Core Viewpoint - The Bank of Communications reported a stable and positive performance in the first half of 2025, with total assets reaching 15.44 trillion yuan, a year-on-year increase of 3.59%, and net profit attributable to shareholders growing by 1.61% to 46.016 billion yuan [1] Group 1: Financial Performance - The bank achieved operating income of 133.368 billion yuan, reflecting a year-on-year growth of 0.77% [1] - The total customer loan balance reached 9 trillion yuan, increasing by 5.18% compared to the end of the previous year [2] Group 2: Service to the Real Economy - The bank focused on supporting major national strategies and key sectors, enhancing financial functions and service quality [2] - Technology loans exceeded 1.5 trillion yuan, with the number of supported enterprises growing by 11.12% [2] - Inclusive finance loans reached 852.401 billion yuan, marking a 12.96% increase from the previous year [3] Group 3: Green Finance Initiatives - The bank integrated green development concepts into its business processes, with energy-saving and carbon-reduction industry loans growing by 6.58% [3] - The bank issued 145 billion yuan in green financial bonds within China [3] Group 4: Digital Finance and Innovation - The establishment of a digital operation center aimed to enhance the financial business operation system, with digital economy loans exceeding 286 billion yuan [4] - Internet loans increased by 8.52% compared to the previous year [4] Group 5: Capital Strength and Customer Base - The bank raised 120 billion yuan through the issuance of approximately 14.1 billion shares, enhancing its core tier one capital [7] - The number of corporate customers increased by 3.75% to 2.95 million [7] Group 6: Risk Management - The non-performing loan ratio stood at 1.28%, a decrease of 0.03 percentage points from the previous year [8] - The provision coverage ratio improved to 209.56%, an increase of 7.62 percentage points [8]

Core Insights - The core viewpoint of the article highlights the financial performance of the Bank of Communications in the first half of the year, showcasing modest growth in both operating income and net profit [1] Financial Performance - The net operating income for the Bank of Communications in the first half of the year reached 133.498 billion yuan, reflecting a year-on-year increase of 0.72% [1] - The net profit attributable to shareholders of the parent company was 46.016 billion yuan, which represents a year-on-year growth of 1.61% [1]

报告期末，集团不良贷款率1.28%，较上年末下降0.03个百分点;拨备覆盖率209.56%，较上年末上升7.62 个百分点。 该信息由智通财经网提供 2025年上半年，本集团坚持以习近平新时代中国特色社会主义思想为指导，深入贯彻落实党中央关于金 融工作的各项决策部署，坚持稳中求进总基调，聚焦"五篇大文章"和集团战略发展要求，统筹发展和安 全，主要经营指标整体保持稳健。 智通财经APP讯，交通银行(03328)发布截至2025年6月30日止6个月中期业绩，该集团取得利息净收入 852.47亿元，同比增加1.2%;净经营收入1334.98亿元，同比增加0.72%;净利润(归属于母公司股东) 460.16 亿元，同比增加1.61%;每股收益0.59元。 报告期末，集团客户贷款余额9.00万亿元，较上年末增加4433.77亿元，增幅5.18%;客户存款余额9.17万 亿元，较上年末增加3710.23亿元，增幅4.22%。 ...

报告期末，集团客户贷款余额9.00万亿元，较上年末增加4,433.77亿元，增幅5.18%；客户存款余额9.17 万亿元，较上年末增加3,710.23亿元，增幅4.22%。报告期末，集团不良贷款率1.28%，较上年末下降 0.03个百分点；拨备覆盖率209.56%，较上年末上升7.62个百分点。 格隆汇8月29日丨交通银行(03328.HK)发布公告，2025年上半年，集团实现净利润(归属于母公司股 东)460.16亿元(人民币，下同)，同比增长1.61%。实现净经营收入1,334.98亿元，同比增长0.72%，其中 实现利息净收入852.47亿元，同比增长1.20%。2025年半年度利润分配预案为：以报告期末本行普通股 股份总数883.64亿股为基数，向本行登记在册的A股和H股股东，每10股派发现金股息人民币1.563元(含 税)，共分配现金股息人民币138.11亿元(含税)。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 2025年中期業績公告 交通銀行股份有限公司（「本行」）董事會欣然宣佈本行及其附屬公司（「本集團」） 截至2025年6月30日止六個月（「報告期」），根據國際會計準則委員會頒佈的國際 會計準則第34號《中期財務報告》編製的未經審計的合併財務信息（「中期業績」）。 本行董事會（「董事會」）及其轄下的審計委員會已審閱並確認此中期業績。 一、公司基本情祝 | | 股份簡稱 | 股份代號 | 上市交易所 | | --- | --- | --- | --- | | A股 | 交通銀行 | 601328 | 上海證券交易所 | | H股 | 交通銀行 | 03328 | 香港聯合交易所有限公司 | | 境內優先股 | 交行優1 | 360021 | 上海證券交易所 | 董事會秘書、公司秘書 | | | 聯繫地址 中國（上海）自由貿易試驗區銀城中路1 ...

