本次增持资金来源为自有资金。 财联社1月8日电，苏州银行公告，公司大股东苏州国际发展集团有限公司（简称"国发集团"）计划自 2025年1月14日起6个月内，通过深圳证券交易所交易系统以集中竞价交易或购买可转债转股的方式，合 计增持不少于3亿元人民币的公司股份。 增持计划不设价格区间，不触及要约收购，不会导致公司控股股东及实际控制人发生变化。 ...

苏州银行股份有限公司投资者关系活动记录表 编号: 2025-01 | | √特定对象调研 □分析师会议 | | --- | --- | | 投资者关系活动类 | □媒体采访 □业绩说明会 | | 别 | □新闻发布会 □路演活动 | | | □现场参观 | | | □其他(请文字说明其他活动内容) 调研人员:浙商证券梁风洁、徐安妮,嘉实基金孟可,大 | | | 成基金林起渠,国泰基余徐睿,永赢基金落昱东,圆信永 | | | 丰杨浩锋 | | 活动参与人员 | 上市公司接待人员:董事会秘书朱敏军、金融市场部总经 | | | 理马恰冰、计划财务部总经理助理沈若弢及风险管理部和 | | | 董事会办公室相关人员 | | 时间 | 2025年1月2日 | | 地点 | 苏州银行总行 12 楼会议室 | | 形式 | 现场会议 | | | 主要就苏州银行相关经营情况进行了交流,以下为投 | | | 资者问询及简要回复情况记录: | | | 1、贵行完成省内经营机构全覆盖后,后续机构布局规 | | | 划是怎样的? | | | 答:本行坚持"立足苏州,深耕江苏,全面融入长三 | | | 角"的区域定位,近日本行徐州分行获 ...

特别提示： 可转债转股情况：截至 2024 年 12 月 31 日，累计已有人民币 1,049,818,800 元苏行转债转为本行 A 股普通股，累计转股股数为 166,410,640 股，占苏行转债 转股前本行已发行普通股股份总额的 4.9923%。 关于 2024 年第四季度可转债转股结果暨股份变动公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记 载、误导性陈述或重大遗漏。 未转股可转债情况：截至 2024 年 12 月 31 日，尚未转股的苏行转债金额为 人民币 3,950,181,200 元，占苏行转债发行总量的比例为 79.0036%。 根据《深圳证券交易所股票上市规则》《深圳证券交易所上市公司自律监管 指引第 15 号——可转换公司债券》的有关规定，苏州银行股份有限公司（以下 简称"本行"）现将自 2024 年 10 月 1 日至 2024 年第四季度末可转换公司债券 （以下简称"可转债"）转股及本行股份变动的情况公告如下： | 证券代码：002966 | 证券简称：苏州银行 | 公告编号：2025-001 | | --- | --- | --- | | 转债代码：1270 ...

| 证券代码：002966 | 证券简称：苏州银行 | 公告编号：2024-064 | | --- | --- | --- | | 转债代码：127032 | 转债简称：苏行转债 | | 苏州银行股份有限公司（以下简称"本行"）近日收到《江苏金融监管局关 于赵刚苏州银行董事任职资格的批复》（苏金复〔2024〕389 号），核准赵刚先生 本行董事任职资格。 赵刚先生的简历详见本行于 2024 年 8 月 31 日登载于巨潮资讯网 （www.cninfo.com.cn）的《苏州银行股份有限公司第五届董事会第十七次会议决 议公告》（公告编号：2024-039）。 特此公告。 苏州银行股份有限公司董事会 2024 年 12 月 26 日 苏州银行股份有限公司 关于董事任职资格获核准的公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 ...

Group 1: Investor Relations Activities - The meeting took place on December 16, 2024, at the headquarters of Suzhou Bank [1] - Participants included representatives from various investment firms and Suzhou Bank's management team [1] Group 2: Project Reserve and Loan Allocation - Suzhou Bank has initiated project reserve work for 2025, with the scale exceeding the same period last year, aiming for stable growth in lending for the upcoming year [1] - The bank's real estate loans are primarily directed towards state-supported urban renewal, industrial park construction, and affordable housing projects [1] Group 3: Institutional Layout - Suzhou Bank's strategy focuses on "rooted in Suzhou, deepening in Jiangsu, and fully integrating into the Yangtze River Delta," with recent approval for a new branch in Xuzhou, achieving full coverage in the province [4] - The bank plans to continue scientific planning of its branch layout, paying special attention to key areas outside its primary region [4] Group 4: Compliance and Communication - During the meeting, there was thorough communication between the bank's representatives and investors, adhering to regulations without disclosing any undisclosed significant information [4]

经中国人民银行批准，苏州银行股份有限公司（以下简称"本行"）近日在 全国银行间债券市场成功发行"苏州银行股份有限公司 2024 年第二期金融债券" （以下简称"本期债券"）。 本期债券于 2024 年 12 月 11 日簿记完成，并于 2024 年 12 月 13 日缴款完毕， 发行规模为人民币 45 亿元，品种为 3 年期固定利率债券，票面利率 1.90%。 本期债券的募集资金将依据适用法律和监管部门的批准，用于优化本行负债 结构，充实营运资金，促进业务稳健发展。 | 证券代码：002966 | 证券简称：苏州银行 | 公告编号：2024-063 | | --- | --- | --- | | 转债代码：127032 | 转债简称：苏行转债 | | 苏州银行股份有限公司 关于 2024 年第二期金融债券发行完毕的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 特此公告。 2024 年 12 月 16 日 苏州银行股份有限公司董事会 ...

| 证券代码：002966 | 证券简称：苏州银行 | 公告编号：2024-062 | | --- | --- | --- | | 转债代码：127032 | 转债简称：苏行转债 | | 苏州银行股份有限公司 关于徐州分行获准开业的公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）近日收到《江苏金融监管局关 于苏州银行股份有限公司徐州分行开业的批复》（苏金复〔2024〕364 号），同意 本行徐州分行开业。 徐州分行地址：徐州市云龙区秦郡路 1 号淮海经济区金融服务中心三区 5 号楼 1-101 局部、1-201 局部以及 1-1801 室。 本行将按照有关规定办理徐州分行开业前的相关手续。 特此公告。 苏州银行股份有限公司董事会 2024 年 12 月 12 日 ...

