格隆汇8月1日丨中国银行(03988.HK)公告，自2025年8月1日起，高美懿就任独立非执行董事，同时担任 董事会人事和薪酬委员会主席及委员、风险政策委员会委员、关联交易控制委员会委员。 ...

非執行董事 張勇 黃秉華 劉輝 師永彥 樓小惠 李子民 獨立非執行董事 董事名單與其角色和職能 中國銀行股份有限公司董事會（「董事會」）成員載列如下： 董事長 葛海蛟 副董事長、行長 張輝 執行董事 劉進 VC 有關委員會的副主席 M 有關委員會的委員 2025年8月1日 2 讓•路易•埃克拉 喬瓦尼•特里亞 劉曉蕾 張然 高美懿 1 董事會設立6個委員會。下表提供各董事會成員在這些委員會中所擔任的職位： | | 委員會 | | 企業文化與 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 戰略發展 | 消費者權益 | | 風險政策 | 人事和薪酬 | 關聯交易 | | 董事 | | 委員會 | 保護委員會 | 審計委員會 | 委員會 | 委員會 | 控制委員會 | | 葛海蛟 | | C | | | | | | | 張輝 | | M | | | | | | | 劉進 | | M | M | | | | | | 張勇 | | M | | M | C | | | | 黃秉華 | | | C | | M | M | | | 劉輝 | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 公告 本行獨立非執行董事之變更 2025年6月27日，本行2024年周年股東大會選舉高美懿（亦稱梁高美懿）女士為本 行獨立非執行董事。自2025年8月1日起，高美懿女士就任本行獨立非執行董事， 同時擔任本行董事會人事和薪酬委員會主席及委員、風險政策委員會委員、關聯 交易控制委員會委員。高美懿女士的董事任期為三年。本行董事會對高美懿女士 的加入表示歡迎。 高美懿女士的簡歷請見本行2025年4月29日刊登在香港交易及結算所有限公司網 站( www.hkexnews.hk )和本行網站( www.boc.cn )的董事會決議公告。 本行獨立非執行董事的薪酬按照本行股東大會批准的獨立非執行董事薪酬標準確 定。本行獨立非執行董事實際領取薪酬將根據履職評價結果確定。本行 ...

中国银行将努力缩短因银行系统升级而暂停服务的时间，在上述公告停业时间内，如实际停业时间缩 短，中国银行将正常提供客户查询服务。对系统升级给您带来的不便，敬请谅解。如有任何问题或需任 何帮助，敬请致电。 2025年7月31日，中国银行（601988）发布公告称，为向您提供更好的金融服务，中国银行将于北京时 间2025年8月2日（周六）21:00至22:00进行系统升级，届时将暂停各渠道面向个人客户的自营理财产品 的查询服务。 ...

Core Viewpoint - The sustainability of dividends in the Chinese banking sector is a key focus, influenced by banks' profit outlook and liquidity conditions, as analyzed by UBS through a five-year forecast [1]. Group 1: Profit Growth and Dividend Sustainability - UBS expects Chinese banks to maintain stable profit growth, with revenue recovery starting in 2026 under a smooth provisioning path [2]. - UBS is optimistic about the sustainability of dividends and further upward trends in the Chinese banking sector, particularly for H-shares with yields over 4.2% and A-shares over 4.0% [2]. - UBS upgraded the rating of Bank of Communications H-shares to "Buy" and maintained "Buy" ratings for several other banks based on attractive yield forecasts [2]. Group 2: Fundamental Improvements - UBS anticipates that from 2026, banks will see revenue growth, with net interest margins bottoming out and fee income rebounding [3]. - The analysis includes three credit cost scenarios, predicting moderate per-share dividend growth or flat dividends in a zero-profit growth scenario, especially after 2027 [3]. - UBS believes that a stress scenario leading to a peak in non-performing loans is unlikely, and the provisioning levels are deemed sufficient [3]. Group 3: Yield Comparisons - UBS is more optimistic about H-share banks compared to A-share banks due to yield differences, predicting an average yield of 4.9% for H-shares and 4.1% for A-shares by 2026 [4]. - The firm maintains "Buy" ratings for several H-share banks based on projected yields of 5.1%-5.4% [4]. - Despite the strong yield of China Merchants Bank A-shares, UBS downgraded its H-share rating to neutral due to high valuations and lower yields compared to peers [4].

