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2025消费金融生态大会在渝召开 全国首个消费金融指数正式发布
Core Insights - The 2025 Consumer Finance Ecological Conference was held in Chongqing, focusing on the theme of "Finance Promotes Consumption" and aimed at exploring innovative paths for financial support in expanding consumption [1] - The conference gathered over 500 representatives from government, academia, finance, and technology sectors to discuss the role of finance in boosting consumption and contributing to a new development pattern of "dual circulation" [1] Group 1: Consumer Finance Index - The China Consumer Finance Index (CCFI) was officially released, marking the first index to evaluate the development status of the consumer finance industry in China [2] - The CCFI is based on 12 groups of 33 indicators, assessing the construction of market entities, industrial ecology, and market environment across 30 typical cities [2] - The top ten cities in the CCFI ranking for 2025 are Shanghai, Beijing, Chongqing, Shenzhen, Guangzhou, Hangzhou, Chengdu, Suzhou, Nanjing, and Jinan, with Shanghai, Beijing, and Chongqing dominating the rankings [2] Group 2: Chongqing's Consumer Finance Landscape - Chongqing is becoming a significant hub for consumer finance development, supported by national strategies to cultivate international consumption centers and western financial centers [3] - By the end of 2024, Chongqing will have established a multi-layered consumer finance system with over 80 supply entities, including banks, consumer finance companies, auto finance companies, and online lending institutions [3] - Three consumer finance companies in Chongqing hold a combined loan scale of 29.1% of the national total, leading in registered capital and number of institutions [3] Group 3: Technological Innovation and Infrastructure - Chongqing's consumer finance companies and online lending institutions are at the forefront of technological innovation, utilizing big data, artificial intelligence, and knowledge graphs for financial services [3] - The city has established several key financial institutions, including a national fintech certification center and the first financial court in central and western China [4] - Chongqing is home to the first cross-regional consumer rights protection center and the first alliance to combat financial crime, showcasing its commitment to responsible consumer finance standards [4]
产品战略规划:五看三定之看市场-技术洞察丨杨飞老师丨市场洞察丨产品经理
Sou Hu Cai Jing· 2025-06-06 10:43
Group 1 - The core viewpoint emphasizes the importance of technological factors in PEST analysis, highlighting the impact of emerging technologies like IoT, AI, VR, cloud computing, and big data on various industries [2] - The analysis should focus on future trends rather than just historical data, as understanding past changes is essential for predicting future developments [3] - The necessity of deriving conclusions from PEST analysis is stressed, as merely listing facts without actionable insights renders the analysis ineffective [4] Group 2 - The primary goal of environmental analysis is to identify opportunity points arising from changes in trends, recognizing that opportunities and threats coexist [5] - It is important to document the opportunities and threats clearly, noting how specific changes lead to these outcomes [5]
全国首个消费金融指数发布 重庆消费金融行业提质增效
Zheng Quan Ri Bao Wang· 2025-06-06 09:45
Core Insights - The 2025 China Consumer Finance Index (CCFI) was officially released, marking the first publicly available comprehensive evaluation index for the consumer finance industry in China [1] - The report highlights Chongqing's consumer finance development practices, establishing a "Chongqing Standard" for local consumer finance growth [1] Group 1: Development Level - Chongqing ranks among the top tier of consumer finance development in China, alongside Shanghai and Beijing, with personal consumer loan balances reaching 892.253 billion yuan (excluding housing loans) by the end of 2024, reflecting a year-on-year growth of 9.9% [2] - The comprehensive strength of consumer finance institutions in Chongqing is also ranked first nationally, with over 80 consumer finance supply entities across various sectors, including banks, consumer finance companies, auto finance companies, and online lending [2] Group 2: Digital Innovation - Chongqing leads the industry in digital innovation capabilities, with local consumer finance and online lending companies at the forefront of technological advancements in areas such as big data, artificial intelligence, and knowledge graphs [2] - By the end of 2024, three consumer finance companies in Chongqing accounted for over half of the national patents and invention patent authorizations, while 37 online lending companies held two-thirds of the national invention patents and one-third of software copyrights [2] Group 3: Industry Infrastructure - The development of the consumer finance industry in Chongqing remains at a leading national level, with the establishment of the National Financial Technology Certification Center and the Chengdu-Chongqing Financial Court, the first financial court in Central and Western China [3] - Chongqing has also created the first cross-regional social organization for consumer rights protection in the banking and insurance sectors, as well as the first alliance to combat financial black market activities [3] - The "Yujintong" and "Yujindun" financial platforms provide foundational support for the digital financial scene applications across the industry [3]
深圳商业计划书——存储软件投资项目市场分析
Sou Hu Cai Jing· 2025-06-06 07:36
项目名称:深圳商业计划书——存储软件投资项目市场分析 编制单位:深圳思创策划咨询有限公司(更多资料请搜索公司名称登录官网查询) 市场规模:持续扩张,潜力无限 在智能管理方面,AI驱动的智能化存储管理成为趋势。通过机器学习算法,存储软件可以实现数据分层、自动负载均衡等功能,降低企 业存储运维成本约30%。同时,智能存储管理还能提高数据的安全性和可靠性,及时发现并处理潜在的安全隐患。 随着各行业数字化转型的深入,存储软件市场需求呈现出多元化、场景细分的趋势。 在企业级市场,金融、政府、电信、医疗等行业对存储软件的需求持续增长。金融行业需要高效、安全的存储解决方案来保障交易数据 的完整性和安全性;政府行业需要满足大规模数据存储和管理的需求,以支持政务信息化和智慧城市建设;电信行业需要应对5G时代带来 的海量数据存储和处理挑战;医疗行业则需要存储和管理大量的医疗影像和病历数据。 2025年中国存储软件市场规模预计将突破680亿元,年复合增长率维持在18%以上。这一增长趋势主要得益于企业数字化转型的加速,尤 其是金融、制造、医疗等领域智能化改造需求激增。 随着5G商用普及带来的边缘计算与物联网数据爆发,预计到2030年 ...
