Group 1 - The Shanghai Composite Index is expected to test the 3500-point mark, but it may require 10-20 working days to consolidate before making this move, indicating a need for patience [1][12][13] Group 2 - The U.S. stock market saw slight gains, with the Dow Jones up by 0.94%, the S&P 500 up by 0.80%, and the Nasdaq up by 0.97%, approaching historical highs [4] - The S&P 11 sectors mostly rose, with the communication services sector leading, while the real estate sector lagged [4] - Major tech stocks generally increased, with Netflix, Amazon, and Meta rising over 2%, and Microsoft, Google, and Intel rising over 1% [4] Group 3 - The U.S. Commerce Department reported a revised first-quarter GDP growth rate of -0.5%, down from a previous estimate of -0.2%, which was below market expectations [5] - The core PCE price index recorded a final value of 3.5%, exceeding the expected 3.4% [5] Group 4 - Xiaomi held a comprehensive ecosystem launch event, introducing several products including the SU7 Ultra limited edition priced at 814,900 yuan and the MIX Flip 2 starting at 5,999 yuan [10] - Honor confirmed the initiation of its A-share IPO guidance, with the underwriting firm being CITIC Securities [10] Group 5 - Ningbo Huaxiang's subsidiary signed a contract to produce full-size biped robots for Shanghai Zhiyuan, which is expected to positively impact the company's future business expansion [11] - ST Yazhen announced a stock suspension for investigation due to abnormal trading fluctuations, with a cumulative price deviation of 29.43% [12] - Shengmei Shanghai plans to adjust its share repurchase price cap to 120 yuan per share, with a total repurchase fund of no less than 50 million yuan and no more than 100 million yuan [13]

Group 1 - The implementation plan aims to establish a high-quality inclusive financial system over the next five years, promoting common prosperity and optimizing the inclusive financial service system [1] - The plan includes enhancing the inclusive financial service system, consolidating the inclusive credit system, and strengthening the inclusive insurance system [1] - Specific measures involve improving the multi-level inclusive financial institution system, enhancing credit services for small and micro enterprises, and developing specialized insurance products [1][2] Group 2 - Experts believe the implementation plan will improve the quality and efficiency of inclusive financial services, promote balanced distribution of financial resources, and enhance risk management [2] - The banking and insurance sectors are expected to accelerate technological investments and innovate service models, such as smart credit and digital rural finance [2] - As of Q3 2024, the balance of loans for small and micro enterprises reached 79.8 trillion yuan, with inclusive loans for small micro enterprises growing by 14.7% year-on-year [2] Group 3 - Supporting the high-quality development of small and micro enterprises is essential for stabilizing the macro economy and promoting employment [3] - Regulatory bodies are encouraging financial institutions to innovate products and expand inclusive financial services [3] - Analysts predict that the banking sector will see significant performance improvements due to coordinated fiscal and monetary policies, and a favorable interest rate environment [3] Group 4 - Industrial and Commercial Bank of China (ICBC) is a leading bank in inclusive financial loans, offering online products like "Business Quick Loan" and "Online Loan" [4] - Agricultural Bank of China (ABC) has a high coverage rate in rural areas and provides various online products to support agricultural financing [5] - Ping An Insurance has developed a model combining credit guarantee insurance with bank loans to assist small micro enterprises lacking collateral [5]

Core Viewpoint - The recent policy document issued by the Central Committee and the State Council emphasizes the innovation and expansion of digital RMB applications, particularly in cross-border finance, signaling a significant boost for the digital currency and the financial reforms in the Guangdong-Hong Kong-Macao Greater Bay Area [2] Group 1: Digital RMB Development - Shenzhen has established a comprehensive digital RMB ecosystem over two years, with Agricultural Bank of China (ABC) Shenzhen Branch leading the efforts in promoting digital economy development [3] - As of May 2025, ABC Shenzhen Branch has integrated digital RMB into over 500,000 acceptance scenarios, enhancing its use in daily life [3] Group 2: Innovative Applications - ABC Shenzhen Branch has pioneered the "digital RMB + smart contract" model for housing fund withdrawals, improving efficiency and expanding application scenarios [4] - The "Smart Payment Assurance" platform was launched to regulate prepaid funds, addressing consumer concerns and ensuring fund security, with over 15 billion RMB regulated for nearly 930,000 consumers by February 2025 [5] Group 3: Consumer Engagement and Promotion - ABC Shenzhen Branch has organized educational activities and promotional events to enhance public awareness and usage of digital RMB, with significant participation in various campaigns [6] - The bank has distributed nearly 1.5 billion RMB in subsidies to citizens through red envelope initiatives, effectively boosting engagement and adoption of digital RMB in various sectors [6] Group 4: Cross-Border Transactions - The bank has upgraded its digital RMB acceptance capabilities for foreign visitors, facilitating seamless transactions and addressing currency exchange concerns [7] - A successful pilot of cross-border transactions using the central bank's digital currency bridge was completed, optimizing payment processes and reducing costs for international trade [10] Group 5: Future Outlook - ABC Shenzhen Branch aims to continue innovating in the digital RMB space, focusing on scene innovation and application promotion to enhance financial services and contribute to the high-quality development of digital finance in Shenzhen [11]

