About this content About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, ...

Key Takeaways Progressive's policy acquisition costs are central to its profitability and growth strategy.PGR leverages analytics, pricing and AI to manage costs and target profitable customer segments.Higher acquisition spending puts pressure on margins but PGR aims to keep its expense ratio below 20%.For Progressive Corporation (PGR) , policy acquisition costs play a crucial role in determining its profitability. Policy acquisition costs (“PAC”) include costs incurred to acquire and underwrite new insuran ...

Meta's chief AI scientist reportedly planning to leave the company to create his own startup according to the Financial Times as the social media giant undergoes an AI overhaul. For today's tech check, dear Jerosa looking into what the exit might say about Meta's position in the race. Dear Joe, I'm so glad you're taking this up because I feel like it's a really big live debate since earnings.>> It is and there's a lot of implications. So, first of all, Yan Lun, most people know this, but he's not just anoth ...

Meta's chief AI scientist reportedly planning to leave the company to create his own startup according to the Financial Times as the social media giant undergoes an AI overhaul. For today's tech check, dear Jerosa looking into what the exit might say about Meta's position in the race. Dear Joe, I'm so glad you're taking this up because I feel like it's a really big live debate since earnings.>> It is and there's a lot of implications. So, first of all, Yan Lun, most people know this, but he's not just anoth ...

Group 1 - Proactive provides fast, accessible, informative, and actionable business and finance news content to a global investment audience [2][3] - The news team covers key finance and investing hubs including London, New York, Toronto, Vancouver, Sydney, and Perth [2] - Proactive specializes in medium and small-cap markets while also keeping the community updated on blue-chip companies, commodities, and broader investment stories [2][3] Group 2 - The team delivers news and insights across various sectors including biotech, pharma, mining, natural resources, battery metals, oil and gas, crypto, and emerging technologies [3] - Proactive adopts technology to enhance workflows and improve content production [4][5] - All content published by Proactive is edited and authored by humans, ensuring adherence to best practices in content production and search engine optimization [5]

Core Insights - The report analyzes the current state of the global Generative AI (GenAI) industry in 2026, highlighting the transition from pilot projects to full-scale production in enterprises, focusing on measurable business value [1][16][28] Enterprise Market & Technology Landscape - By 2025, 71% of organizations are using GenAI in at least one business function, up from 65% in 2024, indicating a significant increase in adoption [7][27] - The global enterprise GenAI market is projected to grow from $4 billion in 2025 to $19.2 billion by 2030, with a compound annual growth rate (CAGR) of 36.8% [7][41][47] - The software segment is expected to dominate the market, accounting for 67% of the total share in 2025, driven by the rise of Agentic AI [45][58] AI Industry Trends - The adoption rate of GenAI is highest in technology, professional services, and advanced manufacturing, with over 79% adoption, while the energy and materials sector lags at 59% [7] - The North American market is expected to hold a 41% share by 2025, while the Asia Pacific region is projected to be the fastest-growing market due to government initiatives [58][59] Investment Trends - GenAI-related investments are expected to reach $56 billion in 2024, nearly doubling from $29 billion in 2023, with infrastructure investments increasing from $6.86 billion in 2023 to nearly $26 billion in 2024 [7][30] - Venture capital investments in GenAI have surged from $239 million in 2014 to $56.1 billion in 2024, indicating strong investor interest [7][19] GenAI Applications - The fastest-growing application areas include code assistants, support chatbots, and enterprise search solutions, with significant investments aimed at automating routine tasks and enhancing customer interactions [5][36][37] - ING Bank has successfully utilized chatbots to handle 45% of its 85,000 weekly customer interactions, showcasing the effectiveness of AI in customer service [5][36] GenAI Technology & Development - Leading models such as GPT-4 and Claude 3 are approaching human-level performance in natural language understanding and code generation, with ChatGPT holding a 60% market share in the U.S. [10][12][41] - The emergence of Agentic AI, which operates more autonomously than traditional GenAI, is expected to grow from $7.6 billion in 2025 to $48 billion by 2030, with a CAGR of 44.5% [10][12]

Core Insights - Innodata Inc. (INOD) has experienced a stock increase of 59.6% over the past three months, significantly outperforming the industry and S&P 500, which gained 6.9% and 5.9% respectively [1] - The company's strong third-quarter performance, with record revenues of $62.6 million (up 20% year-over-year), has contributed to investor enthusiasm [5] - Management has reaffirmed expectations of at least 45% year-over-year revenue growth in 2025, indicating confidence in future growth [6] Financial Performance - Innodata's Q3 revenues reached a record $62.6 million, reflecting a 20% increase year-over-year, alongside improved adjusted EBITDA margins and strong cash generation [5] - EPS estimates for 2025 have increased to 84 cents from 78 cents, although this represents a 5.6% year-over-year decline, with expected earnings growth of 33.3% in 2026 [14] - Revenue projections indicate a rise of nearly 45.2% in 2025 and 24.6% in 2026, contrasting with modest growth for other industry players [15] Strategic Initiatives - The company has secured $68 million in pretraining contracts, with $42 million already signed and an additional $26 million expected soon, positioning it for significant revenue in 2026 [10] - The launch of Innodata Federal aims to tap into government contracts, with an initial project expected to generate approximately $25 million in revenues [11] - Engagements with sovereign entities in the Middle East and Asia are anticipated to provide durable multi-year revenue potential due to state-level funding [12] Market Positioning - Innodata is deepening relationships with major AI model builders, with expectations that six of eight large tech customers will increase spending in 2026 [9] - The company is transitioning from post-training data to high-value pretraining data, reflecting strategic agility and positioning ahead of competitors [10] - Innodata's forward 12-month P/E ratio stands at 63.37x, significantly higher than the industry average of 16.86x, indicating a premium valuation [16] Growth Opportunities - The enterprise AI practice is scaling, with initial engagements in the $1-$2 million range showing potential for repeat business [13] - The company is moving into larger and more strategic programs, enhancing its growth trajectory through expanded relationships with major technology firms [6] - Overall, Innodata is positioned at the center of the generative AI ecosystem, with expanding contracts and entry into fast-growing markets [19][20]

