2026年政府工作报告中都有哪些亮点？与以往有哪些不同？ 经济观察报两会报道组为您逐个解读。 作者： 两会报道 组 封图：东方IC 2026年3月5日上午9时，十四届全国人大四次会议开幕，国务院总理李强作政府工作报告。报告中都有哪些亮点？与以往有哪些不同？经济观察报两会 报道组为您逐个解读。 关键词：经济增长4.5%－5% 报告原文：经济增长目标同2035年远景目标总体衔接，与我国经济长期增长潜力基本吻合，实现这个目标具备有利条件，各地区要结合实际，通过扎 实工作争取好的结果。 经观说： 2023—2025年，中国GDP增速目标均设定为"5%左右"，且实际增速均完成预期，三年分别实现5.2%、5%、5%。2026年GDP增速目标调整 为4.5%—5%，进一步体现出政策"积极务实"的取向。 一方面，采用区间增速目标，并在实际工作中争取更好的结果，体现了"从坏处打算、向最好处努力"的思路。 以中国当前的经济体量和发展阶段，即便按"4.5%"下限测算，也已是一个较高的增速。按照此前多位研究者测算，要实现2035的远景目标，经济增速 要达到4.4%或4.5%以上；而"5%"这一上限则有利于调动各方积极性。今年政府工作 ...

2025年12月单月，人身险公司实现原保险保费收入2152亿元，同比增长6.0%，较11月-2.4%的增速大幅 转正。华西证券研究所非银金融组长罗惠洲认为，这主要与部分保险公司冲刺年度业绩目标有关。 值得注意的是，2025年，人身险公司和财产险公司合计实现健康险原保险保费收入9973亿元，同比增长 2.0%，距离万亿元大关仅一步之遥。 记者从中国保险行业协会获悉，在政策支持和市场需求的双重驱动下，商业健康保险近10年的年均复合 增长率超过20%，在售医疗保险产品超过1.1万个。 人身险业务是拉动全年保费增长的核心动力。2025年全年，人身险公司实现原保险保费收入4.36万亿 元，同比增长8.9%。 分险种来看，人身险公司各业务表现冷热不均：寿险业务延续良好增长态势，2025年实现原保险保费收 入3.56万亿元，同比增长11.4%；意外险、健康险分别实现原保险保费收入368亿元、7699亿元，同比分 别下降9.9%、0.4%。 寿险保费增速转正 保险业2025年成绩单出炉。 国家金融监督管理总局最新披露的数据显示，2025年，保险业原保险保费收入首次突破6万亿元大关， 达到6.12万亿元，同比增长7.4%，增速 ...

Group 1 - The meeting held by the China Insurance Industry Association on January 22 aims to promote the development of the health insurance sector in alignment with national strategies and policies [1] - The commercial health insurance sector has experienced a compound annual growth rate (CAGR) of over 20% in the past decade, with more than 11,000 medical insurance products currently available [1] - The meeting highlighted the importance of policy support and market demand in driving the sustainable development of the health insurance industry [1] Group 2 - Commercial health insurance has expanded its coverage to include high-value treatments and technologies, such as CAR-T therapy and proton therapy, which were added to the responsibility list over the past decade [2] - It is estimated that by 2025, the total compensation amount for innovative drugs and devices by commercial health insurance will reach approximately 14.7 billion yuan, with a CAGR of 70% over the past four years [2] - The insurance industry is encouraged to enhance service quality and product offerings to better meet the high-quality health protection needs of the population, especially in response to aging demographics and the support of key national industries [2]

Group 1 - The core viewpoint of the articles emphasizes the continuous expansion of commercial health insurance in China, enhancing health protection services and capabilities [1][2] - By 2025, the estimated total compensation amount for innovative drugs and medical devices from commercial health insurance is approximately 14.7 billion yuan, showing rapid growth for four consecutive years [1] - The insurance industry is experiencing growth driven by both policy support and market demand, leading to an increase in business scale, product variety, and service capabilities [1] Group 2 - As of the third quarter of 2025, insurance funds have directly invested nearly 30 billion yuan in the medical and elderly care sectors, covering various sub-sectors such as biotechnology, new drug technology, and medical devices [1] - Indirect investments in the healthcare sector have exceeded 250 billion yuan, focusing on core areas of health such as medical services, innovative drugs, and medical data [1] - The Actuarial Association is working on developing a comprehensive commercial medical insurance product system to improve the matching of insurance rates with underwriting risks [1]