金十数据整理：昨日今晨重要新闻汇总（6月27日） 国内新闻： 6. 美联储-①巴尔金：可能的中性利率估计将随着时间的推移而缓慢上升；关税将开始推高通胀。②古 尔斯比：如果通胀率保持在2%的范围内且不确定性得到解决，美联储将走上降息的路径；特朗普提前 宣布鲍威尔继任者不会对FOMC产生任何影响。③戴利：秋季降息看起来是有希望的。④柯林斯：7月 降息可能为时过早。 7. 关税-①印度官员：印度和美国贸易谈判陷入僵局。美国方面称即将与其达成协议。②外媒：欧盟正 考虑降低美国进口商品的关税，以期与美国快速达成贸易协议。③白宫：没有延长7月9日关税暂缓期的 计划，此事变更将由总统决定。④卢特尼克：对与欧盟达成贸易协议变得乐观，将于下周左右宣布多项 协议。⑤冯德莱恩称已准备好与美国达成协议，同时为无法与其达成协议的可能做准备。马克龙说最好 的美欧协议是0关税对0关税。 1. 荣耀在深圳证监局获上市辅导备案，正式迈出了A股IPO的关键一步。 2. 上交所召开落实科创板"1+6"政策保荐机构座谈会。 3. 国家发改委：第三批消费品以旧换新资金将于7月下达。 4. 我国自主研发的新一代国产通用处理器——龙芯3C6000发布。 ...

每经编辑｜陈鹏程 王晓波 7 中国1至5月规模以上工业企业利润数据将公布 2 欧元区6月经济景气指数公布 (3)苹果首部原创电影《F1》将于6月27日院线首 映 美股三大指数集体收涨，纳指涨0.97%，道指涨0.94%，标普500指数涨0.8%，其中，纳指、标普500指数均创历史收盘次高；大型科技股多数上涨，奈飞、 亚马逊、Meta涨超2%，微软、谷歌、英特尔涨超1%，英伟达小幅上涨；苹果、特斯拉小幅下跌；加密数字货币交易所Coinbase涨超5.5%，创2021年以来收 盘新高。纳斯达克中国金龙指数跌0.29%，中概股涨跌不一；小马智行涨约12%，金山云、万国数据涨超3%，霸王茶姬、亚朵涨超1%，京东、贝壳、好未 来小幅上涨；小鹏汽车跌超6%，满帮、再鼎医药跌逾2%，蔚来、携程网跌超1%，阿里巴巴、理想汽车、新东方小幅下跌。 国际油价窄幅震荡，美油主力合约收涨0.46%，报65.22美元/桶；布伦特原油主力合约涨0.41%，报66.70美元/桶。 国际贵金属期货收盘涨跌不一，COMEX黄金期货跌0.04%，报3341.6美元/盎司；COMEX白银期货涨1.22%，报36.55美元/盎司。 欧洲三大股指收盘涨 ...

实施方案共提出3项重点工作任务。 国家金融监督管理总局6月26日消息，金融监管总局、中国人民银行近日联合发布《银行业保险业普惠 金融高质量发展实施方案》。实施方案提出，未来五年基本建成高质量综合普惠金融体系，普惠金融促 进共同富裕迈上新台阶。普惠金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步健 全。 实施方案强调，实现普惠金融高质量发展，必须加强党中央集中统一领导，供给多层次、多样化的普惠 金融服务，持续提升覆盖面和可得性，推动降低综合成本，不断提升普惠金融服务人民群众生产生活的 能力和水平。 一是优化普惠金融服务体系。健全多层次、广覆盖、差异化的普惠金融机构体系。推动银行保险机构深 化普惠金融专业化体制机制建设，形成分工明确、各具特色、有序竞争的供给格局。完善县乡村金融服 务。提升县域金融服务水平，加强监测指导。完善丰富乡村金融服务，巩固基础金融服务的覆盖面和保 障能力。 ● 本报记者 赵白执南 二是巩固提升普惠信贷体系和能力。完善普惠信贷管理体系。科学设定监管目标，加强监测督导。完善 监管评价评估机制、信贷政策导向效果评估机制。及时修订普惠信贷监管制度，优化发展环境、促进可 持续发展。提升小 ...

