本次增持计划不设价格区间。本次增持计划实施期限为自2025年9月8日起至2025年12月31日（含当日） 止。本次增持主体增持所需资金来源为自有资金，不存在因所需资金不到位而导致后续增持无法实施的 风险。 人民财讯9月7日电，苏州银行(002966)9月7日晚间公告，公司董事长崔庆军，执行董事、行长王强，监 事会主席沈琪，执行董事、副行长李伟，副行长贝灏明，副行长薛辉，执行董事、副行长赵刚，董事会 秘书朱敏军，风险总监后斌，业务总监郑卫，业务总监陈洁、行长助理马天舒拟通过深圳证券交易所交 易系统集中竞价交易方式，合计增持不少于420万元人民币公司A股股份。 转自：证券时报 ...

Group 1 - Suzhou Bank announced that its chairman, executive director, and several vice presidents plan to collectively increase their holdings of the bank's A-shares by no less than 4.2 million RMB through the Shenzhen Stock Exchange trading system [1] - The share purchase plan does not set a price range, indicating a flexible approach to the acquisition [1] - The implementation period for this share buyback plan is from September 8, 2025, to December 31, 2025, inclusive [1]

Investment Rating - The report maintains an "Increase" rating for the banking sector, indicating a positive outlook for the industry [1]. Core Insights - In the first half of 2025, the contribution of financial asset disposal gains from AC and OCI accounts to revenue reached 5.2%, an increase of 2.9 percentage points compared to 2024 [1][2]. - The investment income growth rate for 42 listed banks was 23.6%, with AC, OCI, and TPL gains showing year-on-year growth rates of 134.7%, 79.0%, and -8.4% respectively [1]. - The report highlights that the increase in disposal gains does not necessarily indicate a significant increase in asset disposal scale, as market conditions and strategies vary among banks [2]. Financial Asset Disposal Gains - The contribution of AC and OCI financial asset disposal gains to revenue was 5.2%, up 2.9 percentage points from 2024, with AC asset disposal gains contributing 2.6% [2]. - Among different types of banks, rural commercial banks had the highest contribution from AC and OCI disposal gains, reaching 11.0%, an increase of 6.2 percentage points from 2024 [2]. - Specific banks such as Jiangyin Bank, Sunong Bank, and Zijin Bank had high disposal gain ratios relative to their revenue, at 28.9%, 26.7%, and 22.7% respectively [2]. OCI Floating Profit Situation - The overall OCI floating profit decreased compared to the end of the previous year, accounting for 12.6% of the estimated profit for 2025 [3]. - Major state-owned banks like CCB and ABC reported significant OCI floating profits, with balances exceeding 30 billion [3]. - The average contribution of OCI floating profits to profits for city and rural commercial banks was notably high, with Ningbo Bank's ratio reaching 35% [3][6]. Sector Trends - The banking sector is expected to benefit from expansionary policies aimed at stabilizing the economy, with a focus on real estate and consumer spending [7]. - The report suggests a focus on banks with improving fundamentals, such as Ningbo Bank, and those with dividend strategies like Jiangsu Bank and Chengdu Bank [7]. - Attention is also drawn to banks with potential convertible bond conversion expectations, including Shanghai Bank and Industrial Bank [7].

Core Viewpoint - The announcement details a voluntary share purchase plan by certain directors, supervisors, and senior management of Suzhou Bank, reflecting their confidence in the company's future development and long-term investment value [2][5]. Group 1: Share Purchase Plan - The plan involves a total purchase of at least 4.2 million RMB worth of shares from September 8, 2025, to December 31, 2025, through the Shenzhen Stock Exchange [2][5]. - The participating individuals include key executives such as the chairman, vice presidents, and other senior management [2][3]. Group 2: Current Shareholding - As of the announcement, the total shares held by the participating individuals amount to 2,336,280 shares, representing 0.0523% of the company's total shares [3]. - Notable individual holdings include: - Chairman Cui Qingjun: 100,000 shares (0.0022%) - President Wang Qiang: 205,300 shares (0.0046%) - Risk Director Hou Bin: 707,800 shares (0.0158%) [3]. Group 3: Previous Share Purchase Plans - A previous share purchase plan was announced on November 16, 2024, with a target of at least 3.6 million RMB, which was successfully completed with a total purchase of 464.03 million RMB, exceeding the minimum target by 128.90% [5][6]. - The previous plan also involved similar key executives and was executed under the same trading regulations [5].