1月22日金融一线消息，中国保险行业协会在京举办健康保险高质量发展工作座谈会。会议围绕商业健 康保险发展、深化商业保险与医药医疗领域交流合作等进行了研讨。与会代表表示，党和国家出台一系 列政策举措，为商业健康险发展创造了良好环境，国家金融监督管理总局加强指导，推动健康险行业可 持续发展。在政策支持和市场需求的双重驱动下，商业健康保险业务规模不断扩大，产品种类日益丰 富，服务能力持续提升。近10年，商业健康险年均复合增长率超过20%，在售医疗保险产品超过1.1万 个，成为人民群众健康保障的坚实支撑。 责任编辑：王馨茹 责任编辑：王馨茹 1月22日金融一线消息，中国保险行业协会在京举办健康保险高质量发展工作座谈会。会议围绕商业健 康保险发展、深化商业保险与医药医疗领域交流合作等进行了研讨。与会代表表示，党和国家出台一系 列政策举措，为商业健康险发展创造了良好环境，国家金融监督管理总局加强指导，推动健康险行业可 持续发展。在政策支持和市场需求的双重驱动下，商业健康保险业务规模不断扩大，产品种类日益丰 富，服务能力持续提升。近10年，商业健康险年均复合增长率超过20%，在售医疗保险产品超过1.1万 个，成为人民群众健 ...

转自：成都日报锦观 制度筑基 服务赋能 用医保温度书写"民生答卷" ——成都市医疗保障工作"十四五"发展综述 数说"十四五" ■全市基本医保参保人数约1885万人。 ■新增949种药品进入医保目录。 ■300余家定点医疗机构实现医保码就医全流程应用。 ■建成"市县镇村"四级经办体系，设立200余个医保工作站。 ■长期护理保险参保累计享受待遇21.56万人。 "十四五"期间，全市基本医保参保人数约1885万人，职工医保和城乡居民医保参保规模稳步扩大；全市1.76万家定点医药机构实现了追溯码上 传，医药机构追溯码采集接入率为100%；截至2025年11月，全市长期护理保险参保累计享受待遇21.56万人……翻阅过去五年成都医保的"民生 账单"，一份份翔实的数据折射出全市人民不断提升的医保获得感。 幸福的体现，不仅在一串串上涨的数字之间，更在一句句群众切身的话语之中——"老伴胃癌手术，报销了大半费用""带娃看病刷个医保码， 全程不用找卡片""4岁患病孙女儿有了长护险上门护理，全家有了盼头"…… 从政策体系到服务落地，"十四五"期间，成都医保的惠民温度藏在千万市民的切身感受里。作为事关群众健康福祉的重大民生工程，成都以 ...

Group 1 - The Financial Regulatory Administration is developing guidelines to enhance health insurance services, focusing on aligning supply and demand, improving industry capabilities, strengthening regulation, and optimizing the development environment for health insurance [1] - Commercial health insurance has become a significant payment method for innovative drugs, with total compensation for innovative drugs expected to reach approximately 12.4 billion in 2024, reflecting a compound annual growth rate of 103% over three years [1] - The ongoing reforms in payment methods and policies are expected to gradually resolve the challenges related to hospital admissions for insured drugs, thereby improving accessibility to innovative drugs [1] Group 2 - The Financial Regulatory Administration supports pilot reforms in commercial health insurance, encouraging local initiatives to explore solutions for data sharing, chronic disease coverage, and multi-tiered care systems [2] - Efforts are being made to promote interoperability between commercial health insurance and medical data, with a focus on one-stop settlement for medical expenses to enhance patient experience [2] - The National Medical Insurance Bureau is exploring the integration of medical insurance data to empower insurance companies and facilitate synchronized settlements between medical insurance funds and commercial insurance [2]