当前，大家保险已初步建成具有自身特色的养老生态体系，赋能保险主业的效果逐步显现，初步验证了"险养融合"的商业模型。截至目前，大家保险已在 14个城市布局了16家城心社区，通过养老生态累计服务超过6万名城心客户和27万名旅居客户，养老保单所沉淀的长期保费规模已突破3000亿元。 聚焦养老痛点 打造"一碗汤距离"养老服务体系 随着人口老龄化程度不断加深，养老问题已成为社会各界共同关注的焦点。国家统计局数据显示，2024年我国60岁及以上人口达31031万人，首次突破3 亿，占比22.0%。与老年人口持续增加形成对比的是，城市化、人口流动及家庭结构的变化，意味着社会需要更多机构共同参与和构建新的养老服务生 态。 每经编辑｜蒙锦涛 随着人口老龄化程度不断加深，养老产业已成为国家战略与市场机遇的交汇点。在此背景下，大家保险作为金融保险"国家队"，积极响应号召，以"城心 养老"模式为核心，探索出一条符合中国国情的养老路径，为银发经济发展提供了极具参考价值的"大家解法"。 "作为金融保险'国家队'，大家保险积极响应国家战略，将服务型养老作为集团战略切入口，致力于探索符合中国国情的养老路径，既要为推动养老产业 发展贡献智慧， ...

9月16日至17日，第八届中国养老行业陆家嘴峰会在上海国际会议中心隆重举行。 当前，我国正加速迈入深度老龄化社会，随之带来消费模式、产业布局和社会保障体系的系统性变革。必须认识到，现阶段我国高质量养老服务供给仍 不足，同时缺乏成熟模式可资借鉴。 作为养老服务体系的重要一环，保险公司如何发挥险资长期资金优势，将养老需求转化为产业升级动能，成为检验险企战略定力与创新势能的试金石。 基于对中国家庭现实养老需求与真实痛点的深刻洞察，大家保险"城心养老"模式应运而生。 作为峰会的重要环节，大家的家·上海静安城心社区正式启幕。记者了解到，静安城心社区是大家保险在上海落地的首个城心养老社区，将于9月底开 业。 d Nay 今日康复计划 萌娃 TBAIL 199 ENDERS or Star 10 11:00 ** States 动座 /T i NEWS HEAD 910441 ness a ttp://www. ssue i thanks to the t (1985) FOR Febr 18 स्वरुद्ध 11:31 7 al 17:00-1720 出去的情 th 류 and North are store of t ...

Core Viewpoint - The article highlights the urgent need for a comprehensive solution to the challenges posed by China's aging population and declining birth rates, emphasizing the importance of a new ecological framework for elder care that is policy-driven, service-oriented, and multi-faceted [1][4]. Population Structure Changes - China's population structure is undergoing a historic shift, transitioning from positive to negative growth in 2022, marking a significant demographic change [2]. - The "second elderly wave" is expected to see 330 million people aged 60 and above enter this demographic between 2022 and 2036, which is 2.32 times larger than the first elderly wave [2]. - By 2065, the proportion of individuals aged 80 and above is projected to exceed that of those aged 60-69 for the first time, indicating a deepening aging trend [2]. Dual Pressure on Younger Generations - The younger generations (those born in the 70s, 80s, and 90s) face a dual pressure of preparing for their own retirement while also caring for aging parents, leading to increased anxiety about elder care [3]. - Societal challenges include ensuring the sustainability of social security systems and addressing the inadequacies in socialized elder care services [3]. Chinese Elder Care Pathways - The Chinese government is working to establish a unique elder care service system characterized by home-based care, community support, and professional institutional backing [4]. - A three-tiered service network is proposed, focusing on county-level resource coordination, professional care at town levels, and basic services at village levels to ensure comprehensive coverage [4]. - The "15-minute elder care service circle" aims to provide accessible services within urban communities, enhancing convenience for the elderly [4]. Technological Integration and Resource Optimization - The integration of smart technology is crucial for improving service precision and efficiency, including real-time health monitoring systems for the elderly [4]. - A cloud platform is suggested to optimize the matching of elder care resources, ensuring timely service responses and efficient resource allocation [4]. Multi-Stakeholder Engagement - Encouraging diverse participation from social capital through tax incentives and operational subsidies is essential for expanding the scale of professional elder care services [5]. - The establishment of a national elderly capability assessment system and legislative improvements in service standards are necessary to stabilize retirement expectations for younger generations [5]. - The "urban core elder care" model is identified as a key pathway to alleviate elder care anxiety, promoting urban-rural integration for high-quality elder care services [5].

