Core Viewpoint - The transformation of beautiful landscapes into a beautiful economy is both a service goal and a challenge for green finance, requiring innovative thinking, resource integration, and tailored financing models to create a virtuous cycle of ecology, economy, and finance [1] Group 1: Project Financing and Development - The ongoing construction of the Jingling Reservoir in Zhejiang Province is expected to have a total storage capacity of 313 million cubic meters, enhancing flood control, water supply, power generation, and irrigation [2] - The financing for ecological and environmental projects often faces challenges due to their quasi-public nature and limited short-term cash flow, necessitating innovative financing solutions [3] - The successful operation of the Tangpu Reservoir, which repaid its debts within ten years, demonstrates the potential for long-term financing strategies, allowing the Shaoxing Raw Water Group to convert operational profits into REITs for funding the Jingling Reservoir [3] Group 2: Resource Integration and Environmental Restoration - The restoration of Xianghu Lake involved significant environmental protection efforts, resulting in a water area of 6.1 square kilometers and improved water quality, which is crucial for attracting high-tech industries [4][5] - The integration of ecological restoration with industrial development can enhance economic benefits, allowing for a cycle where industrial profits support further ecological investments [5][6] Group 3: Long-term Planning and Policy Design - Developing green finance requires a long-term perspective, creating a replicable framework that integrates ecological, economic, and financial goals [7] - The establishment of a comprehensive plan by the National Development Bank and local governments aims to enhance the sustainable development capacity of environmental projects through integrated implementation [7][8] - The People's Bank of China is working on standards for transition finance, focusing on high-carbon industries' shift to green practices, which is gaining market acceptance [8]

Core Viewpoint - 华夏银行 is actively enhancing its services to support the high-quality development of state-owned enterprises (SOEs) in Beijing, aligning with national strategies and the "14th Five-Year Plan" [1][10]. Group 1: Support for SOEs' Internationalization - The bank is facilitating SOEs' international expansion by providing comprehensive financial services, as highlighted by its role in the successful issuance of $9.5 billion in bonds for首创集团 [3]. - 华夏银行 aims to leverage its cross-border financial capabilities, including bond underwriting and trade financing, to support SOEs in their global endeavors [4]. Group 2: Innovation in Financial Products - The bank is focusing on innovation in financial products to empower SOEs' transformation, particularly in the areas of technology, green finance, and inclusive finance [5]. - Specific products such as "科创易贷" and "知识产权贷" are designed to meet the needs of technology-driven enterprises, with significant investments already made in over 10 Beijing-based tech companies [5][6]. Group 3: Collaboration with Government and Enterprises - 华夏银行 is establishing a collaborative framework with key government departments to enhance project financing and support the digital transformation of SOEs [7]. - The bank has successfully implemented digital RMB services for over 30 municipal enterprises, showcasing its commitment to modernizing financial services [7]. Group 4: Commitment to Consumer Finance - The bank is dedicated to enhancing consumer finance in Beijing, launching initiatives to stimulate local consumption and support housing needs for new residents [8][9]. - Programs like "接力贷" and partnerships with e-commerce platforms aim to improve accessibility to loans and promote consumer spending [9]. Group 5: Internal Reforms for High-Quality Development - 华夏银行 is undergoing internal reforms to boost its operational efficiency and market competitiveness, with a focus on enhancing service quality and asset management [10]. - The bank's "京华行动" reform initiative is aimed at aligning its services with the evolving needs of the capital's economy [10].

中信银行成都分行为沃飞长空提供金融支 持。图为沃飞长空全球总部基地开工活动现场。 □宇珩 （图片由中信银行股份有限公司成都分行提供） 此前，四川一家拥有10余项国家专利的省级专精特新中药材企业遇到难题：产品销量急剧增长导 致药材原材料采购费用大增，却因为缺乏抵质押物，四处筹措资金均遇到困难。 在深入了解企业情况后，中信银行股份有限公司成都分行（以下简称中信银行成都分行）客户经 理主动上门服务，详细介绍为专精特新企业定制的信贷产品——"科创e贷"，在一周内完成账户开 户和300万元贷款资金发放，解了该企业的燃眉之急。 助企脱困，只是中信银行成都分行践行金融强国使命的一个方面。奋力书写金融"五篇大文章"， 2024年中信银行成都分行存贷规模再创新高，自营存款余额突破1500亿元大关，达1507亿元，较 年初增长118亿元；各项贷款余额1772亿元，较年初增长74亿元。 不忘初心，砥砺前行。当前，中信银行成都分行正加力加劲，当好服务实体经济主力军。 高质量服务显担当 四川沃飞长空科技发展有限公司专注电动垂直起降飞行器的研发和制造，正在新建生产基地。不 久前，该公司有了开立工程款支付保函的需求，首笔保函金额达数百万元 ...