省属国企再添一员!湖北大数据集团正式成立,汪小波任董事长
Sou Hu Cai Jing· 2025-06-06 06:52
今天(6月6日)上午,湖北大数据集团在武汉洪山大厦正式成立,这是湖北成立的第十二家省属国企。 湖北省属国企再添一员 专注大数据投资开发 "大数据集团将夯实数字湖北'一个底座'、形成数据资源'一张网络'、构建数据交易'一个枢纽'、创立数智化应用'一个标杆',打造数据产业生态'一个模 式'这'五个一',加快推进湖北数字产业化和产业数字化,打造成为全国一流、中部领先的省级数据集团。"汪小波介绍。 各省数据集团加速成立 竞速"第五要素" 当前,数据已成为继土地、劳动力、资本、技术之后的第五大生产要素,国家已经在陆续进行政策支持。对于决定未来发展空间的产业,谁先领跑数字经济 领域,谁就在未来拥有话语权。 长江云新闻记者梳理发现,据不完全统计,除湖北外,上海、陕西、湖南、江苏、河南、福建等省份均已组建省级数据集团公司,武汉、广州、杭州、温州 等地也组建了相应的市级数据集团公司。 从规格上来看,湖北大数据集团为省属一级国有企业,由省政府国资委牵头,湖北联投集团、长江产业集团、湖北交投集团、湖北文旅集团、湖北宏泰集 团、湖北港口集团6家省属企业共同出资组建,注册资本50亿元。 长江云新闻记者了解到,未来,湖北大数据集团将进行 ...
2025全球人工智能技术大会即将开幕,数据ETF(516000)冲击4连涨
Mei Ri Jing Ji Xin Wen· 2025-06-06 03:32
消息方面,2025年6月7—8日,2025全球人工智能技术大会(GAITC 2025)将在浙江杭州召开。作为我 国人工智能领域规模最大、规格最高的千人级综合性活动,大会以"交叉、融合、相生、共赢"为主题, 秉承"国际化、高端化、专业化"的办会理念,致力于打造一个汇聚全球智慧、激发创新动能、赋能产业 发展的超级平台。此次大会将邀请中外院士、名校学者、头部企业高管、技术专家等重量级嘉宾同台论 道,分享AI技术突破、产业趋势与治理思考。为增强与会者的获得感、体验感,大会将同步举行2025 全球人工智能技术博览会、2025全球人工智能技术创新大赛,打造"会+展+赛"三维一体的立体化、全 景式感知空间。 截至2025年6月6日 11点02分,中证大数据产业指数(930902)上涨0.27%,成分股石基信息涨停,深信 服上涨2.54%,恒为科技上涨2.10%,云天励飞上涨1.96%,科华数据上涨1.74%。数据ETF(516000) 上涨0.22%,冲击4连涨。最新价报0.92元。 在人工智能技术加速迭代的背景下,大数据作为其核心生产要素,对算法训练、模型优化及场景应用起 到决定性作用。数据ETF紧密跟踪中证大数据产业指 ...
不断促进科技企业跨境贸易和投融资便利化
"随着人工智能技术的应用,智能化进一步增强,金融业发展将为科技创新提供广阔的应用空间。"李斌 说,要紧跟现代科技日新月异的发展,通过技术驱动金融创新,为现代金融发展提质赋能。 国家外汇管理局副局长李斌6月5日在2025天津五大道金融论坛上表示,国家外汇局将不断促进科技企业 跨境贸易和投资、融资便利化,扩大外汇领域高水平制度型开放,以科技赋能推动外汇管理高质量发 展。 李斌表示,国家外汇局高度重视运用科技赋能外汇管理,包括应用区块链技术搭建跨境金融服务平台; 运用好数字技术,优化打通外汇局与银行之间的业务流程;通过数字化手段简化办事流程;充分应用大 数据、人工智能等技术构建模型,精准识别和打击外汇违法违规活动。 李斌说,要坚持金融服务实体经济的根本宗旨,充分发挥金融在支持科技创新和新质生产力发展中的重 要作用。金融是国民经济的血脉,实现跨时间、跨空间的资源配置是金融的本质属性和基本功能,而科 技创新活动恰恰具有未来性和不确定性特征,其发展需要金融为其提供资金支持、风险分担和激励机制 安排。 李斌表示,现代金融发展离不开现代科技的支持。近年来,移动互联网、大数据、云计算、区块链和人 工智能等技术发展在金融业务中广 ...
