深圳四方精创资讯股份有限公司 2017 年年度报告全文 深圳四方精创资讯股份有限公司 2017 年年度报告 2017-039 2018 年 04 月 1 深圳四方精创资讯股份有限公司 2017 年年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证年度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连 带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）面临依赖银行业和客户集中的风险：公司主营业务对银行业发展的 依赖程度高，尤其是对银行信息化投入存在较大的依赖性。如果我国宏观经济 形势出现较大波动、银行管理体制变化、全球经济不景气等不利因素导致银行 业的信息化建设速度放缓，将可能对公司的业务发展产生不利影响。公司核心 业务是为银行提供软件开发和应用维护，业务收入主要来源于为大型商业银行 服务，银行业的特点决定了公司的客户集中度较高。（二）面临金融机构信息化 建设不确定的风险：由于受到互联网金融的冲 ...

[Important Notice](index=2&type=section&id=Item%201.%20Important%20Notice) This section contains the management's declaration regarding the truthfulness and completeness of the quarterly report [Management Statement](index=2&type=section&id=Board%20of%20Directors%2C%20Supervisory%20Board%20and%20Directors%2C%20Supervisors%2C%20Senior%20Management%20Guarantee) The Board, Supervisory Board, and senior management guarantee the truthfulness and completeness of this quarterly report, with all directors attending the review meeting - The company's management, including the Board of Directors, Supervisory Board, and senior management, collectively guarantee the truthfulness, accuracy, and completeness of this quarterly report[4](index=4&type=chunk) - Zhou Zhiqin, the person in charge of the company, Li Lin, the person in charge of accounting, and Shi Guoyan, the head of the accounting department, jointly declare that the financial statements are true, accurate, and complete[5](index=5&type=chunk) [Company Profile](index=3&type=section&id=Item%202.%20Company%20Profile) This section provides key financial data, significant risks, and shareholder information for the reporting period [Key Accounting Data and Financial Indicators](index=3&type=section&id=1.%20Key%20Accounting%20Data%20and%20Financial%20Indicators) In Q1 2018, total operating revenue grew by **8.70%** to **RMB 104.02 million**, while net profit increased by **5.05%** to **RMB 13.17 million** | Indicator | Current Period | Prior Year Period | Year-on-Year Change | | :--- | :--- | :--- | :--- | | Total Operating Revenue (RMB) | 104,018,884.20 | 95,696,968.11 | 8.70% | | Net Profit Attributable to Shareholders (RMB) | 13,171,433.87 | 12,538,823.86 | 5.05% | | Net Cash Flow from Operating Activities (RMB) | -42,478,213.04 | -33,007,952.76 | -28.69% | | Basic Earnings Per Share (RMB/share) | 0.12 | 0.12 | 0.00% | | Total Assets (RMB) | 1,171,626,719.35 | 1,178,371,191.97 | -0.57% | | Net Assets Attributable to Shareholders (RMB) | 964,384,241.05 | 949,321,068.27 | 1.59% | - During the reporting period, the company's total non-recurring gains and losses amounted to **RMB 0.15 million**, primarily from government subsidies[9](index=9&type=chunk) [Significant Risk Factors](index=4&type=section&id=2.%20Significant%20Risk%20Factors) The company faces operational risks including high dependence on banking, market competition, talent issues, and seasonal business fluctuations - The company's business is highly dependent on the banking sector with high customer concentration; a slowdown in IT investment by banks will adversely affect the company[10](index=10&type=chunk) - The company faces risks of intensifying market competition, talent loss, and rising labor costs[10](index=10&type=chunk) - The company's performance is subject to seasonal fluctuations, with a higher proportion of revenue and profit typically generated in the second half of the year[10](index=10&type=chunk) - The company faces management and underperformance risks in business expansion, external investments, technology transformation, and fundraising investment projects[10](index=10&type=chunk) [Shareholder Information](index=4&type=section&id=3.%20Total%20Shareholders%20and%20Top%20Ten%20Shareholders%20at%20Period-End) As of period-end, the company had **16,756** common shareholders, with top foreign entities holding significant stakes, and actual controllers identified | Shareholder Name | Shareholding Percentage | Number of Shares Held | | :--- | :--- | :--- | | E-Group Holdings Limited | 25.65% | 27,742,500 | | SYSTEX SOLUTIONS (HK) LIMITED | 10.67% | 11,538,000 | | E-Zhi Group Holdings Limited | 7.81% | 8,452,500 | - As of the end of the reporting period, the company had **16,756** common shareholders[12](index=12&type=chunk) - During the reporting period, restricted shares increased by **276,000** due to an equity incentive plan, bringing the total restricted shares at period-end to **41,303,180**[16](index=16&type=chunk) [Significant Events](index=7&type=section&id=Item%203.%20Significant%20Events) This section details major financial changes, business progress, use of raised funds, and the proposed cash dividend policy [Significant Changes in Key Financial Data and Reasons](index=7&type=section&id=1.