登录新浪财经APP 搜索【信披】查看更多考评等级 基金管理人：招商基金管理有限公司 基金托管人：苏州银行股份有限公司 登记机构：招商基金管理有限公司 重要提示 1、招商恒生港股通汽车主题指数型发起式证券投资基金（以下简称"本基金"）的发售已获中国证监会 证监许可【2026】63号文准予注册。 2、本基金类型为契约型开放式。 3、本基金的管理人为招商基金管理有限公司（以下简称"招商基金"或"本公司"），托管人为苏州银行 股份有限公司，登记机构为招商基金管理有限公司。 4、本基金自2026年2月26日至2026年2月26日（具体办理业务时间见各销售机构的相关业务公告或拨打 客户服务电话咨询）通过销售机构公开发售。基金管理人根据认购的情况可适当调整募集时间，并及时 公告，但最长不超过法定募集期限。 5、本基金的募集对象为符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、合格 境外投资者、发起资金提供方以及法律法规或中国证监会允许购买证券投资基金的其他投资人。 6、本基金的销售机构包括直销机构和非直销销售机构。本基金C类基金份额暂不在基金管理人直销渠 道发售。 7、投资者欲购买本基金，需开立登记机构提供 ...

基金管理人：中国人保资产管理有限公司 基金托管人：苏州银行股份有限公司 二O二六年二月 【重要提示】 1、人保睿逸智选混合型证券投资基金（以下简称"本基金"）于2025年12月17日经中国证监会证监许可 [2025]2804号文准予募集注册。中国证监会对本基金的注册并不代表中国证监会对本基金的风险和收益 做出实质性判断、推荐或者保证。 2、本基金是契约型开放式、混合型证券投资基金。 3、本基金的基金管理人和登记机构为中国人保资产管理有限公司（以下简称"本公司"）,基金托管人为 苏州银行股份有限公司（以下简称"苏州银行"）。 4、本基金的发售对象为符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、合格 境外机构投资者、人民币合格境外机构投资者以及法律法规或中国证监会允许购买证券投资基金的其他 投资人。 5、本基金基金份额将于2026年3月2日至2026年3月16日通过销售机构公开发售。具体办理业务时间见各 销售机构的相关业务公告或拨打客户服务电话咨询。本基金的销售机构包括本公司直销机构及各代销平 台。 6、投资者欲购买本基金，需开立登记机构提供的基金账户。基金募集期内本公司、本公司直销柜台及 网站 ...

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report analyzes 132 regional banks in the Sichuan-Chongqing area, highlighting the growth and structural changes in the banking sector [6][27] - The asset growth rates of major city commercial banks in the region are higher than those of listed city commercial banks, indicating a robust expansion [38] - Profitability metrics show that city commercial banks in the region have lower ROE compared to listed banks, while rural commercial banks outperform them [6][27] - Asset quality is slightly weaker in regional banks compared to listed banks, with higher non-performing loan ratios [6][27] Summary by Sections Economic Structure Analysis - Sichuan province is positioned as a key driver for western development, with a focus on enhancing the Chengdu-Chongqing economic circle [13][14] - In 2025, Chengdu's GDP is projected to account for 38.7% of the province's total, with significant growth in various sectors [15] Banking Sector Overview - The Sichuan-Chongqing region has 132 commercial banks, including 14 city commercial banks, 65 rural banks, and 51 rural commercial banks [27] - The asset growth rates for major city commercial banks in the region are 15.6% and 18.2%, surpassing the 14.2% growth of listed city commercial banks [38] Asset and Liability Structure - The proportion of loans to total assets has been increasing since 2016, with city commercial banks in Sichuan projected to have a loan ratio of 56.1% by 2024 [38][40] - The financial investment ratio for city commercial banks is on a downward trend, with a slight recovery noted in the first half of 2025 [40][46] Profitability and Asset Quality - The average ROE for city commercial banks in the region is 10.97%, lower than the 11.99% average for listed city commercial banks [6][27] - Non-performing loan ratios for city commercial banks in the region are higher than those of listed banks, indicating potential asset quality concerns [6][27] Capital Adequacy - Capital adequacy ratios for regional banks are comparable to those of listed banks, providing a safety margin for operations [6][27]

