金融普惠

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亚非拉电商支付体验悄然焕新,波场TRON凭借实力与孙宇晨的坚持走入日常
Sou Hu Cai Jing· 2025-09-26 13:01
UQUID最新发布的研究报告如一阵清风,悄然拂过区块链行业,将孙宇晨与他创立的波场TRON推至聚 光灯下。这份重量级分析不仅揭示了波场TRON在交易量上的惊人足迹,更让无数用户看到:区块链从 未如此贴近生活。在拉丁美洲、非洲和亚洲的街头巷尾,波场TRON的交易量占比已悄然攀升至45%、 35%和25%,稳稳占据区域交易榜首。 这不是冰冷的数字,而是无数普通用户用指尖选择的信任投票。 在UQUID电商平台的日常交易中,波场TRON的份额从年初的29%稳步提升至39%,成为平台交易的坚 实支柱。更令人动容的是,波场版USDT在稳定币交易中的占比高达54%,这不仅是技术实力的无声证 明,更是用户对"稳定、可靠、便捷"支付体验的集体选择。 孙宇晨的愿景始终清晰:让价值流动如呼吸般自然。波场TRON的底层技术正是这一理念的完美载体。 依托委托权益证明(DPoS)共识机制,网络每秒可处理2000笔交易,确认速度如春风拂面般轻盈。 当用户在波场TRON上发起一笔支付,系统无需等待,瞬间完成流转。而极低的手续费(通常低于0.01 美元)更让高频交易变得触手可及——它不再是精英的专属,而是每个普通人的日常选择。在东南亚的 便利 ...
新版人民币已经发行!腐败分子或要失眠了?大清洗要来了
Sou Hu Cai Jing· 2025-09-20 17:48
Core Viewpoint - The rapid promotion of digital RMB is underway, but its actual functions and impacts are less dramatic than public speculation suggests [3][6][10] Group 1: Digital RMB Overview - Digital RMB is a legal currency in digital form, issued and managed by the People's Bank of China, with the same value characteristics as physical RMB [3][4] - As of the first quarter of 2025, digital RMB has covered 341 cities, serving over 900 million people, with a total transaction amount reaching 3.92 trillion yuan [3][7] Group 2: Key Features of Digital RMB - Unlike third-party payment tools, digital RMB is a legal currency and supports "dual offline payments," allowing transactions without network coverage [4][6] - It incorporates a privacy protection mechanism, following the principle of "small amount anonymity, large amount traceability" [6][7] Group 3: Benefits and Impact - Digital RMB enhances payment convenience, especially in remote areas, with a coverage rate of 35% in such regions, benefiting approximately 120 million people [7][8] - It reduces transaction costs for small and micro businesses, saving around 1.27 billion yuan in payment fees [7][8] Group 4: Public Perception and Challenges - Approximately 62% of respondents are accustomed to existing payment methods and show no strong desire to switch to digital RMB [8][9] - Concerns about security and privacy persist, with 47% of respondents expressing worries about these issues [8][9] Group 5: Future Outlook - Digital RMB is expected to coexist with various payment methods, contributing to a diversified payment system [10] - The development of digital RMB will drive the digital transformation and innovation of the financial system, enhancing accessibility and efficiency in financial services [10]
2025服贸会金融服务专题聚焦开放智能普惠,97家机构参展
Bei Jing Shang Bao· 2025-09-11 03:09
Group 1 - The 2025 Service Trade Fair highlights the financial services sector as a key focus area, showcasing the achievements and innovations in China's financial openness [1] - Nearly 100 domestic and international financial institutions participated in the event, indicating a strong interest in financial services [1] - The internationalization rate of participating institutions reached 47.4%, with 46 foreign institutions present, demonstrating a significant global engagement in China's financial market [1]
腾讯亮相2025服贸会,展示科技助力金融普惠最新探索成果
Sou Hu Cai Jing· 2025-09-10 08:35
在主管部门指导下,微信支付不断优化外籍来华人士支付服务,不仅通过优化"外卡内绑"满足外籍来华人士便捷支付服务需求,主动在机场、口岸等一线提 供咨询服务,还持续拓展"外包内用"朋友圈,马来西亚、新加坡、韩国等多国用户可直接使用境外电子钱包在境内扫码消费。随着免签入境政策升级与离境 退税"即买即退"等措施出台,微信支付还推出了外卡新用户60天手续费减免方案,进一步激发外籍人士来华旅游、贸易热情。 今年春节前,WeChat港币钱包进一步拓展商户网络,连接内地个人商户,进一步优化香港用户北上内地消费体验。街边小店、市井小摊……只要有微信支 付收款码的场景,香港用户即可扫码用港币实时结汇付款,商户在后台即时收到经过实时换汇的人民币,实现移动支付的"双向奔赴"。与此同时,WeChat 港币钱包还为香港用户提供汇款至内地的更优汇率选择,最快1分钟即可到账。 值得一提的是,在中国人民银行和数字货币研究所的指导下,腾讯持续积极探索数字人民币跨境支付场景。2023年3月,腾讯完成"条码互通"的验证,实现 数字人民币钱包在微信生态内小程序、视频号及线下收款码多场景便捷支付。2024年,腾讯对"条码互通"持续创新,境外来华人士开立数 ...
