Financial Performance - Operating revenue for the reporting period was ¥143,060,051.99, representing a year-on-year growth of 23.63%[7] - Net profit attributable to shareholders was ¥25,439,245.70, a modest increase of 1.36% compared to the same period last year[7] - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥23,779,725.67, up by 9.26% year-on-year[7] - The company reported a significant increase in other receivables by 178.68% to ¥11,144,903.39 from ¥3,999,241.41, mainly due to increased project deposits[17] - The net profit for the period was not explicitly stated, but the increase in operating revenue suggests a positive trend in profitability[35] - The total profit for the quarter was CNY 26,062,848.33, down from CNY 27,502,298.40, indicating a decline in profitability[37] - The net profit for the third quarter was CNY 50,908,880.18, compared to CNY 56,736,026.73 in the previous year, indicating a decrease of about 10.5%[46] - The total comprehensive income for the third quarter was CNY 43,852,287.59, down from CNY 58,451,414.18, a decrease of approximately 25.1%[46] Assets and Liabilities - Total assets at the end of the reporting period reached ¥1,198,775,277.64, a slight increase of 0.11% compared to the end of the previous year[7] - The total liabilities decreased to CNY 67,905,309.00 from CNY 94,976,325.19, a reduction of approximately 28.5%[30] - The total equity attributable to shareholders increased to CNY 1,130,869,968.64 from CNY 1,102,435,617.35, showing a growth of about 2.6%[30] - The company's total assets at the end of the quarter were CNY 395,116,325.77, an increase from CNY 327,803,972.64 year-over-year, indicating growth in asset base[43] Cash Flow - The net cash flow from operating activities for the year-to-date was -¥145,536,285.08, a significant decline of 772.43%[7] - Total cash inflow from operating activities was 264,551,310.53 CNY, compared to 367,304,584.07 CNY in the same period last year, reflecting a decline of approximately 28%[52] - The net cash flow from investing activities was -5,904,339.17 CNY, an improvement from -13,272,750.25 CNY in the previous year[53] - The net cash flow from financing activities was -30,100,682.30 CNY, compared to -102,226,494.98 CNY in the previous period, indicating a significant reduction in cash outflow[54] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 43,446[10] - The largest shareholder, Yiqun Group Holdings Limited, held 24.45% of the shares, amounting to 69,280,501 shares[10] - There were no changes in the company's total share capital due to new share issuance or other equity-related activities during the reporting period[7] Expenses - Sales expenses increased by 96.84% to ¥4,643,339.95 from ¥2,358,912.44, mainly due to higher sales personnel compensation[17] - Management expenses increased by 39.42% to ¥77,487,437.34 from ¥55,579,985.88, primarily due to increased employee compensation[17] - Research and development expenses for the quarter were CNY 20,101,799.45, compared to CNY 18,733,577.20 in the previous year, indicating an increase of approximately 7.3%[36] Investment Income - Investment income rose by 189.07% to ¥1,594,577.10 from ¥551,632.26, driven by increased long-term equity investment income[17] - The company reported an investment income of CNY 2,927,672.02, a significant improvement from a loss of CNY 1,261,403.30 in the same quarter last year[36] Cash and Cash Equivalents - Cash and cash equivalents decreased by 34.89% to ¥343,066,653.30 from ¥526,922,052.54 due to increased employee compensation payments and reduced accounts receivable collections[17] - The ending balance of cash and cash equivalents was 338,087,708.85 CNY, down from 441,684,831.04 CNY, reflecting a decrease of about 24%[53] Other Financial Metrics - The weighted average return on equity was 2.27%, down by 2.18% compared to the previous year[7] - Basic and diluted earnings per share for the quarter were both CNY 0.0898, compared to CNY 0.0885 in the previous period, showing a slight increase[38] - The company's credit impairment losses for the third quarter were reported at -CNY 1,845,176.50, compared to CNY 1,114,188.33 in the previous year, indicating a deterioration in credit quality[45]