◎记者 张琼斯 近日，金融监管总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》（以下简 称《实施方案》），明确未来五年发展目标，提出优化普惠金融服务体系、巩固提升普惠信贷体系和能 力、加强普惠保险体系建设等六方面16条措施。 业内专家表示，《实施方案》在当前的时间节点发布具有重要意义。既巩固普惠金融成果，又针对新的 形势变化补短板、强弱项、堵漏洞，对当前形势下增强中小微企业抗风险能力也有积极作用。未来有望 形成多元化、可持续的普惠金融生态，形成市场化运作、政策引导和社会参与并举的普惠金融发展格 局。 未来五年基本建成高质量综合普惠金融体系 就未来五年的主要目标，《实施方案》明确——基本建成高质量综合普惠金融体系，普惠金融促进共同 富裕迈上新台阶。普惠金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步健全。 金融监管总局、央行有关司局负责人表示，《实施方案》从普惠金融服务、普惠信贷、普惠保险三个方 面提出具体政策举措，着力满足人民群众和实体经济多样化、普惠性的金融需求。 其中，围绕优化普惠金融服务体系，《实施方案》提出了两方面要求，首先是健全多层次、广覆盖、差 异化的普惠金融机构体 ...

Group 1 - The core viewpoint of the news is the release of the "Implementation Plan for High-Quality Development of Inclusive Finance in the Banking and Insurance Industries," which aims to establish a high-quality comprehensive inclusive financial system over the next five years [1] - The plan emphasizes three key tasks: optimizing the inclusive financial service system, enhancing the inclusive credit system, and strengthening the inclusive insurance system [1] - In terms of inclusive credit, the plan outlines the need to improve the management system, enhance credit services for small and micro enterprises, and increase credit support for agriculture and poverty alleviation areas [1][2] Group 2 - The plan highlights the importance of increasing credit resource input and providing specialized credit services, particularly for private enterprises with good credit and growth potential [2] - As of the end of April, the balance of inclusive small and micro loans reached 34.3 trillion yuan, reflecting a year-on-year growth of 11.9%, which is higher than the growth rate of other loans [2] - The plan also stresses the establishment of a comprehensive inclusive financial system that includes inclusive financial services, inclusive credit, and inclusive insurance [2] Group 3 - The plan calls for organizational coordination, team building, and digital empowerment to ensure the successful implementation of its tasks [3] - Financial management departments are urged to enhance risk monitoring and prevention capabilities, guiding banks and insurance institutions to increase support in weak areas of inclusive finance [3] - The use of technologies such as cloud computing, big data, and artificial intelligence is encouraged to optimize service models and reduce costs [3]

Core Insights - Jiujiang Bank's Guangzhou branch is transforming consumer experiences through tailored financial services for various demographics, including entrepreneurs, farmers, and the elderly [2][5][8] - The bank is actively promoting inclusive finance by enhancing support for small and micro enterprises, utilizing local policies to provide financial assistance [5][6] - Innovative loan products like "Rural Talent Loan" are designed to meet the specific funding needs of farmers, contributing to agricultural development [6][7] Financial Services for Different Demographics - The bank offers entrepreneurial guarantee loans to support dreamers and provides agricultural loans to enhance local farming [2][5] - Special services for the elderly include a "green channel" for easier access to banking services, with user-friendly technology adaptations [8] - Young consumers benefit from various discounts and promotions, such as reduced prices on groceries and entertainment through credit card usage [8][9] Agricultural and Rural Development - Jiujiang Bank is focusing on rural financial innovation, collaborating with local agricultural departments to support farmers with tailored financial products [6][7] - As of May 2025, the bank has provided significant loan support to farmers, enhancing their production capabilities and contributing to local economic growth [6][7] Consumer Engagement and Partnerships - The bank's consumer service initiatives have successfully integrated with over 1,000 local merchants, enhancing customer engagement through discounts and promotions [9] - Partnerships with local businesses like Pupu Supermarket and Qian Dama have improved online payment convenience and broadened consumer access to financial services [9]

国内新闻： 1. 国家金融监管总局、央行联合发布《银行业保险业普惠金融高质量发展实施方案》。方案明确，未来 五年基本建成高质量综合普惠金融体系。 2. 国办印发《关于进一步完善信用修复制度的实施方案》。方案提出，统一信用信息公示平台，完善失 信信息分类标准，明确信用修复申请渠道。 金十数据整理：6月26日欧盘美盘重要新闻汇总 8. 神舟二十号航天员乘组圆满完成第二次出舱活动。 国际新闻： 1. 印度官员：印度和美国贸易谈判陷入僵局。 2. 欧盟认为美袭击前伊朗转移了浓缩铀。 3. 美国5年/30年期收益率差突破101个基点，为2021年以来最陡。 4. 美国5月商品贸易逆差意外扩大，出口创疫情以来最大降幅；第一季度GDP下修。 3. 中办、国办发布《关于全面推进江河保护治理的意见》。 4. 上交所召开落实科创板"1+6"政策保荐机构座谈会。 5. 小米正式发布其首款SUV汽车小米YU7，售价25.35万元起，Pro版27.99万元，Max版32.99万元；首款 AI眼镜发布，定价1999元起。 6. 2025年基本医保目录及商保创新药目录调整申报操作指南出炉，首度纳入商保创新药目录。 7. 我国自主研发的新一 ...