上海市人大代表吕琰则聚焦科创与金融深度融合提出建议。他表示，上海作为国际科技创新中心与国际 金融中心，科创基础扎实、金融资源雄厚，已初步形成科创金融联动模式，但仍存在生态层级单一，全 生命周期金融产品供给不足，风险分担机制不健全等不足。 为破解上述难题，吕琰提出五个具体建议。一是强化统筹引导，构建产融协同框架，整合金融资源，鼓 励组建创新联合体，引导资源向成果转化环节关键聚焦。二是深化场景赋能，完善落地载体，聚焦先进 制造业等重点领域，引导金融机构创新技术落地场景验证保险等产品，提升参与积极性。三是健全配套 体系，优化支撑环境，联合多方制定科创产业标准规范，搭建专业化科创金融服务平台，整合全链条专 业环节信息不对称的问题。四是丰富创新载体，打造全周期生态，优化科创企业积分制，构建链条接力 融资体系。五是强化人才支持，推动产教融金联动，定向培养科创金融复合型人才，完善人才引育留用 机制。 智通财经记者 徐亦嘉 针对高校与企业协同不畅、基础研究与产业脱节等问题，上海市人大代表季昕华建议加大力度鼓励高校 科研机构和科研企业开展产学研协同创新，支持校企低门槛共建联合实验室，共同承担重大科技项目， 使企业需求直接融入到 ...

"秉持'投早投小投科创'理念，集团已经连续助力磁谷科技、集萃药康等30多家科技型企业登陆资本市 场，直投企业汉桑科技去年也成功登陆创业板，为南京'芯片之城'建设添砖加瓦。"近日，南京市创新 投资集团有限责任公司（以下简称"南创投"）智能制造投资部刘昊说。记者获悉，2025年度南京科技企 业贷款余额达4693亿元，同比增长28%。 位于江宁经济技术开发区的汉桑科技成立于2003年，是一家深耕智慧音频主业的国际化科技公司，也是 行业领先的高端音频产品和音频全链路技术解决方案综合供应商，致力于为全球知名音频品牌客户提供 高性能音频、创新音频等产品的研发、设计、制造一体化服务，已在南京以及国外的印度、丹麦分别成 立研发中心，拥有300余人的研发团队。 去年8月6日，汉桑科技在深圳证券交易所创业板上市，成为当年南京第四家成功登陆资本市场的企业， 也是当年首家A股上市宁企。 作为汉桑科技的重要投资方，南创投早在2021年底便通过旗下管理的科创基金和人才基金，向企业注入 数千万元资金。此后的数年里，南创投充分发挥自身资源整合优势，积极为汉桑科技对接多元化的金融 渠道、优质的产业合作资源以及丰富的政府扶持政策，全方位助力企业 ...

Core Viewpoint - Nanjing's Innovation Financial Reform Pilot Zone has significantly improved its comprehensive score from 82.46 to 95.49 over three years, indicating a strong enhancement in financial service capabilities and technological innovation [1] Group 1: Financial Service System Development - Nanjing has established 70 specialized organizations for innovation finance, creating over 200 exclusive products and forming a service structure characterized by specialized institutions and products [2] - The city has set up 23 innovation finance service stations and 9 university technology finance studios, serving over 10,000 technology enterprises and facilitating financing exceeding 30 billion [2] - A continuous roadshow platform has been created, with over 1,000 events held, facilitating financing of more than 10 billion [2] Group 2: Improvement of Financial Service Quality - A comprehensive intellectual property financial service system has been established, achieving over 40 billion in intellectual property pledges since the pilot zone's approval [3] - A special action for first loans to technology enterprises has been initiated, providing over 2 billion in first loans to more than 600 previously unbanked technology firms [3] - New mechanisms for investment and loan linkage have been developed, including innovative financing tools and policies to support agricultural technology development [3] Group 3: Direct Financing Development - A total of 52 funds have been established with a combined scale of 135.65 billion, including a 10 billion mother fund set up by a major group [4] - Policies have been introduced to facilitate mergers and acquisitions, with a target of 90 transactions and a total value of 44.92 billion by 2025 [4] - The issuance of technology innovation bonds has reached 17.64 billion, accounting for 33.4% of the provincial total [4] Group 4: Strengthening Technology Empowerment in Finance - Nanjing is focusing on digital financial infrastructure and has established joint innovation laboratories with major banks [5] - The city has launched a data asset fund of 1.5 billion and completed the first data asset-backed securities project in the country [6] Group 5: Supporting Industrial Technological Innovation - A high-level industrial technology innovation platform has been established, with a focus on key industries and technology transfer centers [7] - The software and information service industry has become a trillion-level industry, supported by long-term capital [7] - Nanjing has formed partnerships with leading companies in various sectors, achieving significant market shares in key technologies [7]

