In yet another recent move signaling Wall Street’s embrace of digital assets, financial services firm Morgan Stanley (NYSE:MS) has submitted an application to establish a specialized banking entity focused on handling digital currencies. The firm, which oversees approximately $9 trillion in client assets, aims to create a new institution that will safeguard virtual assets, manage transactions, and support income-generating activities for its affluent clients.This development underscores the blurring lines b ...

Morgan Stanley has taken another step deeper into digital assets, filing for a new national trust bank charter that would allow the firm to custody cryptocurrencies and carry out related services for clients in the United States. Key Takeaways: Morgan Stanley applied for a national trust charter to custody crypto and provide trading and staking services. The move is part of a broader institutional push for regulated digital asset infrastructure. Approval would let the bank hold client crypto directly ...

来源：TOP创新区研究院 有网友向硅谷教父、全球顶尖创业孵化器 Y Combinator 的创始人保罗·格雷厄姆（Paul Graham）提问："如果你必须从中只挑选一篇，你认为自己写过的 最历久弥新（evergreen）的文章是哪篇？" 要知道，Paul Graham 是神级畅销书《黑客与画家》的作者，他在过去二十多年里，写过无数篇被全球顶级创业者、程序员和投资人奉为圭臬的博客文 章。Airbnb、Stripe、Reddit 等无数伟大公司，都是在他思想的孵化下诞生的。 面对自己浩如烟海的作品库，Paul Graham 毫不犹豫地甩出了一个链接：《How to Do Great Work》（如何做出伟大的成就）。 就是这篇文章，有人说它是一张"人生藏宝图"，也有人说它是一剂治愈当代人"精神内耗"的绝佳解药。 如果你常常在深夜感到困惑：每天忙忙碌碌，到底有什么意义？如果你总觉得一身力气无处使，或者正在做的事情如同嚼蜡，却又不敢停下；如果你厌倦 了无休止的"内卷"，却又找不到突围的方向…… 那么，你一定要读一读这篇被硅谷教父本人"钦点"为最高杰作的万字长文。 今天，我们为你深度提炼了这篇文章中最核心的 15 个 ...

A version of this article appeared in our The Roundup newsletter on February 27. Sign up here. Two digital assets emerged as the winners after an especially gloomy report about the future of artificial intelligence this week. That report painted a scenario in which AI becomes so advanced that it wipes out large swathes of white-collar jobs and crushes consumer spending, after which entire economies are brought to their knees. To stem the bleeding, the Federal Reserve in the US will inevitably step in by ...

PayPal (PYPL) can't seem to catch a break in 2026. The stock has already dropped 21% year-to-date (YTD), following a rough 2025 in which shares lost nearly a third of their value. Then came a CEO shakeup, a disappointing profit forecast, and now a report that rival Stripe may be eyeing a buyout. Investors are understandably asking: What do you do with PYPL stock right now? More News from Barchart www.barchart.com Is PayPal Stock a Good Buy Right Now? To understand the Stripe news, you first need to u ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: PayPal Holdings is partnering with Rainforest, the Atlanta-based embedded payment company, to provide its payment services to Rainforest’s software platform users, PayPal said in a Wednesday press release. As part of the partnership, Rainforest’s clients can allow merchants to receive payments via PayPal, Venmo and PayPal’s buy now, pay later service ...

向Claude Code提开发需求，却刻意不在prompt中提及任何具体工具，它会更倾向于选择用什么工具？又会展现出哪些偏好特征？ 最近，专注于量化AI主观决策的基准测试工作室Amplifying.ai，针对Claude Code的工具选择倾向开展了一项系统性研究。 研究覆盖3款模型、4种项目类型及20个工具类别，累计分析了2430次工具选择行为。 1、倾向"自建"而非选用第三方工具： Claude Code更倾向于自己编写自定义解决方案，而不是直接推荐现成的第三方工具。自定义/DIY实现占所有主要选择的12%（2073次中的252次），成了 最常见的选择。 2、默认技术栈已然形成： Claude Code选择第三方工具时，会集中选：Vercel、PostgreSQL、Stripe、Tailwind CSS、shadcn/ui、pnpm、GitHub Actions、Sentry、Resend、Zustand。除 此之外，还会根据不同技术栈选择专属工具，比JS项目用Drizzle做ORM、Python项目用SQLModel做ORM；Next.js项目用NextAuth.js做认证；JS项目用 Vitest做测 ...

Plaid, a company that connects financial applications to users’ bank accounts, enabling payments and data verification, has allowed employees to sell some of their shares at an $8 billion valuation, the company confirmed to TechCrunch on Thursday. The valuation represents a 31% increase from the $6.1 billion valuation the 13-year-old company achieved in April of last year, when it raised a $575 million round led by Franklin Templeton for partly the same purpose: purchasing shares from employees, includin ...

本周，有报道称Meta正计划于2026年下半年在其旗下平台整合稳定币支付功能，并且此次将采用更为审慎的策略，不再发行自有代币，而是通过与成熟稳 定币运营商合作，将美元挂钩的稳定币融入Facebook、Instagram和WhatsApp等应用，从而避免直接承担加密网络运营相关的监管合规负担。 若计划顺利推进，Meta有望借助逾30亿用户规模，推动稳定币在主流社交与支付场景的广泛应用。 Meta曾在2019年宣布推出Libra稳定币计划，旨在创建一个低成本、跨境支付系统，特别是针对全球数十亿未接入银行服务的人群。 该计划最初由一个名为 Libra协会的瑞士非营利组织管理，成员包括Visa、Mastercard、PayPal等大型公司。 Libra被设计为一种稳定币，其价值锚定于一篮子法定货币和政府债券， 以确保价格稳定，避免像比特币那样的波动性。 项目负责人David Marcus后来承认，Libra过于理想化，忽略了政治现实，导致项目在2022年1月正式关闭，剩余资产以1.82亿美元出售给加州银行 Silvergate。 促使Meta重启稳定币计划的最直接、最关键催化剂即是去年《GENUIS ACT》（天才法 ...

Block’s recent earnings report (Q4 2025, released February 26, 2026) showed an adjusted EPS of $0.65, meeting expectations, and revenue of $6.25 billion, slightly exceeding forecasts. The company announced a significant workforce reduction, laying off over 4,000 employees (nearly 40–50% of its ~10,000–12,000-person workforce) as part of a strategic shift toward enhancing efficiency through artificial intelligence. Block, Inc., is a prominent player in the financial technology sector. The company, led by Jac ...