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2025年中国金融科技行业全景分析及发展趋势研判:金融科技是最具潜力的朝阳行业之一,未来监管常态化驱动行业高质量发展[图]
Chan Ye Xin Xi Wang· 2025-05-28 01:38
Core Viewpoint - Financial technology (FinTech) is a combination of finance and technology, significantly enhancing the accessibility and inclusiveness of financial products and services, leading to unprecedented changes in the financial industry [1][3] Financial Technology Industry Definition - FinTech refers to the innovation and transformation of traditional financial services using advanced technologies such as big data, artificial intelligence, blockchain, and cloud computing to improve efficiency, reduce costs, and optimize user experience [1] Current Development Status of the FinTech Industry - The global technological revolution has led to the emergence of new technologies and companies, with FinTech greatly improving the availability and inclusiveness of financial services [3] - In 2023, the technology investment scale of Chinese financial institutions was approximately 359.7 billion yuan, expected to reach about 394.96 billion yuan in 2024, and projected to be around 433.47 billion yuan in 2025 [3][5] Technology Investment Breakdown - In 2024, the technology investment scale for banking institutions is 288.83 billion yuan (73.13%), for insurance institutions is 58.67 billion yuan (14.85%), and for securities institutions is 47.46 billion yuan (12.02%) [5] - In 2025, the projected technology investment scale for banking institutions is 311.85 billion yuan (71.94%), for insurance institutions is 67.28 billion yuan (15.52%), and for securities institutions is 54.34 billion yuan (12.54%) [5] FinTech Industry Value Chain - The FinTech industry value chain consists of upstream technology service providers (cloud computing, big data, etc.), midstream FinTech services, and downstream applications targeting both enterprises (B-end) and consumers (C-end) [7] Upstream and Downstream Insights - Big data is a core driver for innovation and efficiency in FinTech, with China's big data industry expected to grow from approximately 1.9 trillion yuan in 2023 to about 2.4 trillion yuan in 2024 [9] - FinTech innovations in healthcare, such as electronic medical records and online consultations, have significantly improved hospital management efficiency, with the number of medical institutions in China projected to grow from 986,600 in 2017 to 1,092,000 in 2024 [11] Competitive Landscape of the FinTech Industry - Major companies in the Chinese FinTech sector include Yinzhijie, Donghua Software, Dongfang Caifu, Guiding Compass, Yingshisheng, Tonghuashun, Hengsheng Electronics, Newland, Guodian Yuntong, and Runhe Software [13][15] - Guiding Compass reported a total revenue of 1.5287415 billion yuan in 2024, with internet financial services accounting for 1.21107 billion yuan [16] - Guodian Yuntong's total revenue for 2024 was 10.866 billion yuan, with financial technology revenue at 6.404 billion yuan, representing 58.93% of total revenue [18] Development Trends in the FinTech Industry - The rise of new productivity represented by financial large models is driving the demand for technology in the financial market, with trends focusing on opening B-end markets, entering technology services, achieving regulatory normalization, and enhancing user experience [20]
赢时胜(300377) - 关于选举职工代表董事的公告
2025-05-23 12:20
董 事 会 深圳市赢时胜信息技术股份有限公司 关于选举职工代表董事的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚 假记载、误导性陈述或重大遗漏。 深圳市赢时胜信息技术股份有限公司(以下简称 "公司")第五届董事会 任期即将届满,为保证董事会的正常运作,根据《中华人民共和国公司法》《深 圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规范运作》及 《公司章程》等相关规定,公司于 2025 年 5 月 23 日召开了职工代表大会,经与 会职工代表认真审议,一致同意选举赵荣女士(简历详见附件)为公司第六届董 事会职工代表董事,与公司 2024 年度股东大会选举产生的 8 名非职工代表董事 共同组成公司第六届董事会,任期至第六届董事会届满之日止。 公司董事会中兼任高级管理人员职务的董事以及由职工代表担任的董事总 计未超过公司董事总数的二分之一。 特此公告。 深圳市赢时胜信息技术股份有限公司 证券代码:300377 证券简称:赢时胜 公告编号:2025-027 2025 年 5 月 23 日 附:赵荣简历 赵荣,女,1998 年出生,中国国籍,无境外居留权,大学本科学历。2019 ...