Core Viewpoint - The Beijing Municipal Science and Technology Commission, along with several departments, has issued measures to support the high-quality development of the pharmaceutical and health industry in Changping District from 2026 to 2028, focusing on innovation, talent development, and resource allocation [1][2]. Group 1: Policy Measures - The measures include 17 policies aimed at enhancing innovation capabilities, supporting global synchronous research and development of innovative drugs and medical devices, and expediting clinical trial processes [2]. - Financial support is provided for qualifying projects, with funding up to 30% of the total project investment, capped at 50 million yuan [1][2]. - The policies emphasize the integration of AI technology in drug development and healthcare applications, promoting AI-driven innovations [2]. Group 2: Industry Development Support - The measures aim to improve the efficiency of review and approval services to accelerate the market entry of innovative drugs and medical devices [2]. - Specific focus areas include synthetic biology manufacturing, cell and gene therapy, brain-machine interfaces, and high-end medical devices, with targeted support for technology service enterprises [2][3]. - The initiative encourages the development of diverse payment methods for innovative drugs and supports collaborations between health insurance companies and local pharmaceutical firms [2]. Group 3: Industrial Cluster Development - Plans are in place to establish a synthetic biology manufacturing industrial cluster and support the development of projects within designated areas [3]. - The initiative includes the creation of a cosmetics raw material information platform and a special incubation fund for brain-machine interfaces [3]. - The construction of an international medical device city is also prioritized, aiming to foster high-quality development and innovation in medical equipment [3].

Core Insights - Nanjing's comprehensive score for the construction of the national-level sci-tech financial reform pilot zone increased from 82.46 to 95.49 over three years, reflecting a significant improvement of 13.03 points [1] - The establishment of 70 high-quality specialized sci-tech financial organizations has created a professional and comprehensive service system [1] Group 1: Evaluation Results - The evaluation report indicates that Nanjing's sci-tech financial reform pilot zone has shown a "five-dimensional collaborative and comprehensive leap" with significant improvements of approximately 13 points across five dimensions: financial service capability, technological innovation capability, industrial development capability, sci-tech financial environment, and sci-tech infrastructure [2] - The average annual growth rate across these dimensions reached 7.62%, demonstrating the deep integration of the "finance-technology-industry-environment-infrastructure" ecosystem [2] Group 2: Financial Metrics - By 2024, the loan balance for sci-tech enterprises in Nanjing is projected to reach 4,381.49 billion yuan, maintaining a double-digit growth rate [3] - The total investment from government-guided funds increased from 474.84 billion yuan to 874.54 billion yuan, with an annual growth rate of 42%, leveraging social capital at a ratio of 1:3.5 [3] - The issuance of sci-tech bonds in the exchange market has seen an annual growth rate of 80%, establishing a multi-channel funding supply structure of "credit + equity + bonds" [3] Group 3: Innovation and Industry Growth - Nanjing's R&D investment intensity remains stable at a high level of 3.9%, with effective invention patents increasing by 39.3% to 158,512, leading to a per capita patent ownership of 167.01, ranking among the top in the country [3] - The coupling degree between industry and finance continues to deepen, with the new power (smart grid) industry's revenue growth reaching 56.7%, and the software and information service industry approaching a scale of one trillion yuan [3] Group 4: Risk Management Innovations - Nanjing has made significant progress in innovating risk-sharing mechanisms, with technology insurance products covering the entire lifecycle of tech enterprises, providing risk coverage exceeding one trillion yuan [4] - The balance of risk-sharing products like "Ningke Loan" has nearly doubled over three years, and the scale of intellectual property pledge financing has doubled in two years to reach 15.783 billion yuan [4] Group 5: Specialized Financial Organizations - Nanjing has over 8,000 high-tech enterprises and more than 12,000 tech SMEs, with a growing demand for specialized financial services due to the common challenges of "light assets, high risks, and financing difficulties" faced by these enterprises [5] - The establishment of a standardized evaluation guide for specialized sci-tech financial organizations has led to the selection of 70 high-quality institutions, covering various sectors including policy banks, state-owned commercial banks, and private investment funds [5] Group 6: Future Directions - Nanjing aims to deepen sci-tech financial reforms by implementing dynamic management, establishing a review and exit mechanism for specialized organizations, and focusing on core indicators such as sci-tech loan issuance and service enterprise numbers [7] - The city plans to enhance collaboration and innovation in key industries like integrated circuits, biomedicine, and artificial intelligence, while also promoting policy coordination to lower service risks and stimulate internal motivation [8]

