许家印与王健林，为什么能欠那么多钱？ 巅峰同途，结局殊途 许家印与王健林，都曾问鼎首富，以激进的扩张和宏大的叙事，定义了一个时代的商业逻辑。 他们的帝国，恒大与万达，一度如同两艘并驾齐驱的巨轮，承载着无数人的财富梦想与城市雄心。 然而，当债务的惊涛骇浪袭来，相似的巅峰却迎来了迥异的命运分野。 一个，深陷囹圄，企业帝国在财务造假的废墟上轰然倒塌，留下2.4万亿的债务黑洞和百万家庭的破碎希望； 另一个，虽壮士断腕、元气大伤，却以"卖卖卖"的决绝姿态，保全了企业的核心信用与生存火种。 这并非偶然的市场波动所致，而是两位企业家在危机面前，基于其根本价值观所做出的不同抉择。 为什么地产商能欠那么多钱？他们的选择，将走向何处？ 恒大：地产金融杠杆，终成庞氏 恒大的危机，从本质上讲，并非一场经营不善导致的商业失败，而是一场蓄谋已久、精心策划的系统性金融骗局。 许家印的核心目标并非"做大做强"企业，而是将恒大这个庞大的融资平台作为工具，通过一系列令人眼花缭乱的非法财技，将社会财富：购房者的预售款、 供应商的血汗钱、投资者的信任，源源不断地输送至其个人与关联方的利益网络中，最终完成对整个公司的彻底"掏空"。 恒大之败，非战之罪 ...

银河金汇证券资产管理有限公司 于丽红 推动金融高质量发展、建设金融强国，要坚持法治和德治相结合。2024年5月，最高人民法院、最高人 民检察院、公安部、中国证券监督管理委员会联合印发《关于办理证券期货违法犯罪案件工作若干问题 的意见》，强调坚持"零容忍"；2025年2月，证监会与最高检联合举行新闻发布会，表示依法从严打击 证券违法犯罪，将着力推动行刑双向衔接，加快构建立体化追责体系。 厉行法治固然有助于金融秩序安全稳定，但培育和强化中国特色金融文化，为法治注入德治的基因同样 至关重要。积极培育中国特色金融文化，是有效防范金融风险、提升国际竞争力的必然要求，更是推动 我国从金融大国走向金融强国的必然要求。有必要深入剖析证券基金领域金融犯罪实务，揭示其文化成 因，探寻夯实行业文化建设的思想根基，方能从源头上预防金融犯罪。 业务行为类犯罪数量居多 据公开数据不完全统计，2022年1月1日至2025年6月30日，全国法院一审已判决及监察机关已立案、检 察机关已批准逮捕（已明确涉案罪名）的证券基金从业人员金融犯罪案件约207件。 从犯罪行为类型来看，业务行为类犯罪显著多于职务廉洁类行为犯罪。按犯罪行为是否侵犯职务廉洁， ...

● 银河金汇证券资产管理有限公司 于丽红 业务行为类犯罪数量居多 据公开数据不完全统计，2022年1月1日至2025年6月30日，全国法院一审已判决及监察机关已立案、检 察机关已批准逮捕（已明确涉案罪名）的证券基金从业人员金融犯罪案件约207件。 从犯罪行为类型来看，业务行为类犯罪显著多于职务廉洁类行为犯罪。按犯罪行为是否侵犯职务廉洁， 可分为业务行为类犯罪与职务廉洁类行为犯罪。前述207件案件中，业务行为类犯罪共181件，涉186个 罪名，占比87%，其中非法吸收公众存款罪案件最多，为167件。职务廉洁类行为犯罪共26件，涉30个 罪名，其中受贿罪案件最多，为14件（含监察委已立案未判决4件）。 推动金融高质量发展、建设金融强国，要坚持法治和德治相结合。2024年5月，最高人民法院、最高人 民检察院、公安部、中国证券监督管理委员会联合印发《关于办理证券期货违法犯罪案件工作若干问题 的意见》，强调坚持"零容忍"；2025年2月，证监会与最高检联合举行新闻发布会，表示依法从严打击 证券违法犯罪，将着力推动行刑双向衔接，加快构建立体化追责体系。 厉行法治固然有助于金融秩序安全稳定，但培育和强化中国特色金融文化，为 ...