SNOW量化降低投资门槛:量化金额降至300元,普惠金融战略开启新篇章
Sou Hu Cai Jing· 2025-09-10 07:42
Core Insights - SNOW Quantitative has initiated a nationwide experience center strategy, marking a significant shift in the quantitative investment industry towards offline services, allowing ordinary investors to experience professional quantitative investment services face-to-face [1] Group 1: Experience Center Strategic Planning - The first flagship experience centers will be established in major cities such as Beijing, Shanghai, Guangzhou, and Shenzhen, with plans to expand to all provincial capitals by 2024 and key prefecture-level cities by 2025 [3] - The experience centers will feature various functional areas, including strategy experience zones, educational lecture areas, VIP consultation rooms, and technology display zones [3] - Technical support will include cloud synchronization for real-time data updates, VR technology for strategy demonstrations, and self-service terminals for 24-hour assistance [3] Group 2: User Experience Enhancement - Services will be upgraded to include face-to-face consultations with professional investment advisors, hands-on guidance for quantitative investment operations, and real-time answers to investment queries [4] - Educational initiatives will involve weekly investment knowledge lectures, master classes with industry experts, and a simulated trading environment for practice [4] - Social features will include investor salons for networking, strategy sharing sessions, and the establishment of localized investment communities [4] Group 3: Strategic Value Analysis - The experience centers will enhance user trust through physical locations, increase conversion rates via personal experiences, and promote word-of-mouth marketing through offline events [4] - Brand building will be supported by physical displays that enhance brand image, reinforce professional reliability, and deepen market penetration [4] - The centers will offer personalized services, deeper customer engagement, and foster long-term client relationships [4] Group 4: Technological Innovation and Integration - The integration of online and offline services will ensure seamless data connectivity and consistent service experiences [5] - Smart technologies will be applied, including facial recognition for VIP clients, intelligent recommendations based on user profiles, and remote assistance from experts [5] - Data security measures will include local encryption, multiple layers of network security, and strict privacy protection protocols [5] Group 5: Industry Development Impact - The initiative will innovate service models in the quantitative investment sector, establish new industry service standards, and redefine competitive dynamics [5] - Enhanced operational transparency through physical locations will facilitate regulatory compliance and promote industry standardization [5] - The experience centers will drive related industry development, create new job opportunities, and stimulate regional economic growth [5] Group 6: Future Development Plans - Future upgrades will include the deployment of AI investment advisor assistants, deeper applications of big data analytics, and the use of IoT technologies to enhance user experiences [5] - Plans for service expansion include establishing overseas experience centers and deep collaborations with financial institutions [5] - The initiative aims to promote investor education, enhance financial inclusivity, and drive overall industry progress [5] Conclusion - The SNOW Quantitative experience center strategy represents a milestone in the development of the quantitative investment industry, breaking down barriers and making quantitative investment more accessible to ordinary investors, thus promoting the democratization of investment [5]
古巴电子支付平台MiTransfer用户突破80万
Shang Wu Bu Wang Zhan· 2025-08-20 15:37
Core Insights - The Cuban electronic payment platform MiTransfer has surpassed 800,000 users, highlighting its significant role in promoting financial inclusion and accelerating digital transformation in the country [1] Company Overview - MiTransfer was launched in February 2023 by the Cuban telecommunications company, aimed at facilitating daily transactions for unbanked populations such as youth, homemakers, farmers, and workers [1] - The platform helps these groups reduce their reliance on cash and adapt to a complex economic environment [1]
孙宇晨携波场TRON生态登陆CoinfestAsia2025,3.25亿账户铸就新传奇
Sou Hu Cai Jing· 2025-08-20 05:21
Group 1 - The core viewpoint of the articles highlights the significant milestone of TRON's ecosystem, with the number of accounts surpassing 325 million, indicating strong growth and integration within the global blockchain ecosystem [1][3][6] - Founder Sun Yuchen is set to participate in the CoinfestAsia2025 conference in Bali, Indonesia, where he will discuss underlying architecture upgrades and market evolution paths, potentially offering new perspectives for the digital asset sector [1][6] - The TRON platform utilizes a Delegated Proof of Stake (DPoS) consensus mechanism, which enhances transaction processing efficiency, making it a preferred solution for high-frequency trading and micro-payment scenarios [3] Group 2 - The TRC20-USDT issuance has exceeded 78.7 billion, dominating the global USDT chain trading volume, reflecting the expanding scale of stablecoins within the TRON ecosystem [3] - The number of decentralized applications (DApps) on TRON has surpassed 3,000, with daily active users exceeding one million, covering diverse areas such as DeFi and NFTs, showcasing a thriving multi-faceted ecosystem [3] - TRON has achieved recognition