销售说，以前再差的房子挂牌一两个星期都能快速成交，如今挂牌半年以上无人问津成为常态，有些郊区的房子甚至降幅高达50%也无人问津。 这并不是因为房子已经没有了价值，核心还是在于市场供需关系发生了根本性的逆转。二手挂牌量激增与购房需求快速萎缩同时出现， 就拿上海来说吧，外环区域二手房挂牌量同比激增42%，杭州钱江世纪城板块降价房源占比高达60%以上。 我经历过2015年的狂飙，也目睹了2023年的转折。今天我想抛开那些宏大叙事，跟你聊聊身边真实的故事——我的老同学张伟（化名）。 老同学张佳，在上海有4套房，还在电话那头炫耀身家，昨天在电话里头却是万般的无奈："怎么办？我第三套房挂了大半年，看房的人都没几个。" 这不是个别现象，数据显示，全国二手房挂牌量突破730万套，白城二手房价同比跌幅高达7%以上，今明两年，像张佳这样持有"多套房"的家庭，将不得 不面对这3个问题。 资产流动性冻结，纸上富贵难以变现 随着房价下行，市场挂牌量激增，多套房持有者最先感受到的是：资产流动性正在迅速冻结。 然而，购房主力军却在悄悄发生变化，90后，00后群体规模相比70后，80后足足减少了数千万。再加上城镇近40%以上的家庭拥有2套甚 ...

Group 1 - The logic of buying and selling houses has changed significantly over the past three years, with the myth that housing prices only rise being completely shattered [2][3] - In 2018, Li Ka-shing predicted a major reshuffle in housing prices within five years, which has now materialized with a nationwide decline in second-hand housing prices for 29 consecutive months, leading to an increase in listings to 7.3 million [3] - The average transaction cycle for second-hand houses has extended to 6.2 months, indicating a significant decrease in market liquidity [3] Group 2 - The holding costs for multiple property owners are increasing, with property management fees doubling over the past 20 years and expected to rise further due to inflation [5] - Maintenance costs for properties, especially high-rise buildings, are also increasing, with elevator maintenance costs potentially reaching hundreds of thousands over time [5] - New regulations starting in September require landlords to register rental contracts, which will increase transparency and could lead to reduced rental income for property owners [7] Group 3 - The rental market is becoming saturated, particularly in first-tier cities, with over 160,000 second-hand homes listed, and even a 20% price reduction fails to attract buyers [9] - Many landlords are struggling to cover property management fees as younger populations migrate to larger cities, leaving older homeowners with multiple properties [9] - Families facing these challenges can take various approaches to alleviate their burdens, such as assessing asset status and optimizing debt structures [11] Group 4 - Li Ka-shing's advice remains relevant: purchasing homes for personal use is advisable, but speculative buying for profit should be reconsidered [13]