抵押贷款欺诈

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美国FHFA局长加大审查 就美联储理事库克第三笔抵押贷款发起刑事移送
Sou Hu Cai Jing· 2025-08-29 05:41
Core Viewpoint - The Federal Housing Finance Agency Director Bill Pulte has proposed new criminal referral suggestions against Federal Reserve Governor Lisa Cook regarding mortgage fraud allegations, escalating pressure from the Trump administration [1] Group 1: Allegations and Details - The new referral involves a third property located in Massachusetts, where Cook allegedly fraudulently claimed properties in Michigan and Georgia as her "primary residence" to secure better loan terms [1] - The referral states that Cook obtained a mortgage for a condominium in Cambridge, Massachusetts, claiming it as a second home [1] - Eight months later, Cook reportedly claimed rental income between $15,000 and $50,000, categorizing the property as an investment property [1] Group 2: Responses and Reactions - Cook's attorney did not immediately respond to requests for comments [1] - The Federal Reserve declined to comment on the matter [1]
美财长呼吁美联储进行内部审查 点名库克抵押贷款欺诈问题
Sou Hu Cai Jing· 2025-08-27 12:41
美国财长贝森特周三再次呼吁美联储主席鲍威尔对美联储进行内部审查,并将针对美联储理事库克的抵 押贷款欺诈指控列入审查范围。贝森特在接受福克斯商业频道采访时表示:"我鼓励鲍威尔主席在进行 外部审查之前先进行内部审查。""这是一件需要解决的事情,"他指的是库克事件。贝森特称:"我们没 有听到她说'不是我干的',她只是不停地说,总统不能罢免她。"他表示,他的观点是,"如果一名美联 储官员犯有抵押贷款欺诈罪",他们就不应该在美国主要金融监管机构之一任职。"美联储是一个不负责 任的机构,它与美国人民的关系依赖于高度信任,而像这样的事件破坏了这种信任。" 来源:滚动播报 ...
硬刚特朗普!库克胜算如何
Di Yi Cai Jing Zi Xun· 2025-08-26 13:37
Core Viewpoint - The article discusses the recent announcement by former President Trump to dismiss Federal Reserve Board member Lisa Cook, citing alleged mortgage fraud as the reason for the dismissal [2][3][8]. Group 1: Dismissal Announcement - Trump announced the dismissal of Lisa Cook via social media, claiming authority under the U.S. Constitution and the Federal Reserve Act [3]. - Cook, appointed by President Biden in 2022, stated she would not resign and intends to continue her duties [2][3]. Group 2: Allegations and Legal Context - Trump accused Cook of making false statements in mortgage documents, suggesting potential criminal behavior that undermines her credibility as a regulator [8][9]. - The Federal Reserve Act allows the President to dismiss board members for "cause," but the definition of "cause" is not clearly defined in legal terms [9]. Group 3: Legal Actions and Implications - Cook's legal team plans to take necessary actions to challenge Trump's dismissal, asserting that he lacks the legal grounds to do so [11]. - The outcome of any legal challenge could be uncertain, depending on how the courts interpret the concept of "cause" [11][12]. Group 4: Broader Implications - The situation may reflect Trump's broader strategy to influence Federal Reserve policies, especially given recent tensions between his administration and the Fed [12][13]. - The involvement of the FHFA director, appointed by Trump, in providing evidence against Cook raises questions about potential political motivations behind the allegations [12][13].
特朗普解雇美联储理事库克
Xin Hua Cai Jing· 2025-08-26 05:33
Core Points - President Donald Trump dismissed Federal Reserve Governor Lisa Cook on grounds of alleged mortgage fraud, citing concerns over her integrity and the need for public confidence in the Federal Reserve's policy-making [1] - The dismissal may lead to a legal battle, potentially escalating to the Supreme Court, raising concerns about the independence of the Federal Reserve under Trump's administration [1] - Cook was nominated by former President Joe Biden in 2022, and if removed, Trump has the authority to nominate a successor, which could reshape the Federal Reserve Board in the coming years [2]
立即生效!特朗普宣布解雇一名美联储理事!
