2026年是"十五五"开局之年。坚持创新驱动，加紧培育壮大新动能，是2026年经济工作要抓好的重点任 务。其中，创新科技金融服务是中央经济工作会议明确的重点工作之一。 2025年在做好科技金融服务方面做了较多探索，国家创业投资引导基金在近日启动，形成了万亿资金规 模，将把种子期、初创期、早中期企业作为投资重点，用耐心资本陪伴企业"长跑"；国家金融监督管理 总局扩大金融资产投资公司（AIC）股权投资试点至全国18城，引导银行系资本"投早、投小、投硬科 技"；多地试点知识产权质押或者推动知识产权证券化，将分散专利打包成标准化金融产品进入资本市 场。 "创新科技金融服务的核心是打通'科技—产业—金融'的良性循环，让金融资源精准匹配硬科技企业全 生命周期的发展需求。"在受访专家看来，2026年创新科技金融服务将推出多项举措：一是健全知识产 权质押融资机制，推进知识产权质押贷款"前补偿"试点，让轻资产科创企业获得更多融资支持；二是扩 大"投贷联动""投保联动"试点范围，银行贷款与股权投资相结合，实现风险共担、收益共享；三是培育 耐心资本，推动AIC股权投资和科技创新债券发展，引导长期资本投早、投小、投硬科技；四是设立科 ...

Core Viewpoint - 2025 is a pivotal year for the reform and high-quality development of China's capital market, with Guolian Minsheng Securities focusing on integrating investment banking services and establishing a new strategic direction centered on "industrial investment banking, technology investment banking, and wealth investment banking" [1] Group 1: Cultural Integration - The integrated Guolian Minsheng Securities retains the cultural essence of Huaying Securities while incorporating the diligent spirit of Minsheng Securities, forming a unique cultural advantage that combines "boutique investment banking" with "service-oriented" practices [2] - In the first half of 2025, the company ranked seventh in both the number of IPOs and the total underwriting amount, with the number of IPO applications placing it among the top five in the industry, demonstrating the effectiveness of cultural integration [2] Group 2: Compliance Foundation - The company emphasizes that "compliance and risk control are the lifelines of investment banking," integrating the compliance management experiences of both Huaying and Minsheng Securities to create a unique compliance risk control model [3] - The three-line defense system has become a core part of the company's compliance culture, enhancing risk control while promoting business development [3] Group 3: Professional Empowerment - The company has evolved its business model from "investment + investment banking" to "investment-insurance linkage + industry groups," marking a significant breakthrough in professional development [4] - The establishment of industry groups covering 12 cutting-edge fields aims to enhance the company's ability to provide comprehensive financial services and foster a sustainable professional growth capability [4] Group 4: Service to the Real Economy - The company is committed to serving the real economy, focusing on "deep regional engagement and precise industry cultivation" as a core path for cultural and business integration [6] - It has established a presence in key cities and is actively researching local industry trends to provide comprehensive financial services tailored to strategic emerging industries [6] Group 5: Cultural Implementation - The company promotes deep cultural integration through a system supported by party leadership, institutional backing, and cultural empowerment, enhancing employee engagement and cultural recognition [7] - It has received multiple market awards, further enhancing its influence in the fields of industrial, technology, and wealth investment banking [7] Group 6: Future Outlook - Looking ahead to the "14th Five-Year Plan," the company aims to solidify its three pillars of "industrial investment banking, technology investment banking, and wealth investment banking," continuously transforming cultural advantages into business competitiveness [8]

Group 1 - The article highlights the integration of technology and finance in agriculture through the "Flying Hand Loan" product, which has benefited over 13,000 farmers and provided loans exceeding 700 million yuan [1][2] - The "Flying Hand Loan" is a customized financial product designed to support the use of agricultural drones, showcasing a successful case of financial innovation in rural areas [1][2] - The development of Shenzhen as a technology and finance hub is emphasized, with a focus on deepening the integration of these sectors to promote economic growth [2] Group 2 - The article discusses the challenges faced by technology companies, particularly in the medical device sector, regarding traditional financing methods that do not align with their asset-light and high-growth characteristics [3][4] - Innovative financial service models, such as those developed by ICBC Shenzhen, are introduced to address the financing difficulties of tech companies by focusing on intellectual property and R&D investments [4][5] - The article outlines the importance of understanding industry-specific needs and creating tailored financial solutions to support the growth of technology enterprises [5][6] Group 3 - The "Thousand Sails Enterprise Navigation" initiative by Agricultural Bank of China Shenzhen aims to enhance financial service quality for technology companies by forming industry-specific teams [8][9] - The initiative has successfully invested in multiple specialized enterprises, demonstrating the effectiveness of a collaborative financial approach [9] - The establishment of a comprehensive financial product matrix, including various loan types and investment funds, is highlighted as a strategy to support the growth of technology firms [9][10] Group 4 - The article emphasizes the importance of a collaborative ecosystem in technology finance, where banks, investment institutions, and industry partners work together to support startups [12][13] - The "融智联盟" (Intelligence Alliance) initiative by Agricultural Bank of China Shenzhen is designed to provide comprehensive support to technology enterprises, from funding to talent retention [13] - The focus on risk control through diversified collaboration is noted, with both Agricultural Bank and ICBC maintaining low non-performing loan rates in their technology financing [14]

Core Viewpoint - The establishment of the Jilin Provincial Industrial Investment Financial Alliance aims to support the transformation and upgrading of the industrial economy in Jilin Province through collaboration among over 30 leading financial institutions, including national funds, banks, insurance, and securities [1] Group 1: Alliance Formation and Goals - The alliance was formed on May 20, 2025, led by Jilin Industrial Investment Management Group [1] - The first batch of initiatives includes 500 measures to serve the real economy [1] - By 2025, the alliance aims to complete its system construction and establish a "provincial industrial investment fund leading + institutional co-investment + bank co-lending" mechanism [1] Group 2: Long-term Objectives - By 2028, the alliance targets to reserve 500 projects, serve 500 enterprises, and achieve financial support of 50 billion yuan [1] - By 2030, the ultimate goal is to reach a "three thousands" plan in project reserves, enterprise services, and funding scale [1] Group 3: Financial Mechanisms and Services - The alliance will create a "loan-investment," "investment-insurance," and "investment-guarantee" linkage mechanism to increase capital input [1] - A "green channel" for alliance clients will be established to ensure the fastest loan disbursement for quality enterprises [1] - Members will provide the most favorable financial products in the industry to reduce financing costs [1] Group 4: Support for Enterprises - A "dual mentor team" combining industry and finance will be formed to provide full-cycle services such as IPO diagnostics to help enterprises improve operational levels [1] - The alliance will publish a "key industry chain demand list" and establish specialized funds in key areas such as carbon fiber [1]