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ALIZY vs. MURGY: Which Stock Is the Better Value Option?
ZACKS· 2025-05-21 16:41
Core Viewpoint - Allianz SE (ALIZY) and Münchener Rückversicherungs-Gesellschaft (MURGY) are both strong candidates for value investors, with both stocks currently holding a Zacks Rank of 1 (Strong Buy) indicating positive earnings outlooks [3][7]. Valuation Metrics - ALIZY has a forward P/E ratio of 12.28, while MURGY has a forward P/E of 12.30, indicating similar valuation levels [5]. - The PEG ratio for ALIZY is 1.19, which is lower than MURGY's PEG ratio of 1.46, suggesting that ALIZY may offer better value relative to its expected earnings growth [5]. - ALIZY's P/B ratio is 2.43 compared to MURGY's P/B of 2.72, further supporting the argument that ALIZY is the more attractive option based on valuation metrics [6]. Value Grades - Based on the analysis of various valuation metrics, ALIZY has earned a Value grade of B, while MURGY has received a Value grade of C, indicating that ALIZY is currently viewed as the superior value investment [6][7].
Why Allianz SE (ALIZY) is a Top Dividend Stock for Your Portfolio
ZACKS· 2025-05-19 16:51
Company Overview - Allianz SE is headquartered in Munich and has experienced a price change of 28.32% this year [3] - The company currently pays a dividend of $1.18 per share, resulting in a dividend yield of 3%, which is higher than the Insurance - Multi line industry's yield of 1.78% and the S&P 500's yield of 1.52% [3] Dividend Performance - Allianz SE's annualized dividend of $1.18 has increased by 15.1% from the previous year [4] - Over the past five years, Allianz has raised its dividend three times, achieving an average annual increase of 7.95% [4] - The current payout ratio is 37%, indicating that Allianz paid out 37% of its trailing 12-month earnings per share as dividends [4] Future Outlook - For the fiscal year, Allianz SE anticipates solid earnings growth, with the Zacks Consensus Estimate for 2025 projected at $3.19 per share, reflecting a year-over-year growth rate of 16% [5] - The company's strong dividend profile and growth potential make it an attractive investment opportunity, supported by a strong Zacks Rank of 1 (Strong Buy) [7]
Allianz (ALIZY) Could Find a Support Soon, Here's Why You Should Buy the Stock Now
ZACKS· 2025-05-19 14:56
Core Viewpoint - Allianz SE (ALIZY) has experienced a 7.3% decline in share price over the past week, but the formation of a hammer chart pattern suggests potential support and a possible trend reversal in the future [1][2]. Technical Analysis - The hammer chart pattern indicates a potential bottoming out, with reduced selling pressure, which could lead to a bullish trend [2][5]. - A hammer pattern forms when there is a small candle body with a long lower wick, signaling that buyers are starting to emerge after a downtrend [4][5]. - The occurrence of this pattern at the bottom of a downtrend suggests that bears may be losing control, indicating a possible trend reversal [5][6]. Fundamental Analysis - There has been a positive trend in earnings estimate revisions for Allianz SE, which is a bullish indicator for the stock [7]. - The consensus EPS estimate for the current year has increased by 2% over the last 30 days, reflecting analysts' agreement on the company's improved earnings potential [8]. - Allianz SE holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks, which typically outperform the market [9].
Allianz SE (ALIZY) is a Great Momentum Stock: Should You Buy?
ZACKS· 2025-05-06 17:05
Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1][2]. Company Overview: Allianz SE (ALIZY) - Allianz SE currently holds a Momentum Style Score of B, indicating potential for solid momentum investing [3]. - The company has a Zacks Rank of 1 (Strong Buy), which historically outperforms the market when combined with a Style Score of A or B [4]. Performance Metrics - Over the past week, ALIZY shares increased by 2.52%, while the Zacks Insurance - Multi line industry rose by 2.89% [6]. - In a longer timeframe, ALIZY's shares have appreciated by 22.76% over the past month, compared to the industry's 12.15% [6]. - Over the last quarter, ALIZY shares have gained 28.72%, and over the past year, they have increased by 46.26%. In contrast, the S&P 500 has moved -6.46% and 11.69% respectively during the same periods [7]. Trading Volume - The average 20-day trading volume for ALIZY is 302,275 shares, which serves as a baseline for price-to-volume analysis [8]. Earnings Outlook - Recent earnings estimate revisions for ALIZY show 2 estimates moving higher for the full year, raising the consensus estimate from $3.01 to $3.21 over the past 60 days [10]. - For the next fiscal year, 2 estimates have also increased, with no downward revisions noted [10]. Conclusion - Considering the positive performance metrics and earnings outlook, ALIZY is positioned as a 1 (Strong Buy) stock with a Momentum Score of B, making it a strong candidate for near-term investment [12].
