来源：中国工商银行 1月27日至28日，工商银行2026年党建暨经营管理工作会议在北京召开。会议以习近平新时代中国特色 社会主义思想为指导，深入学习贯彻党的二十大和二十届历次全会、省部级主要领导干部学习贯彻党的 二十届四中全会精神专题研讨班精神，落实中央经济工作会议、二十届中央纪委五次全会、全国金融系 统工作会议等部署，总结工作、分析形势、安排下阶段任务。党委书记、董事长廖林出席会议并讲话， 党委副书记、行长刘珺作经营分析报告。总行党委成员，董事会及高管层成员出席。 会议指出，2025年全行认真贯彻党中央决策部署，以中央巡视整改和深入贯彻中央八项规定精神学习教 育为促进，坚持党建引领、五化转型，交出了一份向新向优发展的年度答卷。"十四五"全行发展规划圆 满收官，中国特色世界一流现代金融机构建设迈出新步伐。 会议强调，要全面深刻准确领会和把握党的二十届四中全会作出的战略部署，制定实施好全行"十五 五"规划，打造一流银行、领军银行、清廉银行、现代银行。坚持"稳中求进、提质增效"及两个"更好统 筹"，坚持正确的政绩观，坚持"防风险、强监管、促高质量发展"金融工作主线，持续做强主业、做优 质效、做大贡献。 一是提升防 ...

当金融的理性严谨邂逅文旅的诗意浪漫，会碰撞出怎样的火花？ 四川，这片拥有48.6万平方公里壮美山河的土地，正以其生动实践回答着这一命题：从海拔7556米的蜀 山之王贡嘎雪山到历史厚重的三星堆文明，从"一夫当关，万夫莫开"的剑门雄关到"天府之国"成都平原 的烟火人间，金融服务正以前所未有的深度和广度，融入巴蜀文旅血脉，激荡出高质量发展的澎湃动 能。 2025年，四川文旅产业增加值占GDP比重继续增长，成为服务业增长的核心动力，全年接待游客总量超 12亿人次，旅游总收入超1.8万亿元。这份亮眼成绩单的背后，是一套独具特色的"四川模式"——以金 融创新破解文旅产业发展瓶颈，以制度保障护航产业行稳致远，以普惠理念润泽产业链条末梢。 战略擘画：夯实文旅金融的政策和智力基础 广元剑门关的实践提供了一套解决方案。中国人民银行广元市分行精准施策，指导农业银行广元分行组 建专项金融服务团队，开辟绿色审批通道，创新"县属国企保证担保+景区门票收费权质押"复合担保模 式，将景区未来预期收益转化为可质押资产，探索破解景区项目业主"轻资产、重资源"的融资瓶颈。 事实上早在2016年9月，广元市首笔"景区门票收费权质押+保证"模式贷款就 ...

黄金价格再度上涨。1月29日，COMEX黄金期货、现货黄金均首次突破5500美元/盎司大关。针对贵金 属价格攀升与市场资金大幅涌入的态势，国内外机构正强化风控管理并加强投资者风险提示。 从5000到5500，接连突破多个整数关口 近期，现货黄金接连突破多个整数关口：1月26日早盘，突破5000美元；1月26日午后，突破5100美元； 1月28日早盘，突破5200美元；1月28日午后，突破5300美元；1月28日尾盘，突破5400美元；1月29日早 盘，突破5500美元。 国际金价的持续上涨，带动了国内实物黄金的持续上涨，部分金饰品牌黄金报价突破1700元/克。1月29 日，周大福金价报1706元/克，较昨日上涨88元/克；老凤祥金价报1713元/克，较昨日上涨93元/克；周 生生报价1708元/克，较昨日上涨94元/克。 岁末年初，传统婚庆等黄金刚需消费也进入旺季。金价的上涨，直接让这部分"刚需"支出大增。在不计 算品牌金店溢价以及工费的基础上，仅以中国黄金基础金价为标准，记者算了一笔账：1月1日，基准金 价974元/克，1月28日上涨到1175.6元/克。若有市民出于婚庆需求购买100克黄金，月初需要9.7 ...

一是填补区域空白，引领金融创新。 开创了自治区数字供应链融资新模式，为区域金融同业运用金融 科技服务本地实体经济提供了可借鉴的范例，是工行内蒙古分行落地服务区域产业链普惠金融领域的创 新成果。 转自：内蒙古晨网 近日，中国工商银行内蒙古分行(以下简称"工行内蒙古分行")与供应链金融服务平台中企云链紧密合 作，成功落地内蒙古自治区金融同业首单"链数"数字供应链融资业务(以下简称"链数"业务)。此项重要 成果，标志着双方在供应链融资领域的合作迈上新台阶，也是工行内蒙古分行以数字普惠金融创新服务 区域产业链、赋能中小微实体经济的一次积极探索。 当前，推动供应链金融数字化转型、运用科技手段精准滴灌中小微企业、畅通实体经济血脉，已成为金 融业服务国家战略、支持高质量发展的重要方向。工行内蒙古分行深刻把握这一趋势，积极响应国家关 于提升产业链供应链韧性和安全水平的号召，立足自治区能源、农牧等特色优势产业聚集、核心企业众 多的区域禀赋，主动拥抱金融科技创新。此次与中企云链深度合作落地的"链数"业务，正是双方依托先 进技术平台，深度整合核心企业信用与产业链真实交易数据，为核心企业上下游供应商量身打造的线上 化融资解决方案，显 ...