来源：中国金融家杂志 苏州银行党委书记、董 新春畅想 事长 崔庆军 岁序常易，新元肇启。值此马年新春佳节来临之际，我谨代表苏州银行，向《中国金融家》杂志和广大 读者致以最诚挚的新年祝福，向长期以来支持我们发展的社会各界挚友表达衷心感谢！ 回望2025，这是苏州银行以实干践使命、以担当赴荣光的"不平凡"之年。恰逢城商行发展三十周年，我 们以自身实践诠释苏式金融的责任担当，让"苏心让您舒心"的品牌价值深入人心。我们以高质量党建引 领高质量发展，资产规模攀升至7700亿元以上，不良贷款率稳守0.83%的优质水平，跻身全球银行237 位；挂牌4家科技金融支行，成为超1.35万家科创企业的成长同行者；落地CIPS直参行等重要资格，实 现可转债成功转股，服务实体经济与开放发展的能力持续跃升；以"苏心零售"丰富民生服务，用"换位 跑一次"倾听基层心声，让金融温度浸润千家万户。 2026年是"十五五"规划开局之年，苏州银行将锚定高质量发展主线，深度融入长三角一体化发展大局， 持续做好金融"五篇大文章"。我们将做强"科创+跨境"特色赛道，迭代"苏心·融享智惠"产品体系，为新 质生产力培育注入金融动能；厚植普惠金融沃土，升级适老 ...

Group 1 - The company TianShun Wind Power announced that its wholly-owned subsidiary Jiangsu Changfeng Marine Equipment Manufacturing Co., Ltd. has applied for a project loan of 130 million yuan from Suzhou Bank for the construction of the TianShun (Shiyang) Wind Power Marine Intelligent Manufacturing Project (Phase II) [1] - The company will provide joint liability guarantee for the loan, which has been approved by the company's fifth board of directors and the 2024 annual general meeting of shareholders [1] - As of the announcement date, the total actual guarantee amount for the company and its subsidiaries is 13.99621 billion yuan, accounting for 156.83% of the audited net assets for 2024, with no overdue or litigation guarantees [1]

Core Viewpoint - Increasing number of banks are adopting mid-year dividend plans, with 17 A-share listed banks planning to implement mid-year dividends for 2024, reflecting a shift towards more frequent cash distributions to investors [1][2][3] Group 1: Mid-Year Dividend Plans - CITIC Bank has expressed its intention to implement a mid-year dividend for 2024, following the lead of Minsheng Bank, marking it as the second shareholding bank to announce such plans [2] - As of July 4, 2023, 17 out of 42 A-share listed banks have decided to implement mid-year dividends for 2024, with six major state-owned banks already having made arrangements [2][3] - The mid-year dividend plans are part of a broader trend among banks to enhance investor returns and improve liquidity [1][4] Group 2: Regulatory Influence - The Chinese government has introduced policies to strengthen cash dividend regulations, encouraging companies to adopt stable and predictable dividend policies, including multiple distributions within a year [4][5] - The new regulations aim to enhance the frequency of dividends, aligning domestic banks with international practices where dividends are distributed more frequently [5] Group 3: Impact on Investor Sentiment - Increased dividend frequency is expected to enhance investor confidence and attract more investments, as it reflects banks' profitability and commitment to shareholder returns [3][5] - Analysts suggest that mid-year dividends can serve as a sign of banks' confidence in their earnings and can improve investor sentiment towards bank stocks [3][5] Group 4: Considerations for Banks - Banks need to balance dividend payouts with their profitability, capital adequacy, and risk management capabilities to ensure sustainable operations [5][6] - There is a need for banks to improve internal governance and operational efficiency to better serve the real economy while managing dividend policies [6]

Core Insights - The year-end bonus wealth management market is heating up as banks launch exclusive products and services tailored for year-end bonuses, reflecting a shift towards more diversified asset allocation strategies [1][2] Group 1: Market Trends - Major banks, including state-owned and joint-stock banks, are introducing specialized financial products for year-end bonuses, focusing on low investment thresholds and diverse strategies [1] - The traditional focus on single product yield competition is changing, with financial institutions now emphasizing one-stop asset allocation services that combine wealth management, deposits, and funds [1][2] Group 2: Consumer Behavior - Year-end bonuses are characterized by concentrated amounts, flexible terms, and a tendency towards conservative risk preferences, prompting banks to offer tailored solutions [2] - The rise in year-end bonus wealth management reflects a rational upgrade in residents' financial awareness and behavior, with consumers prioritizing stability and liquidity in their investment choices [2][3] Group 3: Investment Strategies - A three-tier investment framework is recommended: cash management tools for short-term liquidity, stable products for mid-term planning, and disciplined investments for long-term goals [3] - Investors are advised to understand that performance benchmarks do not guarantee returns and to carefully assess the underlying assets and historical volatility of products [3] Group 4: Market Outlook - The wealth management market in China, with a scale of approximately 33 trillion yuan, is entering a mature development phase, expected to experience structural deepening and quality growth [3][4] - The shift in asset allocation from real estate to financial assets indicates a solid foundation for the growth of wealth management products, with a competitive focus on asset allocation capabilities and customer service [4]

