作者：柳白 今年以来，科技股多线爆发，推动创业板指领涨，区间最高涨幅达90%。不过，随着11月份以来科技主题轮动，曾经引领创业板指强势上涨的动能有所减 弱，创业板指在11月份最大回撤接近8%。近期，随着行情回暖，创业板指数开始回升。 为了应对投资择时的困难，还有部分投资者选择基金定投，这是一种通过纪律性投资平摊成本的有效策略，尤其适合缺乏专业择时能力的普通投资者。 然而，对于广大投资者而言，通过基金定投实现财富增值并非易事，操作不当，定投有时也会变成"定亏"。天弘基金介绍，传统的定投方式虽然能够平摊成 本，但还存在不看估值僵化定投、缺乏止盈策略、定投标的不合理等痛点。 为解决上述痛点，增强投资者的定投体验感，天弘基金联合深交所基金部今年正式推出了创业板策略定投。该策略以PB为核心参照指标，通过纪律性的投 资和对市场估值的关注，优化买入和卖出的时机，可有效摆脱传统定投机械买入的弊端。 天弘基金介绍，PB(市净率=市值/净资产）是衡量指数估值的一种方式，相比市盈率（PE），PB的波动更小，更稳定，且不会出现负值情况，尤其适合作为 一些高波动板块的观测指标。 以创业板指数为例，观察当前PB在过去6年中的相对位置，当 ...

责任编辑：杨赐 视频加载中，请稍候... 编者按：为帮助投资者了解基金定投这一投资工具，树立指数化长期价值投资理念，深交所投教基地联 合中金财富证券投教基地共同推出《定投大爆料》系列视频。今天，一起进入第5期，看看每期定投金 额该投多少才合适？ ...

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Core Viewpoint - The article discusses the recent performance of A-shares and Hong Kong stocks, highlighting a general decline in the A-share market while the Hong Kong market remains relatively stable. It emphasizes the importance of investment strategies in the current market conditions, particularly focusing on value and growth styles. Group 1: A-share Market Performance - After several days of increase, the A-share market experienced an overall decline, with the drop narrowing by the close, maintaining a rating of 4.2 stars [1] - Large, medium, and small-cap stocks all saw declines, with small-cap stocks experiencing a slightly larger drop [2] - Value styles, such as dividend stocks, showed slight increases, while growth styles declined more significantly [3] Group 2: Hong Kong Market Performance - The Hong Kong stock market showed relative strength, with the Hang Seng Index experiencing a slight increase [4] - Dividend-related indices in the Hong Kong market performed strongly today [5] - The Hang Seng Dividend Low Volatility Index and other similar indices saw significant increases, approaching normal valuation levels [6] Group 3: Investment Strategies - The article outlines investment strategies for various portfolios, suggesting a pause in regular investments for the index-enhanced portfolio as it returns to normal valuation, while continuing regular investments in the actively selected portfolio [11] - The "Monthly Salary Treasure" portfolio, which consists of 40% stocks and 60% bonds, is recommended for stable market participation due to its built-in rebalancing strategy [11] - The article emphasizes the importance of patience in investment, noting that opportunities for low valuations are less frequent than in previous years, but long-term investment remains promising [31][33]

Group 1 - The article emphasizes that fund investment is a suitable method for lazy investors and discusses how to effectively implement it [2][3] - It highlights the importance of preparation before starting a fund investment and how to create a solid investment plan [2] - The article introduces four different investment methods and encourages readers to determine which method suits them best, along with strategies for profit-taking [2] Group 2 - The article mentions that commodity ETFs, including gold ETFs, are essential for global investment alongside stocks and bonds [6] - It explains that gold ETFs typically have slightly lower returns than physical gold due to management fees (around 0.5% annually) and cash reserves for redemptions [7] - The convenience of trading gold ETFs and the assurance against counterfeit gold are noted as advantages of investing in these funds [7]

如何之能做好意会示主段? 长按添加@课程小助手,回复「基金定投」 免费领取《基金定投指南》课程 更有课程笔记、思维导图 帮你学会如何制定好一个基金定投计划 #螺丝钉小知识 红利指数基金以分红为核心收益 来源，是否可以随时买入呢? 红利指数基金,因为具有"高股息、熊 市比较抗跌"的特性，常被视为"防守 型" 昭票资产、 尤其活合追求稳定和会 文 | 银行螺丝钉 （转载请注明出处） 基金定投是非常适合懒人的投资方式，但是如何才能聪明地做好基金定投？ 定投前要准备什么？如何制定好定投计划？ 4种定投方法，哪个更适合你？如何止盈？ 这里有一门限时免费的福利课程，能帮助你搞清楚这些问题。 想要获取这门课程，可以扫下方二维码添加 @课程小助手 ，回复「 基金定投 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 und 银行螺丝钉 以ホスト） /U六ピロピク/W H 流的长期投资者。 不过许多新手投资者也会有疑惑: 既然 红利基金以分红为核心收益来源，是否 可以随时买入呢? 答案是否定的。 和其他指数一样,在低估阶段投资,是 投资红利指数基金的一个大原则。原因 主要有以下三个方面： (1) 低估投资 ...

