养老金融体系

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招商银行博士后工作站2026年博士后研究人员招聘公告
招商银行研究· 2025-09-12 08:48
招商银行博士后科研工作站成立于2003年, 于2009年获得独立招收和培养博士后资格。作为 中国最佳商业银行高层次专业人才培养的平台,招 商银行博士后工作站现面向境内外公开招收第23 批(2026年)博士后研究人员。有关事项公告 如下。 A 商品使用 -2026年博士后研究人员招聘公告- 中国金融科技最佳试验场等你来定义未来 指商银行1987年成立于中国改革并放的鼓剧 深圳蛇口,是中国境内第一家完全由企业法 沿- 人持股的股份制商业银行。目前已发展成为沪港两 地上市,在全球具有鲜明发展特色和重要市场影响 力的银行集团,位列《银行家》全球银行干强榜单 第8位。 我们博士后研究方向和招收数量 拟招收5人,申请人可从以下研究方向中任选 -至两项申报: ● 低利率环境下的商业银行风险管理研究 ● 商业银行中小企业经营策略研究 ● 适用中国市场约束条件的大类资产配置模型研究 我们期待这样的你 01 有良好的政治素质和道德修养,遵纪 守法, 02 近两年在境内外获得博士学位或2026 年毕业的博士研究生,具有经济、金 融、管理、计算机、人工智能、数学 等课题相关专业的知识背景,有交叉 学科背景者优先; 热爰研究,更敬畏实 ...
环球房产周报:北上广深降公积金贷款利率,多家房企发布前4月销售业绩,北京上海土拍......
Huan Qiu Wang· 2025-05-12 01:55
Policy News - The People's Bank of China (PBOC) aims to broaden the usage of re-loans for affordable housing to stabilize the real estate market [1] - Major cities including Beijing, Shanghai, Guangzhou, and Shenzhen have announced a reduction in personal housing provident fund loan rates, with first-time loan rates adjusted to 2.1% for loans under 5 years and 2.6% for loans over 5 years [1][3] - Beijing's 2025 housing development plan emphasizes the construction of quality housing to meet diverse needs and improve market expectations [1] Market News - The PBOC has reduced personal housing provident fund loan rates by 0.25 percentage points effective May 8, 2025 [3] - The total sales of the top 100 real estate companies in the first four months of 2025 reached 111.986 billion yuan, a year-on-year decrease of 10.2% [4] Real Estate Transactions - Beijing Construction Engineering secured a land plot in Huairou District for 359 million yuan, with a floor price of approximately 16,500 yuan per square meter [5] - In Shanghai, four land parcels were auctioned for a total of 9.709 billion yuan, with significant premiums for certain plots [6][7] Company News - Country Garden Services has agreed to provide a 1 billion yuan loan to its major shareholder to support the group's housing delivery efforts [8] - Several real estate companies reported their sales performance for the first four months, with Poly Development achieving sales of 87.649 billion yuan and China Overseas Development at 66.583 billion yuan [9][10][11][12][13][14][15]
四大行溢价定增;金融监管总局:建立中国特色银行业保险业养老金融体系|每周金融评论(2025.3.24-2025.3.30)
清华金融评论· 2025-03-31 10:34
Group 1: Banking Sector Developments - The four major banks in China announced plans to raise capital through a premium private placement of A-shares, with total fundraising amounts of up to RMB 105 billion, 165 billion, 120 billion, and 130 billion respectively [9] - The Ministry of Finance will subscribe to all newly issued shares of China Bank and Construction Bank, and over 90% of the new shares of the other two banks, totaling an investment of RMB 500 billion [9][10] - The issuance prices for the banks are set above their current market prices, indicating a strong government backing and a focus on enhancing the banks' risk resistance capabilities [9][10] Group 2: Consumer Market Initiatives - The Ministry of Commerce plans to accelerate the integration of domestic and foreign trade, promoting consumption of high-quality foreign products [13] - The government will expand the scope of subsidies for replacing old consumer goods, aiming to stimulate demand for automobiles, home appliances, and digital products [14] - The initiative also emphasizes green consumption and resource recycling, encouraging consumers to replace inefficient products with more energy-efficient options [14] Group 3: Pension Financial System - The National Financial Supervisory Administration is working on establishing a pension financial system with Chinese characteristics over the next five years [16][17] - The plan aims to create a robust pension management service system and a diverse commercial pension financial system to meet varied consumer needs [17] - This initiative is crucial for addressing the challenges of an aging population and enhancing the stability of the financial system [17] Group 4: Real Estate Market Policies - Anhui Province has fully lifted housing restrictions and opened up inter-city loans to stimulate housing consumption and stabilize the real estate market [19][20] - The policy includes measures such as tax incentives for housing consumption and promotional activities for new housing [19][20] - This move aligns with national efforts to support the healthy development of the real estate sector [20] Group 5: Manufacturing Sector Insights - The manufacturing Purchasing Managers' Index (PMI) for March stands at 50.5%, indicating a slight increase and continued expansion in the manufacturing sector [21][22] - Large enterprises show a PMI of 51.2%, while small and medium-sized enterprises are below the critical point but have shown significant month-on-month improvements [21][22] - The overall economic outlook is positive, with expectations for further stabilization and growth driven by targeted economic stimulus policies [22]