Core Viewpoint - SoFi Technologies, Inc. is experiencing an increase in trading activity, indicating the formation of a new trading range despite the absence of specific company news [1]. Trading Range Analysis - The stock has encountered resistance around the $28.40 level, which is likely to act as the upper boundary of the new trading range [2]. - Historical resistance levels often lead to regret among buyers if the stock price subsequently declines, prompting them to sell at a loss [4]. - If SoFi returns to the $28.40 resistance level, it may trigger sell orders from remorseful buyers, reinforcing this resistance [5]. Support Level Insights - Recent support for SoFi was identified at the $25.20 level, which could serve as the lower boundary of the new trading range [6]. - Investors who sold at this support level may regret their decision as the price has risen, leading some to consider repurchasing shares at the same price [6]. - This potential repurchase activity could create renewed support at the $25.20 level [6]. Trading Strategies - Traders may look to buy SoFi shares if the price drops back to the identified support level of $25.20, planning to sell as it approaches the resistance [7]. - Alternatively, some traders may wait for the stock to break above the resistance level of $28.40, indicating that sellers have exited the market, which could set the stage for further price increases [7].

Core Insights - The third quarter performance of the selected stocks was strong, with 14 out of 18 stocks finishing in positive territory, and 12 of those achieving double-digit gains [2][3] - Notably, four stocks have doubled in value year-to-date, while 13 stocks have recorded double-digit gains [2] - The report provides a ranking of the 18 stocks based on their year-to-date returns and offers insights into their outlook for the fourth quarter [2] Stock Performance Summary - **Beam Therapeutics (BEAM)**: Q3 gain of 42.68%, YTD return of 4.03% [3] - **Bloom Energy (BE)**: Exceptional Q3 gain of 253.55%, YTD return of 309.14% [3] - **Boeing (BA)**: Q3 gain of 3.01%, YTD return of 23.12% [3] - **Carvana (CVNA)**: Q3 gain of 11.95%, YTD return of 90.70% [3] - **CF Industries (CF)**: Q3 loss of 2.50%, YTD return of 6.03% [3] - **Coinbase Global (COIN)**: Q3 loss of 3.71%, YTD return of 50.98% [3] - **Dell Technologies (DELL)**: Q3 gain of 15.64%, YTD return of 26.09% [3] - **Deutsche Bank (DB)**: Q3 gain of 20.94%, YTD return of 108.91% [3] - **Ezcorp (EZPW)**: Q3 gain of 37.18%, YTD return of 49.39% [3] - **LendingClub (LC)**: Q3 gain of 26.27%, YTD return of -6.38% [3] - **Nebius Group (NBIS)**: Q3 gain of 102.91%, YTD return of 356.10% [3] - **Opera (OPRA)**: Q3 gain of 9.21%, YTD return of -2.85% [3] - **Rocket Lab (RKLB)**: Q3 gain of 33.94%, YTD return of 108.99% [3] - **Roku (ROKU)**: Q3 gain of 13.93%, YTD return of 39.22% [3] - **Sea (SE)**: Q3 gain of 11.75%, YTD return of 73.99% [3] - **SEI Investments (SEIC)**: Q3 loss of 5.58%, YTD return of 3.18% [3] - **SoFi Technologies (SOFI)**: Q3 gain of 45.09%, YTD return of 65.62% [3] - **STMicroelectronics NV (STM)**: Q3 loss of 7.07%, YTD return of 16.54% [3] - **Total Gain**: Cumulative YTD return of 1322.80% across all stocks [3] Notable Stock Insights - **Nebius Group NV (NBIS)**: Strong performance in the AI sector, with 10% of the stock's float sold short [3] - **Bloom Energy Inc (BE)**: Benefiting from the data center boom, with a significant Q3 gain [4] - **Rocket Lab Corp (RKLB)**: Showing bullish potential despite a recent stock sale [5] - **Deutsche Bank AG (DB)**: A solid performer in the banking sector, demonstrating value investing characteristics [5] - **Carvana Co (CVNA)**: Positive momentum following earnings, with decreasing short interest [6] - **Sea Limited (SE)**: Consistent performance with three consecutive profitable quarters [6] - **SoFi Technologies (SOFI)**: Testing support levels, with potential for further gains [7] - **Coinbase Global Inc (COIN)**: Continues to face skepticism from analysts despite its crypto focus [8] - **Ezcorp Inc (EZPW)**: Positive bounce off its 200-day moving average, indicating potential growth [8] - **Roku Inc (ROKU)**: Reinventing itself after being oversold [9] - **Dell Technologies Inc (DELL)**: Monitoring external factors like chip imports and tariffs [9] - **Boeing Co (BA)**: Currently in a channel of higher highs, indicating potential for recovery [9] - **STMicroelectronics NV (STM)**: Struggling to recover from a post-earnings gap [10] - **CF Industries (CF)**: Upcoming earnings report to be closely watched [10] - **Beam Therapeutics Inc (BEAM)**: Trading at its highest level since March, showing signs of recovery [10] - **SEI Investments Co (SEIC)**: Facing downward pressure, testing its 200-day moving average [10] - **Opera Ltd (OPRA)**: Struggling to capitalize on previous positive ratings [11] - **LendingClub Corp (LC)**: Despite being the worst performer, still showing resilience with a recent quarterly gain [11] Market Sentiment - Several stocks, including BEAM, COIN, DELL, NBIS, ROKU, and STM, have high Relative Strength Indexes, indicating potential overbought conditions [12] - Despite the strong performance, there are still bullish cases to be made for all 18 stocks listed [12]