%20Significant%20Changes%20in%20Key%20Financial%20Data%20and%20Reasons%20for%20the%20Reporting%20Period) Key financial items like inventory, financial expenses, and other comprehensive income saw significant changes due to project status, exchange losses, and foreign currency translation | Financial Statement Item | Change Rate | Reason | | :--- | :--- | :--- | | Inventory | 83.31% | Due to unaccepted phased projects | | Long-term Prepaid Expenses | 76.98% | Due to new office renovation | | Other Comprehensive Income | 216.42% | Due to increased foreign currency translation differences | | Financial Expenses | 313.80% | Due to increased exchange losses | | Non-operating Income | 787.82% | Due to receipt of government subsidies | | Net Cash Flow from Financing Activities | -84.97% | Due to receipt of restricted stock subscriptions in the prior period | [Business Review and Outlook](index=7&type=section&id=2.%20Business%20Review%20and%20Outlook) Net profit growth was driven by software and technical maintenance revenue, with ongoing R&D for fundraising projects and high customer/supplier concentration - The primary reason for net profit growth during the reporting period was an increase in software development and technical maintenance revenue compared to the prior year[20](index=20&type=chunk) - The company continued to advance R&D for several fundraising projects, including the Bank Software Technology Service Delivery Center, R&D Center, Next-Generation Bank Core Business System, and Inclusive Finance Cloud Service Center[20](index=20&type=chunk) Customer and Supplier Concentration | Customer and Supplier Concentration | Percentage | | :--- | :--- | | Top Five Customers' Sales as % of Total Annual Sales | 77.44% | | Top Five Suppliers' Purchases as % of Total Annual Purchases | 99.44% | [Use of Raised Funds](index=9&type=section&id=5.%20Comparison%20Table%20of%20Use%20of%20Raised%20Funds) As of period-end, **RMB 355.45 million** of the **RMB 427.47 million** raised funds have been invested, with two projects **100%** complete | Committed Investment Project | Total Committed Raised Funds Investment (RMB Million) | Cumulative Investment as of Period-End (RMB Million) | Investment Progress | | :--- | :--- | :--- | :--- | | Bank Software Technology Service Delivery Center Project | 132.73 | 80.52 | 60.66% | | R&D Center Project | 54.18 | 50.78 | 93.73% | | Next-Generation Bank Core Business System Project | 68.23 | 68.23 | 100.00% | | Inclusive Finance Cloud Service Center Project | 117.14 | 100.72 | 85.98% | | Bank Mobile Application Platform Project | 55.20 | 55.20 | 100.00% | | **Total** | **427.47** | **355.45** | **--** | [Cash Dividend Policy](index=10&type=section&id=6.%20Implementation%20of%20Cash%20Dividend%20Policy%20During%20the%20Reporting%20Period) The Board approved a 2017 profit distribution plan proposing a **RMB 2.50** cash dividend and **8** bonus shares per 10 shares, pending shareholder approval - The company proposed a 2017 profit distribution plan: a cash dividend of **RMB 2.50** (tax inclusive) per 10 shares, along with a capital reserve transfer of **8** shares per 10 shares[26](index=26&type=chunk)[27](index=27&type=chunk) - This profit distribution plan is subject to approval by the company's 2017 Annual General Meeting of Shareholders[27](index=27&type=chunk) [Financial Statements](index=12&type=section&id=Item%204.%20Financial%20Statements) This section presents the unaudited consolidated balance sheet, income statement, and cash flow statement for the reporting period [Consolidated Balance Sheet](index=12&type=section&id=1.%20Consolidated%20Balance%20Sheet) As of March 31, 2018, total assets were **RMB 1.17 billion**, with equity attributable to owners of the parent company at **RMB 0.96 billion** | Item | Balance at Period-End (RMB) | Balance at Beginning of Period (RMB) | | :--- | :--- | :--- | | Total Assets | 1,171,626,719.35 | 1,178,371,191.97 | | Total Liabilities | 207,242,478.30 | 229,050,123.70 | | Total Equity Attributable to Owners of the Parent Company | 964,384,241.05 | 949,321,068.27 | [Consolidated Income Statement](index=17&type=section&id=3.%20Consolidated%20Income%20Statement) In Q1 2018, total operating revenue reached **RMB 104.02 million**, leading to a net profit attributable to owners of the parent company of **RMB 13.17 million** | Item | Amount for Current Period (RMB) | Amount for Prior Period (RMB) | | :--- | :--- | :--- | | I. Total Operating Revenue | 104,018,884.20 | 95,696,968.11 | | II. Total Operating Costs | 94,020,550.32 | 82,472,812.66 | | III. Operating Profit | 13,510,929.33 | 13,224,155.45 | | Net Profit Attributable to Owners of the Parent Company | 13,171,433.87 | 12,538,823.86 | [Consolidated Cash Flow Statement](index=21&type=section&id=5.%20Consolidated%20Cash%20Flow%20Statement) Q1 2018 saw a net cash outflow of **RMB 42.48 million** from operating activities, **RMB 18.57 million** from investing, and a net inflow of **RMB 6.53 million** from financing | Item | Amount for Current Period (RMB) | Amount for Prior Period (RMB) | | :--- | :--- | :--- | | Net Cash Flow from Operating Activities | -42,478,213.04 | -33,007,952.76 | | Net Cash Flow from Investing Activities | -18,568,945.97 | -13,710,351.05 | | Net Cash Flow from Financing Activities | 6,534,044.00 | 43,476,090.00 | | Net Increase in Cash and Cash Equivalents | -56,725,457.49 | -3,419,932.05 | [Audit Report](index=25&type=section&id=2.%20Audit%20Report) The company's first quarter report for 2018 is unaudited - The company's first quarter report is unaudited[56](index=56&type=chunk)