3. 本次增持计划实施期限为自2025年9月8日起至2025年12月31日（含当日） 止。 苏州银行股份有限公司 关于部分董事、监事及高级管理人员 自愿增持公司股份计划的公告 本行部分董事、监事及高级管理人员崔庆军、王强、沈琪、李伟、贝灏明、 薛辉、赵刚、朱敏军、后斌、郑卫、陈洁、马天舒保证向本行提供的信息内容 真实、准确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 重要内容提示： 证券代码：002966 证券简称：苏州银行 公告编号：2025-074 1. 本行董事长崔庆军先生，执行董事、行长王强先生，监事会主席沈琪先 生，执行董事、副行长李伟先生，副行长贝灏明先生，副行长薛辉先生，执行 董事、副行长赵刚先生，董事会秘书朱敏军先生，风险总监后斌先生，业务总 监郑卫先生，业务总监陈洁女士、行长助理马天舒先生拟通过深圳证券交易所 交易系统集中竞价交易方式，合计增持不少于420万元人民币本行A股股份。 2. 本次增持计划不设价格区间。 4. 本次增持主体增持所需资金来源为自有资金，不存在因所需资金不到位 而导致后续增持无法实施的风险。 近日，苏州银 ...

Investment Rating - The investment rating for the company is "Buy" and is maintained [9]. Core Views - The company's revenue growth for the first half of 2025 is +1.8%, with a net profit growth of +6.2%. The interest income growth has turned positive at +2.7%, driven by stable interest margins and rapid credit expansion. The loan growth compared to the beginning of the year is 9.0%, with significant growth in corporate loans at +19.5% [2][6]. - The net interest margin is reported at 1.33%, which has decreased by 1 basis point from Q1 and by 5 basis points compared to the full year of 2024. The non-performing loan (NPL) ratio remains stable at 0.83%, with a provision coverage ratio of 438%, indicating strong asset quality [2][6]. - The company is focusing on expanding its total assets towards the trillion yuan target, with government-related business driving high growth. The total deposits have increased by 11.0% compared to the beginning of the year [11]. Summary by Sections Revenue and Profitability - Revenue growth for H1 2025 is +1.8%, with Q1 at +0.8% and Q2 at +2.9%. Net profit growth is +6.2%, with Q1 at +6.8% and Q2 at +5.5%. Interest income growth is +2.7%, while non-interest income growth is +0.13% [2][6][11]. - The cost-to-income ratio has decreased by 3.7 percentage points year-on-year, contributing positively to profit before provisions and taxes (PPOP), which has grown by 7.1% [11]. Asset Quality - The NPL ratio is stable at 0.83%, with a provision coverage ratio of 438%, down 9 percentage points from the previous quarter. The NPL generation rate has stabilized and decreased, benefiting from a focus on corporate government-related business [11][12]. - The retail loan NPL ratio has increased slightly to 1.80%, but the overall asset quality remains strong due to the focus on government-related lending [11]. Future Outlook - The company aims to reach a total asset scale of one trillion yuan, with a conservative risk appetite and a focus on maintaining asset quality. The expected dividend yield for 2025 is 4.8%, with a price-to-book (PB) ratio of 0.70x [11][12].

