在司法办案中，帮助信息网络犯罪活动罪和掩饰、隐瞒犯罪所得罪的划分成为一大难题。在此次发布 的"满某某掩饰、隐瞒犯罪所得案"和"黄某某、林某某掩饰、隐瞒犯罪所得案"中，司法机关依法认定掩 饰、隐瞒犯罪所得犯罪的"明知"，根据主客观相一致原则，综合考察行为人主观明知的内容、提供帮助 的类型和方式，准确界定区分掩饰、隐瞒犯罪所得罪与帮信罪，推动解决司法实践中的争议问题。 最高法刑四庭庭长罗国良介绍，此次发布的典型案例涉及实践中常见的一些法律适用问题，有助于准确 把握和正确适用两高25日发布的相关司法解释。各级人民法院、人民检察院将进一步提升掩饰、隐瞒犯 罪所得刑事案件办案质效，更好发挥刑事司法惩罚犯罪、保护人民的职能作用。 随着区块链技术和虚拟货币的兴起，犯罪集团和犯罪分子借助技术手段和虚拟空间来掩盖犯罪资金的来 源和性质，借助网络空间的实时性，突破空间限制，加快资金转移速度。 在"安某某等掩饰、隐瞒犯罪所得案"中，被告人安某某等三人通过某网络交易平台将他人犯罪所得用于 购买虚拟货币，再以虚拟货币形式实现资金快速转移，以此帮助犯罪分子逃避公安机关追查。检察机关 向法院提起公诉后，法院认为三人均构成掩饰、隐瞒犯罪所得 ...

Group 1 - CMB International Securities has launched a virtual asset trading service supporting BTC, ETH, and USDT, available 24/7 for qualified investors who have completed KYC and AML certification [1] - Renmin University of China Law School is offering an advanced training course on the legal practices related to virtual currency disposal, stablecoins, and RWA, focusing on the legal attributes, regulatory framework, disposal procedures, compliance processes, and investment opportunities of digital assets [1] Group 2 - Strategy purchased 430 BTC between August 11 and August 17 at an average price of $119,666, totaling $51.4 million, bringing its total holdings to 629,376 BTC with an average acquisition cost of $73,320, amounting to approximately $46.15 billion [2] Group 3 - LayerZero Foundation's proposal to acquire Stargate has begun voting, currently with a support rate of 97.09%, with the voting set to end on August 24. The proposal includes a $110 million acquisition of Stargate cross-chain bridge and its STG tokens, with plans to dissolve Stargate DAO and exchange STG for LayerZero's native token ZRO at a rate of 1 STG to 0.08634 ZRO [3] Group 4 - The UK-based crypto platform Lykke suffered a hack last year, resulting in the theft of approximately $22.8 million worth of Bitcoin and Ethereum, attributed to the North Korean hacker group Lazarus. The company has since been liquidated, and its founder is under criminal investigation in Switzerland [4]

Core Viewpoint - The recent surge in A-share market trading has prompted multiple banks to reiterate the prohibition of credit card funds being used for stock market investments, highlighting regulatory compliance and risk management concerns [1][2]. Group 1: Regulatory Actions - Since mid-August, over ten banks have issued announcements clarifying that credit card funds are strictly prohibited from being used in investment areas such as stocks, funds, futures, virtual currencies, and equity investments [1]. - Shaanxi Rural Credit Union specified that any misuse of credit card funds for non-consumption purposes could lead to transaction failures and various risk management measures, including account restrictions [1]. - Minsheng Bank announced that starting September 18, credit card cash advance transfers would be subject to controlled amounts, prohibiting their use for housing purchases, investments, or other non-consumption areas [2]. Group 2: Market Context and Risks - Analysts indicate that the current recovery in the A-share market has led some cardholders to attempt cash advances or transfers into the stock market, raising concerns about the risk of funds moving from real to virtual investments [2]. - The regulatory bodies have consistently prohibited the use of credit card funds for non-consumption purposes, and banks' recent announcements reflect a commitment to these regulations amid rising market enthusiasm [2]. Group 3: Consequences of Misuse - Individuals who misuse credit card funds for stock trading may face severe consequences, including transaction failures, account restrictions, credit limit reductions, and potential negative impacts on their credit ratings due to recorded violations [3]. - The need for stricter customer qualification during credit card applications and real-time monitoring of transactions using advanced technologies has been emphasized to prevent misuse [3]. - The inclusion of new prohibited categories, such as virtual currencies and investment-grade precious metals, indicates that banks must adapt their risk management strategies to evolving market conditions [3].

