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徽商银行资产总额突破2.25万亿元,服务实体经济质效双升
规模效益稳健增长,业务结构持续优化 2025年上半年,徽商银行交出了一份亮眼的成绩单。该行近日发布的2025年中期业绩报告显示,截至6 月末,徽商银行资产总额突破2.25万亿元,较上年末增长11.82%;存款总额12520.04亿元,较上年末增 长9.92%;贷款总额11005.33亿元,较上年末增长9.82%,主要核心指标均稳步提升,实现营业收入 211.57亿元,较上年同期增长2.25%;净利润93.28亿元,较上年同期增长3.81%,盈利能力保持稳健。 从报告可以看出,徽商银行在保持规模效益稳健增长的同时,积极推进业务结构优化,创新转型动能强 劲,投行与交易银行业务表现出色,市场竞争力显著提升。上半年,该行完成债务融资工具发行98单, 合计金额793.42亿元,其中承销规模294.20亿元,市场影响力持续扩大。交易银行业务中,供应链金融 投放较上年同期增长64.53%,资产托管规模突破1.2万亿元,较上年末增长7.4%,特色业务打响品牌, 走出趋势。 得益于转型发展成效,徽商银行在国际国内排名中持续跃升。2025年,徽商银行在英国《银行家》杂志 全球银行1000强中排名第101位,较上年上升11位。该行 ...
中国互金协会:有序组织智慧金融服务等4个领域的企业标准领跑者评估工作
Bei Jing Shang Bao· 2025-09-19 03:17
协会副秘书长高明表示,党中央、国务院发布的《国家标准化发展纲要》《扩大内需战略规划纲要 (2022-2035)年》等政策文件将企业标准"领跑者"制度作为政策落地的重要举措。金融系统贯彻落实企业 标准领跑者制度有利于我国参与金融标准的全球交流竞争,掌握数字金融创新的主动权,全面提升数字 金融服务质效。在金融管理部门的领导下,在国家标准化管理委员会和全国金融标准化技术委员会的指 导支持下,协会按照中国标准化研究院相关部署安排,积极贯彻落实企业标准领跑者活动相关的政策规 定和工作要求,有序组织智慧金融服务等4个领域的企业标准领跑者评估工作,以高质量标准助力数字 金融高质量发展。 北京商报讯(记者岳品瑜董晗萱)9月19日,据中国互联网金融协会(以下简称"协会")官微消息,协会在京 组织召开金融标准领跑推动数字金融高质量发展工作交流会。 ...
银华基金:深耕数字金融篇章,打造高质量发展新引擎
Xin Lang Ji Jin· 2025-09-19 02:14
面对席卷而来的数字化浪潮,银华基金始终将数字化转型视为重要战略,全面提升金融服务质效:一方 面,搭建金融服务平台,开设银华生利宝APP、银华基金通小程序,不断提升持有人的投资体验;另一 方面,立足"一体化、场景化、智能化、生态化"的数字银华2.0愿景,打造全感知全连接智能化的数字 化基金运作生态体系。 专题:北京公募基金高质量发展系列活动 新时代、新基金、新价值 9月8日,为贯彻落实《推动公募基金高质量发展行动方案》,在北京证监局指导下,北京证券业协会携 手北京公募基金管理人、基金销售机构、基金评价机构及多家主流媒体,共同启动了以"新时代·新基金· 新价值"为主题的"北京公募基金高质量发展系列活动",银华基金等四十余家机构参与其中。 今年5月发布的《推动公募基金高质量发展行动方案》,明确提出"提升行业服务投资者的能力"的要 求,引导基金公司、基金销售机构围绕投资者最佳利益,全面优化投资研究、产品设计、风险管理、市 场推广等资源配置,践行长期投资、价值投资、理性投资,努力给投资者带来更优回报。 当下,AI等新一代数字技术正在赋能各行各业,数字金融在资管行业各个领域得到了广泛应用。作为 重要的机构投资者,公募基金 ...
