Group 1 - The establishment of the Shandong Enterprise Annuity Development Alliance aims to enhance the quality of enterprise annuities and promote collaboration among government, enterprises, and financial institutions [1] - Starting from January 1, 2025, the scope of talent annuities in Shandong will expand from seven pilot cities to the entire province, covering high-tech industries and startups, thus optimizing the talent ecosystem and enhancing employee pension security [1] - Shandong Bank actively supports the policy by integrating industry resources through mechanisms like the "Annuity Alliance" to improve annuity services [1] Group 2 - Shandong Bank has developed a comprehensive approach to pension finance, covering enterprise annuities, personal pensions, and pension service finance, serving nearly 1,000 enterprises and 245,000 individuals in the province [2] - As one of the first commercial banks approved to offer personal pension services, Shandong Bank has provided personal pension account services to over 769,000 individuals by the end of March [2] - The bank has launched the "Zhongyin Silver Age" pension service brand, offering comprehensive solutions for clients throughout their retirement lifecycle [2] Group 3 - Shandong Bank focuses on supporting the province's strategy for high-level talent in key industries such as artificial intelligence and renewable energy by introducing a "Talent Exclusive Annuity Plan" [3] - The bank aims to enhance the long-term compensation attractiveness for high-level talents through a combination of enterprise contribution incentives and personal tax benefits [3] - Moving forward, Shandong Bank will strengthen cooperation with the Shandong Human Resources and Social Security Department and other alliance members to optimize the enterprise annuity service system and innovate pension products [3]

金十数据4月29日讯，人社部发布下一步社会保障相关工作安排：一是持续深化改革。稳妥推进延迟法 定退休年龄改革，及时完善配套措施。研究完善适应灵活就业人员、农民工、新业态从业人员特点的参 保缴费办法。进一步扩大企业年金覆盖面。制定提前领取个人养老金相关办法。扩大职业伤害保障试 点。二是落实待遇调整。扎实做好今年调整退休人员基本养老金工作，重点向中低收入群体倾斜。推进 城乡居民养老保险全国基础养老金最低标准调整，指导各地结合实际提高本地基础养老金标准。三是促 进基金保值增值。继续开展社保基金管理巩固提升行动，全面优化基金监督管理。鼓励各地适当扩大企 业职工养老保险基金委托投资规模。三是深化社会保障卡居民服务"一卡通"应用。持续做好外国人工作 许可证与社会保障卡融合集成工作。完善电子社保卡APP相关功能。 （证券时报） 人社部：促进基金保值增值 继续开展社保基金管理巩固提升行动 ...

文 | 银行螺丝钉 （转载请注明出处） 大家对美债的关注度日渐提高。 这里为大家准备了一门限时免费的课程，全面讲解美元债券基金投资。 比如： 长按识别下方二维码，添加@课程小助手，回复「 美元债券 」即可领取～ ◆◆◆ 企业年金，通常是员工自己从工资里拿出 部分，企业再补贴一部分，一同投入到 企业年金账户中。 而第二支柱，指的就是企业年金。 · 想投资美元债券类资产，有哪些方式？ · 美元债基金，当前投资价值如何？ · 投资美元债基金，会有哪些风险？ 按照成熟国家的做法,养老有三大支柱, 由国家、企业和个人，各负担一部分，共 同打造适合每个人的养老体系。 其中，第一支柱是社保的养老保险,这个 几乎每个人都有。 第三支柱,是我们自己为自己准备养老 金,比如参加个人养老金,或者是购买商 业养老理财或保险产品等。 真正衡量一份企业年金好不好，是否值得 参加，主要看企业给补贴了多少。 这些资金,会被委托给保险公司或者基金 公司，来代为投资，主要用于以后退休时 领取。 企业年金账户里的钱，有的企业会规定， 从一开始就属于员工,这种方案会更友好 一些。 也有部分企业为了长期留住人才，会约定 员工需要在职满一定年限，才能获 ...