From Boring to Booming: What's Behind the Insurance Stock Rally
ZACKS· 2025-04-17 18:25
Core Viewpoint - The insurance sector has demonstrated resilience amid a turbulent market environment characterized by shifting global trade policies, lack of clarity from the US administration, and rising tensions between the president and the Federal Reserve [1][8]. Group 1: Market Environment - The current market is marked by significant uncertainty, with stocks experiencing volatility due to changing global trade policies and macroeconomic factors [1]. - Investor confidence is shaken by severe policy uncertainty and tensions with the Federal Reserve, leading to a challenging environment for most sectors [8]. Group 2: Insurance Sector Performance - The insurance sector has stood out for its strong performance, with companies like Allianz, Sompo Holdings, Munich Re, and Swiss Re reaching record highs recently [2][8]. - Factors fueling the rally in insurance stocks include strong earnings momentum, high interest rates, and defensive positioning in a volatile macro backdrop [2][4]. Group 3: Business Model and Financials - The insurance business model benefits from investment income earned from customer premiums, known as "float," which becomes more valuable in a high-rate environment [4]. - Insurers are experiencing strong tailwinds from their bond portfolios due to elevated yields, which are not expected to decline sharply in the near term [4]. - The insurance industry is characterized by stable, highly regulated business models that are less sensitive to economic cycles, making them well-suited for the current uncertain environment [5]. Group 4: Investment Appeal - Companies like Allianz, Sompo Holdings, Munich Re, and Swiss Re provide diversified global operations across various insurance segments, offering steady cash flow and systemic importance in their markets [6]. - These firms are noted for their strong earnings growth forecasts, price momentum, and modest valuations, with none trading above 13x forward earnings [10]. - The insurance stocks are also attractive for their reliable dividends, making them appealing total return plays in a leading sector [10][11]. Group 5: Analyst Confidence - A significant number of insurance stocks currently hold a Zacks Rank 1 (Strong Buy), indicating upward revisions to earnings estimates and growing analyst confidence [9].
Best Momentum Stocks to Buy for April 14th
ZACKS· 2025-04-14 15:00
Core Insights - Three stocks with strong momentum and buy rank are highlighted for investors: Michelin, Allianz SE, and Engie SA [1][2][3] Group 1: Michelin - Michelin (MGDDY) has a Zacks Rank 1 and a 15.5% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [1] - Michelin's shares increased by 0.8% in the last three months, while the S&P 500 declined by 9.9% [1] - The company has a Momentum Score of A [1] Group 2: Allianz SE - Allianz SE (ALIZY) also holds a Zacks Rank 1 with a 5.5% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [2] - Allianz's shares rose by 21.5% over the last three months, contrasting with the S&P 500's decline of 9.9% [2] - The company has a Momentum Score of B [2] Group 3: Engie SA - Engie SA (ENGIY) has a Zacks Rank 1 and a 9.2% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [2][3] - Engie's shares gained 26.8% over the last three months, while the S&P 500 declined by 9.9% [3] - The company possesses a Momentum Score of A [3]
New Strong Buy Stocks for April 14th
ZACKS· 2025-04-14 12:30
Group 1 - Allianz SE (ALIZY) has seen a 5.5% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - Tokio Marine Holdings, Inc. (TKOMY) has experienced a 17.7% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - Priority Technology Holdings, Inc. (PRTH) has reported a 36.8% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2] - Banco Santander, S.A. (SAN) has seen a 9.6% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2] - Credit Agricole S.A. (CRARY) has experienced a 9.4% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [3]
Best Income Stocks to Buy for April 14th
ZACKS· 2025-04-14 11:06
Group 1: Credit Agricole S.A. (CRARY) - The company provides retail, corporate, insurance, and investment banking products and services [1] - The Zacks Consensus Estimate for its current year earnings has increased by 9.4% over the last 60 days [1] - The company has a dividend yield of 4.3%, compared to the industry average of 4% [1] Group 2: Tokio Marine Holdings, Inc. (TKOMY) - This global insurance company has a Zacks Rank 1 [2] - The Zacks Consensus Estimate for its current year earnings has increased by 17.7% over the last 60 days [2] - The company has a dividend yield of 3.1%, compared to the industry average of 0.7% [2] Group 3: Allianz SE (ALIZY) - This insurance company has a Zacks Rank 1 [2] - The Zacks Consensus Estimate for its current year earnings has increased by 5.5% over the last 60 days [2] Group 4: General Information - The companies mentioned have strong income characteristics and are ranked highly by Zacks [1][2][3]
Allianz SE (ALIZY) Hit a 52 Week High, Can the Run Continue?