Core Viewpoint - The recent surge in A-share market trading has prompted multiple banks to reiterate the prohibition of credit card funds being used for stock market investments, emphasizing compliance with regulatory requirements [1][2]. Group 1: Regulatory Actions - Since mid-August, over ten banks have issued announcements clarifying that credit card funds are strictly prohibited from being used in investment areas such as stocks, funds, futures, virtual currencies, and equity investments [1]. - Shaanxi Rural Credit has specifically stated that using credit card funds for non-consumption purposes may lead to transaction failures and various risk management measures, including account restrictions [1]. - Minsheng Bank has also announced that starting September 18, credit card cash advance transfers will be subject to controlled amounts, prohibiting their use for housing purchases, investments, or other non-consumption areas [2]. Group 2: Market Risks and Compliance - Analysts highlight that the current recovery in the A-share market has led some cardholders to attempt to cash out or transfer credit card funds into the stock market, posing risks of financial misallocation [2]. - The regulatory bodies have consistently prohibited the use of credit card funds for non-consumption purposes, and banks' recent announcements serve to reinforce compliance and risk awareness amid rising market enthusiasm [2]. - The misuse of credit card funds for stock trading can lead to severe consequences, including transaction failures and negative impacts on personal credit ratings [3]. Group 3: Recommendations for Risk Management - To prevent the misuse of credit card funds, banks are advised to implement stricter customer qualification checks during the application phase and utilize big data and AI for real-time transaction monitoring [3]. - The inclusion of new prohibited categories, such as virtual currencies and investment-grade precious metals, indicates the need for banks to adapt their risk management strategies to evolving market conditions [3]. - Strengthening multi-dimensional risk control systems and enhancing customer education regarding the proper use of credit card funds are recommended to mitigate potential risks [3].

Core Insights - The GENIUS Act is driving unprecedented changes in the traditional banking sector by allowing non-bank entities to hold user deposits in stablecoin form, creating significant opportunities for emerging financial platforms [1][2] - The legislation is dismantling the regulatory barriers that have historically protected traditional banks, enabling a new era where virtually anything can function as a bank, contingent on robust technological support [2][9] Financial Landscape Transformation - Stablecoins are revolutionizing traditional transfer economics, with USDC transfers on platforms like Solana costing less than $0.2, compared to traditional credit card fees of 2.1%-2.4%, which have remained unchanged for a decade [2] - The transparency of digital dollars (stablecoins) surpasses that of traditional finance, as blockchain allows real-time verification of asset movements, including ETF holdings and national Bitcoin reserves [2] Shifts in Cryptocurrency Exchange Dynamics - Recent data indicates a shift in investor preferences among centralized exchanges, with 194,400 ETH flowing into platforms like Binance and Bybit, while Coinbase Pro and Kraken experienced outflows of 218,300 ETH and 57,400 ETH respectively [4] - Traditional financial institutions, such as Mango Financial and RYVYL, are pivoting towards cryptocurrency strategies, validating the immense potential of the cryptocurrency exchange market [4] Regulatory and Technological Developments - The Federal Reserve's decision to eliminate specific regulations on banks' cryptocurrency activities is fostering a more favorable environment for virtual currency exchanges [6] - Innovations in blockchain technology are transforming compliance from a document-heavy process to a real-time system, enhancing regulatory oversight while maintaining user privacy [6] Decentralization and Market Restructuring - The financial technology sector is undergoing profound changes, with traditional banks currently capturing 97% of industry revenue, but this is expected to shift as the GENIUS Act progresses [9] - The market size for blockchain and cryptocurrency services is projected to grow from $17 billion to $65 billion by 2032, with new companies leveraging programming languages like Rust and Solidity poised to emerge as winners [9][10]