Core Viewpoint - The focus of the discussion is on the development of a new model for elderly care in China, emphasizing the importance of catering to the needs of the aging population, particularly those with declining self-care abilities and cognitive impairments [1][2] Group 1: Elderly Care Community Focus - The elderly care community should prioritize services for seniors with genuine needs, particularly those who are older and require care or have cognitive issues [1] - The average age of residents in the community is reported to be 83-84 years, with many born in the 1930s to 1940s, indicating a significant demand for external support and care [1] Group 2: Community Planning and Environment - The goal of the community is to create a "home" for the elderly, providing not only daily living and dining needs but also spaces for gatherings and family activities to foster a sense of belonging [1] - Activities such as family reunions and celebrations are organized to enhance the emotional well-being of residents, allowing them to feel connected even when their children live far away [1] Group 3: Integration with Medical Services - The community has integrated deeply with medical institutions, exemplified by the introduction of inpatient beds from Xuanwu Hospital, allowing residents to receive hospital services within the community [2] - This model aims to enhance the comprehensive service capabilities of the elderly care community, ensuring seamless access to 24/7 life care and medical support [2]

Core Insights - The report by Shanghai Consulting Group certifies "Dajia's Home," a professional elderly care brand under Dajia Insurance, as the "Pioneer of Urban Elderly Care" in China, marking the first authoritative third-party certification in the country's elderly care industry [1][5] Group 1: Urban Elderly Care Model - Dajia Insurance introduced the "Urban Elderly Care" model in 2019, focusing on properties located in urban core areas near medical resources, enhancing convenience, professionalism, and humanistic care [5] - "Dajia's Home" has established 16 urban elderly care communities in 14 major cities, all within 3 kilometers of top-tier hospitals, ensuring immediate access to medical resources and proximity for family visits [5] Group 2: Future Developments - In 2024, "Dajia's Home" will launch Urban Elderly Care 2.0, focusing on three core dimensions: integrating community architecture with urban renewal, upgrading services from standardization to customization, and merging financial insurance with elderly care services [5] Group 3: Service System and Innovation - The service system of "Dajia's Home" is built around six modules: medical care, nursing, rehabilitation, recreation, diet, and housing, drawing from international standards like Canada's RC community operation model and Japan's MCS [6] - The introduction of the "Elderly Care Space Laboratory" allows for continuous iteration of elderly-friendly product designs, enhancing safety and livability for seniors [6] Group 4: Smart Operations - The first customer experience management system in the industry segments elderly care into four journeys and 39 service scenarios, with 179 detailed indicators and 611 senior tags for personalized service [6] - Over 2,000 IoT devices, including smart mattresses and alert systems, are integrated to monitor seniors' health in real-time, ensuring timely responses and safety [6] Group 5: Research and Recognition - Since 2021, Dajia Insurance has conducted a nationwide survey on urban family elderly care services, analyzing pain points and guiding product development, leading to the formulation of theories and models that address the core demands of Chinese elderly care [7] - The "Urban Elderly Care" service has received multiple awards, including the "People's Artisan Service Award" and various accolades for community design, highlighting its leading position and brand strength in the sector [7] Group 6: Industry Impact - The "Urban Elderly Care" model is reshaping the elderly care landscape in urban China, promoting a future that is smarter and more compassionate, transforming "aging" into a dignified and quality "enjoyment of life" [7]

Core Insights - The Tianjin Tai'an Dao Community has achieved a 96% occupancy rate within its first year of operation, indicating strong demand for its services [1] - The community is part of the Dajia Insurance Group's urban elderly care initiative, strategically located in Tianjin's core area with access to three hospitals within a 1-kilometer radius [1] - The community's development reflects the broader growth of elderly care services in Tianjin, supported by local government initiatives aimed at enhancing financial assistance for the elderly [1][2] Company and Industry Summary - Dajia Insurance has introduced the "Urban Heart Medical Care" model, which focuses on providing comprehensive care services that address the physiological, psychological, and social needs of the elderly [2] - The model emphasizes the importance of location, selecting properties near medical resources and with good transportation, thereby enhancing the quality of life for residents [2] - The successful registration of the "Urban Heart Elderly Care" trademark and the "Dajia's Home" brand is expected to facilitate the professional and chain operation of elderly care services [2] - Currently, Dajia Insurance's urban elderly care communities cover 14 major cities, with six operational communities reporting an occupancy rate exceeding 80%, and specific communities in Beijing and Tianjin achieving over 90% [3]

Core Viewpoint - The Tianjin Tai'an Dao City Heart Community, under the theme "One Year, One Gift, You in the City Heart," celebrates its first anniversary, showcasing its role in enhancing elderly care services and promoting the sustainable development of the "silver economy" through innovative practices in collaboration with government, enterprises, and society [2][10]. Group 1: Community Development - The community serves as a "second home" for the elderly in the Heping District, contributing to the enhancement of elderly care services and exemplifying the successful involvement of social forces in this sector [4]. - The community has achieved full occupancy within 10 months of opening, demonstrating the attractiveness of its model and the integration of medical and elderly care services [6]. Group 2: Financial Integration - The community is part of the "Financial Assistance for the Elderly" initiative, aiming to create a replicable experience for integrating financial services with elderly care [4]. - The insurance sector plays a crucial role in supporting elderly care through stable funding and optimizing service offerings, fostering a positive cycle between service and business [8]. Group 3: Innovative Practices - The community has developed a unique "Tianjin experience" by combining high-quality elderly care with local cultural elements, becoming a benchmark for medical and elderly care integration [10]. - Future plans include deepening the "City Heart Elderly Care" model and exploring new paths for elderly care that can be replicated and promoted across the country [10].