机动车发生事故后，一家公司查勘、全行业互认；打开系统，就能查看全省数万条风险路段精准数 据；584台长期"投保无门"的高风险车辆，近日终于顺利参保。今年以来，湖北省保险行业协会在监管 部门指导下，创新开展"大走访、大调研、大服务"活动，通过"自律、维权、协调、交流、宣传"协同发 力，推动行业生态持续优化，为消费者带来实实在在的便利。 "以前车辆大灾理赔，各家保险公司重复查勘，费时费力。现在一家查勘、全行业互认，效率提升 超过30%。"武汉某保险公司理赔负责人表示。这一变化得益于湖北省保险行业协会在监管部门指导 下，在全省创新建立的车险理赔大灾互认机制。 责任编辑：杨喜亭 据介绍，在监管部门指导下，困扰武汉多家出租车、物流企业的584台高风险车辆投保难题也得到 创新破解。通过协调人保财险、太保产险、平安产险等险企共同制定差异化方案，这些长期被拒保的车 辆终于获得了保险保障。 "省保险行业协会这次真是帮了大忙！"某物流公司负责人说，"有了保险保障，我们的车辆才能安 心运营。" 与此同时，湖北省保险行业协会持续开展"反非法代理退保、反非法代理理赔、反保险欺诈"专项行 动。截至目前，已向公安部门移送案件线索15起，立 ...

Core Insights - The "Car Insurance Easy to Insure" platform has launched a new insurance entry for high-risk fuel-operated commercial vehicles, addressing the issue of insurance accessibility for these vehicles [1][2] - The initiative is part of a broader effort by the China Insurance Industry Association and Shanghai Insurance Exchange to enhance insurance coverage for high-risk vehicles, following the successful implementation for new energy vehicles [2][4] Group 1: Platform Launch and Features - The "Car Insurance Easy to Insure" platform was officially launched on January 25, 2025, initially focusing on high-risk new energy vehicle insurance needs [2] - As of now, 37 property insurance companies have joined the platform, covering over 1.1 trillion yuan in insurance for more than 1.1 million vehicles [2][3] - The newly added insurance entry specifically targets four categories of high-risk fuel-operated commercial vehicles, including taxis, rental passenger vehicles, commercial trucks, and non-commercial trucks [2] Group 2: Industry Response and Responsibilities - The insurance industry has recognized the challenges faced by high-risk fuel-operated commercial vehicles and is taking steps to address the insurance difficulties [2][4] - Insurance companies participating in the platform are required to uphold consumer rights, ensure service quality, and adhere to regulatory standards [4][5] - The platform emphasizes the importance of data security and operational efficiency, with measures in place to prevent data breaches and enhance service delivery [5]

Core Insights - The insurance industry is characterized by a borderless power, as demonstrated by the sharing of success stories among global peers at the Bangkok Forum [2] - The essence of success in the insurance sector lies in unwavering belief, where industry leaders view insurance as a commitment to safeguarding lives rather than merely selling products [3] - Building trust-based relationships with clients is crucial, transforming transactions into friendships, which enhances customer loyalty and retention [4] - Innovation is essential for survival in the competitive landscape of the insurance industry, with a consensus that top sales professionals must adopt boundary-breaking thinking [5][6] - The forum served as a catalyst for actionable insights, leading to the establishment of initiatives like "belief morning meetings" and customer relationship assessment tools [8] Belief - Successful individuals in the insurance industry are driven by a strong belief in their mission, which fuels their daily actions and long-term goals [3] - They visualize their success and manage their time effectively, turning work into a fulfilling experience [3] Relationships - The relationship with clients should transcend mere transactions, focusing on mutual understanding and support [4] - High customer retention rates, such as a 98% renewal rate among top insurance professionals, are attributed to a friend-like professional relationship [4] Innovation - The insurance industry is entering an era where innovation is the key to competitive advantage, necessitating a proactive approach to changing customer needs [5] - The "coffee shop salon" model is highlighted as a transformative approach to client engagement, shifting from product presentations to wealth management discussions [6] Actionable Insights - The forum inspired the implementation of new practices within the company, emphasizing the importance of maintaining core values and adapting to innovation [8] - The focus on nurturing client relationships and embracing technological advancements is seen as vital for future insurance entrepreneurs [6][8]