Group 1 - The core viewpoint of the news is the successful issuance of a technology innovation corporate bond by Guangming Science City Industry Development Group Co., Ltd., facilitated by Hengfeng Bank's Shenzhen branch, marking a significant collaboration in the field of technology finance [1][4]. Group 2 - The bond issuance has a scale of 500 million yuan, with a term of 3+3+3 years and a coupon rate of 1.82%, achieving a subscription multiple of 5.5 times, setting a historical low for the issuance rate of corporate bonds with the same rating and term nationwide [4]. - This issuance also represents the largest bond issuance scale, the lowest coupon rate, and the longest term for Guangming Science City Industry Development Group [4]. - The funds raised from this bond will be primarily allocated to venture capital funds and government-funded industrial investment funds, targeting strategic emerging industries such as biomedicine, high-end medical devices, artificial intelligence, and ultra-high-definition video displays [4]. Group 3 - Hengfeng Bank's Shenzhen branch has consistently aligned with the central government's financial policies and actively responded to the requirements of the bond market's "technology board" construction [5]. - The bank has demonstrated professional collaboration throughout the service process, from in-depth research on corporate financing needs to efficient completion of investment processes, effectively reducing financing costs for technology enterprises [5]. - Moving forward, Hengfeng Bank aims to deepen strategic cooperation with key enterprises in Shenzhen's technology innovation sector and explore effective paths for financial support of new productive forces [5].

1月26日，在东湖高新区党工委经济工作会暨"世界光谷"建设动员大会上，湖北银行被授予"光谷2025年 度优秀科创金融合伙人"荣誉称号。这一荣誉是对该行深耕科技金融领域、创新服务模式、精准赋能科 技创新成果的充分肯定。 扎根创新热土，破解初创企业"三不"融资困境 在武汉东湖高新区这片被称为"光谷"的创新沃土上，成千上万的科技型中小微企业正奋力生长。这里汇 聚了光电子信息、生命健康等国家级战略性新兴产业，但在企业快速裂变、技术攻坚的关键阶段，"融 资难"却曾是许多创业者面临的共同挑战。 金融活水如何精准浇灌科技创新"最初一公里"？湖北银行先后到北京、上海、深圳、杭州、合肥等科技 型企业密集地区，与当地城商行开展学习交流，了解国内科技金融最前沿的发展经验。通过深入调研、 精准把脉，摸清初创期科技企业的"三不"融资困境：不完全符合传统逻辑——企业缺乏抵押物、盈利模 式不成熟；不完全接受股权投资——担心控制权稀释和发展路径干预；不完全匹配投贷联动——或只服 务成熟企业，或联动松散效率不足。 "这不仅是产品缺失，更是服务逻辑需要重塑。"湖北银行武汉光谷科技分行负责人表示。基于此，湖北 银行联合东湖高新区创新推出科创金融" ...