赢时胜(300377) - 广东华商律师事务所关于赢时胜2024年度股东大会的法律意见书
2025-05-23 12:20
关于深圳市赢时胜信息技术股份有限公司 2024 年度股东大会的 法律意见书 二〇二五年五月 深圳市福田区深南大道 4011 号港中旅大厦 21-26 楼,邮编:518048 21-26/F.,CTSTower,No.4011,ShenNanRoad,ShenZhen.P.C.518048 电话(Tel.):(86)755-83025555;传真(Fax.):(86)755-83025068,83025058 网站(Website):http://www.huashang.cn 广东华商律师事务所 法律意见书 广东华商律师事务所 法律意见书 致:深圳市赢时胜信息技术股份有限公司 根据《中华人民共和国公司法》(以下简称"《公司法》")、《中华人民 共和国证券法》(以下简称"《证券法》")、中国证券监督管理委员会《上市 公司股东会规则》(以下简称"《股东会规则》")以及《深圳市赢时胜信息技 术股份有限公司公司章程》(以下简称"《公司章程》")的相关规定,广东华 商律师事务所(以下简称"本所")接受深圳市赢时胜信息技术股份有限公司(以 下简称"公司")的委托,指派律师出席并见证公司于 2025 年 5 月 23 日召 ...
赢时胜(300377) - 第六届董事会第一次会议决议公告
2025-05-23 12:20
证券代码:300377 证券简称:赢时胜 公告编号:2025-026 深圳市赢时胜信息技术股份有限公司 第六届董事会第一次会议决议公告 一、董事会会议召开情况 1、深圳市赢时胜信息技术股份有限公司(以下简称"公司")第六届董事 会第一次会议通知于 2025 年 5 月 20 日以电话、电子邮件等方式送达全体董事。 2、本次会议于 2025 年 5 月 23 日以现场结合通讯方式在公司 37 楼会议室召 开。 3、本次会议应出席董事 9 人,实际出席会议的董事 9 人,委托出席会议的 董事 0 人,缺席会议的董事 0 人。 4、本次会议由董事长唐球先生主持。 5、本次会议的召开符合《公司法》《公司章程》的有关规定,表决形成的 决议合法、有效。 二、董事会会议审议情况 1、审议通过了《关于选举第六届董事会董事长的议案》 经董事会审议,同意选举唐球先生为公司第六届董事会董事长,任期三年, 自本次董事会审议通过之日起至第六届董事会届满之日止。 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚 假记载、误导性陈述或重大遗漏。 表决结果:9 票同意、0 票反对、0 票弃权。 2、审议通过了《关于选举第六届 ...
赢时胜(300377) - 2024年度股东大会决议公告
2025-05-23 12:20
4.本次股东大会采用现场投票与网络投票相结合的方式; 5.本次股东大会审议各项议案时对中小投资者的表决单独计票,中小投资者 指除上市公司董事、监事、高级管理人员及单独或合计持有上市公司 5%以上股 份的股东以外的其他股东。 一、会议通知情况 1.本次股东大会未出现否决议案的情形; 2.本次股东大会召开期间没有增加或变更提案; 3.本次股东大会未涉及变更前次股东大会决议; 证券代码:300377 证券简称:赢时胜 公告编号:2025-025 深圳市赢时胜信息技术股份有限公司 2024 年度股东大会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚 假记载、误导性陈述或重大遗漏。 特别提示: 深圳市赢时胜信息技术股份有限公司(以下简称"公司")于 2025 年 4 月 29 日披露了《关于召开 2024 年度股东大会的通知》,具体详见公司在中国证监 会指定的创业板信息披露网站巨潮资讯网(www.cninfo.com.cn)的相关公告。 二、会议召开情况: 1.召开时间: 现场会议时间:2025 年 5 月 23 日 14:30 网络投票时间: (1)通过深圳证券交易所交易系统进行网络投票的 ...