Financial Performance - The company's operating revenue for the reporting period was CNY 252,056,273.78, representing an increase of 18.85% compared to the same period last year[18]. - The net profit attributable to shareholders decreased by 19.50% to CNY 25,469,634.48, while the net profit after deducting non-recurring gains and losses fell by 22.61% to CNY 22,813,363.49[18]. - The net cash flow from operating activities was negative at CNY -81,737,750.45, a decline of 459.64% compared to the previous year[18]. - The company achieved overseas revenue of CNY 17,439,830, an increase of 30.98% year-on-year[26]. - Software development revenue was CNY 23,910,520, up 13.59% from the previous year, while maintenance services and other income surged by 122.87% to CNY 1,924,160[26]. - The weighted average return on equity decreased to 2.27%, down 0.68% from the previous year[18]. - The gross profit margin for the overall business was 43.01%, slightly down by 1.32% from the previous year, with software development having a gross margin of 41.30%[41]. - The company reported a total of RMB 42,747 million in funds raised, with no changes in the project allocation during the reporting period[57]. - The company reported a total revenue of 483,976.7 million RMB for the first half of 2020[182]. - The net profit attributable to shareholders was 1,466,026.06 million RMB, reflecting a significant increase compared to the previous period[184]. Market and Competition - The company is facing increasing market competition, particularly in the open financial technology market, which may impact its operational development if not managed properly[4]. - The company acknowledges the potential for project implementation cycles to exceed expectations due to macroeconomic and market factors[6]. - The company emphasizes the need for rapid response to technological and market changes to maintain its competitive edge in the fast-evolving software industry[5]. - The IT solutions market for the banking sector in China is projected to grow at a compound annual growth rate of 20.8% from 2019 to 2023, reaching CNY 107.1 billion by 2023[29]. - The company is expanding its business in Southeast Asia through its wholly-owned subsidiary, Sifang Precision (Thailand) Co., Ltd., in response to the Belt and Road Initiative[26]. Strategic Initiatives - The company is implementing an innovation-driven strategy focusing on cutting-edge financial technology products such as distributed systems, microservices, and blockchain, which carries certain risks of not meeting expected goals[5]. - The company is actively investing in new technologies such as distributed systems, blockchain, cross-border payments, and cloud computing to maintain a competitive edge[26]. - The company plans to enhance its market expansion strategies in the upcoming quarters, focusing on new product development and technological advancements[173]. - The company aims to improve its operational efficiency and profitability through strategic investments and cost management initiatives[173]. - The company is exploring potential mergers and acquisitions to strengthen its market position and diversify its portfolio[177]. Financial Management and Investment - The company plans to not distribute cash dividends or issue bonus shares, indicating a focus on reinvestment[7]. - The company has fully utilized its raised funds amounting to CNY 42.75 million for investment projects[36]. - The company will manage raised funds through dedicated accounts and may use self-raised funds or bank loans if the actual raised funds do not meet investment needs[75]. - The company has committed to a long-term effective profit distribution policy that balances shareholder returns with sustainable development[76]. - The company aims to increase its R&D investment to support the development of new products and services[185]. Operational Challenges - The company is facing risks related to talent retention and rising labor costs due to competition for skilled professionals in the technology sector[5]. - The company is exposed to risks from talent retention and rising labor costs due to competition for skilled professionals in the software development sector[66]. - Increased delivery capacity from new projects may lead to management and marketing challenges as the company expands its service offerings[67]. - The ongoing COVID-19 pandemic presents uncertainties that could affect the company's overall business operations[68]. Shareholder and Governance - The company held its first extraordinary shareholders' meeting on January 3, 2020, with an investor participation rate of 42.38%[71]. - The annual shareholders' meeting for 2019 was held on April 30, 2020, with a participation rate of 41.17%[71]. - The actual controller and shareholders have fulfilled their commitments during the reporting period, with no overdue commitments as of the end of the reporting period[73]. - The company has established a long-term commitment to avoid any potential conflicts of interest with its controlling shareholders[80]. - The company has implemented measures to protect the rights of minority shareholders in related transactions[85]. Compliance and Regulatory - The company emphasizes compliance with laws and regulations, ensuring timely and accurate information disclosure[117]. - The company has not engaged in any entrusted financial management or derivative investments during the reporting period[60][61]. - The company has not faced any penalties or rectification issues during the reporting period[103]. - The company has committed to transparency regarding any unfulfilled commitments and will publicly disclose reasons and measures taken[97]. Asset Management - The total assets at the end of the reporting period amounted to 1,078,229 million RMB, with a notable increase from the previous year[182]. - The total liabilities at the end of the reporting period were 536.52 million yuan, reflecting a manageable debt level[173]. - The company reported a significant increase in user data metrics, indicating a growing customer base and engagement[177]. - The company has not conducted any asset or equity acquisitions or sales during the reporting period[107].