:\qu光定设 NBC Carl Mark Charles Company Company Child Child Child Child Children Children Children Children Children Children Children Children Children Child Child Child Child Child 有没有一种投资策略可以解决我们遇到的这 种困境呢?有!就是定投策略。 OO 00 D 省时省力:在固定日期自动扣款 克服人 HESSE 炎化器时 n 摊低成本:逢高少买,逢低多买 N 交7 N7 D 淡化择时:对市场价格与进场时点要 求低,有利于把握中长期市场机会 D 克服人性弱点:坚持纪律性的长期定投,能够有效 克服因非理性行为、投机而导致的潜在损失 I 复利效应:帮助资产积少成多,享受复利对于资 产增值的"惊喜"作用 t the univer and 单笔投资更依赖于主观择时,但再牛的机构在择时方 面也要"认输",而定投是非主观纪律性投资。 基金定投可以帮助投资者克服"择时"的冲动,以"布 局"的心态,以充足子弹从容应对市场波动。 择时很刺激,但也很 ...

文 | 银行螺丝钉 （转载请注明出处） #螺丝钉小知识 微笑曲线是咋来的，为何会有左侧 下跌，又有右侧上涨呢? 基金是非常适合普通人的投资品种。 什么类型的基金更适合新手？ 基金投资该怎么投？ 长期投资前要做哪些心理建设？ 这里有一门限时免费的福利课程，能帮助新手投资者从零开始了解基金投资。 想要获取这门课程，可以扫下方二维码添加 @课程小助手 ，回复 「 基金入门 」 领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 动力。 我们经常提定投的微笑曲线。 在熊市左侧下跌阶段做好定投，可以降低 成本;等到市场进入右侧上涨,那不需要 回到原来的位置，就可以进入盈利了。 定投微笑曲线 市场进入低位 开始投资 定投 定投 扭亏为盈 定投 不断定投摊低成本 那这个微笑曲线是咋来的,为何会有左侧 urne 银行螺丝钉 下跌,又有右侧上涨? 指数基金净值=估值*盈利+分红。 这里估值在一个区间波动，会有上下的极 限。例如沪深300，历史最低市盈率8倍上 下，最高接近50倍,平时在十几倍居多。 盈利增长，则是带动指数长期上涨的核心 但是从投资的角度，反而是业绩低迷的时 候,更容易看到便宜的价格。等它们业绩 ...

文 | 银行螺丝钉 （转载请注明出处） 想要获取这门课程，可以扫下方二维码添加 @课程小助手 ，回复「 基金定投 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ◆◆◆ wnl 银行螺丝钉 #螺丝钉小知识 基金定投是非常适合懒人的投资方式，但是如何才能聪明地做好基金定投？ 定投前要准备什么？如何制定好定投计划？ 4种定投方法，哪个更适合你？如何止盈？ 这里有一门限时免费的福利课程，能帮助你搞清楚这些问题。 上市公司的定期报告何时披露，又如 何查询呢? 如果用一个公式，总结股票指数基金投资的 收益来源，那就是：指数基金净值=估值× 盈利+分红。 港股与 A股类似,港股上市公司定期报告, 也主要是季报、年报等。 不同的是,港股对季报披露时间,并没有强 制要求。实际的披露时间,通常也会比A股 要晚一些。 另外，港股的财政年度，有可能不是自然年 度，而是可以自定义的。 这些定期报告，各自披露时间如下表所示。 | | AN | 港股 | | --- | --- | --- | | 季度报告 | 1个月内披露 | 港股对季度报告无强制要求 A + H股公司需按内地规则披露 | | 中期报告 | 2 ...

Market Overview - Global markets exhibited significant divergence last week, with A-shares continuing their rebound while US, Japanese, and Vietnamese markets experienced pullbacks [1] - The overall bond market remained stable, and gold emerged as one of the few rising safe-haven assets, increasing by approximately 1.6% [1] Performance Summary - A-shares (CSI 300) rose by 0.90%, while the Hang Seng Index increased by 1.88%. In contrast, the Nasdaq 100 fell by 1.39%, the Nikkei 225 dropped by 2.86%, and the Ho Chi Minh Index declined by 2.25% [1] - The bond market showed minimal fluctuations, with the China bond index nearly flat and US 20-year bonds down by 0.22% [1] Investment Strategy - The company's global allocation strategy demonstrated its ability to maintain long-term value despite short-term volatility, achieving a cumulative return of 19.43% this year, marking the third consecutive year of positive growth [5] - The "Lazy Balanced" strategy reported a return of 14.01% this year, indicating a smoother performance and stronger resistance to volatility compared to previous years [6] Asset Allocation Insights - The "Lazy Balanced" portfolio currently holds approximately 57% in equities, allowing for sufficient capital to capitalize on potential market corrections [12] - The portfolio's bond component, despite a brief decline, quickly recovered, providing a reliable foundation for the overall strategy [6] Market Sentiment - The A-share market is expected to continue experiencing oscillations as institutions enter the year-end clearing phase, leading to generally weak trading intentions [8] - The Hong Kong market is anticipated to remain in slight fluctuations, influenced by external market performances, while its valuation remains reasonable compared to the S&P 500 and CSI 300 [8]