自中央金融工作会议以来，服务实体经济、做好"五篇大文章"已成为金融行业的首要任务。科技是第一 生产力，金融是实体经济的血脉，作为金融领域的探索者和实践者，平安银行将科技金融摆在重要战略 位置，积极探索服务科技企业的创新模式，近期首单落地的"数字资产质押"案例便是平安银行积极做好 科技金融大文章的生动注脚。 9月12日，平安银行广州分行珠江新城支行携手国家高新技术企业、广东交通集团下属广东联合电子服 务股份有限公司（以下简称 "联合电服"），成功落地高速公路行业首单"数据资产质押+数字人民币贷 款"。这笔用于联合电服数据业务迭代升级的数字人民币贷款，实现了数据"资源"向"资本"的里程碑式 跃迁。 作为广东省高速公路ETC粤通卡的运营主体，联合电服是中国智慧出行和数据运营服务领域的行业龙头 企业，拥有海量的高速公路出行数据，这些数据不仅是企业的核心资产，更蕴含着巨大的商业价值。在 收到客户以其数据知识产权质押融资的需求后，珠江新城支行在平安银行总行与广州分行的大力支持 下，历时10个月最终实现首笔数字人民币贷款投放。 这次合作不只是一笔贷款，更是对数据资产未来价值的一次大胆验证。平安银行不仅成功地将数据资产 纳入 ...

Core Viewpoint - Qinghai's financial sector is focusing on green finance to support high-quality development and enhance the local economy through strategic initiatives in renewable energy and organic agricultural products [1][2] Group 1: Green Finance and Economic Development - Qinghai's financial strategy is aligned with the "14th Five-Year Plan," emphasizing the construction of a clean energy industry as a key driver for economic growth [1] - The financial sector is actively supporting the development of renewable energy, positioning it as a crucial engine for economic advancement in Qinghai [1] - Financial institutions are innovating products and services to empower the development of green organic agricultural products, leveraging the region's unique agricultural advantages [1] Group 2: Consumer Protection and Financial Services - The financial sector in Qinghai is committed to enhancing consumer rights and promoting financial literacy, particularly in areas like pension planning and fraud prevention [2] - Efforts are being made to boost consumer markets and invigorate business vitality through effective financial services [2] - The integration of technology and digital finance is improving service precision and facilitating the transformation of technological achievements into industrial upgrades [2] Group 3: Overall Impact on Society - Qinghai's financial initiatives are contributing to environmental protection, economic development, rural revitalization, and improved living standards [2] - The focus on high-quality financial services is aimed at sustaining the growth of the renewable energy sector and maximizing the region's green advantages [2]

Group 1 - The Sichuan Social Security Science and Technology Innovation Fund has a total scale of 50 billion yuan, with an initial scale of 20 billion yuan, aimed at supporting key core technology breakthroughs and the transformation and industrialization of scientific achievements [1][2] - The fund will focus on Sichuan's advantageous industries and strategic emerging industries, serving the Chengdu-Chongqing economic circle and radiating to key regions nationwide [1] - The establishment of the fund is a significant measure to implement the national science and technology finance strategy, with plans to set up similar funds in provinces with strong innovation capabilities and good venture capital foundations [1] Group 2 - The fund adopts a diversified funding system and implements a "two-tier, joint management" model, enhancing the voice of investors while ensuring precise and efficient investments [2] - A "racehorse" mechanism for fundraising will be established, dynamically adjusting the fund management quota based on performance assessment results [2] - Risk prevention measures include decision-making supervision mechanisms and improved systems for fund custody, post-investment management, and information disclosure [2]

在推动产品专属化，精准匹配企业全生命周期方面，北京金融监管局引导辖内保险公司聚焦新一代信息 技术、人工智能、生物技术等重点领域，逐步构建覆盖基础研究、技术研发、成果转化、推广应用等关 键环节保险补偿机制，着力加大对国家重大科技任务和专精特新企业的保险保障力度。指导行业组建全 国首个商业航天保险共保体组织——北京商业航天保险共保体，2025年3月成立以来，已为17次发射项 目提供风险保障近77亿元，助力北京打造"南箭北星"商业航天产业格局。 北京金融监管局表示，2025年在科技金融方面，坚持重点突破，深入开展"四项试点"。其中，支持保险 资金长期投资改革试点稳步推进，辖内4家险企试点获批约210亿元，落地进程近半。印发专项行动方案 推进知识产权金融生态综合试验区试点落地，在全国首创知识产权海外保险，辖内知识产权质押贷款余 额同比增长40.5%。 （编辑：李晖 审核：何莎莎 校对：颜京宁） 中经记者 陈晶晶 何莎莎 北京报道 2025年12月30日，《中国经营报》记者从国家金融监督管理总局北京监管局（以下简称"北京金融监管 局"）获悉，北京金融监管局认真落实金融监管总局关于金融支持新质生产力发展的相关要求，以深入 ...