金融科技行业整体景气度有望持续提升,金融科技ETF(516860)连续4天净流入
Sou Hu Cai Jing· 2025-05-21 05:56
Group 1 - The China Securities Financial Technology Theme Index (930986) experienced a decline of 0.28% as of May 21, 2025, with mixed performance among constituent stocks [3] - Zhaori Technology (300333) led the gains with an increase of 6.92%, while Lakala (300773) saw the largest decline at 5.71% [3] - The Financial Technology ETF (516860) also fell by 0.33%, with a latest price of 1.19 yuan and a turnover rate of 3.32% [3] Group 2 - Dongxing Securities highlighted strong policy support and emerging demand in new sectors, contributing to the recovery of industry growth [4] - The financial technology sector is expected to benefit from increased IT investments by banks, insurance, and securities firms, driven by the transition to new systems and digital platforms [4] - Cloud technology remains a core investment area for financial institutions, with AI and data utilization expected to enhance operational efficiency [4] Group 3 - The Financial Technology ETF reached a new high of 929 million yuan in size and 778 million shares in circulation [5] - The ETF has seen continuous net inflows over the past four days, totaling 51.75 million yuan, with an average daily net inflow of 12.94 million yuan [5] - The ETF's one-year net value increased by 57.87%, ranking first among comparable funds [5] Group 4 - The Financial Technology ETF has a management fee of 0.50% and a custody fee of 0.10%, which are among the lowest in comparable funds [6] - The ETF's tracking error over the past two years is 0.046%, indicating the highest tracking precision among similar funds [6] - The top ten weighted stocks in the index account for 53.28% of the total, with Tonghuashun (300033) and Dongfang Caifu (300059) being the largest contributors [6][8]
金融科技领域或具备较大增长潜力,金融科技ETF(516860)近5个交易日内有4日资金净流入
Sou Hu Cai Jing· 2025-05-16 04:01
Group 1 - The China Securities Financial Technology Theme Index (930986) decreased by 0.46% as of May 16, 2025, with mixed performance among constituent stocks [3] - Leading gainers included Geling Deep Vision (688207) up 4.05%, Yinxin Technology (300231) up 1.60%, and Kela Software (300663) up 1.44%, while leading decliners were Lakala (300773) down 2.38%, Cuiwei Co. (603123) down 2.25%, and Tax Friend Co. (603171) down 2.18% [3] - The Financial Technology ETF (516860) fell by 0.58%, with the latest price at 1.2 yuan and a trading volume of 38.16 million yuan [3] Group 2 - The recent US-China trade talks in Geneva resulted in a significant reduction in tariffs, which is expected to alleviate sentiment pressure on the computer sector, highlighting potential investment opportunities [3] - Companies within the AI industry chain and financial technology sectors are anticipated to have substantial growth potential following the easing of tariff tensions [3] Group 3 - The Financial Technology ETF has reached a new high of 753 million shares, with a net inflow of 21.87 million yuan recently [4] - Over the past five trading days, there were net inflows on four days, totaling 36.30 million yuan, with an average daily net inflow of 7.26 million yuan [4] - The ETF's financing buy-in amount reached 9.61 million yuan, with a financing balance of 42.83 million yuan [4] Group 4 - As of May 15, 2025, the Financial Technology ETF has achieved a 64.04% increase in net value over the past year, ranking first among comparable funds [4] - The ETF has a historical maximum monthly return of 55.92% and an average monthly return of 10.57%, with a 66.67% annual profit percentage [4] - The probability of profit over a three-year holding period is 96.71% [4] Group 5 - The Financial Technology ETF has a Sharpe ratio of 1.21 for the past year, indicating strong risk-adjusted returns [5] - The ETF's management fee is 0.50% and the custody fee is 0.10%, which are among the lowest in comparable funds [6] - The tracking error for the ETF over the past two years is 0.046%, the highest tracking precision among comparable funds [6] Group 6 - As of April 30, 2025, the top ten weighted stocks in the China Securities Financial Technology Theme Index accounted for 53.28% of the index [6] - The top stocks include Tonghuashun (300033) at 9.50%, Dongfang Caifu (300059) at 9.01%, and Hengsheng Electronics (600570) at 7.47% [8]