深圳四方精创资讯股份有限公司 2017 年第三季度报告全文 深圳四方精创资讯股份有限公司 2017 年第三季度报告 2017-077 2017 年 10 月 1 深圳四方精创资讯股份有限公司 2017 年第三季度报告全文 第一节 重要提示 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和 连带的法律责任。 所有董事均已出席了审议本次季报的董事会会议。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证季度报告中财务报表的真实、准确、完整。 2 深圳四方精创资讯股份有限公司 2017 年第三季度报告全文 第二节 公司基本情况 一、主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □ 是 √ 否 | | 本报告期末 | 上年度末 | | 本报告期末比上年度末增减 | | --- | --- | --- | --- | --- | | 总资产（元） | 1,075,026,753.13 | | 995,966,953.78 | 7.94% | | 归属于上市公司股东的净资产 ...

深圳四方精创资讯股份有限公司 2017 年半年度报告全文 深圳四方精创资讯股份有限公司 2017 年半年度报告 2017-051 2017 年 07 月 1 深圳四方精创资讯股份有限公司 2017 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容的 真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别 和连带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证本半年度报告中财务报告的真实、准确、完整。 深圳四方精创资讯股份有限公司 2017 年半年度报告全文 除下列董事外，其他董事亲自出席了审议本次半年报的董事会会议 | 未亲自出席董事姓名 | 未亲自出席董事职务 | 未亲自出席会议原因 | 被委托人姓名 | | --- | --- | --- | --- | | 顾嘉勇 | 独立董事 | 工作原因 | 张力 | （一）依赖银行业且客户集中的风险 公司主营业务对银行业发展的依赖程 度高，尤其是对银行信息化投入存在较大的依赖性。如果今后我国宏观经济形 势出现较大波动、银行管理体制变化 ...

2017-021 2017 年 04 月 1 深圳四方精创资讯股份有限公司 2016 年年度报告全文 深圳四方精创资讯股份有限公司 2016 年年度报告 深圳四方精创资讯股份有限公司 2016 年年度报告全文 第一节 重要提示、目录和释义 本公司董事会、监事会及董事、监事、高级管理人员保证年度报告内容的 真实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和 连带的法律责任。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 （一）依赖银行业且客户集中的风险 公司主营业务对银行业发展的依赖程 度高，尤其是对银行信息化投入存在较大的依赖性。如果今后我国宏观经济形 势出现较大波动、银行管理体制变化、全球经济不景气，导致银行业的信息化 建设速度放缓，将可能对公司的业务发展产生不利影响。公司核心业务是为银 行提供软件开发和应用维护，业务收入主要来源于大型商业银行，银行业的特 点决定了公司的客户集中度较高。因此，公司存在依赖银行业和客户集中的风 险。（二）人才流失和人工成本上涨的风险 ...

深圳四方精创资讯股份有限公司 2017 年第一季度报告全文 深圳四方精创资讯股份有限公司 2017 年第一季度报告 2017-029 2017 年 04 月 1 深圳四方精创资讯股份有限公司 2017 年第一季度报告全文 第一节 重要提示 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真 实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和 连带的法律责任。 所有董事均已出席了审议本次季报的董事会会议。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)施国艳声明：保证季度报告中财务报表的真实、准确、完整。 2 深圳四方精创资讯股份有限公司 2017 年第一季度报告全文 第二节 公司基本情况 一、主要会计数据和财务指标 公司是否因会计政策变更及会计差错更正等追溯调整或重述以前年度会计数据 □ 是 √ 否 | | 本报告期 | 上年同期 | 本报告期比上年同期增减 | | --- | --- | --- | --- | | 营业总收入（元） | 95,696,968.11 | 60,719,969.61 | 57.60% | | 归属于上市公司股东的净利润 ...