Zheng Quan Shi Bao· 2025-08-26 01:43
Core Points - President Donald Trump announced the dismissal of Federal Reserve Board member Lisa D. Cook on August 25, 2023 [1] - Trump cited constitutional authority and alleged mortgage fraud by Cook as reasons for her dismissal [3][5] - Cook is the first Black woman to serve on the Federal Reserve Board [8] Summary by Sections Federal Reserve Board Composition - The current members of the Federal Reserve Board include Jerome Powell (Chair), Philip Jefferson (Vice Chair), Michelle Bowman (Vice Chair), Michael Barr, Christopher Waller, Lisa Cook, and newly nominated Stephen Milan [2] Allegations Against Lisa Cook - Trump accused Cook of committing mortgage fraud by designating two different properties as her primary residence [5] - Bill Pulte, Director of the Federal Housing Finance Agency, publicly accused Cook of mortgage fraud and referred the matter to the Justice Department [6] Political Implications - Trump's actions raise questions about the independence of the Federal Reserve [10] - If Trump successfully removes Cook, he could nominate her successor, potentially reshaping the Federal Reserve Board [8][9] - The situation may lead to a legal conflict that could escalate to the Supreme Court [11] Market Reactions - Following Trump's announcement, the ICE U.S. Dollar Index fell by 0.3%, and the yield on the 2-year U.S. Treasury note decreased by 4 basis points [11]
特朗普加大对库克的施压沪银偏多
Jin Tou Wang· 2025-08-25 07:12
Group 1: Silver Futures Market - Silver futures are currently trading above 9367, with an opening price of 9168 per kilogram and a current price of 9383, reflecting a 1.77% increase [1] - The highest price reached today was 9418 per kilogram, while the lowest was 9152 per kilogram, indicating a short-term oscillating trend in the silver futures market [1] - Following a significant rise in the previous cycle, silver is expected to have further upward potential this week, with a target of 9550 if the bullish trend continues [5] Group 2: Federal Reserve and Political Pressure - Trump has intensified pressure on Federal Reserve Governor Lisa Cook, threatening to dismiss her if she does not resign [3] - Bill Pulte, appointed by Trump as the head of the Federal Housing Finance Agency, has accused Cook of mortgage fraud related to property purchases in 2021, although no charges have been filed against her [4] - If Cook is removed, Trump would have the opportunity to appoint a loyalist to the Federal Reserve Board, which could influence interest rate decisions [4]
美联储独立性的又一试金石!特朗普试图掌控理事会多数席位
Jin Shi Shu Ju· 2025-08-22 09:22
Core Viewpoint - Lisa Cook, the first Black woman on the Federal Reserve Board, is facing allegations of mortgage fraud, which have drawn significant media attention and political pressure, particularly from the Trump administration [1][4]. Group 1: Allegations and Political Pressure - Cook has been accused of mortgage fraud by a Trump administration official, who plans to submit a criminal investigation request to the Department of Justice [1]. - President Trump has publicly called for Cook's resignation, although she has stated she will cooperate with the investigation but has no plans to resign from the Federal Reserve Board, where her term lasts until 2038 [1][4]. - The allegations come at a critical time as the Trump administration is pressuring the Federal Reserve and its Chairman Jerome Powell to lower interest rates [1][4]. Group 2: Cook's Background and Influence - Cook is recognized as a rigorous academic researcher and has been influential in discussions about monetary policy, particularly regarding the impact of artificial intelligence [2]. - She has a strong academic background, having graduated from Spelman College and earned a Ph.D. in economics from the University of California, Berkeley [3]. - Cook's notable research has highlighted the decline in patents among Black innovators during periods of racial violence, which garnered attention from prominent economists [3]. Group 3: Legal Context and Implications - The specific allegations involve Cook declaring properties as her primary residence to secure lower mortgage rates, which is under scrutiny for potential fraud [5][6]. - Legal experts note that cases of mortgage fraud based solely on misrepresentation of primary residence status are rare, with only 2-3% of mortgages showing fraudulent self-reported claims from 2005 to 2017 [6]. - The political context suggests that the allegations may be part of a broader strategy by the Trump administration to install allies within the Federal Reserve [4][7]. Group 4: Impact on Federal Reserve Independence - The situation is occurring during a sensitive period of power restructuring within the Federal Reserve, with recent resignations and new appointments potentially shifting the balance of power [7]. - If Cook were to resign, it could allow Trump-appointed members to dominate the board, fundamentally altering interest rate decision-making [7]. - Concerns are rising about the potential erosion of the Federal Reserve's independence due to political pressures, which could undermine its role as an economic stabilizer [7].