Core Insights - The Nanjing municipal government has issued policies to accelerate the cultivation of new productive forces and promote high-quality development, with a focus on supporting financial innovation in the region [1] Group 1: Financial Innovation Support - The policies aim to deepen the construction of the Sci-Tech Financial Reform Pilot Zone and create the Zijin Mountain International Sci-Tech Fund District [1] - Initiatives include promoting innovative credit loans and pilot programs for mergers and acquisitions in technology enterprises [1] - There is a push for the layout of digital RMB professional service companies and financial infrastructure [1] Group 2: Subsidies and Financial Support - High-tech enterprises and specialized innovative enterprises can receive subsidies of up to 100,000 yuan for R&D expense loss insurance and patent insurance [1] - New technology innovation bonds issued by tech companies, financial institutions, and equity investment institutions can receive interest subsidies of up to 400,000 yuan [1] - The government is implementing a system of enterprise listing service specialists to help companies grow through multi-level capital markets [1] Group 3: Insurance and Risk Management - The policies include financial support for export credit insurance, with a maximum subsidy of 5 million yuan for companies insuring short-term export credit, import prepayment insurance, specific contract insurance, export seller credit insurance, and overseas investment insurance [1] - Companies participating in the municipal small and medium-sized enterprise export credit insurance platform can receive up to 100% premium subsidies [1]

Core Viewpoint - The company has reported preliminary financial data for the year 2025, indicating a steady growth in revenue and profit, while maintaining stable asset quality and a strong risk management framework [2][4][5]. Financial Data and Indicators - The company achieved an operating income of RMB 38.799 billion, a year-on-year increase of 1.09% [4]. - Net interest income reached RMB 27.594 billion, up 12.83% year-on-year [4]. - Net profit attributable to shareholders was RMB 19.030 billion, reflecting a growth of 12.05% compared to the previous year [4]. - Total assets amounted to RMB 2,364.902 billion, increasing by 11.96% from the previous year [5]. - Total loans reached RMB 1,071.876 billion, a growth of 14.33% year-on-year [5]. - Total deposits were RMB 1,440.579 billion, up 13.20% from the previous year [5]. Business Performance and Financial Condition - The company has focused on key business areas such as financial services for small and micro enterprises, technology, and green loans, with respective growth rates of 22.25%, 23.44%, and 22.75% [5]. - Retail financial services saw a total asset under management (AUM) growth of 15.73% [5]. - The company has maintained a non-performing loan (NPL) ratio of 0.76%, consistent with the previous year [6]. - The provision coverage ratio stands at 502.24%, indicating a strong buffer against potential loan losses [6].

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：600926 证券简称：杭州银行 公告编号：2026-002 杭州银行股份有限公司2025年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 本公告所载2025年度主要财务数据为初步核算的合并报表数据，未经会计师事务所审计，具体数据以杭 州银行股份有限公司（以下简称"公司"）2025年年度报告中披露的数据为准，提请投资者注意投资风 险。 3、2025年1月，公司按照无固定期限资本债券（以下简称"永续债"）票面利率4.10%计算，向"20杭州银 行永续债"债券持有者支付利息人民币2.87亿元（含税）；2025年6月，公司按照票面利率2.41%计算， 向"24杭州银行永续债01"债券持有者支付利息人民币2.41亿元（含税）；2025年12月，公司按照杭银优 1票面股息率4.00%计算，对全体杭银优1股东合计发放现金股息人民币4.00亿元（含税）。在计算本业 绩快报披露的基本每股收益和加权平均净资产收益率时，公司考虑了相应的永续债利息和优先股股息。 4、上表" ...