非银金融板块午后崛起,金融科技ETF(516860)强势拉升,连续3天净流入
Sou Hu Cai Jing· 2025-05-14 05:39
截至2025年5月14日 13:21,中证金融科技主题指数(930986)上涨0.88%,成分股赢时胜(300377)上涨4.00%,银之杰(300085)上涨3.87%,中科金财(002657)上 涨3.29%,安硕信息(300380)上涨2.62%,东方财富(300059)上涨2.42%。金融科技ETF(516860)上涨0.82%,最新价报1.23元。流动性方面,金融科技ETF盘中 换手4.86%,成交4402.15万元。拉长时间看,截至5月13日,金融科技ETF近1周日均成交7701.20万元。 5月7日,中国证监会印发《推动公募基金高质量发展行动方案》。 甬兴证券认为,行动方案通过引入与基金业绩表现挂钩浮动管理费收取机制,将基金公司盈利模式由"管理规模×管理费率"升级为"基金规模×管理费率(基 于基金业绩)",基金业绩对于基金公司盈利重要性显著提升,驱动基金公司全面建立以基金投资收益为核心的考核体系。行动方案引导提升公募基金权益 投资规模与占比,研究推出更多与基金业绩挂钩、投资者回报绑定、鼓励长期持有的浮动费率基金产品,大力发展各类场内外指数基金,持续丰富符合国家 战略和发展导向的主题投资股票指数基 ...
大金融爆发!金融科技水下直线翻红,银之杰领涨4%,金融科技ETF(159851)升逾1%
Xin Lang Ji Jin· 2025-05-14 05:38
Group 1 - Financial sector stocks, including brokerages, banks, and insurance companies, saw significant gains, with several stocks rising over 4% and others over 2% [1] - The Financial Technology ETF (159851) turned positive, increasing by over 1% with a trading volume of 300 million CNY [1] - The overall sentiment in the financial technology industry is improving due to strong policy support and emerging demand in new sectors [3] Group 2 - The Chinese government is accelerating the construction of a financial powerhouse, enhancing financial support for achieving high-level technological self-reliance and building a strong technological nation [3] - Financial institutions are expected to increase IT investments driven by the transition to new systems and the construction of intelligent platforms, particularly among small and medium-sized financial institutions [3] - Cloud technology remains a core investment area for financial institutions, with advancements in AI and data utilization expected to enhance operational efficiency [3] Group 3 - The Financial Technology ETF (159851) has a current scale exceeding 4.2 billion CNY, with an average daily trading volume of 570 million CNY over the past six months, highlighting its scale and liquidity advantages [3]
新大陆涨停,金融科技ETF华夏(516100)涨超2.9%,涨幅居赛道首位
Sou Hu Cai Jing· 2025-05-12 07:01
Group 1 - The core viewpoint of the news is that a series of financial policies released by regulatory authorities has significantly boosted market sentiment and risk appetite, leading to a strong performance in the financial technology sector [3][4] - The China Securities Financial Technology Theme Index rose by 2.86%, with notable gains in constituent stocks such as Ying Shisheng (up 10.77%) and Xin Dalu (hitting the daily limit) [3] - The Huaxia Financial Technology ETF (516100) increased by 2.96%, attracting a small inflow of 10.95 million yuan over the past four trading days, indicating growing interest in the sector [3] Group 2 - The Huaxia Financial Technology ETF closely tracks the China Securities Financial Technology Theme Index, focusing on high-quality companies that integrate finance and technology across various high-growth sectors, including internet brokerage, financial IT, mobile payments, AI, and trusted computing [4] - The top ten constituent stocks of the ETF include industry leaders such as Tonghuashun, Dongfang Caifu, and Hengsheng Electronics, with a combined weight of 53.28%, showcasing significant representation in the financial technology sector [4][6] - The performance of individual stocks within the ETF shows positive trends, with notable increases in stocks like Tonghuashun (up 3.26%) and Dongfang Caifu (up 4.37%) [6]