对美联储持续施压,特朗普呼吁美联储理事库克辞职遭拒
Hua Er Jie Jian Wen· 2025-08-20 22:47
拜登提名的美联储理事Lisa Cook(丽莎·库克)遭举报涉房贷欺诈,特朗普呼吁其立即辞职。 8月20日周三,联邦住房金融局(FHFA)局长Bill Pulte在社交媒体X上发布了举报信,并公开表示:"以下是对美联储现任理事 Lisa Cook的刑事举报信。" 与此同时,特朗普总统迅速作出回应,他引用了该封信作为依据,并强烈呼吁:"Cook必须立即辞职!!!"。Pulte也在社交媒 体上声称,这些指控为特朗普提供了"解雇库克的正当理由"。 | Edward R. Martin, Jr. | | --- | | Department of Justice | | 950 Pennsylvania Avenue, NW | | Washington, D.C. 20530 | | RE: Criminal Referral: Lisa D. Cook | | Dear Attorney General Bondi and Special Attorney Martin: | | Parsuant to my autherity as Director of the U.S. Federal Housing Fin ...
对美联储持续施压!特朗普呼吁美联储理事Lisa Cook辞职
Hua Er Jie Jian Wen· 2025-08-20 14:18
拜登提名的美联储理事Lisa Cook(丽莎·库克)遭举报涉房贷欺诈,特朗普呼吁其立即辞职。 8月20日周三,联邦住房金融局(FHFA)局长Bill Pulte在社交媒体X上发布了举报信,并公开表示:"以下是对美联储现任理事 Lisa Cook的刑事举报信。" 这封信是Bill Pulte于8月15日致信美国司法部长Pam Bondi和司法部官员Ed Martin的,他呼吁对美联储理事丽莎·库克展开刑事调 查。信中指控库克在申请两笔住房抵押贷款过程中存在不当行为,可能构成抵押贷款欺诈。据该信件副本,Pulte指称库克"可能 伪造银行文件和房产记录,以获取更优惠的贷款条款",并指出这类行为可能违反相关刑事法律。 与此同时,特朗普总统迅速作出回应,他引用了该封信作为依据,并强烈呼吁:"Cook必须立即辞职!!!"。Pulte也在社交媒 体上声称,这些指控为特朗普提供了"解雇库克的正当理由"。 不过截至目前,库克尚未受到任何正式指控。司法部长Pam Bondi是否会展开调查也尚不明确。 受此事件影响,美元指数和美债收益率短线走低。 两笔贷款引发质疑,是否虚假陈述成焦点 举报信详细列出了库克涉嫌违规的两笔贷款交易。库 ...
美联储理事库克被狙!特朗普喊话:必须立即辞职!
Jin Shi Shu Ju· 2025-08-20 13:13
Group 1 - The core issue revolves around allegations against Federal Reserve Governor Lisa Cook regarding potential mortgage fraud, as urged by Bill Pulte, a strong ally of former President Trump [1][2] - Pulte's letter to Attorney General Pam Bondi suggests that Cook may have committed criminal acts by allegedly falsifying bank documents to secure favorable loan terms [2][3] - The allegations include that Cook obtained two mortgages for properties in Michigan and Georgia, both claiming them as primary residences, which may violate mortgage fraud regulations [2][3] Group 2 - The first mortgage was a 15-year loan of $203,000 taken out in June 2021 for a property in Ann Arbor, Michigan, with a requirement to occupy it as a primary residence within 60 days [2] - The second mortgage was a 30-year loan of $540,000 taken out shortly after for a property in Georgia, also with similar occupancy requirements [2][3] - Pulte has called for an investigation into whether Cook misrepresented her intentions by later renting out the Georgia property, suggesting it was meant for investment rather than as a primary residence [3] Group 3 - The Trump administration has previously targeted prominent Democrats with similar mortgage fraud allegations, extending scrutiny to the Federal Reserve with this latest proposal against Cook [3][4] - There is currently no indication that formal charges have been filed, and it remains unclear if an investigation will be initiated by the Justice Department [4] - Cook, nominated by President Biden, is the first Black woman to serve on the Federal Reserve Board and has been re-nominated for a term extending to 2038 [4]