Financial Performance - Total revenue for the reporting period reached CNY 96,469,217.45, a 55.83% increase year-on-year[8] - Net profit attributable to shareholders increased by 192.51% to CNY 20,340,185.12 for the reporting period[8] - Basic earnings per share rose by 192.66% to CNY 0.2034[8] - The company reported a total of CNY 185,362,780.94 in cash inflows from operating activities, compared to CNY 179,007,603.43 in the same period last year, showing an increase of about 3.9%[96] - Operating revenue for the year-to-date period reached CNY 230,455,794.23, an increase of 17.0% from CNY 196,887,124.16 in the previous year[91] - Operating profit for the quarter was ¥22,385,349.64, up from ¥7,052,709.47, reflecting a growth of 216.5% year-over-year[81] - The total comprehensive income for the quarter was ¥20,500,144.14, up from ¥7,696,942.38, reflecting an increase of 166.8%[82] Assets and Liabilities - Total assets increased by 15.55% to CNY 941,332,749.37 compared to the end of the previous year[8] - Accounts receivable rose by 65.51% to ¥140,172,119.27, attributed to longer settlement cycles with major banking clients[22] - Inventory surged by 320.93% to ¥19,068,064.72, mainly due to unaccepted contracts at certain project stages[22] - Total liabilities rose from ¥43,679,302.45 to ¥138,967,002.58, indicating a substantial increase of approximately 218%[74] - The company's equity attributable to shareholders increased from ¥770,955,691.51 to ¥802,365,746.79, a rise of about 4%[75] Cash Flow - The company reported a net cash flow from operating activities of CNY -22,037,925.45, a decrease of 11.89% compared to the previous year[8] - The company's cash and cash equivalents decreased from ¥559,440,531.30 to ¥518,714,448.45, a decline of approximately 7.5%[72] - The company incurred CNY 164,346,098.53 in cash payments to employees, which is an increase from CNY 155,496,453.49 in the previous year[96] - Cash received from financing activities was CNY 100,351,185.00, significantly lower than CNY 437,000,000.00 in the previous period[100] Shareholder Returns and Dividends - The company plans to implement a cash dividend policy, prioritizing cash distributions, with at least one profit distribution per year based on profitability and cash flow conditions[37] - The company plans to distribute cash dividends amounting to no less than 20% of the distributable profits achieved in the current year[38] - The company emphasizes the importance of consistent and stable dividend policies to enhance shareholder returns while ensuring sustainable development[37] - The company will ensure that cash flow is sufficient to support normal operations and sustainable development before distributing dividends[39] Risks and Challenges - The company faces risks related to reliance on the banking sector and customer concentration, which could impact business development[11] - The company is aware of important risk factors that may adversely affect future operations and has outlined response measures[26] - The company has committed to minimizing investor losses and ensuring compliance with public commitments[63] Investment and R&D - R&D investment for the period reached 47.84 million yuan, an increase of 22.16% year-on-year, accounting for 20.29% of operating revenue[24] - The company is expanding its delivery capabilities through several projects, including a new banking software technology service delivery center[12] - The company plans to strengthen its professional capabilities in core banking service systems and increase R&D investment to expand its market share[53] Corporate Governance - The company reported a commitment to maintain stable control over its management and operations through a joint action agreement signed on December 12, 2011, with updates in March 2014[33] - The company has established a policy to potentially increase stock dividends and reserves while ensuring adequate cash dividends[40] - The company will ensure that any proposals for shareholder meetings are coordinated and agreed upon by major shareholders to maintain unified action[34]

深圳四方精创资讯股份有限公司 2016 年半年度报告全文 深圳四方精创资讯股份有限公司 2016 年半年度报告 2016-041 2016 年 08 月 1 深圳四方精创资讯股份有限公司 2016 年半年度报告全文 第一节 重要提示、释义 本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料 不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确 性、完整性承担个别及连带责任。 所有董事均已出席了审议本报告的董事会会议。 公司负责人周志群、主管会计工作负责人李琳及会计机构负责人(会计主管 人员)朱兵声明：保证本半年度报告中财务报告的真实、完整。 公司计划不派发现金红利，不送红股，不以公积金转增股本。 2 | | | | 2016 | 半年度报告 1 | | --- | --- | | 第一节 | 重要提示、释义 1 | | 第二节 | 公司基本情况简介 4 | | 第三节 | 董事会报告 6 | | 第四节 | 重要事项 10 | | 第五节 | 股份变动及股东情况 14 | | 第六节 | 董事、监事、高级管理人员情况 15 | | 第七节 | 财务报告 16 | | 第八节 | ...

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