Core Points - A former vice president of Minsheng Bank, identified as Xiao, gained attention on social media by sharing his experiences before imprisonment [1][4] - His video account, launched on August 19, attracted 22,000 followers within a week [1][4] - The account was later banned by the platform for violating community guidelines [4][5] Company Background - Xiao was born in 1983 and worked at Minsheng Bank's Beijing branch, holding various positions including client manager and vice president responsible for personal finance [10] - He was convicted for fraud involving high-interest schemes that deceived 147 victims, resulting in a total loss of over 2.746 billion RMB [10] - The court sentenced Xiao to nine years in prison and imposed a fine of 90,000 RMB for his crimes [10]

Group 1 - A former bank president, identified as Xiao, gained attention on social media by sharing his experiences before imprisonment, amassing 22,000 followers since the first video was uploaded on August 19 [1] - The account was reported for violating Douyin's community guidelines by using criminal experiences for attention and was subsequently banned from posting [1][3] - Xiao was previously employed at Minsheng Bank, where he held various positions, including vice president responsible for personal finance, before being convicted of fraud involving over 2.746 billion RMB from 147 victims [7]

Core Points - A corruption case involving bank executives and a real estate company has concluded with a court ruling in Haidong City, Qinghai Province [1][8] - The ruling revealed that Wu, a former branch manager of Qinghai Bank, accepted bribes totaling over 1.2 million yuan while facilitating housing purchases for his family [1][3] - The case also highlighted the actions of Wu's subordinate, who attempted to curry favor by gifting a 28,000 yuan zisha teapot to Wu [1][6] Summary by Sections Corruption Case Details - Wu accepted bribes during his tenure as the branch manager, including a case where he facilitated a housing purchase for his father, resulting in a bribe of 345,700 yuan [3][4] - The real estate company involved provided significant discounts on property prices, leading to a total bribe amount of 856,600 yuan for another housing transaction [4][5] Subordinate's Actions - Wu's subordinate, referred to as Chou, engaged in various forms of bribery, including cash gifts during meals and at his wedding, totaling several thousand yuan [6][7] - Chou's actions were motivated by a desire to secure favorable treatment in loan approvals from the bank [7][10] Legal Proceedings - The court ruled that both Wu and Chou were guilty of bribery, with Wu receiving a four-year prison sentence and a fine of 200,000 yuan, while Chou received a three-year sentence and the same fine [9][10] - The court confirmed that Qinghai Bank, being a state-controlled commercial bank, classified its employees as state workers, thus validating the charges against them [9][10]

Core Insights - The G7 ministers have acknowledged the need for further work on supply chains, financial crime, and growth policies, indicating ongoing discussions and potential developments in these areas [1] - The Canadian Minister of National Revenue, Pang Fei, expressed optimism about the progress being made towards reducing instability and uncertainty in the global economic landscape [1] Group 1 - The G7 ministers are focused on enhancing supply chain resilience, addressing financial crime, and formulating effective growth policies [1] - There is a collective recognition among G7 members that more efforts are required to tackle these critical issues [1] - The statement reflects a commitment to improving global economic stability and reducing uncertainties [1]

Group 1 - The G7 finance ministers' meeting in Canada focuses on the impact of U.S. trade policies, particularly the tariffs imposed by the U.S. government [1] - Canadian Finance Minister Chrystia Freeland emphasized the need to address fundamental issues such as manufacturing overcapacity, non-market behavior, and financial crimes [1] - U.S. Treasury Secretary Janet Yellen aims to encourage G7 allies to respond more effectively to China's economic policies during the meeting [1] Group 2 - There is an expectation that the G7 finance ministers will not announce a new trade agreement, as the U.S. administration prioritizes its own interests [1] - Support for Ukraine and sanctions against Russia are key topics, with Ukrainian Finance Minister Serhiy Marchenko advocating for stronger sanctions during the meeting [1] - The G7 finance ministers are anticipated to issue a statement supporting Ukraine against Russia, although the wording will be broad and not specific regarding sanctions [1]

Group 1 - The core point of the article is that the reconstruction of Ukraine is estimated to cost over $500 billion, as stated by Canada's Finance Minister [1] - The G7 finance ministers are discussing issues related to tariffs, capacity, non-market behavior, and financial crime during their meeting [1] - Canada reaffirms its commitment to continue providing financial support to Ukraine amidst the reconstruction efforts [1] Group 2 - Ukraine's Finance Minister Martynenko indicated that the G7 finance ministers will address all necessary and critical issues related to Ukraine's reconstruction [1]

Core Viewpoint - The G7 will discuss issues related to overcapacity, non-market behavior, and financial crimes, highlighting the need for coordinated international efforts to address these challenges [1] Group 1: Overcapacity - The G7 is expected to address the issue of overcapacity in various industries, which can lead to market distortions and economic inefficiencies [1] Group 2: Non-Market Behavior - The discussion will also focus on non-market behaviors that undermine fair competition, emphasizing the importance of maintaining a level playing field in global trade [1] Group 3: Financial Crimes - Financial crimes will be a key topic, with the G7 aiming to enhance cooperation among member countries to combat illicit financial activities [1]