Financial Performance - Total revenue for Q1 2020 was ¥99,025,379.99, a decrease of 7.56% compared to ¥107,124,497.08 in the same period last year[6] - Net profit attributable to shareholders was ¥7,180,618.05, down 48.59% from ¥13,968,118.68 year-on-year[6] - Basic and diluted earnings per share were both ¥0.04, a decrease of 42.86% from ¥0.07 in the same period last year[6] - The company reported a comprehensive income total of CNY 12,395,813.29, slightly down from CNY 12,634,173.86 in the previous year[38] - The total comprehensive income for Q1 2020 was CNY 6,095,082.30, compared to CNY 12,240,838.75 in the same period last year, reflecting a decrease of approximately 50%[42] Cash Flow - Net cash flow from operating activities was -¥69,577,830.83, a significant decline of 2167.84% compared to ¥3,364,759.45 in the previous year[6] - Cash inflows from operating activities totaled CNY 52,809,821.86, a decrease of 60% from CNY 132,338,066.94 in the previous year[43] - The net cash outflow from operating activities was CNY -69,577,830.83, compared to a positive cash flow of CNY 3,364,759.45 in the same period last year[45] - The net cash flow from investing activities was CNY -626,522.67, compared to CNY -2,381,173.71 in Q1 2019, indicating a reduced outflow[49] - The net cash flow from financing activities was CNY -722,831.97, reflecting a cash outflow compared to the previous year[46] Assets and Liabilities - Total assets at the end of the reporting period were ¥1,201,591,244.66, reflecting a slight increase of 0.35% from ¥1,197,411,942.54 at the end of the previous year[6] - Total liabilities decreased to CNY 85,580,035.46 from CNY 94,976,325.19, a reduction of approximately 9.9%[29] - The company's equity attributable to shareholders rose to CNY 1,116,011,209.20 from CNY 1,102,435,617.35, reflecting an increase of about 1.2%[30] - Current assets totaled CNY 722,758,962.54, showing a marginal decrease from CNY 723,441,604.32 at the end of 2019, indicating a decline of about 0.1%[27] - The company's inventory increased to CNY 10,966,052.00 from CNY 5,983,550.99, a significant rise of about 83.3%[27] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 38,476[9] - The largest shareholder, Yiqun Group Holdings Limited, held 25.43% of the shares, amounting to 48,061,003 shares[9] - The company did not experience any changes in share capital due to new share issuance or other equity-related activities during the reporting period[6] Operational Impact - The company reported a revenue of 99.03 million, a decrease of 8.09 million compared to the same period last year, primarily due to the impact of the COVID-19 pandemic on business operations[16] - Net profit attributable to shareholders was 7.18 million, down 6.79 million year-on-year, reflecting the adverse effects of the pandemic on operations[16] - The company's cash flow from operating activities showed a net outflow of 69.58 million, a decrease of 2167.84% compared to the previous period, mainly due to reduced collections during the pandemic[15] - Management expenses increased by 45.65% to 23.10 million, primarily due to higher employee compensation[15] - The company plans to continue its efforts in pandemic prevention and control to mitigate impacts on business operations moving forward[17] Research and Development - Research and development expenses were CNY 12,657,079.30, down from CNY 15,979,199.67, indicating a reduction in R&D investment[36] - The company has cumulatively invested 42.51 million in fundraising projects, with significant progress in various technology service projects[20] - The company did not report any new product launches or technological advancements during this quarter[51] Audit and Reliability - The financial report for Q1 2020 was not audited, which may affect the reliability of the reported figures[51]

深圳四方精创资讯股份有限公司 2019 年年度报告 深圳四方精创资讯股份有限公司 2019 年年度报告 2020-007 2020 年 03 月 1 深圳四方精创资讯股份有限公司 2019 年年度报告 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证年度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连 带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)郭敏玲声明：保证年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）面临依赖金融机构和客户集中的风险：公司主营业务对金融机构发 展的依赖程度高，尤其是对金融机构信息化投入存在较大的依赖性。如果我国 宏观经济形势出现较大波动、金融机构管理体制变化、全球经济不景气等不利 因素导致金融机构的信息化建设速度放缓，将可能对公司的业务发展产生不利 影响。公司核心业务是为金融机构提供软件产品、解决方案以及应用维护，业 务收入主要来源于为大型商业银行，其特点决定了公司的客户集中度较高。（二） 面临市场竞争日益激烈的风险：公司多年来通过自身 ...

深圳四方精创资讯股份有限公司 2019 年第三季度报告全文 第一节 重要提示 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和 连带的法律责任。 所有董事均已出席了审议本次季报的董事会会议。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)郭敏玲声明：保证季度报告中财务报表的真实、准确、完整。 2 深圳四方精创资讯股份有限公司 2019 年第三季度报告全文 深圳四方精创资讯股份有限公司 2019 年第三季度报告 2019 年 10 月 1 深圳四方精创资讯股份有限公司 2019 年第三季度报告全文 第二节 公司基本情况 一、主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □ 是 √ 否 | | 本报告期末 | 上年度末 | | 本报告期末比上年度末增减 | | --- | --- | --- | --- | --- | | 总资产（元） | 1,155,559,491.27 | 1,233,192,855.43 | | -6.30% | | 归属于上市公司股东的净资产 （元） | ...