Core Insights - The article emphasizes the importance of cross-border trade in the context of global economic integration, highlighting the challenges posed by exchange rate fluctuations, settlement efficiency, and supply chain coordination [1] Group 1: Exchange Rate Management - Suzhou Bank addresses the "exchange rate anxiety" faced by companies venturing abroad by providing a comprehensive exchange rate risk management system, including forward and swap products tailored to specific business models [2] - A case study illustrates how Suzhou Bank helped an import-export company secure a large commodity order by implementing a risk reversal option strategy, effectively locking in exchange rates and mitigating long-term risks [2] Group 2: Settlement Efficiency - The bank enhances settlement efficiency through technological innovations, enabling rapid fund transfers and automated processing, which are crucial for business expansion [3] - Features such as intelligent remittance paths, OCR invoice recognition, and real-time tracking streamline the cross-border payment process, significantly reducing transaction times and costs [3][4] - The "lightning letter of credit" service allows for same-day issuance of letters of credit, further accelerating the transaction process [3] Group 3: Digital Financial Services - Suzhou Bank's digital cross-border financial services create a "highway" and "moat" for cross-border settlements, facilitating faster and more efficient global business operations [4] - In the first half of 2025, the bank's international settlement volume exceeded $13.6 billion, marking a 30% year-on-year increase, while cross-border RMB settlement volume surpassed 14.5 billion yuan, reflecting a 53% growth [4] Group 4: Global Network Expansion - The bank has established a broad network of over 230 financial institutions across more than 30 countries and regions, enhancing its global reach [5] - Suzhou Bank offers a comprehensive "14+5" service package for enterprises going abroad, covering all aspects of financial services and policy support, thereby strengthening international competitiveness [5]

Group 1 - The core viewpoint of the article emphasizes the importance of cross-border trade and the challenges faced by enterprises, such as exchange rate fluctuations and settlement efficiency, which Suzhou Bank addresses through innovative measures and professional services [2][3][4]. Group 2 - Exchange rate management is crucial for enterprises engaged in cross-border trade, and Suzhou Bank provides tailored hedging services to mitigate risks associated with currency fluctuations [3][4]. - The bank has established a comprehensive exchange rate risk management system, offering products like forward and swap contracts, and conducts in-depth market analysis to support clients [3][4]. - A specific case is highlighted where Suzhou Bank assisted a client in locking in exchange rates for a large commodity order, effectively managing their currency risk [3]. Group 3 - Settlement efficiency is vital for businesses, and Suzhou Bank leverages technology to enhance cross-border payment processes, ensuring rapid and secure transactions [4][5]. - The bank's automated systems streamline the remittance process, reducing costs and improving transaction speed, which is essential for maintaining cash flow in international trade [4][5]. - Innovations such as "lightning letter of credit" services and real-time document tracking significantly reduce processing times for trade finance [4][5]. Group 4 - Suzhou Bank has expanded its international network, establishing relationships with over 230 financial institutions across more than 30 countries, enhancing its global service capabilities [6]. - The bank offers a comprehensive "14+5" service model for enterprises looking to expand internationally, providing financial services and support throughout the overseas business lifecycle [6]. - Collaborations with institutions in Belt and Road Initiative countries strengthen the bank's position in facilitating international market entry for local businesses [6]. Group 5 - The bank's cross-border financial services have shown significant growth, with international settlement volumes exceeding $13.6 billion, a 30% increase year-on-year, and cross-border RMB settlement volumes surpassing 14.5 billion yuan, a 53% increase [5][7]. - Suzhou Bank's performance in the cross-border financial sector has garnered recognition from enterprises and the market, reflecting its professional strength and innovative capabilities [7].

Group 1 - The core point of the article is that Suzhou Bank announced the appointment of an assistant to the president during its board meeting on September 5 [2] Group 2 - The fifth session of the board of directors held its twenty-eighth meeting to review and approve the proposal regarding the appointment [2]

（文章来源：北京商报） 9月5日，苏州银行发布公告，该行9月5日召开的第五届董事会第二十八次会议审议通过了《关于聘任苏 州银行股份有限公司行长助理的议案》，同意聘任马天舒为该行行长助理，其任职资格待国家金融监督 管理总局江苏监管局核准，任期自任职资格核准之日起至该行第五届董事会届满之日止。 公开资料显示，马天舒1970年9月出生，本科学历，现任苏州金融租赁股份有限公司总裁、董事。历任 中国建设银行常熟市支行信用卡部办事员、常熟吴市办事处副主任、东张办事处副主任、东张分理处主 任、电厂分理处主任、常熟支行行长助理、太仓支行副行长、常熟支行副行长、常熟分行副行长，苏州 银行常熟支行行长、公司银行总部房地产事业部总裁、公司银行总部风险授信部风险总监、公司银行总 部风险总监兼风险合规部总经理、公司银行南京区域总裁、南京分行行长、南京分行党委书记，苏州金 融租赁股份有限公司党委书记、总裁、董事。 ...