Core Viewpoint - Agricultural Bank of China Sichuan Branch has achieved significant growth in loan volume, leading the industry in the central and western regions of China, with a total loan amount of 1.33 trillion yuan in 2024 and a steady increase in financial services to support the local economy [6][7][10]. Financial Performance - In 2024, Agricultural Bank of China Sichuan Branch's total loan volume reached 1.33 trillion yuan, maintaining the top position in the central and western regions for three consecutive years with an annual increase exceeding 100 billion yuan [6]. - By the first quarter of 2025, the total loan volume surpassed 1.4 trillion yuan, with individual loans accounting for nearly 50% of the increase and corporate loans increasing 1.6 times compared to the same period last year [6]. Service Innovation - The bank has embraced technological advancements to enhance financial services, achieving a 66% online loan ratio for small and micro enterprises in 2024 [8]. - The introduction of the "Micro Loan 3.0" AI lending model has positioned the bank as a leader in both loan scale and product variety within the Agricultural Bank of China [8]. Green Finance Initiatives - Agricultural Bank of China Sichuan Branch has actively supported green finance, issuing 1.1 billion yuan in loans for 10 reserve forest projects by the end of 2024 [9][10]. - The bank has also approved 2.1 billion yuan in fixed asset loans for clean energy and ecological projects, contributing to local economic transformation [9]. Support for Manufacturing and Small Enterprises - The bank has focused on the manufacturing sector, maintaining a leading position in loan balances and providing 42 billion yuan in loans to small and micro enterprises [11]. - Project financing has seen a 27.5% annual increase, with nearly 1 trillion yuan in loans for 700 key projects in 2024 [11]. Rural Revitalization Efforts - Agricultural Bank of China Sichuan Branch has supported rural revitalization with a total loan volume exceeding 500 billion yuan, aiding in the construction of 1.74 million acres of farmland [12]. - The bank has implemented over 100 tailored solutions for rural financing, achieving a total loan amount of 84.2 billion yuan for farmers [12]. Future Outlook - The bank aims to continue supporting the local economy and rural revitalization, focusing on the "three rural issues" and enhancing financial services to drive sustainable growth [13].

Group 1 - The Guangdong Provincial Ecological Environment Department introduced measures to support high-quality development, focusing on major cooperation platforms such as Hengqin, Qianhai, Nansha, and He Tao in areas like cross-border green finance and green environmental technology innovation [1] - The measures establish a policy system integrating "ecology-industry-market" and propose nine key initiatives, emphasizing scientific industrial layout, green industrial transformation, ecological empowerment of industries, and optimized environmental service guarantees [1] - Specific initiatives include "ecology + fishery" for green water economy, "ecology + cultural tourism" leveraging local ecological resources, "ecology + agriculture" for high-quality development of ecological agricultural parks, and "ecology + environmental health" to cultivate regionally distinctive health products [1] Group 2 - In 2023, Guangdong's 2,144 environmental protection enterprises reported total revenue of 486.47 billion yuan, with environmental business revenue reaching 196.55 billion yuan, maintaining the top position in the country for five consecutive years [2] - The contribution of the environmental industry to Guangdong's GDP increased from 1.2% in 2018 to 3.5% in 2023, indicating a growing impact on the national economy [2] - Future initiatives to promote high-quality development of the environmental industry will include enhancing the role of laws, policies, and standards, issuing guidance for the industry's development, and strengthening the social credit system within the environmental market [2]

