昨天，财政部等四部门出台指导意见，要求进一步发挥政府性融资担保体系增信分险作用，引导更多金融资源精准支持就业创业。新政策有哪些硬招实招？ 又将惠及哪些企业？ 新政策主要惠及吸纳就业能力强、劳动密集型小微企业。今后，这些类型的小微企业找银行贷款融资，政府性融资担保机构会优先提供担保，分担银行风 险，银行放贷也没有后顾之忧。 为了让实打实的利好落地见效，国家将探索设立融资担保就业贡献度指标，把就业作为重要的考核指挥棒，引导省级再担保机构、市县直保机构主动作为， 给带动就业效果好的小微企业提供更多担保资源。 小微企业的融资门槛也会进一步降低。政府性融资担保机构将逐步减少、取消对符合条件的小微企业融资担保的抵质押反担保要求。这让有资金需求但缺少 抵押物的小微企业更容易获得担保，打通融资梗阻。 此外，国家还鼓励银行、政府性融资担保机构制定专属服务方案，开发专门为小微企业支付员工工资的金融产品，开展稳岗扩岗专项贷款业务。 中央财经大学财政税务学院院长 樊勇：政策通过强化政府性融资担保的增信分险功能，由担保机构为企业提供担保支持，降低银行风险预期，提升信贷投 放意愿。融资环境改善后，企业能够保障工资支付、稳定现有岗位，并在 ...

此外，国家还鼓励银行、政府性融资担保机构制定专属服务方案，开发专门为小微企业支付员工工资的金融产品，开展稳岗扩岗专项贷款业务。 昨天，财政部等四部门出台指导意见，要求进一步发挥政府性融资担保体系增信分险作用，引导更多金融资源精准支持就业创业。新政策有哪些硬招实招？ 又将惠及哪些企业？ 新政策主要惠及吸纳就业能力强、劳动密集型小微企业。今后，这些类型的小微企业找银行贷款融资，政府性融资担保机构会优先提供担保，分担银行风 险，银行放贷也没有后顾之忧。 为了让实打实的利好落地见效，国家将探索设立融资担保就业贡献度指标，把就业作为重要的考核指挥棒，引导省级再担保机构、市县直保机构主动作为， 给带动就业效果好的小微企业提供更多担保资源。 小微企业的融资门槛也会进一步降低。政府性融资担保机构将逐步减少、取消对符合条件的小微企业融资担保的抵质押反担保要求。这让有资金需求但缺少 抵押物的小微企业更容易获得担保，打通融资梗阻。 中央财经大学财政税务学院院长樊勇：政策通过强化政府性融资担保的增信分险功能，由担保机构为企业提供担保支持，降低银行风险预期，提升信贷投放 意愿。融资环境改善后，企业能够保障工资支付、稳定现有岗位，并在经 ...

Group 1 - The Shaanxi Province held a talent supply and demand negotiation conference for master's and doctoral graduates, focusing on key industrial chains for 2025, with over 70 leading enterprises participating [1] - The event provided more than 500 job positions across various fields, including electronic information, high-end equipment manufacturing, new energy, aerospace, modern agriculture, and cultural tourism [1] - The conference aimed to match high-level talent needs in key industries such as industry, agriculture, and cultural tourism, facilitating the delivery of master's and doctoral talents to enterprises, research institutions, and universities [1] Group 2 - The provincial human resources department published a talent demand directory for key industrial chains in industry, cultural tourism, and agriculture, along with mechanisms for talent introduction, training, and incentives [2] - The established mechanisms aim to facilitate a two-way connection between talent and industry resources, enhancing the efficiency of talent recruitment [2]

Group 1 - The employment policy promotion month in Shaanxi Province aims to enhance the coverage, awareness, and implementation of employment policies, improving the convenience for enterprises and the sense of gain for workers and employers [1] - A comprehensive policy service list will be published, detailing employment policies, service contents, and contact information for public employment service institutions [1] - The "1131" service initiative will provide systematic support for job seekers, including policy introduction, career guidance, job recommendations, and skills training or employment internship opportunities [1] Group 2 - As of the end of August this year, Shaanxi Province has created 337,800 new urban jobs and reduced the burden on enterprises by 3.61 billion yuan through lowered unemployment and work injury insurance rates [2] - A total of 3.328 billion yuan in entrepreneurial guarantee loans has been issued, generating 26,800 new jobs [2] - Government-subsidized training has reached 237,500 participants, and 1,241 online and offline recruitment events have been held, offering over 990,000 job positions [2]