TMX Group and Coding for Veterans Open the Market to Observe Remembrance DayNovember 11, 2025 10:34 AM EST | Source: Toronto Stock ExchangeToronto, Ontario--(Newsfile Corp. - November 11, 2025) - Jeff Musson, Executive Director of Coding for Veterans, and members of the Canadian Armed Forces (CAF), joined Dani Lipkin, Managing Director, Global Listings, Toronto Stock Exchange ("TSX"), to open the market in observance of Remembrance Day.Cannot view this video? Visit:https://www.youtube.com/watc ...

Industry Overview - U.S. holiday sales are projected to exceed $1 trillion for the first time, with an expected growth of 3.7-4.2% year over year, translating to sales of $1.01-$1.02 trillion [3] - Last year's holiday sales rose 4.3% year over year to $976.1 billion [3] - An uncertain macroeconomic outlook, influenced by trade policies and the ongoing government shutdown, has negatively impacted consumer confidence [1] Retailer Recommendations - Five retailers are recommended for investment during the holiday season: Amazon.com Inc. (AMZN), Walmart Inc. (WMT), Tapestry Inc. (TPR), Dollar General Corp. (DG), and Expedia Group Inc. (EXPE), all carrying a favorable Zacks Rank 2 (Buy) [2] Amazon.com Inc. (AMZN) - Amazon is benefiting from growth in Amazon Web Services (AWS), which contributed $33.01 billion in Q3 2025, up 20.2% year over year [11] - Online sales and subscription revenues increased by 9.8% and 11.5% year over year, respectively, while advertising revenue climbed 23.5% [12] - Expected revenue and earnings growth rates for next year are 11.2% and 9.9%, respectively, with a 2.6% improvement in earnings estimates over the last 30 days [14] Walmart Inc. (WMT) - Walmart's diversified business model and strong omnichannel strategy have boosted traffic across physical and digital platforms [15] - The company has enhanced its delivery capabilities, including partnerships and new services, leading to steady grocery market share gains [16] - Expected revenue and earnings growth rates for next year are 4.4% and 12.5%, respectively, with a 0.7% improvement in earnings estimates over the last 60 days [17] Tapestry Inc. (TPR) - Tapestry is experiencing growth driven by strong engagement from Gen Z and millennials, with significant expansion in North America, Europe, and Greater China [18] - The company's international business saw a 10% year-over-year growth in Europe and an 18% surge in Greater China [19] - Expected revenue and earnings growth rates for the current year are 3.4% and 9.5%, respectively, with a 1.6% improvement in earnings estimates over the last seven days [20] Dollar General Corp. (DG) - Dollar General's growth is supported by disciplined cost management and a customer-centric model, with a focus on value pricing and supply-chain optimization [21] - The company is expanding its omnichannel presence through partnerships, which is driving higher store traffic and basket sizes [22] - Expected revenue and earnings growth rates for next year are 4.2% and 8.4%, respectively, with a 0.8% improvement in earnings estimates over the last 60 days [24] Expedia Group Inc. (EXPE) - Expedia benefits from a strong platform model that enhances customer insights and strengthens supplier relationships, driving revenue growth [25] - The company's diverse brand portfolio allows it to cater to a wide range of global traveler needs, boosting traffic and bookings [26] - Expected revenue and earnings growth rates for next year are 2% and 17.8%, respectively, with a 1.2% improvement in earnings estimates over the last 30 days [26]

Core Insights - Datavault AI Inc. is experiencing strong global interest in Real World Assets (RWA) tokenization, which encompasses a wide range of assets valued in the multi-trillion dollar range [1][2] - The company is negotiating numerous contracts that could lead to significant revenue generation, with potential short-term revenue additions in the tens of millions and long-term potential reaching multiple billions [2][6] - Datavault AI has updated its revenue guidance, projecting 2025 revenues to exceed $30 million and 2026 revenues to be no less than $200 million, a substantial increase from $2.7 million in 2024 [7][6] Company Developments - Datavault AI is at the forefront of RWA tokenization, with over a dozen governments and corporations in various stages of negotiation, some nearing execution [6][2] - The company claims to hold dominant intellectual property rights in RWA tokenization, which it plans to enforce and monetize through licensing strategies [3][6] - The company’s technology suite includes the Data Vault Bank®, DataScore®, and DataValue®, which are designed to enhance data monetization and compliance across industries [8][9] Market Context - According to McKinsey & Company, generative AI is expected to contribute between $2.6 trillion and $4.4 trillion annually to key business applications, highlighting the significance of AI-driven automation in enterprise technology [4] - Datavault AI's platform is designed to leverage advancements in AI and Web 3.0 to facilitate secure and scalable data monetization, positioning the company to capitalize on the growing demand for data asset monetization [4][9]