Core Viewpoint - The company aims to lead high-quality development by focusing on three main tasks: serving the real economy, preventing financial risks, and deepening financial reforms [1] Group 1: Business Strategy - In 2025, the company plans to optimize its business structure and innovate service models while actively engaging in five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] - The company emphasizes its responsibility and commitment to serving national strategic initiatives [1] Group 2: Future Development - In 2026, the company will promote the transformation and development of its trust business, contributing to the construction of a strong financial nation through its own high-quality development [1]

Core Viewpoint - The article emphasizes the importance of financial culture in driving the healthy development of the economy, highlighting HuLong Securities' commitment to social welfare, customer wealth creation, shareholder returns, and employee value realization [1] Group 1: Financial Services and Innovation - HuLong Securities focuses on serving the real economy, particularly in the technology innovation sector, by participating in initiatives like the "Yuruyi Plan" in Gansu Province, investing over 1.3 billion yuan in advanced manufacturing and biomedicine through various financial instruments [1] - The company has successfully assisted in the listing of cloud-based technology companies on the Beijing Stock Exchange and has issued innovation bonds and established industry funds to support local tech enterprises [1] Group 2: Green Finance - HuLong Securities integrates the concept of "green mountains and clear waters are invaluable assets" with a prudent financial culture, supporting regional green transformation [2] - The company acted as a financial advisor in the major asset restructuring of Gansu Energy, completing a 7.6 billion yuan asset transfer and 1.9 billion yuan financing, facilitating its transition to a comprehensive energy company [2] Group 3: Inclusive Finance - The company emphasizes its commitment to inclusive finance as a means to enhance social welfare, empowering small and micro enterprises through diverse channels and innovative educational models [2] - HuLong Securities has invested over 7.5 million yuan in support initiatives for regions like Gannan and Tianshui, and its team won second place in a national investor rights knowledge competition [2] Group 4: Pension Finance - In response to societal aging demands, HuLong Securities has initiated a fund for the development of the pension service industry, investing 450 million yuan to support the construction of the pension system [3] - The company has introduced financial products tailored for elderly needs and developed a comprehensive pension finance service system, including educational initiatives for seniors [3] Group 5: Digital Finance - HuLong Securities embraces digital transformation while maintaining compliance, enhancing service efficiency through initiatives like "one machine handles all" and local deployment of financial AI models [3] - The company applies cutting-edge technology in risk management and investment decision-making, ensuring high-quality development while adhering to risk management principles [3] Group 6: Future Outlook - Looking ahead, HuLong Securities aims to uphold the banner of Chinese financial culture, focusing on compliance, integrity, professionalism, and win-win cooperation, while enhancing service capabilities to support the real economy [4] - The company is committed to preventing systemic risks and contributing to the modernization of Gansu Province through its financial initiatives [4]

央广网北京12月30日消息（记者 樊瑞）12月27日至28日，中国财富管理50人论坛2025年会在北京召开。中国财富管理50人论坛理事长、原银监会主席、证 监会原主席尚福林表示，回望"十四五"时期，我国金融业实现了规模增长与质量提升的历史性跨越，为金融强国建设奠定了坚实基础。迈向"十五五"，加快 建设金融强国，是质的有效提升和量的合理增长有机统一，是综合性、系统性、引领性的跃升。他指出，"十五五"时期加快金融强国建设需聚焦四大核心内 涵。 "十四五"期间金融业实现历史性跨越 尚福林表示，"十四五"的五年，金融领域始终坚守服务实体经济的本源，总量合理增长，质效持续提升。信贷结构持续优化，金融支持科技创新、绿色转型 等重点领域的力度不断加大；资本市场改革不断推进，多层次、广覆盖的市场体系更加完备；金融开放稳步扩大，上海国际金融中心能级持续提升，人民币 国际化不断深化；金融风险防范化解取得显著成效，守住了不发生系统性风险的底线。这些成就为"十五五"时期实现金融由大到强的跨越积累了宝贵经验。 第一，更加聚焦金融服务实体经济的根本宗旨，努力做好金融"五篇大文章"。金融强国建设的根基在于实体经济，必须优化金融资源配置，更 ...