人民财讯7月31日电，据河南发布消息，7月31日，河南省省长王凯在郑州与中国银行（601988）行长张 辉举行工作会谈，就加强双方务实合作进行深入交流。王凯表示，河南始终高度重视金融业高质量发 展，统筹抓好金融扩规模、调结构、降成本、防风险工作，金融服务经济社会发展质效不断提升。中国 银行业务种类齐全、服务网络完善、外向型业务广泛，与河南有着良好的合作基础、广阔的合作空间。 希望中国银行继续发挥优势、深耕河南，扎实做好科技金融、绿色金融、普惠金融、养老金融、数字金 融"五篇大文章"，在支持实体经济发展、城市更新、对外开放等方面不断优化金融产品服务，更好助力 河南高质量发展。河南将持续优化金融生态、营造良好环境，为中国银行在豫发展提供优质服务，推动 双方合作取得更加丰硕成果。 ...

Core Viewpoint - The meeting between China Bank and Muyuan Group focuses on deepening cooperation in intelligent research and financial empowerment, aiming to support high-quality development in the pig farming industry [1] Group 1: Company Collaboration - China Bank's leadership expressed a desire to enhance collaboration with Muyuan Group, leveraging its global network and financial services to support the latter's development [1] - Muyuan Group's leadership emphasized their commitment to core business and the advancement of new fields such as industrial interconnection and synthetic biology to achieve high-quality growth in pig farming [1] Group 2: Future Prospects - Both parties are looking to explore broader cooperation opportunities to cultivate new growth points in the industry [1]

Core Viewpoint - China Bank (Hong Kong) Limited's first phase of RMB bonds for 2024 has received an "AAA" rating from China Chengxin International, indicating strong creditworthiness and stability in the near term [1]. Group 1: Rating and Credit Strength - The rating maintains the previous conclusions based on the strong linkage between China Bank (Hong Kong) and its parent company, China Bank, highlighting its significant role in the Hong Kong financial system [1]. - The bank benefits from a solid customer base, strong capital strength, and diversified income sources, which contribute to its credit advantages [1]. Group 2: Challenges and Risks - The bank faces challenges such as high concentration in the loan industry and customer base, which may pressure credit risk management [1]. - Business development is also under pressure, indicating potential hurdles in future growth [1]. Group 3: Support and Future Outlook - The rating considers the support from the Hong Kong Special Administrative Region government and China Bank, which bolsters the bank's credit profile [1]. - The credit level of China Bank (Hong Kong) is expected to remain stable over the next 12 to 18 months [1].

来源：中国银行 美联储维持利率决议不变。美国二季度GDP环比增长3%，预期为2.6%。美国7月ADP就业人数为10.4万 人，预期为7.6万人。 上一交易日，美元指数收于99.82，上涨0.94%；欧元兑美元收于1.1405，下跌1.23%；英镑兑美元收于 1.3237，下跌0.85%；美元兑日元收于149.51，上涨0.71%；澳元兑美元收于0.6434，下跌1.17%；美元兑 墨西哥比索收于18.8780，上涨0.64%。 重要事件和数据 外汇市场主要变化 ...

Core Insights - The China Banking Association released the "China Automotive Finance Company Industry Development Report (2025)" highlighting the growth and current status of automotive finance companies in China [1] Group 1: Industry Overview - As of the end of 2024, there are 24 automotive finance companies in China (excluding Huatai Automotive Finance) with total assets amounting to 855.134 billion yuan [1] - The retail financing balance stands at 690.024 billion yuan, indicating a robust financing environment for automotive purchases [1] Group 2: Specific Loan Growth - The balance of loans for new energy vehicles reached 204.096 billion yuan, reflecting a year-on-year growth of 23.44%, which significantly supports the consumption of new energy vehicles [1] - The balance of loans for used cars is 78.381 billion yuan, with a year-on-year increase of 26.06%, demonstrating strong support for the used car market [1]