住房公积金政策调整

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江苏:提高住房公积金贷款额度
news flash· 2025-06-06 11:51
日前,江苏省人民政府发布《关于印发江苏省实施提振消费专项行动若干措施的通知》,其中提到, 2025年新建改扩建80所义务教育学校;鼓励有条件的地方试行将"五一"前3个工作日、"国庆"前3个工作 日分别设置为中小学春假和秋假;加大租房以及建造、翻建、大修自住住房等提取住房公积金支持力 度,支持有条件的地方允许购房人父母、子女按规定提取住房公积金支付购房首付款,提高住房公积金 贷款额度、优化贷款条件;鼓励用人单位和职工通过集体协商确定灵活休假和弹性工作方式。推进落实 父母育儿假制度,鼓励夫妻共享育儿假等。(南京发布) ...
公积金贷款利率↓、政策支持力度↑ “升”“降”间进一步激发楼市活力
Yang Shi Wang· 2025-05-09 07:31
央视网消息:根据中国人民银行的公告,从8日起,个人住房公积金贷款利率正式下调0.25个百分点,此外,公开市场7天期逆回购操作利 率也下调0.1个百分点,预计将带动贷款市场报价利率(LPR)随之下行0.1个百分点。这将给房地产市场带来哪些影响?一起来看记者在北京 的采访。 在北京大兴区一个商品房项目,置业顾问正在给购房人付先生计算降息后房贷月供的变化。付先生之前看过一套110平方米左右的改善性 住房,总价大约在641万元左右,按照20%的首付计算,大约需要贷款513万元。 这个新房项目属于能耗较低的三星级绿色建筑,根据北京的政策,使用公积金贷款购买可将贷款额度上浮40万元。 多地加码住房公积金政策支持力度 激发楼市活力 北京住房公积金管理中心副主任李涛称:"2025年5月8日以前发放的存量贷款利率从2026年1月1日起,按照新的政策利率进行执行,北京 公积中心将抓好存量政策的落实和增量政策的出台,进一步发挥住房公积金的作用。" 新闻链接:个人住房公积金贷款利率已处于历史最低位 这些年来,住房公积金政策一直在调整优化,目前,个人住房公积金贷款利率已处于历史最低位,一起通过一个短片来了解一下。 不只是贷款利率降低, ...
成都公积金新政征求意见,支持购买和租赁保障性住房
news flash· 2025-05-08 01:39
Core Viewpoint - The Chengdu Housing Provident Fund Management Center has issued a notice seeking opinions on policies to support contributors in purchasing and renting affordable housing, with a focus on increasing loan support [1] Group 1: Loan Support Policy - The minimum down payment ratio for purchasing affordable housing using housing provident fund loans will be set at 15% [1] - The maximum loan amount will be increased by 50%, raising the current limits from 600,000 yuan for single contributors and 1,000,000 yuan for dual contributors to 900,000 yuan and 1,500,000 yuan respectively [1]
长春优化调整部分住房公积金使用政策
news flash· 2025-05-06 11:53
智通财经5月6日电,据"长春公积金"5月6日消息,为贯彻落实有关文件要求,积极服务于构建高质量发 展的长春现代化都市圈,更好地满足广大缴存职工的住房消费需求,长春市住房公积金管理委员会对部 分贷款和提取政策优化调整。其中,长春市对多子女家庭贷款政策进行调整,第二次使用住房公积金贷 款且生育抚养二孩及以上的多子女家庭,单笔贷款最高额度可上浮40%。 长春优化调整部分住房公积金使用政策 ...
环球房产周报:杭州、厦门、南京土拍战报,中交地产拟出售房开业务......
Huan Qiu Wang· 2025-04-28 04:03
Policy News - Sichuan has announced the cancellation of the distinction between ordinary and non-ordinary residential standards, allowing certain residential properties to enjoy land value-added tax exemption if the appreciation does not exceed 20% after deductions [1] - Hangzhou has introduced new policies to support employees in using housing provident funds for purchasing affordable housing, allowing withdrawals for down payments and rent payments [2] - Zhengzhou is seeking public opinion on adjusting the age limit for housing provident fund loans, extending the maximum loan term to 68 years for men and 63 years for women [3] - Xiamen has optimized its housing compensation policy, allowing residents to choose from a wider range of housing options, including new homes and second-hand properties [4] Market News - The People's Bank of China has maintained the 5-year and 1-year Loan Prime Rates (LPR) at 3.6% and 3.1% respectively, unchanged for five consecutive months [5] - In Hangzhou, two residential land parcels were sold for a total of 4.47 billion yuan, with an average premium rate of 63.7% [6] - Xiamen's land auction generated 8.829 billion yuan from four parcels, with the highest premium rate at 12.34% for the Wuyuanwan parcel [6] - Nanjing sold nine residential land parcels for a total of 8.463 billion yuan, with a premium rate of 7.1% for one competitive parcel [7] Company News - Binhai Group reported a net profit of 3.791 billion yuan for 2024, with a 32.94% year-on-year increase in revenue [8] - Shoukai Group's revenue for 2024 was 24.213 billion yuan, down 49.31% year-on-year, with a net loss of 8.141 billion yuan [8] - China Communications Real Estate plans to transfer its real estate development assets and liabilities to its controlling shareholder to shift towards a light asset operation model [8]