ZACKS· 2025-04-04 14:15
Group 1: Company Performance - Allianz SE shares have increased by 5.1% over the past month and reached a 52-week high of $39.31, with a year-to-date gain of 27.3% compared to the Zacks Finance sector's -1.4% and the Zacks Insurance - Multi line industry's 4.1% return [1] - The company has consistently exceeded earnings expectations, reporting EPS of $0.67 against a consensus estimate of $0.64 in its last earnings report [2] - For the current fiscal year, Allianz is projected to achieve earnings of $3.01 per share on revenues of $107.98 billion, reflecting a 9.45% increase in EPS despite a 4.21% decline in revenues [3] Group 2: Valuation Metrics - Allianz has a Value Score of B, with Growth and Momentum Scores of C and D respectively, resulting in a combined VGM Score of B [6] - The stock trades at 12.9X current fiscal year EPS estimates, which is above the peer industry average of 9.6X, and at 12.4X on a trailing cash flow basis compared to the peer group's average of 11.1X [7] - Allianz holds a Zacks Rank of 2 (Buy) due to rising earnings estimates, indicating potential for further price appreciation [8] Group 3: Industry Comparison - The Insurance - Multi line industry is performing well, ranking in the top 15% of all industries, providing favorable conditions for both Allianz and its peer, Horace Mann Educators Corporation [11] - Horace Mann has a Zacks Rank of 2 (Buy) and is expected to post earnings of $3.87 per share on revenues of $1.73 billion for the current fiscal year, indicating strong performance within the industry [10]
安联集团报告:全球养老金制度需要进一步改革,以平衡可持续性和充足性
Peng Pai Xin Wen· 2025-03-26 13:48
Core Insights - The Allianz Group's report emphasizes the urgent need for reform in global pension systems to balance sustainability and adequacy [2] Group 1: Current Challenges in Pension Systems - The current pay-as-you-go pension systems face significant challenges due to a declining workforce and an increasing number of retirees, leading to financial imbalances [2] - Countries like Japan, Greece, and Italy are under heavy fiscal pressure due to high public pension expenditures relative to GDP [2] - The average score of the Allianz Pension Index (API) for 71 countries/regions in 2024 is 3.7, indicating a need for further reforms [2] Group 2: Ideal Pension System Characteristics - An ideal pension system combines pay-as-you-go and strong capital financing pillars, which prepares countries to better handle demographic changes [3] - A well-functioning labor market is essential for successful pension reforms, necessitating an increase in the share of formal labor in emerging markets [3] Group 3: Improving Long-term Sustainability and Adequacy - To enhance the long-term sustainability of pension systems, several measures can be considered, such as increasing contribution rates and adjusting retirement ages [4] - The average pension contribution rate across analyzed countries is 18%, with 28 countries exceeding 20%, indicating limited room for further increases [4] Group 4: Adequacy of Pension Systems - The primary goal of pension systems is to prevent longevity and elderly poverty while ensuring a decent living standard for seniors [5] - Adequacy can be assessed by comparing the coverage and benefit levels of public pension pillars and the availability of supplementary capital financing options [5] Group 5: Coverage Disparities - Coverage is a critical factor for pension adequacy, with significant differences between industrialized and emerging markets [6] - In most industrialized markets, 100% of the retirement-age population is covered, while in many emerging markets, this figure is below 50% [6] Group 6: Pension Savings Gap - The report introduces the concept of the Pension Savings Gap (PSG), estimating a global gap of approximately $51 trillion, requiring an annual increase of $1 trillion in retirement savings over the next 40 years [7] - The solution lies not in increasing savings but in redeploying existing savings [7]