Core Insights - Bitcoin experienced a rapid decline, falling below $122,000 per coin [1] Industry Summary - The cryptocurrency market is facing volatility, as indicated by the significant drop in Bitcoin's price [1]

Group 1 - The article highlights the prevalence of economic crimes disguised as investment opportunities, particularly those promising high returns with low risk [1] - It discusses illegal fundraising schemes under the guise of "virtual currency" and "blockchain," citing a case where a platform attracted investments totaling over 15 million RMB, ultimately leading to the loss of funds for investors [2] - The article emphasizes the need for individuals to be cautious and recognize the traps behind seemingly lucrative offers, urging them to protect their financial assets [9] Group 2 - Another type of fraud mentioned involves training programs that require upfront fees, often leading to graduates incurring significant debt without guaranteed employment [4] - The article warns that these fraudulent schemes exploit people's desires for quick wealth and their willingness to take risks, urging the public to remain vigilant [9] - It encourages individuals to report any suspicious activities related to illegal fundraising or investment schemes to the authorities [7]

又现互联网科技巨头亲自"打假"稳定币谣言。 8月11日13时，蚂蚁集团在官方平台上辟谣表示，蚂蚁集团关注到网络上有消息宣称"蚂蚁集团 与中国人民银行、中国稀土集团共建全球首个稀土人民币稳定币"，并以此诱导投资者关注相 关板块， 蚂蚁集团从未与相关机构有此类计划 ，请公众注意甄别，谨防上当受骗。 记者丨 黎雨辰 编辑丨姜诗蔷 无独有偶，6月下旬以来，曾有第三方平台发布"注册打卡京东社区，送5000枚稳定币"等信 息。对此在6月30日，京东发布了一则《关于京东稳定币产品及业务合作不实信息的严正声 明》，打假这一虚假合作。 在二级市场上，受辟谣消息影响，中国稀土午后迎来异动拉升，股价在午盘开盘后五分钟内迅 速冲高超4%。此后公司股价重新波动回落，不过截至收盘，其日涨幅仍达到1.68%。 蚂蚁、京东辟谣忙 稳定币是一种特殊类型的加密货币，其核心设计目标是通过与某种相对稳定的资产或货币进行 锚定，来实现价格稳定。相较于比特币、以太坊等价格波动剧烈的主流加密货币，稳定币的出 现，提供了一种更为稳定、便于交易和结算的工具。 在亚太地区，香港正先行先试，积极探索稳定币业务发展与监管框架建设。近月来，蚂蚁、京 东等首批抢滩稳定 ...

Core Viewpoint - Bitcoin has fallen below $114,000 per coin, experiencing a daily decline of 1.58% [1] Group 1 - The current price of Bitcoin is reported at below $114,000 [1] - The daily percentage drop of Bitcoin is noted as 1.58% [1]

Core Viewpoint - Recent illegal activities have emerged around "stablecoins," where fraudulent entities exploit the concept to promise high returns, leading to significant risks of illegal fundraising and financial fraud [1][2][3] Group 1: Illegal Activities and Risks - Fraudulent organizations are leveraging the rising popularity of stablecoins to engage in illegal marketing and fundraising, targeting the public's lack of understanding about stablecoins [2] - These activities often involve exaggerated claims and false promises, such as guaranteed returns and high fixed income, which can easily escalate into illegal fundraising, financial fraud, and other criminal activities [3] - The operational model of these schemes typically relies on attracting new investors to pay returns to earlier investors, creating a high risk of loss when the funding chain breaks [1][3] Group 2: Regulatory Responses - Financial regulatory authorities have issued risk warnings to the public, advising them to avoid falling victim to these fraudulent schemes [4][5] - Regulatory bodies emphasize that any institution or individual must not engage in fundraising from the public without proper authorization from financial management departments, as this constitutes illegal fundraising [4] - The authorities have noted that any investment products marketed under the guise of stablecoins are misleading, as stablecoins are primarily payment settlement tools without inherent value appreciation [4]