Core Insights - The fintech industry may experience growth opportunities due to a potential reduction in federal involvement in student lending [1] Group 1 - A smaller federal role in student lending could lead to increased competition among fintech companies [1] - Fintech firms are positioned to innovate and offer more flexible lending solutions to students [1] - The shift away from federal lending could result in a more diverse range of financial products available to borrowers [1]

Core Insights - SoFi Technologies and Robinhood Markets have transformed from unprofitable companies to successful entities with soaring share prices, indicating strong recovery and growth potential [1][2] Company Overview - SoFi Technologies started by helping college graduates refinance student loans and has expanded its offerings to include various lending products, banking services, and stock trading [3][4] - Robinhood pioneered the commission-free trading model and has become a popular platform for stock and crypto trading, generating revenue through multiple channels including interest on cash balances and subscription services [6][7] Recent Financial Performance - SoFi's revenue increased by 44% year over year to $858 million in Q2, with net income rising 459% to $97.3 million and customer base growing by 34% to 11.7 million [5] - Robinhood's Q2 revenue rose 45% to $989 million, net income more than doubled to $386 million, and total platform assets surged 99% to $279 billion, with Gold subscription members increasing by 76% to 3.5 million [8] Market Position and Future Prospects - Both companies are experiencing rapid growth and are well-positioned for the future of banking, appealing particularly to younger generations [12][13] - Despite high forward price-to-earnings ratios compared to the industry average, their growth potential justifies a premium valuation [10][12] - There is significant room for revenue growth through cross-selling additional services and expanding internationally [14]

Company Overview - SoFi Technologies is a fintech company aiming to be a one-stop shop for consumers to manage various financial matters through its app [2] - The company has over 10.9 million members who utilize its services for borrowing, saving, spending, investing, and accessing financial planners [2] - SoFi's technology platform, Galileo, supports financial institutions and brands in managing innovative financial solutions across 158.4 million global accounts [2] Financial Performance - In the second quarter, SoFi reported a revenue increase of 44% year over year and a member growth of 34%, reaching 11.7 million members [2] - The company's market capitalization recently reached $30 billion, indicating strong growth potential [2] Valuation Considerations - The current price-to-sales ratio is 10, and the forward-looking price-to-earnings (P/E) ratio is 47, suggesting that the stock may be trading at a high valuation [3] - Investors are advised to consider adding SoFi to their watch list or building a position incrementally due to its promising outlook [3]