Group 1: Financial Performance - In Q1 2025, six major state-owned banks achieved a total net profit attributable to shareholders of 344.42 billion yuan, averaging approximately 3.83 billion yuan per day [1] - Agricultural Bank and Bank of Communications reported year-on-year growth in net profit, with increases of 2.20% and 1.54% respectively [1] - The revenue figures for the six banks were as follows: Industrial Bank (212.77 billion yuan), Agricultural Bank (186.67 billion yuan), China Construction Bank (190.07 billion yuan), Bank of China (164.93 billion yuan), Postal Savings Bank (89.36 billion yuan), and Bank of Communications (66.37 billion yuan) [1] Group 2: Asset Scale and Quality - By the end of Q1, the total asset scale of the six banks showed steady growth, with Industrial Bank leading at 51.55 trillion yuan, a 5.58% increase from the previous year [2] - Agricultural Bank followed with assets of 44.82 trillion yuan, up 3.66%, while China Construction Bank reached 42.79 trillion yuan, growing by 5.48% [2] - The non-performing loan ratios for the banks remained stable, with Industrial Bank and Agricultural Bank both at 1.33%, and Postal Savings Bank at 0.91% [2] Group 3: Support for the Real Economy - The six banks continued to support the real economy, with Industrial Bank's loans to strategic emerging industries reaching 3.5 trillion yuan, and manufacturing loans at 4.8 trillion yuan [3] - Agricultural Bank's loans to strategic emerging industries totaled 3.2 trillion yuan, with a growth rate of 24.1% [3] - Postal Savings Bank served nearly 100,000 technology-based enterprises, with financing exceeding 600 billion yuan [3] Group 4: Green and Inclusive Finance - Agricultural Bank's green loan balance reached 5.59 trillion yuan, with a growth rate of 12.06% [3] - Postal Savings Bank's green loan balance was 910.71 billion yuan, growing by 6.01% [3] - Agricultural Bank's loans to private enterprises amounted to 7.22 trillion yuan, with a growth rate of 10.51% [3] Group 5: Digital Finance - By the end of Q1, Industrial Bank's loans to the core digital economy industries exceeded 960 billion yuan, reflecting a growth of 10.9% [4] - Bank of Communications reported loans to the digital economy core industries at 307.68 billion yuan [4]

4月29日，在第八届数字中国建设峰会数字金融分论坛上，北京大学光华管理学院院长、金融学教授刘 俏表示，数智赋能重塑金融生态，推动金融行业向更高效、普惠、智能的方向发展，是一场深刻变革。 数字金融是金融与数字技术深度融合的产物，其发展路径为"技术驱动+场景落地+制度适配"，可聚焦 于服务科技创新、绿色金融等关键领域。 建设数字中国是数字时代推进中国式现代化的重要引擎，是构筑国家竞争新优势的有力支撑。而数字金 融作为数字经济的关键组成部分，对推动经济高质量发展、服务实体经济具有重要意义。 刘俏表示，我国金融正处在由"大"到"强"的关键时期，机遇与挑战并存。作为金融五篇大文章之一的数 字金融，其发展被提高到国家发展战略的新高度，在数字经济蓬勃发展的当下，数字金融发展空间广 阔、大有可为。 他指出，数智赋能，正在重塑金融生态，大数据、人工智能、区块链、云计算等技术的广泛应用，不仅 提升了金融服务的效率，也催生了全新的金融业态和商业模式，推动金融行业向更高效、更普惠、更智 能的方向发展。数智化与金融创新的融合，不仅是技术演进，更是一场关乎发展方式、治理模式的深刻 变革。 刘俏表示，数字金融是金融与数字技术深度融合的产物 ...

2024年度「提質增效重回報」行動方案落實情況年度報告 國泰海通證券股份有限公司（「本公司」）董事會（「董事會」）謹此宣佈，為積極落 實《國務院關於加強監管防範風險推動資本市場高質量發展的若干意見》，全力 推動本公司高質量發展，鞏固和提升本公司的行業影響力，加快打造一流投資銀 行，本公司結合行業特點、自身發展階段和投資者訴求，從經營管理、本公司治 理、信息披露、投資者回報等方面提出2024年度「提質增效重回報」行動方案並向 投資者和社會公開披露。2024年，本公司有力推動落實「提質增效重回報」行動方 案相關工作，取得了積極進展和良好效果，具體情況如下： 一、積極推動國泰君安與海通證券合併重組，加快打造一流投資銀行 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 國泰海通證券股份有限公司 Guotai Haitong Securities Co., Ltd. 於中華人民共和國註冊成立的股份有限公司） （股份代號：02611） 國泰君安証券與海通證券於2 ...