深圳四方精创资讯股份有限公司 2019 年半年度报告 深圳四方精创资讯股份有限公司 2019 年半年度报告 2019-038 2019 年 08 月 1 深圳四方精创资讯股份有限公司 2019 年半年度报告 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证年度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连 带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员) 郭敏玲声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）面临依赖金融机构和客户集中的风险：公司主营业务对金融机构发 展的依赖程度高，尤其是对金融机构信息化投入存在较大的依赖性。如果我国 宏观经济形势出现较大波动、金融机构管理体制变化、全球经济不景气等不利 因素导致金融机构的信息化建设速度放缓，将可能对公司的业务发展产生不利 影响。公司核心业务是为金融机构提供软件产品、解决方案以及应用维护，业 务收入主要来源于为大型商业银行，其特点决定了公司的客户集中度较高。（二） 面临市场竞争日益激烈的风险：公司多 ...

深圳四方精创资讯股份有限公司 2019 年第一季度报告全文 深圳四方精创资讯股份有限公司 2019 年第一季度报告 2019-022 2019 年 04 月 1 深圳四方精创资讯股份有限公司 2019 年第一季度报告全文 第一节 重要提示 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和 连带的法律责任。 所有董事均已出席了审议本次季报的董事会会议。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证季度报告中财务报表的真实、准确、完整。 2 深圳四方精创资讯股份有限公司 2019 年第一季度报告全文 第二节 公司基本情况 一、主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □ 是 √ 否 | | 本报告期 | 上年同期 | 本报告期比上年同期增减 | | --- | --- | --- | --- | | 营业总收入（元） | 107,124,497.08 | 104,018,884.20 | 2.99% | | 归属于上市公司股东的净利润（元） | 13,968, ...

深圳四方精创资讯股份有限公司 2018 年年度报告全文 深圳四方精创资讯股份有限公司 2018 年年度报告 2019-016 2019 年 04 月 1 深圳四方精创资讯股份有限公司 2018 年年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证年度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连 带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）面临依赖金融机构和客户集中的风险：公司主营业务对金融机构发 展的依赖程度高，尤其是对金融机构信息化投入存在较大的依赖性。如果我国 宏观经济形势出现较大波动、金融机构管理体制变化、全球经济不景气等不利 因素导致金融机构的信息化建设速度放缓，将可能对公司的业务发展产生不利 影响。公司核心业务是为金融机构提供软件产品、解决方案以及应用维护，业 务收入主要来源于为大型商业银行，其特点决定了公司的客户集中度较高。（二） 面临市场竞争日益激烈的风险：公司多年来 ...

深圳四方精创资讯股份有限公司 2018 年第三季度报告全文 深圳四方精创资讯股份有限公司 2018 年第三季度报告 2018-093 2018 年 10 月 1 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和 连带的法律责任。 所有董事均已出席了审议本次季报的董事会会议。 深圳四方精创资讯股份有限公司 2018 年第三季度报告全文 第一节 重要提示 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证季度报告中财务报表的真实、准确、完整。 2 深圳四方精创资讯股份有限公司 2018 年第三季度报告全文 第二节 公司基本情况 一、主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □ 是 √ 否 | | 本报告期末 | 上年度末 | | 本报告期末比上年度末增减 | | --- | --- | --- | --- | --- | | 总资产（元） | 1,226,873,994.34 | | 1,178,371,191.97 | 4.12% | | 归属于上市公司股东的净资 ...

深圳四方精创资讯股份有限公司 2018 年半年度报告全文 深圳四方精创资讯股份有限公司 2018-076 2018 年 08 月 1 深圳四方精创资讯股份有限公司 2018 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容的 真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别 和连带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）面临依赖银行业和客户集中的风险：公司主营业务对银行业发展的 依赖程度高，尤其是对银行信息化投入存在较大的依赖性。如果我国宏观经济 形势出现较大波动、银行管理体制变化、全球经济不景气等不利因素导致银行 业的信息化建设速度放缓，将可能对公司的业务发展产生不利影响。公司核心 业务是为银行提供软件开发和应用维护，业务收入主要来源于为大型商业银行 服务，银行业的特点决定了公司的客户集中度较高。（二）面临金融机构信息化 建设不确定的风险：由于受到互联网金融的冲击，国家供 ...