国家外汇管理局李斌:加强科技赋能外汇管理
Xin Hua Cai Jing· 2025-06-05 14:14
Core Viewpoint - The National Foreign Exchange Administration emphasizes the use of technology to enhance foreign exchange management and support the development of the real economy, particularly in facilitating trade and investment financing [1][2]. Group 1: Technological Integration in Foreign Exchange Management - The application of technologies such as mobile internet, big data, cloud computing, blockchain, and artificial intelligence has significantly reshaped the financial chain, improving accessibility and efficiency in financial services [1]. - The Foreign Exchange Administration has established a cross-border financial service platform using blockchain technology, which has assisted over 100,000 enterprises in obtaining more than $410 billion in financing and facilitated over $2.1 trillion in outbound payments by May 2023 [1]. Group 2: Regulatory Enhancements and Compliance - The Foreign Exchange Administration is optimizing business processes with banks through digital technologies, enhancing regulatory oversight while reducing the burden on banks [2]. - Advanced technologies like big data and artificial intelligence are being utilized to strengthen non-site monitoring capabilities and combat illegal cross-border fund transfers, thereby maintaining the stability and security of the foreign exchange market [2]. Group 3: Future Directions and Goals - The Foreign Exchange Administration aims to better coordinate high-quality development with high-level openness, promoting the convenience of cross-border trade and investment for technology enterprises [2]. - There is a focus on building a "smart foreign exchange management" system that enhances administrative efficiency and effectiveness through technological empowerment, contributing to the realization of modern Chinese development [2].
香港教大参与“教育数据峰会2025”分享AI教育实践
Zhong Guo Xin Wen Wang· 2025-06-05 13:42
中新网香港6月5日电 "教育数据峰会2025"于6月4日至5日在新加坡举行,香港教育大学(简称"香港教 大")派代表团出席峰会。代表团由香港教大校长李子建、副校长(研究与发展)陈智轩以及15名教学人员 组成。 6月4日至5日,"教育数据峰会2025"在新加坡举行。图为香港教育大学校长李子建出席峰会并发表主旨 演讲。(香港教育大学供图) 陈智轩主持题为"以数据为动力:为变革的世界制定大学策略"的论坛,探讨大学如何利用数据生态系 统,指导学术、运营以及财务领域的战略决策。 香港教大课程与教学学系系主任晏子主持以"数据分析:提升教学评估的精确度"为题的专题讨论,聚焦 运用学习分析技术来提升学生的参与度,促进他们主动学习。峰会期间,香港教大代表团还走访新加坡 重点大学,探索学术合作机会。(完) 峰会以"联结教育数据:融汇数据科学、技能与创新"(Connecting EduData: Aligning Data Science, Skills, and Innovation)为主题,汇聚全球超过400位教育工作者、研究人员、政策制定者和行业专家,共同探讨 数据科学及人工智能(AI)在教育领域的转化潜力。香港教大与Qua ...
国家外汇管理局副局长李斌:重视科技赋能外汇管理,以科技提升外汇管理与服务水平
Core Insights - The National Foreign Exchange Administration (NFA) is focusing on the integration of finance and technology to promote high-quality development and address external risks [1][2][3] - The NFA is implementing policies to facilitate cross-border financing for high-tech and specialized enterprises, enhancing the efficiency of capital utilization [1][2] - The NFA is leveraging digital technologies, including blockchain and big data, to improve foreign exchange management and services, thereby supporting the real economy [2][3] Group 1: Policy Initiatives - The NFA is promoting cross-border financing facilitation policies to support high-tech and "specialized, refined, unique" enterprises [1] - The NFA has expanded trade facilitation policies to benefit more specialized enterprises, improving capital efficiency [1] - The NFA is conducting pilot programs in cities like Beijing, Shanghai, and Tianjin to enhance foreign investment in scientific research [1] Group 2: Technological Integration - The NFA has established a cross-border financial service platform using blockchain technology, assisting over 100,000 enterprises in obtaining more than $410 billion in financing [2] - The NFA is optimizing business processes between itself and banks through digital technology, enhancing regulatory effectiveness [2] - The NFA is utilizing big data and AI to strengthen monitoring capabilities and combat illegal foreign exchange activities [2][3] Group 3: Future Outlook - The NFA emphasizes the mutual promotion of technology and finance as essential for achieving high-level technological self-reliance and supporting the real economy [3] - The NFA aims to enhance cross-border trade and investment facilitation for technology enterprises while expanding high-level institutional openness in the foreign exchange sector [3] - The NFA is committed to improving administrative efficiency and effectiveness through technological empowerment in foreign exchange management [3]