Core Viewpoint - The central theme of the news is the implementation of a concentrated loan issuance action by the People's Bank of China in Gannan Prefecture to support the development of characteristic industries, providing a total of 484 million yuan in loans to 2,662 operating entities, thereby enhancing the quality and efficiency of these industries [1][8]. Group 1: Government and Financial Coordination - The People's Bank of China in Gannan has established a coordination mechanism with various government departments to accurately assess the funding needs of characteristic industries, ensuring precise credit demand understanding [2]. - The collaboration between government and financial institutions aims to address financing challenges faced by small and micro enterprises in the characteristic industries, facilitating timely feedback and solutions [2]. Group 2: Bank Process Optimization - Financial institutions have streamlined application processes and optimized approval rights to enhance the efficiency of loan issuance, including a rapid disbursement of 50 million yuan in loans to support enterprises in equipment purchases and production expansion [3]. - Specific support was provided to Liao Yuan Dairy Co., which received 20 million yuan in working capital loans to ensure production continuity during critical periods [3]. Group 3: Risk Sharing and Financial Innovation - The People's Bank of China has promoted a risk-sharing model involving banks, government, enterprises, and guarantees to facilitate financial support for agriculture and rural development [4]. - Innovative financial products tailored to the unique needs of characteristic industries have been developed, such as "Professional Large Household Loans" and "Rural Tourism Loans," to enhance financing accessibility [5]. Group 4: Chain Reaction and Industry Support - A multi-layered credit support system has been established, linking banks, companies, cooperatives, and farmers to enhance the impact of financial support on the characteristic industry chain [7]. - Specific funding of 1.1 million yuan was allocated to support standardized planting bases for traditional Chinese medicine and edible fungi, improving product quality and stabilizing market prices [7]. Group 5: Future Directions - The People's Bank of China in Gannan plans to continue enhancing communication and collaboration with government departments and market entities to unlock the potential of characteristic industries and strengthen financial support [8].

科技创新债券发行业务 国家开发银行 中国农业银行股份有限公司 中国银行股份有限公司 交通银行股份有限公司 上海浦东发展银行股份有限公司 中信银行股份有限公司 兴业银行股份有限公司 中国邮政储蓄银行股份有限公司 中国进出口银行 中信证券股份有限公司 国泰海通证券股份有限公司 华泰证券股份有限公司 年度债市领军人物 << 中国农业银行资产负债管理部总经理 壬雷勇 陈颖轩 中国建设银行资产托管业务部总经理 王海璐 中国工商银行金融市场部总经理 宋福宁 中国银行金融市场部总经理 国家开发银行资金部副总经理 于会服 蔭宏立 上海东东发展银行金$市场总监。 首席经济学家、研究院执行院长 8 裝 交通银行金融市场部总经理 牛天雪 中国农业发展银行资金部副总经理 年度开拓贡献机构 ~~ 年度债市领军机构 200 中国农业银行股份有限公司 中国建设银行股份有限公司 中国工商银行股份有限公司 中国银行股份有限公司 国家开发银行 上海浦东发展银行股份有限公司 交通银行股份有限公司 中国农业发展银行 中信银行运营管理部总经理 凯 林榕辉 兴业银行资金营运中心总经理 郭佳鹏 中国邮政储蓄银行金融市场部副总经理 高 此 中国进出口银行资 ...

Core Viewpoint - The new policy on credit card installment interest subsidies aims to enhance consumer spending by including credit card bill installment services in the subsidy scope, thereby reducing the financial burden on consumers and stimulating consumption potential [1][4]. Group 1: Policy Implementation - The Ministry of Finance, the People's Bank of China, and the National Financial Regulatory Administration issued a notification that includes credit card bill installment services in the subsidy scope with a uniform annual subsidy rate of 1% [1]. - Major state-owned banks and some joint-stock banks have quickly responded by releasing implementation details, simplifying processes, and enhancing risk control measures to ensure effective policy execution [2][3]. - The policy reflects a strong public demand for support in consumer financing, aligning with the principle of "people-centered" policy design [2]. Group 2: Consumer Benefits - The subsidy allows consumers to save approximately 270 yuan in interest over a year when using a 50,000 yuan credit card bill divided into 12 installments [4]. - The policy is expected to significantly alleviate financial pressure on large purchases such as home appliances, cars, and education, thus converting latent consumer demand into actual purchasing behavior [4][5]. - The annual cap for total subsidies has been raised to 3,000 yuan per borrower, with the removal of previous limits on single transaction subsidies [5]. Group 3: Bank Responses and Services - Six major banks have clarified that existing customers with signed agreements will automatically benefit from the new policy without needing to re-sign [2]. - Banks like Agricultural Bank and Postal Savings Bank have outlined the steps for new customers to apply for the credit card installment interest subsidy, emphasizing a simplified process [2][3]. - The banks have committed to not charging any fees for processing the subsidy applications, ensuring a cost-free experience for consumers [8]. Group 4: Market Impact and Growth Potential - The policy is anticipated to drive growth in credit card installment services, especially as consumer awareness increases leading up to the Spring Festival [6]. - Smaller financial institutions are also preparing to implement similar measures, which will help extend the benefits to lower-tier cities and meet diverse consumer needs [6]. - The inclusion of credit card installments in the subsidy program is seen as a crucial step in supporting consumption expansion and improving the quality of financial services [7].