Investment Rating - Investment Rating: Buy [1] - Target Price: RMB 9.32 [1] Core Views - The major shareholder, Guofa Group, has increased its stake in Suzhou Bank by 1% this year, reflecting strong confidence in the bank's long-term value and stable development [2][3] - The bank has a clear strategic goal and maintains a stable dividend level, with a projected dividend yield of 5.44% for 2024, ranking among the top in listed banks [1][4] - The bank's management team has also actively increased their holdings, signaling confidence in the bank's steady operations and growth potential [3][4] Financial Performance and Forecast - The bank's net profit for 2024 is projected to be RMB 5.095 billion, with a year-on-year growth rate of 10.75% [4][12] - The bank's return on equity (ROE) is expected to be 10.77% in 2024, with a projected price-to-earnings (PE) ratio of 5.87 [12] - The bank's non-performing loan ratio is expected to remain stable at 0.84% for 2024 [12] Strategic Initiatives - Suzhou Bank has initiated a three-year strategic plan focusing on small and medium-sized enterprises, leveraging its advantages in micro-business operations [4] - The bank's asset quality is considered strong, with a capital increase expected from the conversion of convertible bonds [4][12] Market Position - The bank is rooted in a high-quality regional market, which is expected to provide a valuation premium compared to its peers [4] - The bank's projected book value per share (BVPS) for 2025 is RMB 12.43, corresponding to a price-to-book (PB) ratio of 0.64 [4][12]

Investment Rating - The report maintains a "Buy" rating for Suzhou Bank, reiterating its position as a top pick in the banking sector [8] Core Views - Suzhou Bank's major shareholder, Guofa Group, has significantly increased its stake, demonstrating confidence in the bank's long-term value and growth potential [4] - The bank's asset quality and robust provision coverage provide a solid foundation for stable long-term returns, with a non-performing loan (NPL) ratio below 1% and a provision coverage ratio around 4% [4] - Suzhou Bank's expansion strategy focuses on key regions in Suzhou and Jiangsu Province, with a clear path to achieving a trillion-yuan asset scale [4] Financial Performance and Projections - Suzhou Bank's net profit is projected to grow at a compound annual growth rate (CAGR) of 10.3%, 8.1%, and 9.2% from 2024 to 2026, respectively [8] - The bank's return on equity (ROE) is expected to remain stable, with a slight increase, supported by improved leverage and cost efficiency [4] - Suzhou Bank's price-to-book (PB) ratio for 2024 is 0.7x, indicating potential undervaluation compared to peers [4] Expansion Strategy - Suzhou Bank's expansion is driven by its focus on the Suzhou metropolitan area and four key regions in Jiangsu Province, contributing over 80% of its asset growth [12] - The bank's loan growth rate in 3Q24 was 14%, leading its peers, with further potential growth if the impact of reduced business loans is factored in [4] Asset Quality and Provisioning - Suzhou Bank is one of only five listed banks with an NPL ratio below 1% and a provision coverage ratio around 4%, which supports its ability to maintain stable earnings [4] - The bank's provision coverage ratio is expected to decline slightly from 522.77% in 2023 to 401.60% by 2026, reflecting a controlled approach to risk management [16] Valuation and Peer Comparison - Suzhou Bank's valuation remains attractive, with a 2024 PB ratio of 0.7x, which is a 10% discount compared to the average PB ratio of banks with similar asset quality metrics [4] - The bank's dividend yield is projected to be 4.9% in 2024 and 5.2% in 2025, making it an appealing option for income-focused investors [8]

| 1．基本情况 | | | --- | --- | | 信息披露义务人 | 苏州国际发展集团有限公司 | | 住所 | 江苏省苏州市人民路 3118 号国发大厦北楼 | | 权益变动时间 | 2024 年 10 月 9 日至 2024 年 12 月 11 日 | | 股票简称 苏州银行 | 股票代码 002966 | | 变动类型 增加 减少□ | 一致行动人 有□ 无 | | 是否为第一大股东或实际控制人 | 是 否□ | | 2．本次权益变动情况 | | | 股份种类 | 增持股数（万股） 增持比例（%） | | 股 A | 4,892.4836 1.00 | | 合 计 | 4,892.4836 1.00 | | 本次权益变动方式（可多 选） | 通过证券交易所的集中交易  通过证券交易所的大宗交易 □ | | | 其他（无偿划转） □ | 1 本次增持股份的资金来 源（可多选） 自有资金 银行贷款 □ 其他金融机构借款 □ 股东投资款 □ 其他 □ 不涉及资金来源□ 3．本次变动前后，投资者及其一致行动人拥有上市公司权益的股份情况 股份性质 本次变动前持有股份 本次变动后持有股份 股数(万股 ...