under the EU's MiCA framework and is the first to implement the ISO20022 standard for stablecoin protocols, indicating progress in regulatory compliance [3] Group 3 - Sun Yuchen's recent activities include strategic moves to deepen industry influence, such as witnessing TRON.Inc's listing on NASDAQ and integrating TRX tokens into core asset allocations, reflecting the growing acceptance of blockchain-native assets in traditional finance [5] - His participation as a keynote speaker at various Asia-Pacific summits focuses on the construction of stablecoin ecosystems and regulatory pathways, emphasizing the potential of blockchain technology to enhance financial inclusivity [5] - The upcoming CoinfestAsia2025 is expected to attract over 10,000 attendees, with Sun Yuchen's insights anticipated to provide actionable industry insights, potentially reshaping the future landscape of digital finance [6]
Axi 庆祝在 2025 年《全球商业与金融杂志》大奖评选中斩获多项殊荣
Globenewswire· 2025-08-13 10:44
Core Insights - Axi has received multiple awards at the 2025 Global Business and Finance Magazine Awards, highlighting its growing global influence and commitment to excellence [1] - The company was recognized as the Best Financial Institution in the UK, Latin America, and the Middle East, showcasing its dedication to financial inclusivity and customer-centric intelligent solutions [1][2] - Axi Select, the company's flagship capital allocation program, has been instrumental in providing emerging traders with the necessary tools and funding to accelerate their trading careers [1] Group 1 - Axi's trading product and service suite includes advanced analytics, a convenient multi-asset platform, and tailored account solutions for retail, professional, and institutional clients, contributing to a stronger and more inclusive global trading community [2] - The company's influence is particularly notable in the UK, Latin America, and the Middle East, where it has significantly expanded localized products and support services [2] Group 2 - Hannah Hill, Axi's Brand and Sponsorship Director, emphasized that excellence is not a destination but a commitment to customers and employees, and that trust, innovation, and integrity resonate globally [3] - Axi operates as a global online forex and CFD trading company, serving thousands of clients across over 100 countries, offering a variety of asset classes for CFD trading, including forex, stocks, gold, oil, and coffee [3]
创新教育金融服务 交通银行全力助推教育公平普惠
Xin Hua Wang· 2025-08-12 06:11
Core Viewpoint - The company emphasizes its commitment to social responsibility and innovation in financial services to support education, particularly for economically disadvantaged students [1]. Group 1: Financial Inclusion Supporting Education - In 2023, the company has served over one million economically disadvantaged students across 11 provinces by providing various financial services, including account opening, student loans, and payment settlements [2]. - The company has launched several promotional activities tailored for students, such as "Newcomer 88 Gifts," "1 Cent Transportation," and discounts on laundry and shopping, enhancing the accessibility of financial services [2]. - The company has organized campus activities focused on fraud prevention and safe payment practices to educate students about online scams and protect their financial security [2]. Group 2: Charitable Contributions Building Future Dreams - Since 2023, the company has raised 30 million yuan annually for the "Dream Scholarship," awarded to outstanding students with student loans, encouraging them to strive for success [3]. - The company has innovated its scholarship fundraising methods through credit card point donation activities, leveraging new media to increase awareness and participation in charitable efforts [3]. Group 3: Targeted Support for Employment - The company recognizes the urgency of supporting employment initiatives and aims to help economically disadvantaged students achieve higher quality employment [4]. - It has focused on gathering quality internship opportunities to enhance students' professional skills and career prospects [4]. - The company plans to deepen its financial inclusion efforts by continuously improving its student loan services and supporting students in achieving their career goals [4].
利比里亚央行将推出国家电子支付系统
Shang Wu Bu Wang Zhan· 2025-08-02 15:47
Core Viewpoint - The Central Bank of Liberia is set to launch a national electronic payment system by December next year, aimed at enhancing interoperability among financial institutions and reducing cash dependency [1] Group 1: Electronic Payment System - The new system is described as a "transformational initiative" that will allow citizens to use a single card across all ATMs and POS machines nationwide, addressing current interbank transaction barriers [1] - The system is expected to improve transaction transparency and reduce the risk of data tampering, facilitating a gradual shift towards a "cash-light" economy [1] Group 2: Economic Implications - Despite maintaining the monetary policy rate at 17.25%, the Central Bank has issued warnings regarding external risks [1] - The Finance Minister emphasized that the system will integrate with the Pan-African Payment and Settlement System (PAPSS), promoting local currency settlements in regional trade [1] Group 3: Industry Support - The Banking Association has expressed full support for the initiative, highlighting that digitalization will aid in combating corruption and enhancing fund tracking [1] - This initiative marks a significant step towards the modernization of Liberia's financial system [1]