证券代码：002966 证券简称：苏州银行 公告编号：2026-001 登录新浪财经APP 搜索【信披】查看更多考评等级 苏州银行股份有限公司 第五届董事会第三十一次会议决议公告 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 苏州银行股份有限公司（以下简称"本行"）于2026年1月30日以电子邮件和书面方式向全体董事发出关 于召开第五届董事会第三十一次会议的通知，会议于2026年2月9日在苏州工业园区钟园路728号苏州银 行大厦现场召开。本行应出席董事13人，亲自出席董事13人，张统董事、钱晓红董事、张姝董事通过视 频的方式接入。会议由崔庆军董事长主持，部分高级管理人员及相关部门的负责人等列席会议。本次会 议符合《公司法》、《深圳证券交易所股票上市规则》和本行章程的规定，合法有效。审议通过了以下 议案： 一、审议通过了关于提名苏州银行股份有限公司第六届董事会非独立董事候选人的议案 同意提名崔庆军、王强、李伟、赵刚、张统、陈文颖、钱晓红、张伟、毛竹春为本行第六届董事会非独 立董事候选人，任期三年。其中，崔庆军、王强、李伟、赵刚为执行董事候选人，张统、陈文颖、钱晓 ...

中访网数据 苏州银行股份有限公司于近日披露了其第六届董事会独立董事候选人夏平的声明与承诺文 件。声明显示，夏平已通过公司第五届董事会提名委员会或独立董事专门会议的资格审查，其与提名人 苏州银行董事会不存在可能影响独立履职的利害关系。夏平声明其不存在《公司法》等法律法规规定的 不得担任公司董事的情形，符合中国证监会《上市公司独立董事管理办法》、深圳证券交易所业务规则 及公司章程关于独立董事任职资格和独立性的所有要求。 文件同时披露，夏平目前尚未取得独立董事培训证明，但其已郑重承诺将参加最近一次独立董事任前培 训并取得深圳证券交易所认可的培训证明材料。夏平在声明中保证其提供的材料真实、准确、完整，并 承诺在任职期间确保有足够时间和精力勤勉履职，保持独立性。若任职期间出现不符合独立董事任职资 格的情形，其将及时报告并立即辞任。此外，夏平承诺，如因其辞任导致公司独立董事比例不符合规定 或欠缺会计专业人士，其将继续履行职责直至相关问题解决。 此次独立董事候选人声明是苏州银行董事会换届程序中的一部分，夏平作为候选人需最终经股东大会选 举通过后方可正式任职。 ...

中访网数据 苏州银行股份有限公司董事会近日提名王一为公司第六届董事会独立董事候选人。根据董 事会发布的独立董事提名人声明与承诺，该提名已通过第五届董事会提名委员会或独立董事专门会议的 资格审查。声明显示，被提名人王一已书面同意出任该职务，且提名人认为其符合《上市公司独立董事 管理办法》、深圳证券交易所业务规则及公司章程等关于独立董事任职资格及独立性的各项要求。声明 从多个维度确认了被提名人的合规性，包括但不限于：不存在《公司法》规定的不得担任董事的情形； 具备五年以上履行独立董事职责所必需的工作经验；其本人及直系亲属、主要社会关系均不在公司及其 附属企业任职，且非公司主要股东或在主要股东单位任职；未与公司及其控股股东、实际控制人存在重 大业务往来；最近三十六个月内未受到证券交易所公开谴责或三次以上通报批评；不存在重大失信记 录；担任独立董事的境内上市公司数量未超过三家等。此次提名尚需提交公司股东大会审议批准。独立 董事制度的完善有助于进一步健全公司治理结构，维护公司整体利益，保障全体股东特别是中小股东的 合法权益。 ...