"房地产发展30多年，'客户主权'第一次站在了核心位置。"12月12日，在贝宸S1媒体品鉴会暨2025年度 开放日活动上，贝壳找房副董事长、贝好家CEO徐万刚介绍，贝好家"大数据造房"的本质，是对人们美 好居住需求的精准洞察与精细满足。 今年11月，贝好家旗下的成都贝宸S1项目开售，共有108套房源。截止到12月11日，贝宸S1累计网签量 达20套。 值得一提的是，贝宸S1北侧紧邻地块是另一宗曾经的"地王"。在贝好家成都拿地半年后，建发以楼面价 41200元/平方米的地价拿下相邻的48.7亩地块，该项目也在本月召开了产品发布会。 C2M模式开启市场验证 贝好家采用了C2M（Customer to Manufacturer，消费者到制造者）的开发模式，此种模式有何神秘之 处？ 据该公司方面介绍，贝好家推出的C2M定位方案，以大数据和AI算法模型为基础，通过对客户需求的 深度洞察和挖掘，能够实现对目标客户意向的产品类型和价格预期提前预测，并以此精准指引楼盘产品 定位，得到众多合作伙伴的广泛认可。 近两年来，贝好家逐步将C2M理念应用于拿地研判、定位规划、设计营造到营销推广等各环节的精准 决策，并通过多个合作项目、 ...

Core Viewpoint - The article emphasizes the necessity for insurance companies to transition from a reliance on interest rate spreads to a balanced approach, particularly focusing on enhancing mortality gains through the development of commercial health insurance as a key strategy for navigating the current economic landscape [4][5]. Summary by Sections 1. Market Trends and Opportunities - The aging population and ongoing healthcare reforms present a significant opportunity for the growth of commercial health insurance, aligning with national strategic directives to expand health insurance coverage and improve medical service efficiency [5][6]. - By 2024, the number of individuals covered by basic medical insurance in China is expected to exceed 1.3 billion, maintaining a coverage rate of over 95%, while commercial health insurance is projected to generate nearly 1 trillion yuan in premium income [7][8]. 2. Integration with Healthcare Systems - The future of commercial health insurance is closely tied to the integration of medical services, medical insurance, and pharmaceuticals (the "three medicals"), which is essential for its development [6][7]. - The article outlines three major transitions necessary for this integration: cognitive transition, institutional transition, and technological transition [7][8]. 3. Cognitive Transition - The changing landscape of healthcare demands a comprehensive understanding of evolving medical insurance needs, driven by factors such as an aging population and rapid advancements in medical technology [8][9]. - The article highlights the need for commercial health insurance to adapt to diverse healthcare demands across different income groups, necessitating the development of varied insurance products [10][11]. 4. Institutional Transition - A robust legal framework for healthcare insurance is crucial for the integration of health insurance and the three medicals, with recent legislative efforts aimed at enhancing the sustainability and fairness of the healthcare system [15][16]. - The establishment of a multi-pillar, multi-tiered healthcare system is essential, incorporating basic medical insurance, employer-sponsored insurance, and individual commercial health insurance to create a comprehensive safety net [17][18]. 5. Technological Transition - The integration of data standards and the use of AI are pivotal for enhancing the efficiency and effectiveness of health insurance and healthcare services [21][22]. - AI can play a significant role in controlling healthcare costs and preventing fraud, thereby improving the overall integrity of the insurance system [23][24]. 6. Support for Biopharmaceutical Development - The convergence of medical insurance and commercial health insurance can provide comprehensive support for the biopharmaceutical industry, facilitating funding for research and development and ensuring the market accessibility of innovative treatments [25].