Core Viewpoint - The recent optimization and upgrade of the personal consumption loan interest subsidy policy aims to enhance consumer credit support and stimulate consumption through various measures, including extending the policy duration, expanding the subsidy scope, and increasing the subsidy standards [1][2][3]. Group 1: Policy Enhancements - The policy implementation period has been extended to September 1, 2025, through December 31, 2026, providing a longer support cycle for consumer credit [2]. - The subsidy scope has been expanded by removing the previous restriction on consumption fields for loans of 50,000 yuan and above, allowing for broader application [2][3]. - The subsidy standards have been optimized by eliminating the previous caps on single transaction subsidies and cumulative subsidies for amounts below 50,000 yuan, while maintaining an annual cap of 3,000 yuan per borrower at a single institution [3][4]. Group 2: Credit Card Bill Installment Subsidy - The most notable change is the inclusion of credit card bill installment payments in the subsidy program, with a subsidy rate of 1% applicable from January 1, 2026, to December 31, 2026 [4][5]. - This initiative aims to lower the financing costs for consumers using credit cards, thereby stimulating consumption and increasing merchant revenues [4][6]. - Banks are rapidly implementing operational processes for the new credit card installment subsidy to ensure quick policy execution [5][7]. Group 3: Risk Management and Process Optimization - Banks are focusing on simplifying application processes and enhancing risk management to prevent misuse of subsidy funds while ensuring effective policy implementation [7][8]. - Digital technologies are being leveraged to facilitate online processing of subsidy applications, allowing borrowers to manage their applications through mobile and online banking platforms [7]. - Strict measures are in place to prevent fraudulent activities related to subsidy applications, with banks retaining the right to recover funds in cases of non-compliance [8].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002424 证券简称：ST百灵 公告编号：2026-003 贵州百灵企业集团制药股份有限公司 关于第六届董事会第二十二次会议决议的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 一、会议召开情况 1、贵州百灵企业集团制药股份有限公司（以下简称"公司"）第六届董事会第二十二次会议由公司董事 长姜伟先生召集，会议通知于2026年1月23日以专人送达、电子邮件、电话等通讯方式发出。 2、本次董事会于2026年1月28日上午10:00在公司三楼会议室以现场结合通讯方式召开。 3、本次董事会应参会表决董事共9人，实际参会表决的董事9人。其中独立董事胡坚、晏国菀、杨明、 张洪武以通讯方式进行表决。 4、本次董事会由董事长姜伟先生主持，公司高级管理人员列席了本次董事会。 5、本次董事会的召集、召开符合《公司法》《公司章程》《董事会议事规则》及相关法规的规定。 二、会议审议情况 经现场及通讯投票表决，会议审议通过了以下议案： 议案一、审议通过《关于公司将于2026年6月30日前向中国工商银行股份有限公司安顺分 ...

近日，公司与中国工商银行股份有限公司上海自贸试验区新片区分行（以下简称"工行上海自贸区新片 区分行"）签订《最高额保证合同》（合同编号：0100107273-2026年新片（保）字0002号），对控股子 公司上海恩捷新材料科技有限公司（以下简称"上海恩捷"）向工行上海自贸区新片区分行申请的额度为 人民币5,000.00万元的综合授信提供连带责任保证担保。 公司向招商银行股份有限公司常州分行（以下简称"招行常州分行"）出具《最高额不可撤销担保书》 （编号：125XY260122T00002301），对下属子公司江苏恩捷新材料科技有限公司（以下简称"江苏恩 捷"）向招行常州分行申请的额度为人民币20,000.00万元的综合授信提供连带责任保证担保。 三、担保合同的主要内容 单位：如无特殊说明，为人民币万元 ■ 登录新浪财经APP 搜索【信披】查看更多考评等级 本公司及全体董事保证本公告内容真实、准确和完整，没有虚假记载、误导性陈述或者重大遗漏。 一、担保情况概述 云南恩捷新材料（集团）股份有限公司（以下简称"公司"）于2025年12月30日召开第五届董事会第五十 一次会议，审议通过了《关于公司2026年度合并报表 ...