Core Viewpoint - The impact of Typhoon "Jianyu" on the mango production industry in Sanya, Hainan, has resulted in significant economic losses for local enterprises, prompting financial support measures from the Bank of Communications Sanya Branch [1] Group 1: Typhoon Impact - Typhoon "Jianyu" caused varying degrees of damage to agricultural crops in Sanya, particularly affecting a large mango plantation [1] - The mango production enterprise, established in 1996, has become a significant green and pollution-free mango production demonstration base in Hainan, but faced substantial losses due to the typhoon [1] Group 2: Financial Support Measures - The Bank of Communications Sanya Branch quickly opened a dedicated credit service channel for affected customers, implementing priority processing and time-limited completion mechanisms [1] - A loan of 4 million yuan was rapidly disbursed on August 28, reflecting the bank's commitment to enhancing financial services for key sectors and supporting post-disaster recovery [1] - The bank also proactively reduced loan interest rates for affected small and micro enterprises to lower their overall financing costs [1] Group 3: Ongoing Support Initiatives - The Bank of Communications Sanya Branch plans to continue visiting clients to understand the difficulties and financial needs of affected enterprises, providing targeted financial services [2] - The bank aims to ensure stable financing for small and micro enterprises by extending loan terms and enhancing service support [2]

8月28日，第七届中阿博览会在宁夏银川开幕。作为中国与阿拉伯国家共建"一带一路"的重要平台，中 阿博览会已成为推动中阿务实合作，促进共同发展的重要桥梁。交通银行再度携多项创新金融产品亮相 大会，为参展客商提供综合化跨境金融服务，助力大会举办。 打造"金融+文旅"特色展区全力服务中阿博览会 交行积极履行国有大行责任担当，深度参与"一带一路"建设。2024年，交行迪拜国际金融中心分行正式 开业，标志着服务中阿经贸合作迈出关键一步。分行开业以来，已在阿拉伯国家地区先后支持了太阳能 光伏电站、中央商务区、现代炼油厂等多个标志性合作项目，有力推动了区域经济发展和产业升级。为 进一步扩大中阿博览会影响力、推动中阿经贸交流，近期宁夏区分行联动迪拜国际金融中心分行，在阿 联酋迪拜举办"丝路交响、与'宁'有约"—第七届中阿博览会交流会，中国贸促会驻海湾地区代表处、驻 阿中资企业及阿联酋相关机构代表齐聚一堂，共话合作、共谋发展。 （文章来源：新华网） 位于中央企业馆的交行展位全面展示了交行跨境金融特色服务。依托"境内外、离在岸、本外币"一体化 经营优势，交行打造了覆盖信贷融资、跨境支付、贸易结算和外汇避险等领域的综合金融方案，为 ...

Group 1 - The seventh China-Arab States Expo opened in Yinchuan, showcasing the Bank of Communications' innovative financial products and comprehensive cross-border financial services to support the event [1] - The Bank of Communications has developed integrated financial solutions covering credit financing, cross-border payments, trade settlement, and foreign exchange hedging, leveraging its advantages in both domestic and foreign operations [2][5] - The bank's Dubai International Financial Center branch is set to officially open in 2024, marking a significant step in enhancing China-Arab economic cooperation [5] Group 2 - The bank is actively promoting cultural tourism in Ningxia, launching a themed credit card and collaborating with over 300 merchants to offer various discounts and benefits [2] - The expo serves as an important platform for practical cooperation between China and Arab countries, facilitating economic development and industrial upgrades through significant projects like solar power plants and modern refineries [5] - Recent events, such as the "Silk Road Symphony, with 'Ning' in Appointment" exchange meeting in Dubai, aim to enhance the influence of the expo and foster economic exchanges between China and Arab nations [5]

位于博览会中央企业馆的交通银行展位全面展示了交行跨境金融特色服务。依托"境内外、离在岸、本外币"一体化经营优势，交通银行打造了覆盖信贷融 资、跨境支付、贸易结算和外汇避险等领域的综合金融方案，为"一带一路"项目提供全周期、多场景支持。由交通银行宁夏回族自治区分行、迪拜国际金融 中心分行业务骨干组成的团队现场为参展客商宣介一揽子金融服务。 此外，交通银行还结合自身"文旅大戏"特色品牌开展宁夏文旅宣传推广。展馆内，设置了"心动的旅城"宁夏文旅形象展示墙，大型显示屏轮番展示着宁夏及 中东的标志性景点，吸引了不少观众驻足感受两地的独特魅力。展馆外，交通银行在8月同步启动了"心动的旅城"文旅大戏宁夏站活动，推出宁夏文旅主题 信用卡，并围绕"吃住行游购娱"等消费场景，携手300余家商户推出各类优惠福利。 转自：新华财经 8月28日，第七届中阿博览会在宁夏银川开幕。作为中国与阿拉伯国家共建"一带一路"的重要平台，中阿博览会已成为推动中阿务实合作，促进共同发展的 重要桥梁。交通银行携多项创新金融产品亮相大会，为参展客商提供综合化跨境金融服务，助力大会圆满举办。 na = X BP ST HISTORY 发展历程 Mvria ...

Core Viewpoint - The 15th China-Northeast Asia Expo showcased the achievements of the Bank of Communications Jilin Branch in supporting the economic and social development of Jilin Province through innovative financial products and services [1][5]. Group 1: Financial Innovations and Services - The Bank of Communications Jilin Branch has focused on key areas such as consumption stimulation, technological innovation, advanced manufacturing, green development, rural revitalization, and inclusive small and micro enterprises, leading to the highest year-on-year growth in RMB loan balance among state-owned banks in the province as of the end of July this year [3]. - The bank has developed a comprehensive product system for scientific and technological innovation, including the launch of a fully online "Foreign Trade Quick Loan" and the "Proactive Credit" inclusive service model [3]. - The bank has integrated resources and innovated models to promote consumption and improve people's livelihoods, exemplified by the "Beautiful Jilin, Let's Make Friends" cultural tourism series, which supports the high-quality development of Jilin's ice and snow economy and ecological tourism [3]. Group 2: Commitment to Regional Development - The participation in the Northeast Asia Expo reflects the bank's commitment to regional development and its role as a state-owned bank dedicated to national interests [5]. - The Bank of Communications Jilin Branch aims to continue targeting high-quality development goals and enhance financial support for the revitalization of Northeast China and regional cooperation in Northeast Asia [5].