4 月 29 日，人民银行江苏省分行召开2025年二季度新闻发布会。记者从会上获悉，一季度，江苏金融总量保持全国领先，新增贷款、社会融资规模增量 均居全国第一。3 月，江苏全省新发放企业贷款、普惠小微贷款的平均利率水平处于历史低位。 图为新闻发布会现场 一季度政府债券融资增加2707亿元 人民银行江苏省分行调查统计处处长朱庆介绍，一季度，江苏省金融运行保持"总量有力、结构优化、利率下降"的良好态势，充分发挥金融对经济高质量 发展的支持作用。 信贷投放结构方面，金融支持重点领域力度加大。制造业中长期贷款快速增长，3月末，制造业中长期贷款余额同比增长12.8%，比各项贷款增速高2.7个 百分点。 3月末，江苏全省金融机构本外币贷款余额27.59万亿元，同比增长10.1%，高出同期全国增速3.2个百分点；比年初新增1.58万亿元，同比多增1642亿元。 同时，其他渠道融资也呈现较好增势，其中一季度政府债券融资增加2707亿元，同比多增1983亿元。全省社会融资规模增量为2.06万亿元，同比多增2528 亿元。 企业贷款利率稳中有降3月当月江苏全省小微贷款新发放企业贷款、普惠加权平均利率分别为3.26%、3.43%， ...

Core Viewpoint - Xiamen Bank has demonstrated steady growth and robust financial performance in 2024, supported by a clear strategic positioning and solid risk management framework [1][2]. Financial Performance - In 2024, Xiamen Bank achieved operating income of 5.759 billion yuan, a year-on-year increase of 2.79% [1] - Non-interest net income reached 1.754 billion yuan, up 37.45% year-on-year, indicating an optimized revenue structure [1] - Total profit amounted to 2.735 billion yuan, reflecting a 3.54% increase compared to the previous year [1] - By the end of 2024, total assets reached 407.795 billion yuan, growing 4.39% year-on-year [1] - Total liabilities were 375.426 billion yuan, a 4.24% increase from the previous year [1] - Total loans and advances stood at 205.455 billion yuan, while total deposits reached 214.156 billion yuan, up 3.17% year-on-year [1] Asset Quality - The non-performing loan (NPL) ratio improved to 0.74%, a decrease of 0.02 percentage points from the previous year [2] - The NPL ratio for corporate loans was 0.51%, down 0.58 percentage points since the beginning of the year [2] - The provision coverage ratio reached 391.95%, indicating strong risk mitigation capabilities [2] Dividend Policy - The bank proposed a total cash dividend distribution of 818 million yuan for 2024, with a cash dividend ratio of 31.53%, an increase of 0.83 percentage points from 2023 [2] - Xiamen Bank has maintained a stable and high dividend payout, with a cash dividend rate exceeding 30% for four consecutive years from 2021 to 2024 [2] Strategic Focus - Xiamen Bank is committed to supporting the real economy, with increased financial support for key areas such as technology innovation, green finance, and inclusive finance [3][4] - The bank's technology finance loan balance reached 11.967 billion yuan, growing 33.69% year-on-year [4] - Green credit balance was 13.070 billion yuan, up 61.96% from the beginning of the year [4] - Inclusive small and micro loans amounted to 73.293 billion yuan, with a 19.85% increase in medium and long-term manufacturing loans [4] Retail Business Development - The bank's personal financial assets reached 109.011 billion yuan, a 12.07% increase year-on-year [5] - Personal deposits surpassed 80 billion yuan, reaching 82.455 billion yuan, up 22.79% from the previous year [5] - The number of retail customers grew to 2.6993 million, reflecting a 5.37% increase [5]