Group 1 - The core viewpoint emphasizes the establishment of a financial support mechanism for small and micro enterprises in Laizhou, focusing on technology-driven companies to enhance their financing capabilities [1][2] - Laizhou's financial regulatory bureau has initiated the "Thousand Enterprises and Ten Thousand Households" outreach program to facilitate financing for technology-oriented small and micro enterprises, addressing their financing challenges through a tailored service model [1] - The "Science and Technology Enterprise Quick Loan" product has been introduced, allowing banks to approve loans based on the company's technological qualifications and operational data, significantly simplifying the approval process [1] Group 2 - A specific case highlights a biotechnology small enterprise that received a loan of 2 million yuan to alleviate cash flow issues, demonstrating the effectiveness of the new financing model [1] - Another case involves a food processing company that received 10 million yuan through a specialized product called "Technology Achievement Transformation Loan" to support its R&D and market expansion efforts [1] - The risk-sharing mechanism has been implemented to support a mechanical technology company, which received a loan of 3 million yuan, showcasing the collaboration between financial institutions and government to mitigate risks while providing necessary funding [2]

开源证券与西安高新区达成战略合作。 五载砥砺，实干筑基。"十四五"以来，开源证券牢牢把握金融工作的政治性、人民性，把功能性摆在首 位，坚守服务实体经济初心，深入贯彻中央金融工作会议精神和新"国九条"要求，全面落实省委、省政 府金融工作部署，以金融强国及"打造一流投资银行和投资机构"为指引，发挥比较优势，聚焦主业、错 位发展，在北交所细分领域、科技型中小企业特色客群、陕西区域及股东服务等方面集中资源、深耕细 作，以服务实体经济和助力陕西经济高质量发展的深入实践，创造了独具特色的"开源样本"。 错位发展 打造"一流北交所特色券商" 开源证券秉持长期思维，针对科技型中小企业前期投入大、风险高但长期回报确定性大、增长潜力高等 特点，构建覆盖科技型中小企业全生命周期的综合金融服务体系，打造"最佳中小企业综合金融服务 省委财办财经处到开源证券开展科技金融专题调研。 商"特色投行品牌。 新三板主要指标均居行业第一。建立完善中小企业服务体系，成长为新三板新增挂牌企业数量和督导企 业数量"双第一"的行业龙头，2018年以来连续7年新增挂牌企业数量保持行业第一。截至目前，开源证 券累计推荐432家企业在新三板挂牌，持续督导新三板 ...

Core Insights - Specialized and innovative enterprises represent high-quality small and medium-sized enterprises, playing a crucial role in promoting new industrialization and developing new productive forces. As of the end of Q3 2025, there are 10,482 recognized specialized and innovative enterprises in Beijing [1] Group 1: Financial Coverage and Support - By the end of Q3 2025, all specialized and innovative enterprises in Beijing have opened accounts in local banks, achieving full financial service coverage, with a financing coverage rate of nearly 80% [1] - The Beijing Financial Regulatory Bureau has collaborated with relevant departments to dynamically update the list of specialized and innovative enterprises and promote precise matching by banking institutions [1] Group 2: Loan Composition and Trends - As of the end of Q3 2025, the proportion of credit loans among loans to specialized and innovative enterprises in Beijing reached 58.7%, indicating a shift from traditional "heavy collateral" to "heavy credit" in the local technology financial ecosystem [2] Group 3: Financing Costs and Future Directions - The financing costs for specialized and innovative enterprises in Beijing have significantly decreased in 2025. The annualized interest rate for loans issued to these enterprises in the first three quarters of 2025 dropped by 44 basis points compared to the entire previous year, and it is 78 basis points lower than the average interest rate for small and micro enterprises in the same period [3] - The Beijing Financial Regulatory Bureau plans to continuously improve the financial support system for technological innovation, guiding financial resources to more precisely and effectively support specialized and innovative enterprises, thereby contributing to the construction of an international technology innovation center and promoting high-quality development through new productive forces [3]