plans, net interest margin outlooks, and response measures during their research [4]. - Despite a historical low net interest margin of 1.42% as of Q3, many banks express optimism about future trends, citing potential stabilization [4][5]. - Banks are adjusting their asset-liability structures and reducing deposit rates to manage the pressure on net interest margins [5]. Group 3: Dividend Stability and Plans - The upcoming mid-term dividends for A-share listed banks in 2025 have become a focal point for institutions, with banks like Ningbo Bank and Zhangjiagang Bank implementing mid-term dividends for the first time [6]. - Several banks, including Suzhou Bank, maintain a stable cash dividend ratio of over 30%, indicating a commitment to providing consistent returns to shareholders [6]. - Banks are advised to balance their operational performance with dividend frequency, ensuring that dividend policies are aligned with profitability and capital adequacy [7].

Group 1 - The city commercial bank sector increased by 0.43% on December 2, with Jiangsu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.71, down 0.42%, while the Shenzhen Component Index closed at 13056.7, down 0.68% [1] - Jiangsu Bank's closing price was 10.95, reflecting a 1.67% increase, with a trading volume of 1.7435 million shares and a transaction value of 1.897 billion [1] Group 2 - The city commercial bank sector experienced a net outflow of 316 million from institutional funds, while retail investors saw a net inflow of 421 million [2][3] - The trading data for various banks showed mixed performance, with Ningbo Bank declining by 0.69% and Guizhou Bank remaining unchanged [2] - Shanghai Bank had a net outflow of 46.6477 million from institutional funds, while retail investors contributed a net inflow of 2.33839 million [3]

Market Performance - The city commercial bank sector increased by 1.5% on December 1, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3914.01, up 0.65%, while the Shenzhen Component Index closed at 13146.72, up 1.25% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.52, with a rise of 5.17% and a trading volume of 366,500 shares, amounting to 272 million yuan [1] - Qilu Bank closed at 6.12, up 3.38%, with a trading volume of 1.26 million shares, totaling 768 million yuan [1] - Nanjing Bank's closing price was 11.85, increasing by 2.42%, with a trading volume of 647,000 shares, amounting to 760 million yuan [1] - Shanghai Bank closed at 10.06, up 1.82%, with a trading volume of 591,800 shares, totaling 593 million yuan [1] - Chengdu Bank's closing price was 17.17, increasing by 1.78%, with a trading volume of 466,800 shares, amounting to 797 million yuan [1] Fund Flow Analysis - The city commercial bank sector experienced a net outflow of 278 million yuan from institutional investors, while retail investors saw a net inflow of 240 million yuan [1] - The table shows various banks' net fund flows, indicating mixed results among different institutions [2]

Core Viewpoint - The A-share market has seen a significant increase in bank stocks, with notable gains in several banks on December 1st, indicating positive market sentiment towards the banking sector [1]. Summary by Category Stock Performance - Zhangjiagang Bank increased by 5.07%, with a total market capitalization of 11.7 billion and a year-to-date increase of 16.95% [2]. - Xiamen Bank rose by 4.34%, with a market cap of 19.7 billion and a year-to-date increase of 35.40% [2]. - Qilu Bank saw a 3.38% increase, with a market cap of 37.7 billion and a year-to-date increase of 14.59% [2]. - Jiangyin Bank increased by 2.07%, with a market cap of 12.1 billion and a year-to-date increase of 18.46% [2]. - Wuxi Bank and Shanghai Bank both rose nearly 2%, with market caps of 13.5 billion and 143.1 billion respectively, and year-to-date increases of 10.04% and 15.96% [1][2]. Technical Indicators - The formation of a MACD golden cross signal suggests a positive trend for these bank stocks, contributing to their upward momentum [1].