中信建投基金:落实“金融五篇大文章”,全力推动高质量发展
Xin Lang Ji Jin· 2025-09-19 02:07
专题:北京公募基金高质量发展系列活动 新时代、新基金、新价值 2025年是"十五五"规划开局之年,金融行业迎来深化供给侧结构性改革、服务中国式现代化的关键时 期。中信建投基金积极践行国有金融机构使命担当,全面布局科技金融、绿色金融、普惠金融、养老金 融、数字金融五大领域,以专业投资能力和创新金融服务助力经济高质量发展。 (一)立足新时代,把握发展新机遇 在北京证监局指导下,北京证券业协会近日携手四十余家公募基金管理人、销售机构、评价机构及主流 媒体,共同启动"北京公募基金高质量发展系列活动"。活动以"新时代·新基金·新价值"为主题,旨在贯 彻落实证监会《推动公募基金高质量发展行动方案》,推动行业转型升级,提升服务实体经济能力。 中信建投基金深刻认识到,推动高质量发展不仅是行业共识,更是服务国家战略、回应百姓期待的必然 使命。公司积极响应证监会《推动公募基金高质量发展行动方案》25条改革措施,全面推进从"重规 模"到"重回报"的经营理念转变,不断提升服务实体经济和国家战略的能力。 (二)全面布局"五篇大文章" (1)科技金融激活创新动能 投研团队深度覆盖人工智能、半导体、生物医药等硬科技领域,发行北交所主题基金 ...
强化信贷保障支持乡村全面振兴
Jing Ji Ri Bao· 2025-09-18 21:59
Core Viewpoint - The Chinese government emphasizes the importance of financial support for rural revitalization, highlighting the need for improved access to financial services in rural areas to overcome existing challenges such as credit difficulties and insufficient collateral [1][2]. Group 1: Financial Support Initiatives - The People's Bank of China has implemented five major actions to support rural revitalization, focusing on financing for food security, rural industries, construction, and governance [1]. - The National Financial Supervision Administration has announced an increase of 300 billion yuan in the quota for agricultural and small enterprise re-loans, merging agricultural and small enterprise re-loans into a single category to enhance policy effectiveness [2][3]. - As of the end of Q2 2025, rural loan balances reached 38.95 trillion yuan, a year-on-year increase of 7.4%, with agricultural loans growing by 8.1% [4]. Group 2: Technological Empowerment - The digital finance wave is transforming rural financial services, with banks encouraged to utilize technology such as big data and artificial intelligence to enhance credit services for the agricultural sector [5][6]. - Despite advancements, challenges remain, including the digital divide and information asymmetry, which hinder the effective delivery of financial services to rural areas [6][7]. Group 3: Small and Micro Enterprise Financing - The balance of inclusive small and micro enterprise loans reached 36 trillion yuan by the end of Q2 2025, reflecting a year-on-year growth of 12.3% [8]. - Financial institutions are urged to optimize their services for small and micro enterprises, addressing specific financing challenges in rural areas [9].
以场景为中心的数字化:谁在受益,谁在被改变
Bei Jing Shang Bao· 2025-09-18 15:43
走进中国人寿保险股份有限公司(以下简称"中国人寿")的数字化战场,最直观的不是冷冰冰的机房机柜,而是一串串可以被量化的"温度"——从1.6亿注 册用户到寿险App的"尊老模式",从智能化办结赔付最快仅需3分钟到覆盖柜面网点的"空中客服"。作为寿险行业的"头雁",中国人寿用"云""数""智"构建起 一个看得见效率与温度的数字金融体系。 而这一切,既源于对信息化本原的回归,也源于把"数据当生产要素"落到具体场景的坚持与实践。近期,北京商报记者来到中国人寿科技园调研采访,该公 司从技术基座、服务场景与数据治理三条主线,展示了这家保险巨头如何书写数字金融大文章。 大后台与小前端织密数字基座 如何避免把数字化当作时髦口号?这一尖锐的问题一度被摆在保险业的桌面上。 北京商报记者在调研中反复听到一句话:技术应回归"处理、传递、交付"的本原。 据了解,中国人寿谋划出"大后台+小前端"的科技布局:将数据存放在混合云"大后台",把面向用户的触点做成轻便、可组合的小前端,以标准化业务组件 随需组装应用。 这一架构的目标显而易见:把信息服务做到"随手可及、随时可用、随处可见"。 在"大后台"方面,中国人寿推进混合云建设,构建多活数据 ...
新时代•新基金•新价值——东方基金积极践行“五篇大文章” 赋能高质量发展
Zheng Quan Ri Bao Wang· 2025-09-18 12:15
Core Viewpoint - The article highlights the launch of a series of high-quality development activities for public funds in Beijing, emphasizing the importance of the "Five Major Articles" in guiding financial institutions to support national strategies and the real economy [1][3]. Group 1: Five Major Articles - The "Five Major Articles" include technology finance, green finance, inclusive finance, pension finance, and digital finance, which provide a clear direction for financial institutions to leverage their advantages [3]. - Technology finance is prioritized, aiming to provide comprehensive financial services for technological innovation and tech enterprises, thereby promoting the development of new productive forces [3]. - The importance of green finance is increasingly recognized in the context of sustainable development, with the company actively developing products focused on green and low-carbon initiatives [3][4]. Group 2: Product Development and Services - The company has diversified its product line to meet various investor needs, including active equity funds, bond funds, and index funds, thereby playing a significant role in inclusive finance [5]. - In response to the aging population, the company has launched pension-targeted funds and educational initiatives to enhance awareness of pension planning among investors [6]. Group 3: Digital Transformation and Security - The company is actively engaging in digital transformation by enhancing its information technology infrastructure and ensuring network security, which is crucial for improving service quality [7]. - The ongoing efforts to strengthen core capabilities will enable the company to better serve national strategies and meet investor financial needs [7].
