智慧监管：信用赋能从"人工监管"到"数据智管" 统一社会信用代码作为各类组织机构的"数字身份证"，贯穿行政许可、行政检查、信息公示等监管全流 程，是实现跨部门数据共享、业务协同的唯一身份标识。 市市场监管局将统一社会信用代码中涵盖的经营主体登记注册信息、行政许可、认证备案办理情况，以 及监管执法、监督抽检等重要数据全面归集，同时整合10家市级相关登记部门数据及国家市场监督管理 总局下发数据，最终形成全方位、全维度的经营主体大数据体系。 转自：北京日报客户端 统一社会信用代码，被人们形象地称为各类组织机构的"数字身份证"。2025年，统一社会信用代码制度 在本市已落地十周年。十年来，全市288.67万户存续机构（法人及其他组织）已全面纳入统一社会信用 代码管理体系，正持续释放改革红利，推动首都治理向智能化、精细化加速转型。 十年破壁：从"证照围城"到"一码通衢" 2015年以前，企业开办需辗转原工商、原质监、税务等多个部门，材料多达数十份，耗时近半个月。 这种多头审批的状况在2015年发生根本性转变。本市率先落实《法人和其他组织统一社会信用代码制度 建设总体方案》，通过打通部门数据壁垒、优化编码规则，创新构建" ...

在技术应用方面，鄂尔多斯市构建"信用数据+智能技术"融合的服务生态，实现全天候信用政策咨询、 投标资格预审等服务"秒级响应"。通过创新研发"专家信用行为轨迹系统"，结合物联网与AI算法，对评 标专家履职行为进行实时监测与异常识别，有效强化评标环节的信用监督。 为进一步提升监管效能，鄂尔多斯市依托大数据与AI分析建立工程建设招标投标信用立体化监测体 系。"招标投标信用监测预警系统"可对围标串标、异常报价等45类信用失范行为开展动态识别。通过构 建跨区域信用协同机制，扩大远程异地评标信用互认范围，推动形成"一处失信、全域受限"的信用约束 格局。 围绕"承诺—履约—评价"全过程，鄂尔多斯市建立信用管理闭环，对守信企业开通"信用绿色通道"，对 失信主体实施联合惩戒。借助数智信用决策平台，为各方主体提供信用风险预警、信用画像等辅助服 务，并将交易信用评价结果纳入全市社会信用体系，推动信用数据在金融、政策扶持等领域的共享与应 用，持续构建"信用有价、守信受益"的发展环境。（吴宇飞） 内蒙古自治区鄂尔多斯市围绕公共资源交易领域制度创新，出台《关于在房建市政工程项目中推行信用 承诺函替代投标保证金的通知》，推行信用承诺函替代 ...

Core Viewpoint - The article emphasizes the importance of building a robust social credit system in Xiamen, which has become a model for integrating credit data into economic and social development, enhancing the city's soft power and business environment [1][2]. Group 1: Credit System Development - Xiamen has maintained the highest average comprehensive credit index among 36 provincial capitals and sub-provincial cities over the past 12 months, showcasing the effectiveness of its "Credit Luyuan" initiative [1]. - The city has implemented various innovative credit applications, such as "Credit Medical Services" and "Credit Loans," which have transformed abstract credit concepts into tangible benefits for citizens and businesses [1][3]. Group 2: Data Utilization - Xiamen has created a public credit information platform that integrates data from 68 departments, totaling 1.903 billion records, to enhance the accessibility and utility of credit data [2]. - The city aims to empower economic and social value from credit data, moving beyond mere collection to active utilization [2]. Group 3: Innovative Applications - The "Personal Credit White Egret Points" system allows citizens to access medical services without upfront payments, benefiting over 940,000 residents through 62 public medical institutions [4][5]. - Xiamen has launched over 120 credit-based convenience services, including credit parking and borrowing, to create a comprehensive credit ecosystem [5]. Group 4: Financial Support for Enterprises - The "Port and Shipping Credit Easy Loan 3.0" program has enabled companies like Xiamen Zhonghong Shipping Co. to secure significant loans, demonstrating how good credit can be leveraged for financial support [6][7]. - The "Torch Park Loan" product, developed in collaboration with local banks, helps technology-based SMEs access credit by utilizing public credit data [7][8]. Group 5: Regulatory Innovations - Xiamen has introduced a "Commitment-Based Market Entry" system, significantly reducing the documentation required for business permits and streamlining the approval process [9][10]. - The city employs a differentiated regulatory approach based on credit ratings, allowing for reduced oversight for trustworthy businesses while maintaining strict scrutiny for those with poor credit [13]. Group 6: Credit Repair Mechanisms - Xiamen has established a "Credit Repair One-Stop" service, enabling businesses to rectify credit issues efficiently, with over 5,500 entities benefiting from this initiative [14][15]. - The city emphasizes a proactive approach to credit repair, providing tailored support to businesses facing credit challenges [15].

