上海银行间同业拆放利率（Shibor）短期品种下行，隔夜品种利率跌至1.3%下方。具体来看，隔夜Shibo下跌9.70BP，报1.2710%；7天Shibor下跌 8.80BP，报1.4300%；14天Shibor下跌7.20BP，报1.5110%。 上海银行间同业拆放利率（2月13日） 转自：新华财经 新华财经北京2月13日电（幸骊莎）人民银行13日以固定利率、数量招标方式开展了1450亿元7天期逆回购操作，中标利率为1.4%。另外，人民银 行当日开展10000亿元买断式逆回购。当日公开市场有315亿元7天逆回购到期，另有5000亿元买断式逆回购到期，实现净投放6135亿元。 | DR001 | | DR007 | | DR014 | | | --- | --- | --- | --- | --- | --- | | 1.2645% | 9.8BP | 1.4259% | 10.0BP | 1.4949% | 7 9.2BP | | 14111 乙 | 9311 Z | 3691亿 | ▲2003亿 | 1839 Z | ▲661亿 | | 71.7% | 17.2% | 18.7% | ▲ 12.3% | ...

Core Viewpoint - Meili Tianyuan Medical Health (02373.HK) announced the investment of idle funds into a principal-protected financial product from Shanghai Pudong Development Bank, amounting to RMB 80 million [1] Group 1 - The board of directors has made a decision to effectively utilize idle funds [1] - The investment is made by the non-wholly owned subsidiary Beijing Beili Shi [1] - The financial product subscription date is set for February 13, 2026 [1]

Core Viewpoint - Meili Tianyuan Medical Health (02373) announced the investment of idle funds into principal-protected financial products from Pudong Development Bank, totaling RMB 80 million [1] Group 1: Investment Details - The company’s non-wholly owned subsidiary, Beijing Beilish, subscribed to a principal-protected financial product from Pudong Development Bank for a total amount of RMB 80 million on February 13, 2026 [1] - Additionally, the company, through Beijing Beilish and Shanghai Meili Tianyuan Medical Health, subscribed to several other principal-protected financial products from Pudong Development Bank, including RMB 70 million on November 21, 2025, RMB 10 million on November 28, 2025, and RMB 80 million on December 30, 2025 [1] - All the aforementioned financial products are still outstanding as of the date of the announcement [1]

（文章来源：证券日报） 证券日报网讯 2月13日，海程邦达发布公告称，公司使用暂时闲置募集资金13，000万元购买上海浦东 发展银行利多多公司稳利26JG5743期（三层看涨）人民币对公结构性存款，期限60天，预计年化收益 率0.70%或1.82%或2.02%，截至本公告日最近12个月累计尚未到期产品余额20，000万元。 ...

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration announced the list of systemically important banks for 2025, identifying 21 banks, an increase of one from the previous assessment, indicating a slight expansion trend in the number of recognized banks [1][4]. Group Structure - The list of systemically important banks has shown a gradual increase over the years, with 19 banks recognized in both 2021 and 2022, 20 in 2023, and 21 in 2025, reflecting a consistent expansion [1][4]. - The fourth group remains stable, consistently comprising the four major banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [2][4]. Group Classification - The 21 banks are categorized into five groups based on their systemic importance scores, with the fifth group remaining vacant. The first group increased from 10 to 11 banks, the second group rose from 3 to 4 banks, the third group decreased from 3 to 2 banks, and the fourth group maintained its count at 4 banks [4]. - The first group now includes 11 banks: China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zhejiang Commercial Bank, and Shanghai Bank. The second group consists of 4 banks: Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank. The third group has 2 banks: Bank of Communications and China Merchants Bank. The fourth group includes 4 banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [4]. Key Changes - A significant change in this announcement is the inclusion of Zhejiang Commercial Bank in the first group, marking its first entry as a systemically important bank. Additionally, Industrial Bank has been moved from the third group to the second group [4]. Regulatory Framework - The assessment and publication of the list are part of the regulatory authorities' efforts to establish a comprehensive macro-prudential management system and strengthen the supervision of systemically important financial institutions [4][5]. - The People's Bank of China and the National Financial Regulatory Administration will continue to enhance the additional supervision of systemically important banks to promote their safe and sound operation, thereby better serving the high-quality development of the real economy [5].

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration released the list of systemically important banks for 2025, identifying 21 domestic banks, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1]. Group 1: List of Systemically Important Banks - The 2025 list includes Zhejiang Commercial Bank, which is newly added and placed in the first group, making it the 10th joint-stock commercial bank on the list [2]. - The list is categorized into five groups based on systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and no banks in the fifth group [3]. Group 2: Regulatory Framework - Systemically important banks are characterized by their large scale, high complexity, and strong interconnections with the financial system, which significantly impacts economic and financial operations [4]. - The regulatory framework requires additional capital requirements for banks in different groups, ranging from 0.25% for the first group to 1.5% for the fourth group, with specific leverage ratio requirements also in place [4]. - The regulatory bodies aim to enhance macro-prudential management and micro-prudential supervision to ensure the safe and sound operation of systemically important banks, thereby supporting the high-quality development of the real economy [4].

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have published the list of systemically important banks for 2025, identifying 21 domestic banks, with Zheshang Bank newly included, indicating an increase in its systemic importance [3][4]. Group 1: Systemically Important Banks - The 2025 list includes 21 systemically important banks: 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [3]. - Zheshang Bank's inclusion in the list signifies its rising importance within the banking system [3]. - The banks are categorized into five groups based on their systemic importance scores, with the first group containing 11 banks, including Zheshang Bank, and the fifth group having no banks [3]. Group 2: Regulatory Framework - Systemically important banks are characterized by their large scale and significant role in the financial system, leading to stricter regulatory measures to ensure stability and prevent financial risks [4]. - The People's Bank of China and the National Financial Regulatory Administration will continue to enhance the additional regulatory framework for systemically important banks to promote their safe and sound operation [4].

来源：中国人民银行 （文章来源：上海证券报） 为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据《系统重要性银行评估办 法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家 国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商业银行5家。按系统重要性 得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波 银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家，包括兴业银 行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招商银行；第四组4家，包 括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行进入。 下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要 求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统重要性银 行安全稳健经营和健康发展，更好服务实体经济高质量发展。 中国人民银行国家金融监督管理总局发布我国系统重要性银行名单 ...

下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要 求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统重要性银 行安全稳健经营和健康发展，更好服务实体经济高质量发展。 北京商报讯（记者 廖蒙）2月13日，据中国人民银行官网，为构建覆盖全面的宏观审慎管理体系，强化 系统重要性金融机构监管，根据《系统重要性银行评估办法》，近期中国人民银行、国家金融监督管理 总局开展了2025年度我国系统重要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6 家，股份制商业银行10家，城市商业银行5家。 按系统重要性得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、平安银行、华 夏银行、宁波银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家， 包括兴业银行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招商银行；第 四组4家，包括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行进入。 ...

第五组暂无银行进入。 按系统重要性得分从低到高分为五组： 第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波银行、江苏银行、北京银 行、南京银行、广发银行、浙商银行、上海银行； 第二组4家，包括兴业银行、中信银行、浦发银行、中国邮政储蓄银行； 第三组2家，包括交通银行、招商银行； 第四组4家，包括中国工商银行、中国银行、中国建设银行、中国农业银行； 2月13日，据央行网站，为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据 《系统重要性银行评估办法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重 要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商 业银行5家。 下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要 求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统重要性银 行安全稳健经营和健康发展，更好服务实体经济高质量发展。 SFC 出品丨21财经客户端 21世纪经济报道 编辑丨黎雨桐 ...