华夏银行洛阳分行:六载耕耘润河洛 华夏金融耀六合
Huan Qiu Wang· 2025-09-18 08:43
来源:环球网 2025年9月17日,华夏银行洛阳分行迎来了成立六周年的时刻。六载耕耘,春华秋实。华夏银行洛阳分 行深入贯彻落实国家金融政策,以金融桥梁连接实体经济,用一份份优异成绩单书写了与洛阳发展同频 共振的辉煌篇章,让华夏金融之水润泽古都大地。 据不完全统计,六年来,华夏银行洛阳分行累计为洛阳地区企业提供综合融资支持370多亿元,服务个 人客户十多万户,累计投放个人贷款11多亿元。 进入2025年以来,华夏银行洛阳分行结合洛阳市产业发展、城市提质、乡村振兴、稳外贸、提振消费及 优化民营经济金融服务等重点工作,全力提升贷款投放规模,精准赋能地方经济发展。 扎根河洛,搭建古都金融桥梁 围绕新质生产力发展、聚焦新兴行业和产业等,该行结合区域产业政策导向及产业发展规划,明确融资 类客户业务推进时间节点和落地安排,提供定制化综合金融解决方案,全力加大信贷业务布局和投放落 地。同时,致力于提升服务质效,优化业务流程,加强数字化建设,为市民与企业提供更加便捷、高效 的金融服务。 临黄河而知中国,临河洛而知华夏。总部位于北京的华夏银行,是全国唯一一家由制造业企业发起的股 份制商业银行,也是全国第五家上市银行,2012年入 ...
中加基金:扎实做好金融“五篇大文章”,打造“专精特新第一基金”
Xin Lang Ji Jin· 2025-09-18 03:27
Group 1: Core Perspectives - The core focus of the public fund industry is to protect the interests of investors, as emphasized in the "Action Plan" released by the China Securities Regulatory Commission [2][6] - The "Beijing Public Fund High-Quality Development Series Activities" aims to create a new brand for high-quality financial development in Beijing, highlighting the theme "New Era, New Fund, New Value" [1][2] - The company, Zhongjia Fund, is committed to enhancing its core competitiveness and providing lifelong fund services to investors, aligning with the regulatory call for high-quality development [1][2] Group 2: Investment Strategies and Product Offerings - Zhongjia Fund has established 77 public funds covering various strategies, including active management, passive index, quantitative strategies, and FOF allocation, to meet the wealth management needs of residents [2] - The company focuses on technology finance by developing public products related to specialized and innovative sectors, supporting quality technology enterprises while creating value for investors [3] - In green finance, Zhongjia Fund is expanding its equity product line around low-carbon and renewable energy themes, and is actively researching green bond-related funds [3][4] Group 3: Risk Management and Compliance - The "Action Plan" stresses the importance of maintaining a risk bottom line and improving multi-level liquidity risk prevention mechanisms within the industry [6] - Zhongjia Fund adheres to a compliance-first and prudent management philosophy, achieving a "zero failure" record in fund investments over the years [6] - The company is enhancing its comprehensive risk management quality through digital empowerment, focusing on preemptive control and performance attribution analysis [6]
佳兆业资本战略转型 股价一度涨超300%
Mei Ri Jing Ji Xin Wen· 2025-09-18 02:47
Group 1 - Kaisa Capital's stock price surged over 300% at the opening on September 18, reaching a peak of 0.66 HKD, before settling at an increase of 254.8%, with a market capitalization of approximately 700 million HKD [1][3] - The company announced a strategic transformation, leveraging shareholder resources and technological expertise in the Web3.0 sector, aiming to innovate in digital finance within a compliant regulatory framework starting from Hong Kong [3][6] - Kaisa Capital reported a revenue of 118 million HKD and a profit of 4.46 million HKD for the first half of 2025 [6] Group 2 - Kaisa Capital previously focused on real estate development, construction, and management activities in Hong Kong, with Kaisa Group Holdings as its major shareholder [6][3] - The company has established a partnership with a licensed virtual asset trading platform to advance the tokenization of real-world assets (RWA) under Hong Kong's regulatory framework [3]