Group 1 - The core viewpoint emphasizes the focus on "credit empowerment" and "smart regulation" to support the growth of enterprises in Liaocheng, aiming to create a precise and efficient regulatory system that minimizes interference with compliant businesses [1][3] Group 2 - The regulatory approach is based on credit classification, achieving "precise profiling" and breaking down departmental barriers by organizing 32 municipal departments and 14 business offices to create a joint inspection task list, with 1,372 tasks completed and a joint inspection rate of 70.48% [1] - The implementation of credit risk classification for all individual businesses in the city has been initiated, normalizing the application of classification results in regulatory practices to ensure minimal disruption for compliant entities [1] Group 3 - The use of smart technology supports "non-intrusive regulation," with AI surveillance installed in 109 food production enterprises and 126 small workshops, as well as trialing "non-site regulation" in 10 health food production companies to reduce interference with law-abiding businesses [3] - In the special equipment sector, a "one-stop" service reform has been introduced, integrating notification, inspection, and registration processes, resulting in an efficiency increase of over 80% [3] Group 4 - A "1+N" service model has been innovatively launched, with six differentiated service measures aimed at promoting high-quality development in key industries, gaining recognition from various media outlets and being recommended as a typical case for provincial regulatory improvement [3] - Plans are underway to establish a measurement testing center for bearings and electric cables, with 25 bearing measurement standards passing assessments, addressing local testing gaps [3]

Core Viewpoint - The implementation of "credit代证" in Weihai is streamlining the process for businesses by replacing multiple proof requirements with a single credit report, significantly reducing administrative burdens and enhancing operational efficiency [2][3]. Group 1: Overview of "Credit代证" - "Credit代证" serves as a "pass" and "burden reduction" tool for businesses, allowing over 1,300 enterprises to download more than 3,000 special credit reports, replacing nearly 160,000 proof documents [2]. - The credit report consolidates essential information such as basic registration details, administrative licenses, penalties, and credit evaluations, functioning as an authoritative "no violation record certificate" [2][3]. Group 2: Impact on Business Operations - The introduction of "credit代证" has simplified the process for companies like Shandong Weigao Blood Purification Products Co., Ltd., which recently listed on the Shanghai Stock Exchange, reducing the need to obtain multiple proofs from various departments [3]. - The report is frequently used in scenarios such as listing applications, financing credit, and bidding, enhancing convenience for businesses in these areas [3]. Group 3: Supportive Measures for Enterprises - Weihai has introduced a credit guarantee fund management approach to guide financial institutions in providing differentiated financing services based on credit ratings [3]. - The city is promoting a social atmosphere that values credit by implementing measures such as bid deposit exemptions for market entities with A-level public credit reports and innovating services that incorporate credit into bidding processes [3][4]. Group 4: Service Network Development - Weihai has established a comprehensive service network that includes online platforms for businesses to access credit information and offline service windows for personalized assistance in compliance verification for business listings [4].

Core Insights - The article highlights the launch of the "Brand Credit Empowerment Plan" by Xinhua Credit at the 2025 China International Fair for Trade in Services (CIFTIS), focusing on enhancing brand influence and market expansion for enterprises through comprehensive credit services [1][7]. Group 1: Event Overview - The 2025 CIFTIS is scheduled to take place from September 10 to 14 in Beijing, attracting nearly 2,000 enterprises, including around 500 Fortune Global 500 companies and industry leaders [7]. - The event serves as one of China's major platforms for international trade and has successfully held 11 editions [7]. Group 2: Xinhua Credit's Offerings - Xinhua Credit's "Brand Credit Empowerment Plan" operates on a dual approach of "credit certification + authoritative dissemination," providing six key empowerment modules [7]. - The modules include brand credit evaluation based on the "Xinhua Brand Credit Evaluation System," video production with Xinhua's credit analysts, customized visual credit cards, publication of articles and videos on platforms like Xinhua Finance, access to enterprise credit inquiry accounts, and participation in forums organized by Xinhua [7]. Group 3: Industry Reception - Numerous exhibitors and attendees expressed strong recognition of the authority and professionalism of Xinhua Credit's services, showing interest in becoming partners and members of the Xinhua Credit ecosystem [5].