Company Insights - Constellation Brands reported better-than-expected earnings on both the top and bottom lines, but anticipates slower beer sales in the future, which is a concern for investors [1][2] - The guidance provided by Constellation Brands will be crucial for understanding future performance, as the market is currently focused on trends and expectations rather than just past performance [3][4] Market Trends - The S&P 500 has reached a record close, marking the 32nd closing high for the year, despite ongoing concerns about the US government shutdown [5][6] - Market participants are optimistic due to strong trends in AI spending and M&A activity, which are expected to continue driving market performance [6][7] Financial Sector Activity - There is an expectation of increased M&A activity in the financial sector, which could be bolstered by strong corporate earnings and potential rate cuts [8][9] - The upcoming earnings season, starting with JP Morgan, is anticipated to provide insights into the financial sector's performance and potential M&A opportunities [12][19] Technology Sector Dynamics - The technology sector is experiencing a rotation, with companies like Nvidia facing competition, indicating a healthy market environment where tech can rally without relying solely on major players [13][15] - The performance of cryptocurrencies, including Bitcoin and Ethereum, is showing positive trends, suggesting a growing appetite for risk among investors [21][22] Investment Opportunities - SoFi is highlighted as an attractive investment opportunity, particularly for traditional banks looking to expand their user base among younger audiences [17][18] - The overall sentiment in the market remains positive, with expectations for continued growth in various asset classes, including gold and cryptocurrencies [21][22]

With just one subscription to Beyond the Wall Investing , you can save thousands of dollars a year on equity research reports from banks. You'll keep your finger on the pulse and have access to the latest and highest-quality analysis of this type of information.SoFi Technologies, Inc. (NASDAQ: SOFI ), which I've been covering since February 2024, is already up over 220% on a YoY basis, and while it hasn't doubled as I calledHe leads the investing group Beyond the Wall Investing with features that include: a ...

Core Insights - SoFi Technologies, Inc. (NASDAQ: SOFI) has experienced a significant increase of over 220% year-over-year [1] Group 1: Company Performance - SoFi Technologies has shown strong performance, with a year-over-year increase of over 220% [1] Group 2: Investment Opportunities - Beyond the Wall Investing offers a subscription service that provides access to high-quality equity research reports, potentially saving investors thousands of dollars annually [1] - The investing group includes features such as a fundamentals-based portfolio, weekly analysis from institutional investors, and alerts for short-term trade ideas based on technical signals [1]

SoFi has a lot of growth runway ahead and risks to the business are coming down.SoFi stock has been on fire in 2025 as the market pushes high-growth stocks higher. But the company has also fundamentally changed its risk profile and growth trajectory over the past year, and that could give it further runway for investors.*Stock prices used were end-of-day prices of Sept. 26, 2025. The video was published on Oct. 3, 2025. ...

Core Viewpoint - SoFi Technologies is emerging as a significant player in the financial services industry, gaining attention from investors as it continues to achieve new all-time highs while trading below $30 per share [1] Group 1: Stock Performance - SoFi's stock has increased by 132% over the past six months, with a current market capitalization of $33 billion, surpassing established companies like Estée Lauder and United Airlines [2] - The stock's forward price-to-earnings ratio stands at 50.8, which may deter value investors focused on lower entry prices [3] Group 2: Customer Growth - SoFi added 846,000 net new customers in Q2, bringing the total to over 11.7 million, a nearly tenfold increase from five years ago [5] - The company has achieved this growth despite various economic challenges, including the COVID-19 pandemic and rising interest rates [6] Group 3: Business Model and Innovation - SoFi operates a digital-first model that enhances user experience through technology, distinguishing itself from traditional banking entities [7] - The company is committed to innovation, planning to introduce cryptocurrency trading and partnering with Lightspark for cross-border money transfers using the Bitcoin network [8] Group 4: Earnings Growth - SoFi generated positive GAAP net income for the first time in Q4 2023, with adjusted net income reported at $227 million in 2024, projected to reach $370 million in 2025 [10] - Analysts forecast a 138% increase in earnings per share from fiscal 2025 to fiscal 2027, reflecting a strong earnings trajectory [11][12]