根据现阶段有效需求不足等突出问题提出目标—— 居民消费率明显提高，将带来哪些改变？ 数据来源：国家统计局等 制定中长期规划指导经济社会发展，是中国共产党治国理政的一种重要方式。中共二十届四中全会 通过《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》，明确提出了"十五五"时期经 济社会发展指导方针，为做好未来五年经济社会发展工作指明了前进方向、提供了科学指引。 翻开2万多字的"十五五"规划建议，不少新表述、新目标、新措施引起海内外广泛关注。从今天 起，本报推出系列报道"这些新提法，写入'十五五'规划建议"，结合"十五五"规划建议中的部分新提法 展开分析，与海内外读者共同铺展这份新蓝图。 ——编者 "中国官方提出明显提高居民消费率""中国将形成更多由内需主导、消费拉动、内生增长的经济发 展模式"——"十五五"规划建议发布以来，多家外媒持续关注其中有关消费的新提法。 消费关乎经济发展，也连着百姓生活。"十五五"规划建议明确"居民消费率明显提高，内需拉动经 济增长主动力作用持续增强"的目标要求，强调大力提振消费，并作出了一系列具体部署。 居民消费率是个什么概念？其明显提高将带来哪些改变？ 居民消费率有较大 ...

Group 1 - The core viewpoint of the news is the introduction of policies aimed at expanding service consumption, emphasizing the combination of benefiting people's livelihoods and promoting consumption [1][2] - The "three persistences" highlighted in the policy measures include: combining benefits to people's livelihoods with consumption promotion, optimizing supply while stimulating demand, and balancing external openness with internal release [1][2] - Consumer spending contributed 52% to economic growth in the first half of the year, indicating the increasing role of consumption in driving economic growth [1] Group 2 - The policy measures aim to enhance consumer capacity by ensuring stable growth in residents' income, which is crucial for improving consumption ability and willingness [2] - In the first half of the year, the per capita disposable income of residents was 21,840 yuan, reflecting a nominal growth of 5.3% compared to the previous year [2] - The government plans to implement a personal consumption loan interest subsidy policy, providing up to 3,000 yuan in interest subsidies for eligible loans, with a total of 300 billion yuan in national subsidies planned for the year [3] Group 3 - There is a shift in consumer demand from quantity to quality, with increasing preferences for high-quality, personalized, and experiential consumption [4] - Different demographic groups have specific consumption needs, such as the younger generation seeking experiential lifestyles and the elderly desiring comfort and security [4] - The government will select around 50 pilot cities to develop new consumption models and scenarios, aiming to enhance the supply of quality services and meet diverse consumer demands [5] Group 4 - The focus of economic policies is shifting towards benefiting people's livelihoods and promoting consumption, with an emphasis on increasing market vitality and consumption growth [5] - Ensuring safety, comfort, and convenience in service supply is essential, with a commitment to addressing previous issues through improved infrastructure and regulatory measures [5]

Group 1 - The article highlights the multi-faceted approach taken by the Shanxi Provincial Finance Department to boost consumer spending and support the local economy through various measures such as direct subsidies and policy guidance [1][2] - Employment support policies include subsidies for public welfare jobs, one-time job-seeking subsidies, and training subsidies aimed at stabilizing and expanding employment [1] - Direct agricultural subsidies are being implemented, including soil fertility protection subsidies and agricultural machinery purchase subsidies, to optimize agricultural support policies [1] Group 2 - The government is focusing on promoting consumption through initiatives like the trade-in program for old products, covering a wide range of consumer goods including automobiles and home appliances, with a pre-allocated budget of 44.44 billion yuan for 2025 [1] - Educational support is being enhanced with increased funding for national scholarships for high school and vocational students, as well as higher standards for graduate scholarships [2] - Investment in infrastructure is being prioritized, with 23.72 billion yuan in central budget funds and 1.86 billion yuan in provincial funds allocated to improve consumer service infrastructure [2]