Core Viewpoint - The article highlights the efforts of Jinchang City to address the long-standing issues of financing difficulties and high costs faced by small and micro enterprises, focusing on enhancing the business environment through targeted measures [1] Group 1: Financial Service Improvements - Jinchang City has implemented a comprehensive strategy to improve financial services for small and micro enterprises by enhancing mechanisms and innovating products [1] - A credit information sharing platform for small and micro enterprises has been established to break down credit information barriers, with a successful loan of 4 million yuan issued through this platform [3] - The platform aims to facilitate communication between banks and resolve issues encountered during fund usage, ensuring effective implementation [3] Group 2: Government Support Initiatives - The city has introduced a government guarantee scheme to provide unsecured loans for small and micro enterprises and agricultural entities, addressing their common challenges such as lack of collateral [4] - A streamlined approval process has been adopted, allowing for joint due diligence and approval between government guarantee institutions and banks, significantly reducing approval times [4] - Since the establishment of Jinchang Guarantee Company, it has provided 1,143 guarantees totaling 4.993 billion yuan, alleviating financing pressures for market participants [4] Group 3: Technological Financial Empowerment - Jinchang has launched the "Science and Technology Innovation Guarantee" product, which integrates fiscal subsidies, guarantees, and bank loans to support high-tech and specialized enterprises [5] - This initiative offers a 50% interest subsidy, effectively reducing financing costs and expediting the financing process for technology-driven companies [5] - To date, the program has benefited 8 technology enterprises with guaranteed loans totaling 29.1 million yuan, achieving a comprehensive guarantee fee rate of only 1.02% and saving over 65 million yuan in insurance costs [5]

Core Viewpoint - The article highlights the efforts of Chengliu Town in Jiyuan City to enhance the business environment and stimulate market vitality through the "Xinyi Loan" platform, focusing on "credit empowerment" to promote high-quality economic development in the region [1]. Group 1: Promotion Strategies - Chengliu Town employs a multi-faceted promotional strategy that combines online and offline methods, including home visits and discussions to provide face-to-face explanations of the platform's operation, loan policies, and benefits [4]. - The town utilizes social media platforms like the "Impression Chengliu" public account and WeChat groups to disseminate information about the "Xinyi Loan" platform in an accessible manner, emphasizing the importance of credit records for businesses [4]. Group 2: Precision Services - For businesses with financing needs, Chengliu Town organizes staff to understand their operational status and financing requirements, providing one-on-one services to guide them through the registration, certification, and financing request processes [5]. - This hands-on approach not only enhances businesses' confidence in the platform but also improves their satisfaction with government services, facilitating a precise match between financing needs and credit resources [5]. Group 3: Current Status and Future Plans - As of now, over 150 various business entities have registered on the "Xinyi Loan" platform in Chengliu [7]. - Chengliu Town plans to continue deepening the promotion of the "Xinyi Loan" initiative, innovating service methods, and increasing publicity efforts to ensure the platform effectively supports business development and contributes to high-quality economic growth in the region [7].

Group 1 - The core idea of the news is the introduction of an innovative "training + on-site" dual service model in Xiayie Town to effectively address the financing difficulties faced by small and micro enterprises [1] - The model consists of three steps: "training foundation, on-site service, and credit empowerment," aimed at providing convenient financial services and enhancing the business environment [1][9] - The promotion of the "Credit Easy Loan" platform is a significant initiative to optimize the business environment and support market entities [9] Group 2 - Training sessions were held to ensure that service personnel understand policies and can operate the platform effectively, laying a solid foundation for precise service delivery to enterprises [3] - After training, the government formed service teams to provide one-on-one guidance to local businesses, helping them understand the advantages of "using credit to obtain loans" and assisting with platform registration [5] - As a result of concentrated promotion efforts, over 60 small and micro enterprises and individual businesses in the town have successfully registered on the platform, alleviating their financial pressure and injecting new vitality into their development [7]

Group 1 - The event "Breaking the Financing Dilemma of Sci-tech Innovation: A Dual-Driven Approach of Credit Rating and Financial Tools" was successfully held in Guangzhou, integrating resources from credit rating agencies, financial institutions, and industry associations to create a financing service platform for enterprises [1][3] - The event focused on the financing challenges faced by sci-tech enterprises and the characteristics of the biomedical industry, providing systematic solutions through policy interpretation, model breakdown, and practical case simulations [3][5] - The event featured a presentation by Zhang Jiali, Deputy Director of the Credit Rating Committee at Dongfang Jincheng, who introduced a quantitative model for integrating technology, industry, and finance, specifically addressing differentiated credit assessment indicators for the biomedical hard technology sector [3][5] Group 2 - Dongfang Jincheng has actively responded to national policies supporting sci-tech innovation enterprises by developing credit rating methods and models for these companies, contributing to their high-quality development [3][5] - The Guangzhou International Biological Island, a core carrier of the national biological industry base, has over 600 biotechnology-related enterprises established as of now [5] - Dongfang Jincheng has conducted similar events in multiple locations, forming a replicable regional service model, and will continue to leverage its expertise in credit rating to support sci-tech enterprises in accessing capital markets [5]